Calculated Risk

SEPTEMBER 16, 2022

Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. Another exception was in late 2021 - we saw a significant YoY decline in new home sales related to the pandemic and the surge in new home sales in the second half of 2020.

Sales 363

Sales Economy Economics Investing 363

Calculated Risk

JANUARY 10, 2024

Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. 2009 -2.6% Another exception was in late 2021 - we saw a significant YoY decline in new home sales related to the pandemic and the surge in new home sales in the second half of 2020.

Economy 200

Economy Sales Economics Investing 200

Calculated Risk

MAY 29, 2023

Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. Another exception was in late 2021 - we saw a significant YoY decline in new home sales related to the pandemic and the surge in new home sales in the second half of 2020.

Sales 363

Sales Economy Banking Economics 363

Random Roger's Retirement Planning

FEBRUARY 28, 2025

If you have a taxable portfolio of at least $1 million where selling or rebalancing would hit very hard tax-wise, you can exchange your portfolio for shares in a 351 ETF. Most of us of course lived through that from 2000 through to 2009. It then had a huge snap back year in 2009.

Portfolio 52

Portfolio Asset Allocation Taxes Assets 52

Walkner Condon Financial Advisors

MARCH 16, 2023

This caused a fear over the weekend that we might see a repeat of 2007-2009. This explainer will lay out what happened, what the response was and why this is not like 2007-2009. Is this like 2007-2009? What happened at Silicon Valley Bank (and the other banks that failed): An old-fashioned bank run! In our view, no.

Banking 98

Banking Insurance Assets Startup 98

Random Roger's Retirement Planning

MAY 6, 2024

In 2000, BPLSX outperformed by 69%, in 2001 it outperformed by 37%, 22% in 2002 and 46% in 2009. The other day, an email came in pitching a tax lien fund. I'd take in information about any of these, including ones that are less interesting on their face, like tax liens and art.

Assets 98

Assets Portfolio Taxes Management 98

Random Roger's Retirement Planning

JANUARY 2, 2024

There is tradeoff to being down less which is being up less in years like 2009 and 2023. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Portfolio 75

Portfolio Taxes Clients Marketing 75

Nationwide Financial

OCTOBER 17, 2022

Markets are attempting another bounce on Monday in reaction to the UK scrapping tax cut and emergency bond plans. The MOVE Index, which measures bond market volatility, hit its highest level since 2009. Excluding 2020, this would be the weakest global growth since 2009. expected in July and 3.8% next year and 4.1%

Marketing 52

Marketing Marketing Retail Banking 52

Random Roger's Retirement Planning

MAY 30, 2023

Running the same study from 2009 to 2021 avoiding those two bad years shows a different result. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. That worst year column is noteworthy, those numbers come from 2008.

Portfolio 75

Portfolio Management Investing Investments 75

Good Financial Cents

DECEMBER 9, 2022

Taxable vs. tax-deferred vs. tax-free accounts. Contributions you make to tax-sheltered plans are often tax-deductible, and the investment income earned within the account is tax-deferred. It’s also possible to take advantage of tax-free accounts. State and municipality governments can issue municipal bonds.

Investing 103

Investing Investments Accounting Certification 103

Investing Caffeine

MAY 2, 2022

For long-term stock investors who have reaped the massive +520% rewards from the March 2009 lows, they understand this gargantuan climb was not earned without some rocky times along the way. Please read disclosure language on IC Contact page.

Electronics 59

Electronics Economy CFP Investing 59

Zoe Financial

DECEMBER 5, 2023

One data point caught my attention: the number of advised investors, individual investors, has increased from 35% to 47% when you look at the time frame from 2009 to today. Financial planning, estate planning, tax planning, etc, rather than just picking stocks like in the old days. Definitely worth checking out.

Wealth Management 52

Wealth Management Management Financial Planning Taxes 52

Brown Advisory

MARCH 27, 2020

By comparison, the 2008 Troubled Asset Relief Program (“TARP”) was $700 billion, and the subsequent American Recovery and Reinvestment Act (“ARRA”) of 2009 was $831 billion. There are a number of temporary income tax provisions in the CARES Act that will be of interest to our private clients. Enhanced Charitable Deductions in 2020.

Taxes 52

Taxes Clients Accounting Distribution 52

Brown Advisory

MARCH 27, 2020

By comparison, the 2008 Troubled Asset Relief Program (“TARP”) was $700 billion, and the subsequent American Recovery and Reinvestment Act (“ARRA”) of 2009 was $831 billion. . There are a number of temporary income tax provisions in the CARES Act that will be of interest to our private clients. Enhanced Charitable Deductions in 2020.

