Discipline Funds

JUNE 6, 2023

On one side you have optimists who have been saying that the US economy remains robust and on the other side you have pessimists who are worried about recession and a potential 2008 scenario. In a way both of these groups have been right. This is not a good risk adjusted return so being less aggressive in recent years has been the right move.

Economy 105

Economy Asset Allocation Valuation Communication 105

Nationwide Financial

MARCH 27, 2023

Over the past four weeks, money markets have added $300 billion, on par with surges in 2008 and 2020, bringing the total to a record $5.1 Fund managers remain historically conservative per Bank of America’s Global Fund Manager Survey showing asset allocators long cash and short equities.

Banking 98

Banking Marketing Marketing Economics 98

Random Roger's Retirement Planning

FEBRUARY 28, 2025

Based on Cambria's other multi-asset funds, ENDW will probably have fixed income duration but that's a space I will continue to avoid. There were places to make money during that run, most notably foreign stocks and equal weight S&P 500, that ETF came out in 2003 and had very good years until 2008. The results.

Portfolio 52

Portfolio Asset Allocation Taxes Assets 52

The Big Picture

JANUARY 21, 2025

And then when I left the journal for the first time in 2008, they said, well, who should we hire to replace you? 00:16:42 [Speaker Changed] Coming into sort of late 2008, I think, if I recall correctly, I was somewhere between 70 and 80% stocks by that point. I did it in 2008 in oh nine. I said, Jason’s wife.

Investing 147

Investing Investments Management Retirement 147

Random Roger's Retirement Planning

APRIL 17, 2024

Then, the market drops a lot perking up interest in All-Weather and the pendulum swings back to wanting a lot allocated to All-Weather, maybe everything into All-Weather. Reacting in the middle of 2022 after learning too much was allocated to risk assets?

Portfolio 102

Portfolio Asset Allocation Advertising Numbers 102

Truemind Capital

JUNE 30, 2022

After the subprime crisis in 2008, many developed countries’ Central Banks started printing money and flooding the global economies with cheap liquidity. The liquidity support since 2008 and massive stimulus post March 2020 has inflated all the asset prices be it equity, debt, or real estate. But first a quick recap.

Asset Allocation 52

Asset Allocation Marketing Marketing Valuation 52

Discipline Funds

NOVEMBER 17, 2023

In other words, if you’re 65 in 2007 and 100% invested in stocks and then 2008 happens then you end up going back to work until you’re at least 70. And the only way that disaster happens is if your financial planner is making irrational projections about asset returns and your asset allocation.

Financial Planner 114

Financial Planner Budgeting Taxes Retirement 114

The Irrelevant Investor

JANUARY 4, 2016

When all was said and done it fell 1.4%, making today the worst opening day since 2008. What the optimal asset allocation will be over the next twelve months. The S&P 500 (SPY) opened down 1.66%, fell another 0.95% and then rallied 1.2% into the close. What is priced in to the market. Who is on the other side of your trade.

Asset Allocation 52

Asset Allocation Assets Planning Economy 52

Random Roger's Retirement Planning

OCTOBER 10, 2022

It's tough to see on the chart but the stock got a take- under offer in 2008 for less than $4/share. Adam is part of the team that manages the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX). David Faber from CNBC referred to some investors as Iomegans for the staunch devotion to the stock.

Management 98

Management Risk Management Asset Allocation Assets 98

The Irrelevant Investor

JUNE 13, 2017

Creating the proper asset allocation and staying with it has a much bigger impact on your returns than selecting the best performing funds within those asset classes. decline in 2008, sat out 2009, and returned to the model in 2010. The chart below is visual evidence of this. Portfolio 2 sold after the 23.3%

Asset Allocation 52

Asset Allocation Portfolio Assets Investments 52

Validea

DECEMBER 7, 2022

Among those voices are Michael Burry, seer of the housing collapse that preceded the 2008-09 financial crisis, and Ray Dalio, who predicted that “the economy will be weaker than expected, and that is without consideration given the worsening trends in internal and external conflicts” in a recent LinkedIn post cited in the article.

Asset Allocation 52

Asset Allocation Economy Valuation Portfolio 52

Random Roger's Retirement Planning

JULY 8, 2023

That is not guessing what markets will do, that is just managing asset allocation and cash needs. As bad as 2008 was, we're 3x from there. The Permanent Portfolio equal weights equities, long bonds, cash and gold with the theory that no matter what, at least one of those four will be doing well.

