Random Roger's Retirement Planning

SEPTEMBER 4, 2024

Two articles with entirely different viewpoints on when and how to retire. The first one from the WSJ is about people taking intermediate length, six to 12 months I'd guess, sabbaticals every so often without prioritizing the potential consequences for retirement planning.

Retirement 45

Retirement Retirement Planning Financial Advisor Planning 45

Carson Wealth

MARCH 11, 2024

Retirement funds had been demolished and there was very little hope. Yet, longer-term investors have once again been rewarded for sticking to their investment plans. to 80.7%, which is higher than at any point between July 2001 and February 2020. For anyone who remembers that time, it was truly a frightening period in history.

Marketing 97

Marketing Marketing Economy Retirement 97

Random Roger's Retirement Planning

MAY 6, 2024

In 2000, BPLSX outperformed by 69%, in 2001 it outperformed by 37%, 22% in 2002 and 46% in 2009. That is not a bad result but might be less than you'd think when looking at the CAGR numbers. I outlined the four years that account for just about all of the long term outperformance.

Assets 98

Assets Portfolio Taxes Management 98

The Irrelevant Investor

MAY 16, 2017

The Isolas are currently on a crusade to fix the atrocities that take place in teacher's retirement plans. While teaching, Tony and Dina began managing money in 2001 for friends and family. Tony taught U.S. history at a middle school for twenty-one years, so he knows a thing or two about how this works.

Retirement Planning 52

Retirement Planning Commission Clients Education 52

Brown Advisory

JANUARY 20, 2023

Don't get an "F" on FBAR ajackson Fri, 01/20/2023 - 13:43 We work with many clients to develop smart, flexible tax strategies; such strategies are essential to align their tax, investment and wealth preservation plans. military banking facilities; certain bank-to-bank settlements; accounts owned by certain retirement plans.

Accounting 52

Accounting Compliance Taxes Banking 52

Mr. Money Mustache

MAY 20, 2022

Even Mr. Money Mustache, as a person who retired 17 years ago, is still in this boat for the simple reason that my retirement income from dividends and hobby businesses is still greater than my annual living expenses (which still hover around $20,000 per year). (It’s Everything else is just silly noise.

Marketing 53

Marketing Marketing Retirement Investing 53

The Big Picture

APRIL 18, 2023

In the short run, there can be distortions in public market valuations as we saw in 2001 and we saw prior to that in 2007, and prior to that in 2000, in ‘99. RITHOLTZ: So you lasted two or three years, and then you get tapped to go to London in 2001. BARATTA: In November of 2001, when I moved over — RITHOLTZ: Sure.

Assets 162

Assets Investing Investments Valuation 162

The Big Picture

MAY 7, 2024

So I got the job as Chief Revenue Officer of MSN in 2001. And she did a plan for me personally and answered the questions, can I retire? And so we offer that plan for $2,500. If 00:49:16 [Speaker Changed] I was ever gonna be, I, I wrote a plan a couple years back to do an activist takeover of the RealReal.

Startup 147

Startup Advertising Engineering Numbers 147

Mr. Money Mustache

SEPTEMBER 4, 2023

And that’s what is happening right now: mortgages are suddenly way more expensive, so people are putting off their plans to buy houses. Companies find that borrowing money is costly, so they are scaling back their plans to build new factories, and cutting back on their hiring. Facebook laid off 10,000 people and Amazon shed 27,000.

Economy 83

Economy Banking Budgeting Investing 83

Brown Advisory

MARCH 28, 2017

Screening can also impact returns over time; the California Public Employees’ Retirement System stated recently that it missed out on as much as $3 billion in gains between 2001 and 2014 as it gradually divested its tobacco holdings.

Portfolio 52

Portfolio Ethics Distribution Clients 52

Brown Advisory

MARCH 28, 2017

Screening can also impact returns over time; the California Public Employees’ Retirement System stated recently that it missed out on as much as $3 billion in gains between 2001 and 2014 as it gradually divested its tobacco holdings.

Portfolio 52

Portfolio Ethics Distribution Clients 52

The Big Picture

JULY 26, 2022

When you launched in 2001, you started with $50 million, $55 million, something like that? What do I want in — what does a five-year plan look like? I mean, I think one of the benefits of phase planning in your first fund is that you get some humility. It might be a management team that wants to retire, or exit.

Consulting 298

Consulting Numbers Management Investing 298

Random Roger's Retirement Planning

JULY 16, 2023

I first got interested in this idea in 2001 when I bought the book Multiple Streams Of Income by Robert Allen. We've explored this countless times in the context of trying to add at least one other income stream in retirement beyond Social Security and portfolio withdrawals. The idea list on this one is endless. Teaching/coaching.

Certification 75

Certification Retirement Numbers Planning 75

The Big Picture

MARCH 27, 2023

Was that where you plan to go? So it was a pretty different situation from 2001, where the whole dot-com bust, but more importantly, the telecom implosion. So you retire in 2018. But think of the pension plans, think about the school endowments, they really need some safety. But let’s roll back a little bit.

Assets 285

Assets Investing Investments Management 285

The Big Picture

MAY 9, 2023

What was the original career plan? SALISBURY: Honestly, I didn’t really have a long-term plan. SALISBURY: Yes, I’d love to tell you there was some great master plan. And then I was the beneficiary of the TMT bubble bursting in 2001. Let’s start out with a little bit of your background. SALISBURY: Sure.

Assets 299

Assets Clients Investing Investments 299

The Big Picture

JUNE 7, 2023

You’ll retire a happy person, your kids. What is that business plan look like? They want to understand the plan. I wouldn’t need you as an LP to be retired, like managing my own money to someone else to be a manager in one office. Your business will grow. You’ll make plenty of money. No one knew that.

