Random Roger's Retirement Planning

APRIL 16, 2023

I've been part of the planning committee for this drill since 2010, maybe 2009 and a participant since 2003. For a volunteer department like ours, there will be some years where the drill is our only live fire hours so it is very important. The two days of the drill are two of the funnest days of the year for me.

Engineering 98

Engineering Planning Accounting 98

Brown Advisory

JANUARY 20, 2023

Don't get an "F" on FBAR ajackson Fri, 01/20/2023 - 13:43 We work with many clients to develop smart, flexible tax strategies; such strategies are essential to align their tax, investment and wealth preservation plans. military banking facilities; certain bank-to-bank settlements; accounts owned by certain retirement plans.

Accounting 52

Accounting Compliance Taxes Banking 52

Random Roger's Retirement Planning

JULY 29, 2023

This is an opportunity I have been cultivating as a Plan B or Plan C for many years and this week it all came into place and the scenario couldn't have been better for getting started on something new or maybe learning it wasn't for me. When I talk about taking a long lead time to a Plan B or post retirement gig, I am not kidding.

Retirement 40

Retirement Planning Risk Management Clients 40

The Big Picture

DECEMBER 6, 2022

And before that, Morgan Stanley, doing technology and operations planning for the wealth and asset management group. It has to be such a different set, the retirement planning is different, the safety net is different. I think 401(k) plans are starting to use ETFs more broadly. BERRUGA: This is 2003.

Clients 162

Clients Investments Investing Management 162

Random Roger's Retirement Planning

DECEMBER 3, 2023

Some historical examples include June/July 2003, the Taper Tantrum in 2013 and of course now we can add 2022 to this list. The reason CEF yields are usually so high is because they use leverage to increase their holdings which increases the payout.

Portfolio 75

Portfolio Accounting Numbers Management 75

Sara Grillo

AUGUST 14, 2023

Helping parents send their kids to college, care for an aging parent and retire with financial independence are literally what gets him up every day. The Institute exists to preserve, protect and defend fiduciary principles in investment advice, wealth management and financial planning. She obtained her CFP designation in 2003.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Random Roger's Retirement Planning

JANUARY 28, 2024

There was some sort of spike in interest rates in June/July 2003 that wrecked the space. Before ETFs, CEFs offered a lot of exposures that were otherwise difficult to access and frequently the yield is high because they use leverage. CEFs though have a tendency to get absolutely murdered during certain market events.

Taxes 40

Taxes Distribution Investments Investing 40

Brown Advisory

JUNE 21, 2017

We understand and appreciate this approach, which is particularly common among endowments, foundations and retirement plans for which tax considerations are not relevant. pdf 2 On the Performance of Mutual Fund Managers," Baks, Emory University, June 2003.

Investments 52

Investments Investing Portfolio Management 52

Brown Advisory

JUNE 21, 2017

We understand and appreciate this approach, which is particularly common among endowments, foundations and retirement plans for which tax considerations are not relevant. pdf 2 On the Performance of Mutual Fund Managers," Baks, Emory University, June 2003. 1 [link] AssetFlows/AssetFlowsJan2017.pdf

Investments 52

Investments Investing Portfolio Management 52

Random Roger's Retirement Planning

APRIL 16, 2024

For many years, I've said I did not want to retire from what I do for a living realizing that is the sort of thing that I could change my mind at some point. Twenty years later and I am still in the same place, not wanting or planning to retire. We have some intermediate term planning/spending needs and we've started in on them.

Retirement 75

Retirement Planning Food Investment Advisor 75

Good Financial Cents

AUGUST 12, 2023

If you’re looking for more passive income ideas, click below: 31 Passive Income Ideas Purpose and Importance The purpose of passive income is broad, spanning from financial cushioning to the possibility of early retirement. Passive income is often vital in this quest, allowing people to live comfortably without a regular paycheck.

Risk Tolerance 58

Risk Tolerance Taxes Compliance Retirement 58

The Big Picture

AUGUST 20, 2024

What was the initial career plan? Mike Green : Well, the, the initial career plan, actually, so I grew up on a farm in Northern California. My initial career plan was that I was gonna go into science. We built a company that was focused on valuation, initially, actually targeting corporate strategic planning departments.

Assets 173

Assets Management Portfolio Marketing 173

Steve Sanduski

AUGUST 8, 2023

“Mike” was near retirement age, had plenty of money to retire comfortably, yet was wondering if he had “enough” because in his role as a fundraiser, he came in contact with people worth many millions who had multiple homes. In fact, he spoke at one of the earliest Nazrudin Project meetings in San Diego in 1995.

Numbers 98

Numbers Retirement Clients Planning 98

The Big Picture

MAY 9, 2023

What was the original career plan? SALISBURY: Honestly, I didn’t really have a long-term plan. SALISBURY: Yes, I’d love to tell you there was some great master plan. And then in about 2003, we set up a group called the European Special Situations Group, which was a multi-asset class proprietary investing business.

Assets 299

Assets Clients Investments Investing 299

The Big Picture

NOVEMBER 22, 2022

My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? He retired and went to work at the Library of Congress as personnel. My mother, again, a 50-year school teacher who put money into her retirement for 50 years. Tell us about those experiences. RITHOLTZ: Right.

Recruitment 147

Recruitment Engineering Banking Investments 147

The Big Picture

NOVEMBER 15, 2022

I mean, there were some advisor pickup, but you had to be kind of on the front edge of finance, or a quant, or running your own models, which in 2003, was not that common. Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. NADIG: Yeah. RITHOLTZ: We’re just going to put our money.

