The Big Picture

MARCH 21, 2023

Why 2023 is Not 2008 : But that is incomparable to the 2008-09 era, where every financial institution had consumed CDOs, where toxic sub-prime loans were securitized into ticking time bombs. Even in the market of good intentions, however, it’s important to provide some economic incentives to drive organizations.

Banking 289

Banking Investing Investments Management 289

The Big Picture

AUGUST 15, 2022

Let’s look at the 2008 scenario as an example. Economic Innovation Group ). • My back-to-work morning train WFH reads: • When is a Bear Market Over? Like many things in the market, there aren’t any hard and fast rules for this kind of thing, especially in real-time. How Remote Work is Shifting Population Growth Across the U.S.

Communication 298

Communication Startup Management Economics 298

The Big Picture

DECEMBER 12, 2022

My back-to-work morning train WFH reads: • The sneaky economics of Ticketmaster : Ticketmaster’s maligned fees and customer service issues are again under the microscope. Will American music fans ever see anything better? ( The Hustle ). • What Is the Bond Market Saying About the Economy? No, but everyone is enjoying the charade.

Math 306

Math Economy Communication Economics 306

The Big Picture

NOVEMBER 5, 2022

Bitcoin mining in the crypto crash — the mining companies’ creative accounting : Bitcoin miners used to be ruthless economic agents, in it for the money. In 2008, he received the George Polk Award for financial reporting. Wall Street Journal ). Amy Castor ).

Accounting 278

Accounting Economics Assets Investing 278

A Wealth of Common Sense

OCTOBER 15, 2024

It was the worst economic period most of us have ever lived through. The 2008 crash wiped out $11 trillion in wealth, Housing prices were down by nearly 30%. The stock market crashed almost 60%. The unemployment rate hit double-digits. The collective net worth of American households reached roughly $66 trillion by the end of 2007.

Economics 145

Economics Marketing Marketing 145

The Big Picture

JULY 27, 2022

I have detailed over the past decade or so the lagging nature of wages in America — deflationary in economic terms — and how that had begun to change in the late 2010s pre-pandemic. The post- 2008-09 era saw wealth inequality, already substantial in the United States, explode. I wrote a book about this).

Medicine 331

Medicine Numbers Food Insurance 331

Nerd's Eye View

JULY 5, 2023

stock market has, on average, outperformed international equities over the last 15 years since emerging from the Great Recession of 2008, many investors argue that international diversification is a poor allocation of dollars that would otherwise be earning more in the U.S. Given the current (as of March 2023) economic positions for the U.S.

Valuation 246

Valuation Economics Portfolio Investments 246

A Wealth of Common Sense

SEPTEMBER 11, 2022

Following the Great Financial Crisis of 2008 a number of macro doom-and-gloomers began predicting a collapse of the U.S. It was an appealing narrative if you were someone stuck in the negative feedback loop of the biggest economic crash since the Great Depression. The Fed was “printing” trillions of dollars.

Economics 145

Economics Numbers 145

The Big Picture

JANUARY 3, 2023

What does this rock traversing through the vast emptiness of space have to do with economic expansion, corporate revenues & profits, inflation, or interest rates? We can credit three elements for this massive outperformance: -Substantial prices resets: 57% in 2008-09 and 34% in 2020. Our planet has done this about 4.54

Economy 328

Economy Economics Portfolio Marketing 328

The Big Picture

SEPTEMBER 23, 2023

He serves on the advisory board of the Stanford Institute for Economic Policy Research. It was a huge price decline where syndicators got stuck, very reminiscent of the 2008-09 era for banks. Private direct non-bank lenders stepped into the void, creating both risks and opportunities. Currently, he is Vice Chairman of IBM.

Management 182

Management Medical Portfolio Management Economics 182

A Wealth of Common Sense

MAY 16, 2023

The economic recovery following the Covid-induced recession in early-2020 has climbed the proverbial wall of worry. Last summer the University of Michigan index of consumer sentiment hit its lowest level on record: That’s lower than it was during the 2008 financial crisis, lower than it was in the early-1.

Economics 142

Economics Marketing Marketing 142

The Big Picture

JANUARY 31, 2024

As it turns out, there are ways investors can tell if an economic contraction is really coming. Claudia Sahm : A recession is a broad-based contraction in economic activity. The global financial crisis in 2008, that was a big, fast, deep recession. There still has been no recession. Claudia Sahm : Happy to be here.