Asset Allocation 74

Asset Allocation Math Portfolio Assets 74

Random Roger's Retirement Planning

DECEMBER 22, 2024

GAA stands for Global Asset Allocation and it has been lagging for 15 years. We spend a lot of time here on how to diversify to try to smooth out the ride and how to hold up better when markets have a year like 2022 or 2008. Here's a great chart to illustrate the point. GAA consistently had smaller drawdowns.

Portfolio 52

Portfolio Management Clients Asset Allocation 52

Validea

APRIL 18, 2024

In his paper, “A Quantitative Approach to Tactical Asset Allocation,” Meb Faber showed that trend following not only works, but can also be very simple to implement. But the high volume of incorrect signals can be very challenging for investors, as has been evidenced in the period since 2008.

Assets 52

Assets Asset Allocation Investing Investments 52

Darrow Wealth Management

MARCH 28, 2022

The key to weathering the storm is having a diversified asset allocation that’s truly aligned with your risk tolerance and appetite before there’s a personal financial problem or other negative event. Asset allocation. Don’t wait for volatility to get your investments in order! Consider U.S.

Asset Allocation 52

Asset Allocation Marketing Marketing Planning 52

Brown Advisory

MAY 31, 2017

EUROPEAN RE-ENTRY: Why We Are Shifting Portfolios Toward European Stocks achen Thu, 06/01/2017 - 02:47 Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another. Take Europe, for instance.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

Brown Advisory

MAY 31, 2017

Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another. We maintain a model portfolio internally to track the results of our asset allocation stances. Thu, 06/01/2017 - 02:47.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

The Irrelevant Investor

JANUARY 16, 2017

For instance, if at the beginning of 2008, you knew that they would drop 77.5%, a 38.5% Make sure your asset allocation is appropriate. Strike the right balance of having enough risk assets that you don't chase in a good market, but also not too much that you sell in a lousy market. decline would have been avoided.

Asset Allocation 52

Asset Allocation Government Financial Advice Assets 52

SEI

AUGUST 2, 2022

We are currently experiencing one of the most volatile times in decades, on top of the start of the pandemic and the 2008-2009 recession. That’s why, when facing market volatility, stewards of long-term assets held at all types of nonprofit institutions recognize the importance of a well-thought-out investment process. .

Nonprofit 52

Nonprofit Marketing Marketing Risk Management 52

The Irrelevant Investor

JANUARY 22, 2019

Today I want to talk about practical tactical asset allocation. Pretty much the same thing happened in 2008. The behaviorally aware investor has a plan in place to insulate themselves from their worst instincts, which is to sell everything when stocks decline and buy back only when "the dust has settled," whatever that means.

Portfolio 52

Portfolio Asset Allocation Accounting Financial Advisor 52

James Hendries

JUNE 26, 2023

However, the impending end of the Federal Reserve (Fed) rate-hiking campaign, and the economy’s and corporate America’s resilience, help make the bull case that steers LPL Research toward a neutral, rather than negative, equities view from a tactical asset allocation perspective. Diversification does not protect against market risk.

Marketing 52

Marketing Marketing Asset Allocation Valuation 52

James Hendries

JUNE 20, 2023

That’s not suggesting another 2008 is coming, but rather highlights how fast the economic environment can change. A lot changed over the course of 2007 and 2008 as the economy fell into the Great Financial Crisis. Asset allocation does not ensure a profit or protect against a loss.

Marketing 52

Marketing Marketing Economy Communication 52

Inside Information

JUNE 25, 2024

But, as I said, there was something else, more critical and important, that I had never been able to articulate until I read a recent white paper by the nebo wealth organization ( www.nebowealth.com ) called “The Perils of Outsourcing Asset Allocation to a Risk Score.” You can actually test various bear markets and adjust accordingly.)

Risk Tolerance 40

Risk Tolerance Financial Planning Portfolio Asset Allocation 40

Dear Mr. Market

MARCH 11, 2023

Obviously this rattled a lot of nerves and the way we see it is that it won’t be a 2008 “Lehman” type event, however there will be other casualties or at least some banks that get major pressure. Watch for those that have even worse financials and balance sheets than SVB did.

