Calculated Risk

OCTOBER 1, 2022

Click on graph for larger image By vintage , for loans made in 2004 or earlier (1% of portfolio), 2.48% are seriously delinquent (down from 2.60% in July). So, Fannie is still working through a few poor performing loans from the bubble years.

Portfolio 246

Portfolio 246

Calculated Risk

MARCH 27, 2023

Click on graph for larger image By vintage , for loans made in 2004 or earlier (1% of portfolio), 2.04% are seriously delinquent (down from 2.11% in January). So, Fannie is still working through a few poor performing loans from the bubble years.

Portfolio 246

Portfolio 246

The Big Picture

JANUARY 3, 2023

Monetary stimulus (ZIRP/QE) from 2009-2021. – Great Financial Crisis, March 2009 : The S&P 500 index made a generational low post-GFC on March 9, 2009, after having fallen 56.78%. Historically, SPX averages about 8% with dividends. Fiscal stimulus 2020-22. The next ~12 years saw gains of 608.5% through January 4, 2022.

Economy 328

Economy Economics Portfolio Marketing 328

Calculated Risk

JULY 29, 2022

Click on graph for larger image By vintage , for loans made in 2004 or earlier (1% of portfolio), 2.75% are seriously delinquent (down from 2.86% in May). So, Fannie is still working through a few poor performing loans from the bubble years.

Portfolio 246

Portfolio 246

The Big Picture

NOVEMBER 27, 2023

The dotcom top, the double bottom in Oct 02-March 03; the highs in 2007, the lows 2009. Luck : I put luck last because it’s so often overlooked. Consider what you would have had to do over the past 2 decades to be a successful timer.

Marketing 304

Marketing Marketing Math Retirement Planning 304

The Big Picture

OCTOBER 7, 2022

If only the Fed didn’t do X, our portfolio would have been much better” seems to be a terrible approach to managing assets for clients. Who is to Blame, 1-25 (June 29, 2009). _. I am not a Fed hater or part of the crew that wants to “End the Fed.” Blame the Fed For Everything! June 9, 2022). return is from the March 23, 2020 low.

Banking 336

Banking Economics Portfolio Assets 336

The Big Picture

APRIL 4, 2024

Investors should be considering capturing some of that yield in their portfolios. We’re going to discuss how these changes are likely to affect your portfolios and what you should do about it. My stock portfolio is recovering. This is not the 2009, 2010 to 2020 period where basically all you needed was.

Portfolio 162

Portfolio Management Assets Banking 162

Calculated Risk

MARCH 1, 2024

For Fannie, by vintage, for loans made in 2004 or earlier (1% of portfolio), 1.62% are seriously delinquent (down from 1.67% the previous month). For loans made in 2005 through 2008 (1% of portfolio), 2.44% are seriously delinquent (down from 2.53%).

Portfolio 195

Portfolio 195

The Chicago Financial Planner

JUNE 13, 2022

Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. You should continue to monitor your portfolio and make these types of adjustments as needed. Assess whether your portfolio has held up in line with your expectations. Focus on risk.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

The Big Picture

DECEMBER 4, 2024

But suddenly they find themselves sitting on an uncomfortably large percentage of their portfolio in a single name. To help us unpack all of this and what it means for your portfolio Let’s bring in Meb Faber He’s the founder and chief investment officer of Cambria. Perhaps they have some founder stock from a startup.

Taxes 130

Taxes Portfolio Accounting Management 130

The Big Picture

MAY 31, 2024

Sherman oversees and administers DoubleLine’s investment management subcommittee; serves as lead portfolio manager for multisector and derivative-based strategies; and is a member of the firm’s executive management and fixed-income asset allocation committees. He is host of the podcast The Sherman Show and a CFA charter holder.

Asset Allocation 189

Asset Allocation Math Portfolio Management Engineering 189

The Big Picture

FEBRUARY 16, 2024

Dudley explains how he became President of the NY Fed in January 2009 — right in the heart of the GFC. He also serves as Senior Portfolio Manager for all long equity strategies and is a member of Morgan Stanley Wealth Management’s Global Investment Committee. He describes that as a turning point in the banking crisis.

Banking 162

Banking Wealth Management Portfolio Management Management 162

Random Roger's Retirement Planning

DECEMBER 22, 2023

With that preamble, I started thinking about the 75/50 portfolio that I first started writing about during the Financial Crisis. I've mentioned 75/50 a couple of times in passing but the big idea was to create a portfolio that captures 75% of the upside of the equity market with only 50% of the downside. ARBFX 3.7%

Portfolio 74

Portfolio Asset Allocation Accounting Management 74

Validea

MARCH 27, 2025

Model Performance & Return History Since its inception on Validea in 2003, the 20-stock, monthly rebalanced Peter Lynch-based portfolio has delivered a 1,142.0% Top 3 Best-Performing Years: 2009 : +62.3% (vs. cumulative return , outperforming the S&P 500 by 667.4%. S&P 500 +23.5%) 2013 : +47.6% (vs. 6.2%) 2015 : -13.8% (vs.