Economy 298

Economy Economics Consulting Marketing 298

Nerd's Eye View

AUGUST 8, 2023

So, whether you're interested in learning about how Lori spent a year right out of college learning SPIN sales techniques from Xerox's sales training which has shaped how she digs deeper into her clients' issues, how Lori dealt with her legal issues and moving her clients to a new RIA all while the economic crisis in 2008, or how Lori learned that (..)

Investing 246

Investing Investments Financial Advisor Compensation Planning 246

Trade Brains

DECEMBER 28, 2023

Unusual Economic Indicators : You might have heard about indicators like the Big Mac Index (if you haven’t, you can read our previous article). Today, we’ll introduce you to some unusual economic indicators that might predict the economic conditions. Most Unusual Economic Indicators 1. What is it? What is the proof?

Economy 64

Economy Economics Sales Government 64

The Irrelevant Investor

MARCH 18, 2020

Mention Animal Spirits to receive 20% off (*New YCharts users only) Listen here: On today’s show we discuss: The sudden economic stop Pure Alpha's struggles Restaurant traffic is crashing GMO says it's time to buy Bond ETFs, what the hell is going on? Today’s Animal Spirits is brought to you by YCharts.

Economics 52

Economics 52

Mish Talk

NOVEMBER 26, 2022

The Fed failed to do that in 2002 and 2008 and before that in the Long Term Capital Management bailout. When you continually bail out financial institutions and set interest rates too low, you foster if not outright encourage speculative manias. What about the knowledge gained?

Banking 223

Banking Investments Investing Management 223

Abnormal Returns

SEPTEMBER 7, 2022

ft.com) Economy Some good economic news is currently bad news for the market (tker.co) The 2022 housing market is light years apart from 2008. (theinformation.com) The new Apple ($AAPL) Watch Ultra is a beast. theverge.com) Microsoft ($MSFT) is an investor in CloudKitchens.

Recruitment 130

Recruitment Financial Advising Media Economy 130

The Big Picture

DECEMBER 7, 2022

What are you getting from consuming 24/7 coverage of the world of economics, markets, and finance? January 2008). Instead of pastoral, bucolic imagery, it’s now yelling, arguing, and complaining about Big Garden repressing the landscape — a veritable MMA cage match of faux disagreements. Viewership soared… ~~~.

Financial Advice 290

Financial Advice Media Engineering Advertising 290

Calculated Risk

JANUARY 10, 2024

Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2024. Here are the Ten Economic Questions for 2024 and a few predictions: • Question #2 for 2024: How much will job growth slow in 2024? I'm adding some thoughts, and maybe some predictions for each question. million jobs in 2023. million to 1.5

Economy 119

Economy Manufacturing Economics Sales 119

Calculated Risk

NOVEMBER 4, 2022

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of persons employed part time for economic reasons was little changed at 3.7 This is below pre-recession levels and the fewest part time workers (for economic reasons) in over 20 years.

Retail 141

Retail Numbers Economics Manufacturing 141

Abnormal Returns

DECEMBER 19, 2022

(calculatedriskblog.com) There is a big difference between today's housing market and that of 2008. awealthofcommonsense.com) Traditional economic models are all that helpful at the moment. wsj.com) Older Americans are increasingly at-risk of homelessness. wsj.com) Institutional investors don't like paying property taxes.

Financial Advising 130

Financial Advising Retail Media Taxes 130

Calculated Risk

JANUARY 6, 2023

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of persons employed part time for economic reasons, at 3.9 The number of persons working part time for economic reasons increased in December to 3.878 million from 3.688 million in November.

Retail 145

Retail Numbers Economics Manufacturing 145

The Irrelevant Investor

SEPTEMBER 23, 2023

Articles Ultra-low interest rates make the economics of using cheap debt to buy small companies at a low valuation and selling them at a higher one look pretty attractive. By Howard Lindzon) Millennium has generated an average calendar-year return of 14% for the past 33 years, with only one loss year in 2008. (By Marc Rubins.

Valuation 95

Valuation Economics 95

Calculated Risk

DECEMBER 2, 2022

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of persons employed part time for economic reasons was about unchanged at 3.7 This is below pre-recession levels and near the fewest part time workers (for economic reasons) in over 20 years.

