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How Many Bear Markets Have You Lived Through?

The Big Picture

2000-13 : Secular bear market did not make new highs until March 2013 2018 : ~20% pullback as the economy slowed, FOMC hiked. The 2000 crash was the worst of all of these: The Nasdaq plummeted 81% from peak to trough. My economic future was uncertain, but I felt confident I could make a go of it.

Marketing 336
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Question #4 for 2023: What will the participation rate be in December 2023?

Calculated Risk

A large portion of the decline in the participation rate since 2000 was due to demographics and long-term trends. We know population growth has been weak over the last several years, and that the baby boom generation is now retiring in large numbers. in February 2020, and up from the pandemic low of 60.1% in April 2020.

Economics 286
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Melted Rocks & Retirement Planning

Random Roger's Retirement Planning

At 50 though, you do need to have some context for how viable your idea of retirement is. My reasoning is as it has always been, my income is levered to the ups and downs of the stock market, I don't ever want to retire, we have been living below our means for ages and now all the more so having just paid off our mortgage.

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Nobody Knows Anything, John Wick edition

The Big Picture

Watch Danny Boyd of CinemaStix’s video (above) about the challenges of making a flick about a retired hitman. But it almost wasn’t made at all. John Wick is yet another reminder about just how little any of us know about what might happen in the future… Previously : Nobody Knows Nuthin’ (May 5, 2016) Can Anyone Catch Nokia?

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Rabbithole: What Do People Get Wrong About Money?

The Big Picture

Who we are financially is very different than who we become in middle age or after retirement. During the 2000 crash, I had no 401k, and my wifes 403B was tiny. ” A : The standard answer is Accumulation, Maintenance Distribution , but let’s dig deeper. The ones that should have mattered the most I was blas about.

Investing 195
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The Super Bowl and Your Investments

The Chicago Financial Planner

Rams) won in 2000 and the market dropped. Approaching retirement and want another opinion on where you stand? Financial coaching focuses on providing education and mentoring on the financial transition to retirement. Related Posts: Five Things to do During a Stock Market Correction Is a $100,000 Per Year Retirement Doable?

Investing 184
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Will Anyone Have Enough To Retire?

Random Roger's Retirement Planning

Lending Tree posted a study showing how much people need saved to retire in/near 384 cities in the US. The averages you see from various reports are typically more akin to emergency funds than retirement funds. The cheapest are was Johnstown, PA which requires $779,000. As a generalization, we collectively have not saved any money.