Investing 93

Investing Investments Portfolio Assets 93

James Hendries

DECEMBER 12, 2022

during the month, which was the best month for core bonds since December 2008. The Strategic and Tactical Asset Allocation Committee’s (STAAC) S&P 500 year-end fair value target of 4,000-4,100 is based on a price-to-earnings ratio of 17.5 Core bonds, as measured by the Bloomberg Aggregate Bond index, were up 3.7%

Portfolio 52

Portfolio Taxes Asset Allocation Investments 52

Brown Advisory

DECEMBER 2, 2015

built up substantial reserve capital while recovering from the Great Recession in 2008-2009. By Taylor Graff, CFA, Asset Allocation Analyst. We are recommending that clients consider high-yield bonds and other asset classes that can offer the prospect of solid gains that diverge from the path of traditional stocks and bonds.

Clients 52

Clients Asset Allocation Economics Estate Planning 52

Random Roger's Retirement Planning

SEPTEMBER 25, 2023

Here's a table of failure rates of various asset allocations and withdrawal percentages from an article at Return Stacked Portfolio Solutions. In the last few years or so there has been plenty of content positing that 4% is no longer safe, that 3% should be the number or even 2.5%. Here's well known expert Wade Pfau calling for 3%.

Asset Allocation 40

Asset Allocation Management Numbers Portfolio 40

Brown Advisory

JUNE 3, 2015

The Fed has held the benchmark federal funds rate at zero—a record low—since December 2008 and further reduced borrowing costs through so-called quantitative easing, a bond-purchase program that more than quadrupled its balance sheet to $4.5 By Taylor Graff, CFA, Asset Allocation Analyst. Unemployment fell to 5.4% Effect on U.S.

Valuation 52

Valuation Economy Banking Economics 52

Investing Caffeine

MARCH 1, 2024

At Sidoxia Capital Management , we have experienced this marvel on many of our investments, including our exponential gains in Amazon.com, which we first purchased in 2008 at s split-adjusted price of about $2.95 This is why Albert Einstein called compounding the “8th Wonder of the World.” The same concept holds true for investing.

Taxes 52

Taxes Risk Tolerance Retirement Investing 52

Investing Caffeine

MAY 2, 2022

For long-term stock investors who have reaped the massive +520% rewards from the March 2009 lows, they understand this gargantuan climb was not earned without some rocky times along the way.

Electronics 59

Electronics Economy CFP Government 59

Truemind Capital

OCTOBER 22, 2021

However, this fiscal discipline was thrown out of the window in 2008 after the subprime crisis. – Compared to the money printing in 2008 which went to the banks, this time many Americans have also got money directly in their bank account. Having a 15-20% allocation in Gold could also help in times of hyperinflation.

Marketing 52

Marketing Marketing Banking Economics 52

Carson Wealth

JUNE 12, 2023

It was developed a decade ago and is a key input into our asset allocation decisions. It declined ahead of the actual start of the 2001 and 2008 recessions. We believe our proprietary leading economic index better captures the dynamics of the U.S.

Marketing 52

Marketing Marketing Economy Manufacturing 52

Brown Advisory

DECEMBER 2, 2015

After the 2008-2009 financial crisis, many clients could use loss carry-forwards to reduce taxes against gains taken in subsequent years. By Taylor Graff, CFA, Asset Allocation Analyst. There are few pieces of news more exasperating for investors than a significant tax bill following a period of meager returns.

Taxes 52

Taxes Clients Estate Planning Portfolio 52

Investing Caffeine

OCTOBER 2, 2023

As you can see, the inventory of homes has dramatically collapsed from a peak of about four million homes, circa the 2008 Financial Crisis, to around one million homes today.

Economics 52

Economics Economy CFP Government 52

Investing Caffeine

APRIL 1, 2022

People forget that commodity prices approximately doubled after the 2008 Financial Crisis, only to experience a subsequent slow bleed over the next decade until prices were essentially chopped in half. Since the COVID-driven trough, prices have about tripled over the last two years, but that does not mean prices will fly to the moon forever.

Economy 59

Economy Economics Valuation Investing 59

Brown Advisory

SEPTEMBER 3, 2015

The Federal Reserve, since pushing down the main interest rate to zero in 2008, has repeatedly acknowledged that a “reach for yield” may threaten financial stability. By Taylor Graff, CFA, Asset Allocation Analyst. Dream or Opportunity?

Transportation 52

Transportation Government Economy Asset Allocation 52

Brown Advisory

FEBRUARY 15, 2019

2018 marked the 10-year anniversary of the depths of the 2008–09 financial crisis, an event that tested the strength of the global financial system, the will of the global body politic, and the mettle of everyday citizens throughout the world. This is also a fitting moment to review the intersection of risk and valuation.

Valuation 52

Valuation Clients Portfolio Investing 52