Management 277

Management Investing Investments Economics 277

Getting Your Financial Ducks In A Row

MAY 22, 2023

For a similar list regarding early withdrawal from a 401k plan, follow this link. Qualified Reservist – If you were called to duty after September 11, 2001 and served for at least 6 months, you are allowed to make a withdrawal from your IRA during your active duty period without penalty. This list is for Traditional IRAs only.

Distribution 77

Distribution Medical Accounting Taxes 77

Brown Advisory

SEPTEMBER 12, 2016

The California Public Employees’ Retirement System (CalPERS) said in April that it missed out on as much as $3 billion in gains between 2001, when it started to sell its tobacco stocks, until the end of 2014, when it completed the divestment. CalPERS is the largest defined-benefit pension plan in the U.S.,

Clients 52

Clients Portfolio Distribution Communication 52

Brown Advisory

SEPTEMBER 12, 2016

The California Public Employees’ Retirement System (CalPERS) said in April that it missed out on as much as $3 billion in gains between 2001, when it started to sell its tobacco stocks, until the end of 2014, when it completed the divestment. CalPERS is the largest defined-benefit pension plan in the U.S.,

Clients 52

Clients Portfolio Distribution Communication 52

The Big Picture

JULY 24, 2023

MIAN: So when people compare the current sort of bear cycle to 2001 and 2008, the reason I think that’s flawed is because that was in a secular bear market. MIAN: The zeitgeist of the 2000s was China’s entrance into the World Trade Organization in June 2001. RITHOLTZ: Huge difference in both depth and duration.

Marketing 130

Marketing Marketing Economy Valuation 130

The Big Picture

OCTOBER 24, 2022

I think it was just a bit of poor planning more than anything else. And so my coverage list kind of converted over time to focus more on mutual funds, to focus on five to nine plans, college savings. The managed portfolio business began in 2001. And like all things, it took longer, was more complex. RITHOLTZ: At the BLS, no.

Portfolio 130

Portfolio Management Assets Investing 130

The Big Picture

AUGUST 29, 2022

Especially, he wrote a rant about the 2008 crisis, and he wrote a rant about 2001 in Enron. RITHOLTZ: You made my retirement …. My — I’ll say my dad is — well, my dad was a highway or is a — well, he retired, but he would go around and try to get contracts to pave highways. RITHOLTZ: Unvarnished (ph).

Assets 173

Assets Management Marketing Marketing 173

The Better Letter

JANUARY 12, 2023

Forecasting Follies 2023 In September of 2021, as President Joe Biden’s Build Back Better plan was being considered by Congress, many worried about the inflationary pressure of injecting an additional $2.4 Thanks for visiting. trillion into the economy in addition to the $4.1 trillion previously committed in response to the pandemic.

Economy 118

Economy Economics CFP Management 118

Cordant Wealth Partners

AUGUST 25, 2021

no more than 10% or 15% in an individual security), here’s what I consider the real definition of what is too concentrated: If a major loss in your concentrated position breaks your financial plan, you are too concentrated. Again, Susan works with her advisors, who, in coordination with her CPA, develop the following plan.

Portfolio 52

Portfolio Taxes Assets Investing 52

The Big Picture

APRIL 11, 2023

RITHOLTZ: And then we could talk about stock option plans and what is and isn’t above the line deducted. But Amazon had a great run, Bezos retires. When the first time I use Google, I want to say it was 2001 or 2002, when it was just so simple. DAMODARAN: Right. So there’s that? DAMODARAN: Right. DAMODARAN: Right.

Valuation 298

Valuation Education Numbers Government 298

The Big Picture

OCTOBER 5, 2024

And he was like, do you have a plan? Plus, if your home prices appreciate dramatically, hey that’s great for your retirement. And I think also because people are living longer and, you know, staying in jobs longer, taking longer to retire, there isn’t maybe as up as much upward mobility as there used to be.

Economy 162

Economy Education Insurance Economics 162

The Big Picture

SEPTEMBER 1, 2024

I was told that a number of retired astronauts are increasingly troubled by Boeing’s performance. Trump plans would add $5.8 Boeing’s engineering woes extend beyond Starliner; they threaten NASA’s bigger goals of going back to the moon through its Artemis program, for which Boeing has become an essential partner.

Insurance 263

Insurance Commission Engineering Assets 263

The Big Picture

JULY 15, 2024

Was finance always the career plan? And then on the institutional side, we do, of course, all private pensions, sovereign wealth funds, public pensions, taf, Hartley plans, insurance, all of that. You gotta go back to the 2001 recession. It adds uncertainty to planning for businesses. Matt Eagan. And we created teams.

Portfolio 147

Portfolio Banking Management Portfolio Management 147

The Big Picture

MARCH 17, 2025

What, what was the original plan Stephanie Kelton : To be a dentist. You know, when Bill Clinton was president and you had the budget, federal budget in surplus for four years in a row, 98 through 2001, the government’s budget was in surplus. And of course, we had a recession in 2001, and then the surpluses disappeared.

Taxes 147

Taxes Economy Government Budgeting 147

The Big Picture

JULY 22, 2024

Sounds like finance was always the career plan. As you know, Mike Lillard, who is my recently retired boss, is like what you were doing at Morgan Stanley is directly applicable to what we’re doing here. And then last is my boss who just retired at PGM, you know, Mike Lillard, who was just a, a, a unbelievable analytical mind.

Portfolio 147

Portfolio Economy Investing Investments 147