Investments 80

Investments Investing Banking Portfolio 80

Calculated Risk

FEBRUARY 27, 2023

For Fannie, by vintage , for loans made in 2004 or earlier (1% of portfolio), 2.11% are seriously delinquent (down from 2.16% in December). For loans made in 2005 through 2008 (1% of portfolio), 3.40% are seriously delinquent (down from 3.49%).

Portfolio 130

Portfolio 130

Random Roger's Retirement Planning

FEBRUARY 28, 2025

If you have a taxable portfolio of at least $1 million where selling or rebalancing would hit very hard tax-wise, you can exchange your portfolio for shares in a 351 ETF. We build portfolios here all the time with similar return profiles but with less volatility. Most of us of course lived through that from 2000 through to 2009.

Portfolio 52

Portfolio Asset Allocation Taxes Assets 52

Fortune Financial

OCTOBER 14, 2024

It has been my experience when reviewing portfolios that diversification is typically expressed simply as a number of various stocks owned, or owning a handful of asset classes, usually stocks of various sizes and geographies, and bonds of varying maturities.

Asset Allocation 131

Asset Allocation Government Portfolio Financial Advisor 131

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction. While the old adage “only time will tell” generally refers to a future outcome, it is apropos of our belief that a truly sustainable portfolio must consist of businesses that have proven to be resilient under a variety of macroeconomic circumstances. Wed, 09/21/2022 - 10:50.

Portfolio 86

Portfolio Manufacturing Investments Investing 86

Darrow Wealth Management

FEBRUARY 26, 2025

During times of economic, financial, and political uncertainty, investors often wonder where to invest or what changes to make to their portfolio. The returns are normalized total returns of various bond indices during the 2008 -2009 financial crisis. Making knee-jerk reactions to headlines usually isn’t the best approach.

Marketing 52

Marketing Marketing Retirement Portfolio 52

The Big Picture

JANUARY 8, 2025

To help us unpack this and what it means for your portfolio, let’s bring in Matt Hougan. Bitcoin broke through that in 2008, 2009, and it’s been gaining steady adoption. I’m Barry Ritholtz. And on today’s edition of At The Money, we’re going to discuss all sorts of cryptocurrencies.

Assets 130

Assets Investments Investing Banking 130

Darrow Wealth Management

JUNE 27, 2022

Between 2000 – 2009, the cumulative total return for the S&P 500 was negative 9.1% equity may be able to help reduce risk in a portfolio. By way of example, consider this hypothetical 60/40 portfolio of stocks to bonds. By way of example, consider this hypothetical 60/40 portfolio of stocks to bonds. in total.².

Portfolio 52

Portfolio Investing Investments Risk Tolerance 52

Carson Wealth

MARCH 10, 2025

Then who could ever forget the Great Financial Crisis ,which bottomed on March 9, 2009 after a down 56% generational bear market? to 80.5%, but thats still higher than anything we saw over the last two expansion cycles (2003 2007 and 2009 2019). Other data show that layoffs remain low, but its getting a little harder to find a job.

Marketing 73

Marketing Marketing Economy Government 73

Validea

OCTOBER 19, 2022

Coming into 2022, the 60/40 stock/bond portfolio had been a stalwart strategy for your balanced investor. Even with bear markets like 2000-2002 and 2008-2009, the portfolio had strong returns for a very long period. at the start of the year) things are looking brighter for this simple portfolio.

Investing 128

Investing Investments Valuation Portfolio 128

Truemind Capital

MAY 19, 2020

In this blog, I am going to give you insights on the important aspects of investment management employed by the best investors and how we can use them to maximize our portfolio returns besides minimizing the risk. Use tactical allocation to make your portfolio future-ready. Be Cautiously Optimistic.

Portfolio 52

Portfolio Asset Allocation Valuation Investing 52

Brown Advisory

SEPTEMBER 19, 2023

Business Resilience in Portfolio Construction bgregorio Tue, 09/19/2023 - 05:12 Only Time Will Tell While the old adage “only time will tell” generally refers to a future outcome, it reflects our belief that a truly enduring investment must have proven to be resilient under a variety of macroeconomic circumstances. Others such as U.S.