Management 278

Management Assets Portfolio Investments 278

The Big Picture

JULY 4, 2023

What were your early career plans? RITHOLTZ: So you launch your own firm IDW in 2003. I’ll have to be when I retire and publish under Anonymous. We are seeing the older generation begin to retire, you have Ray Dalio stepping down at Bridgewater, you have a lot of managers who are now in their late 60s, early 70s or beyond.

Management 147

Management Recruitment Numbers Banking 147

The Better Letter

NOVEMBER 2, 2023

That said, over the past 20 years (2003-2022), the S&P 500 delivered a 9.80 In Dave’s world, an 8 percent retirement withdrawal rate isn’t crazy. That’s an overall total return of an astonishing 3,787,464 percent versus “just” 24,708 percent for the benchmark. Okay, Boomer ! Look, I get it.

Certified Financial Planner 96

Certified Financial Planner Investments Investing Portfolio 96

The Big Picture

SEPTEMBER 10, 2024

Was investing always the career plan? I don’t even know what it’s going to be yet, but I mean, I’m not retiring. Well, I mean, so I, I find that, you know, this, and this goes back to, you know, 2003 with Regulation fd, that’s when everything kind of changed. MBA from Kellogg at Northwestern.

Valuation 162

Valuation Clients Investments Investing 162

The Big Picture

JULY 24, 2023

Today the order backlog is bigger, it’s going to take more time, the labor shortage is worse because you’ve got early retirements and lower immigration and so I would argue you can see the economy weaken even the housing market weaken without an increase in joblessness across the board. You mentioned immigration. Like you know….

Marketing 130

Marketing Marketing Economy Valuation 130

The Better Letter

OCTOBER 6, 2022

” After the Dodgers were retired in order in the bottom of the eighth inning, Gibson swung his aching legs down from the training table to hobble toward the clubhouse. “The plan in that situation was to stay away with every pitch,” according to A’s catcher Ron Hassey. “How you doing, big boy?,”

Math 68

Math Management Numbers Planning 68

The Big Picture

AUGUST 29, 2022

And so, I was doing that in 2000, 2002, 2003, 2004. I think these companies in the 80’s and 90’s, when they got enormous, they got into 401(k) plans, that 70, 80, 90 basis points they charge even more was once you got $10 billion, $30 billion, $50 billion in that fund, they — they never shared any of that. BALCHUNAS: Yeah.

Assets 173

Assets Management Marketing Marketing 173

The Big Picture

DECEMBER 12, 2023

And the division that I was in was below plan. You’re 34th, you’re retiring after 34 years and you trounce what’s really the more appropriate benchmark, I would assume the Russell 2000. 00:31:27 [Speaker Changed] So, so it sounds like you start out planning on holding to these stocks for a long time.

Management 264

Management Investments Investing Retail 264

The Better Letter

JANUARY 12, 2023

Forecasting Follies 2023 In September of 2021, as President Joe Biden’s Build Back Better plan was being considered by Congress, many worried about the inflationary pressure of injecting an additional $2.4 Thanks for visiting. trillion into the economy in addition to the $4.1 trillion previously committed in response to the pandemic.

Economy 118

Economy Economics CFP Management 118

Sara Grillo

SEPTEMBER 12, 2022

John Robinson (“JR”), Founder of Financial Planning Hawaii, Inc. The CFP Board’s long, uninterrupted history of putting its own interests ahead of the consumers makes it decidedly unqualified to govern the financial planning profession. Robert will be on the “for” team. JR will be on the “against” team.

CFP 80

CFP Financial Planner Ethics Financial Planning 80

Random Roger's Retirement Planning

MARCH 27, 2025

There was carnage in 1994 and 1999, June/July 2003 left a mark, PPT fell 31% in 2008 and MIN fell 15% in 2022. And while waiting for that to happen, the fund trades with bond-like volatility. Ok, yes.but. There have been plenty of instances where markets caught a cold and CEFs caught flesh eating disease.

Asset Allocation 52

Asset Allocation Assets Taxes Retail 52

The Big Picture

JULY 15, 2024

Was finance always the career plan? And that persistent until about 2003. And then on the institutional side, we do, of course, all private pensions, sovereign wealth funds, public pensions, taf, Hartley plans, insurance, all of that. It adds uncertainty to planning for businesses. Matt Eagan. And we created teams.

Portfolio 147

Portfolio Banking Management Portfolio Management 147

The Big Picture

AUGUST 23, 2022

And he came up with a plan in late 2003 to solve this problem with the oligarchs and what he did was there was one oligarch in particular who was the richest oligarch. And this guy, you know, there’s no mandatory retirement age for a federal judge and we got in front of this guy and he didn’t understand.

Government 321

Government Banking Numbers Investments 321

The Big Picture

MARCH 17, 2025

What, what was the original plan Stephanie Kelton : To be a dentist. So you got the tax cuts in 2001, and then you got another one in 2003. And your plan is to completely offset that spending with new revenue. That sounds like you were teeing up for a career in academia. Barry Ritholtz :Why a dentist? Trillions of dollars.

Taxes 147

Taxes Economy Government Budgeting 147

The Big Picture

FEBRUARY 4, 2025

WA was the career plan, always economics and finance. How do we make sure that there are enough retirement savings for our population? It was not our plan. And it was a 2003 and we lived in Paris. He’s now retired, who was also a very important mentor for me. How has it been done in other countries?

Economy 257

Economy Banking Economics Taxes 257