Darrow Wealth Management

FEBRUARY 9, 2025

Simulated portfolio income using historical dividends Imagine you invested $1,000,000 on the last day of 2004. Hypothetical simulation assumes $1M was invested on 12/31/2004, 50% in SPY and 50% in AGG, portfolio was never rebalanced, dividends not reinvested, and no other contributions/withdrawals in the account. versus 1.1%

Retirement 67

Retirement Asset Allocation Taxes Portfolio 67

The Big Picture

MAY 30, 2023

Different risk tolerance and different business plan. BRYANT: Because small business starts stalled in 2004. I started seeing the muffler shop as a business. By the way, there’s a difference between an entrepreneur and a businessman or a business woman. Those things are different. I’d never seen it that way before.

Banking 147

Banking Economics Business Planning Economy 147

The Irrelevant Investor

DECEMBER 4, 2019

In 2004, Jonathan Clements wrote: With the formula that Dalbar uses, stock-fund investors don't earn the full monthly return on any money that they invest during that month. Knowing your actual risk tolerance is the first thing an investor needs to figure out, and unfortunately you only know where your line is after you crossed it.

Portfolio 52

Portfolio Risk Tolerance Accounting Retirement 52

The Big Picture

FEBRUARY 20, 2024

And I think, you know, if you look at the 2004, 2007, eight period, boy, it would’ve been really good if we’d done something about subprime mortgage lending, about mortgage underwriting standards. I said, no, Bob, I don’t think my, my risk tolerance is, is, is right for that. Try, try that.

Banking 147

Banking Economy Marketing Marketing 147