Portfolio 52

Portfolio Investments Investing Financial Services 52

The Big Picture

JANUARY 21, 2025

You would offer three of their stock picks where they were probably touting stocks they wanted to unload from their portfolio. 00:12:41 [Speaker Changed] If nothing in your portfolio is performing badly, you’re not diversified. And then on top of that, of course we ran straight into the 2008, 2009 great recession.

Investing 147

Investing Investments Management Retirement 147

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction mhannan Wed, 09/21/2022 - 10:50 As crucial as sustainability may be to investors and companies alike, gauging the long term resilience of their business model is just as important. Sustainable International Leaders views resilience as a crucial lens through which to analyze businesses.

Portfolio 52

Portfolio Manufacturing Investments Investing 52

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction. While the old adage “only time will tell” generally refers to a future outcome, it is apropos of our belief that a truly sustainable portfolio must consist of businesses that have proven to be resilient under a variety of macroeconomic circumstances. Wed, 09/21/2022 - 10:50.

Portfolio 52

Portfolio Manufacturing Investments Investing 52

Brown Advisory

SEPTEMBER 12, 2016

From our CEO: How We Help Clients Build Sustainable Portfolios achen Mon, 09/12/2016 - 08:16 Last year, we published our first special edition of The Advisory focused on sustainable investing. We begin with advice— an in-depth engagement and discovery process to learn exactly how you view the intersection of your values with your portfolio.

Portfolio 52

Portfolio Clients Investing Investments 52

Brown Advisory

SEPTEMBER 12, 2016

From our CEO: How We Help Clients Build Sustainable Portfolios. We begin with advice— an in-depth engagement and discovery process to learn exactly how you view the intersection of your values with your portfolio. The goals you express during our discovery process dictate the types of solutions used in your portfolio.

Portfolio 52

Portfolio Clients Investing Investments 52

Random Roger's Retirement Planning

JANUARY 2, 2024

We talk frequently about smoothing out a portfolio's ride. A smoother ride hopefully reduces the odds of panicking when the market goes down a lot with the idea being that a portfolio constructed to have less volatility than the broad market will probably be down a lot less during years like 2008 or 2022.

Portfolio 75

Portfolio Taxes Clients Marketing 75

Brown Advisory

SEPTEMBER 19, 2023

Importance of Business Resilience in Portfolio Construction bgregorio Tue, 09/19/2023 - 05:12 Only Time Will Tell While the old adage “only time will tell” generally refers to a future outcome, it reflects our belief that a truly enduring investment must have proven to be resilient under a variety of macroeconomic circumstances.

Portfolio 52

Portfolio Investments Investing Financial Services 52

Random Roger's Retirement Planning

JUNE 27, 2022

The first is from Nomadic Samuel who in a recent post on what I think is his quest to find the perfect portfolio said "When it comes to building portfolios that are prepared for every economic curveball thrown their way allocating assets in a balanced manner is crucial." A couple of thought provoking comments to consider.

Portfolio 40

Portfolio Assets Planning Economics 40

James Hendries

JULY 13, 2022

So far, this year hasn’t seen a full-blown crisis like 2008–2009 or 2020, but the ride has been very bumpy. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a nondiversified portfolio. We may not be flying into a storm, but there’s been plenty of turbulence the first part of 2022.

Investment Advisor 98

Investment Advisor Banking License Insurance 98

Carson Wealth

JANUARY 13, 2025

The last two highlight the challenges of keeping up with changing markets and technology, as GM declared bankruptcy in 2009 and Kodak in 2012. There are a lot of opportunities to diversify portfolios so they arent as concentrated as the S&P 500. Compliance Case # 7521978.1._011325_C

Marketing 68

Marketing Marketing Economy Compliance 68

Random Roger's Retirement Planning

MAY 30, 2023

We can compare to a plainer vanilla 60/40 stock/bonds portfolio. The leverage in Portfolio 1 replicates a hypothetical long term exposure to RSBT and VBAIX is a proxy for a plain vanilla 60/40 portfolio. 2022 was a similar story with Portfolio 1 down 11.70% versus a drop of 16.87% for VBAIX.

Portfolio 75

Portfolio Management Investments Investing 75

Random Roger's Retirement Planning

OCTOBER 15, 2022

So it is with portfolio construction. The basic, most elementary portfolio construction is 60/40 equity/fixed income. Yahoo Finance has the Vanguard Balanced Index Fund (VBAIX), a proxy for a 60/40 portfolio, down 22.6% Anything unique that an incident calls for builds off the basics. this year versus down 24.8%

Engineering 98

Engineering Portfolio Retirement Marketing 98