Retail 131

Retail Numbers Economics Manufacturing 131

Calculated Risk

DECEMBER 20, 2023

At the end of each year, I post Ten Economic Questions for the following year (2023). And that means prices probably won’t decline sharply like in 2008 when prices fell about 12% according to the Case-Shiller National Index. I followed up with a brief post on each question. Here is review (we don't have all data yet, but enough).

Economics 75

Economics Sales Economy Food 75

Calculated Risk

NOVEMBER 13, 2024

The New York Fed also issued an accompanying Liberty Street Economics blog post examining the evolution in aggregate debt to income ratios and what that suggests about Americans’ ability to manage their debt obligations. Household debt previously peaked in 2008 and bottomed in Q3 2013. emphasis added Click on graph for larger image.

Economics 123

Economics Retail Banking Accounting 123

Calculated Risk

JANUARY 11, 2023

Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2023. Forecasting the unemployment rate includes forecasts for economic and payroll growth, and also for changes in the participation rate (previous question). Here is a table of the participation rate and unemployment rate since 2008.

Economics 96

Economics Sales Investing Investments 96

Calculated Risk

SEPTEMBER 14, 2022

The 30-year fixed mortgage rate hit the six percent mark for the first time since 2008 – rising to 6.01 percent – which is essentially double what it was a year ago,” said Joel Kan, MBA’s Associate Vice President of Economic and Industry Forecasting.

Government 127

Government Economics Marketing Marketing 127

Calculated Risk

MAY 14, 2024

The New York Fed also issued an accompanying Liberty Street Economics blog post examining credit card utilization and its relationship with delinquency. Household debt previously peaked in 2008 and bottomed in Q3 2013. The report shows total household debt increased by $184 billion (1.1%) in the first quarter of 2024, to $17.69

Economics 122

Economics Retail Banking Accounting 122

Calculated Risk

JANUARY 5, 2024

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of persons employed part time for economic reasons, at 4.2 The number of persons working part time for economic reasons decreased in December to 4.21 YoY in March 2022 and was at 4.1%

Retail 120

Retail Numbers Economics Manufacturing 120

Mish Talk

NOVEMBER 10, 2022

The yield on the two-year Treasury note fell to 4.32% from 4.63%, the biggest one-day decline since 2008 The 10-year yield fell to 3.83% from 4.15%, the biggest one-day drop since 2009. A half-point hike was expected by the Fed both before and after the CPI report, just a little more confidently now. US Dollar Index.

Marketing 181

Marketing Marketing Food Numbers 181

Nationwide Financial

MARCH 27, 2023

Over the past four weeks, money markets have added $300 billion, on par with surges in 2008 and 2020, bringing the total to a record $5.1 If market conditions were what they are now back in 2008, the equity market would have been under severe stress. Lost in the focus on global banking issues were some encouraging economic data.

Banking 98

Banking Marketing Marketing Economics 98

Nationwide Financial

JANUARY 23, 2023

The tone of economic data has shifted, with releases increasingly disappointing relative to expectations. The Citigroup Economic Surprise Index has fallen to -19 after being above neutral since September, though the European ESI is at the best level since mid-2021. Sales rose 6% from a year ago, which lagged the pace of inflation.

Marketing 105

Marketing Marketing Economics Economy 105

Calculated Risk

NOVEMBER 3, 2023

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of persons employed part time for economic reasons, at 4.3 The number of persons working part time for economic reasons increased in October to 4.28 million, changed little in October.

Retail 133

Retail Numbers Economics Manufacturing 133

Calculated Risk

DECEMBER 8, 2023

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of persons employed part time for economic reasons decreased by 295,000 to 4.0 The number of persons working part time for economic reasons decreased in November to 3.99 YoY in November.

Retail 126

Retail Numbers Economics Manufacturing 126

Calculated Risk

NOVEMBER 1, 2024

This graph really shows the collapse in retail hiring in 2008. Part Time for Economic Reasons From the BLS report : " The number of people employed part time for economic reasons was little changed at 4.6 The number of persons working part time for economic reasons decreased in October to 4.56 YoY in October.

Retail 111

Retail Numbers Economics Sales 111

Calculated Risk

JULY 9, 2024

From Lance Lambert at ResiClub: Renowned housing analyst who predicted the 2008 home price crash weighs in on the current market Here is the intro: Years before the housing bubble burst in 2008, housing analyst Bill McBride began chronicling the troubles in the U.S. housing market in his blog Calculated Risk.

Marketing 69

Marketing Marketing Economics Sales 69