Taxes 52

Taxes Clients Accounting Distribution 52

Harness Wealth

MARCH 24, 2023

Additionally, because the shares are not your property until the vesting date, no taxes are owed until the vesting date. But depending on the value of your shares, and the growth of the company you work for, you could be on the road to a rather hefty tax bill. How are RSUs taxed? How are RSAs taxed? How are ISOs taxed?

Taxes 52

Taxes Startup Wealth Advisor Financial Advisor 52

Random Roger's Retirement Planning

MAY 10, 2023

Sure, I'm $200,000 short of my goal but you know what, I beat the market five years in a row from 2009-2013." They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. That outperformance would be meaningless.

Marketing 75

Marketing Marketing Wealth Advisor Retirement 75

Good Financial Cents

JUNE 11, 2023

Tax Optimization Personal Capital uses tax optimization in the management of your portfolio. They use several tactics as part of tax optimization. And speaking of tax-loss harvesting, they use this strategy to sell losing stocks, which offsets the gains on the sale of winning stocks.

Management 80

Management Investing Investments Accounting 80

Nationwide Financial

AUGUST 14, 2022

Although 53% isn’t ideal, this number shows improvement from 35% in 2009. Think about long-term taxes —there are various strategies to address long-term taxes based on your client’s specific goals. Clients should be aware that taxes could increase over time.

Clients 59

Clients Retirement Planning Retirement Budgeting 59

The Irrelevant Investor

MARCH 5, 2018

A few snips from a Wall Street Journal article, "Dow Hits Highest Close Ever" "But skeptics point to a slowing earnings outlook and potential tax and spending headwinds as lawmakers sort out the U.S.'s The stock has risen 147% from the spring of 2009 and finished at $206.53 s debt troubles." on Tuesday. That move alone contributed 941.77

Marketing 52

Marketing Marketing Banking Economy 52

Random Roger's Retirement Planning

AUGUST 5, 2024

They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. The only variable is how long that all takes.

Taxes 40

Taxes Management Marketing Marketing 40

Ballast Advisors

AUGUST 18, 2023

Although retirees’ confidence remained higher than workers’ — a historical trend — just 27% of retirees were very confident, down from 33% last year and the lowest percentage since 2009. does not provide investment, tax, legal, or retirement advice or recommendations. Broadridge Investor Communication Solutions, Inc.

Retirement 52

Retirement Taxes Planning Accounting 52

Brown Advisory

DECEMBER 2, 2015

There are three fundamental variables to monitor in portfolio management: market performance, changes in tax policy and a portfolio’s rate of drawdown (expenses and spending). Create a portfolio structure buffered against taxes. Therefore, it is essential that we structure client portfolios to be tax efficient.

Taxes 52

Taxes Clients Estate Planning Portfolio 52

eMoney Advisor

FEBRUARY 22, 2023

adults’ financial literacy dropped 14 percent from 2009 to 2021, according to research from the FINRA Investor Education Foundation. You can offer to coordinate with the family’s tax professional to ensure the philanthropic strategy will work with the client’s overall plan. Caregiving.

Estate Planning 75

Estate Planning Planning Education Clients 75

Brown Advisory

DECEMBER 2, 2015

Since 2009, we have identified eight opportunities to shift portfolio allocations to capitalize on a determined upside/downside mismatch. 31, 2009, until Nov. To be sure, high-yield bonds are “tax inefficient” and not for every investor. Six of these moves have benefited client portfolios. Treasury bond. .

Economy 52

Economy Taxes Clients Assets 52

The Irrelevant Investor

FEBRUARY 7, 2019

Of course this assumes perfect end of day execution, no transaction costs, and most importantly, no taxes. Again, it's critical to point out that this assumes perfect execution, free trading and no taxes- none of which are actually available to us. This would have put you well ahead of the index. You don't need one.

Taxes 52

Taxes Investing Investments Marketing 52

The Big Picture

MARCH 4, 2025

So taxes and bonds for sure. So kind of an, you know, easy transition taxes and bonds to, to corporate bonds. Barry Ritholtz : And, and just for the youngsters listening, 25 or so years ago, high rated municipal tax free bonds were yielding five, 6% maybe more, maybe Melissa Smith : More. Like what, what are you doing with them?

Banking 130

Banking Economy Startup Marketing 130

Cordant Wealth Partners

NOVEMBER 20, 2020

You willingly forgo income today with the faith that your company will survive many years into the future to make good on this liability to you—all for a tax benefit that tips the odds in your favor. The longer the tax deferral is in place, the more valuable this is. The longer the tax deferral is in place, the more valuable this is.

Compensation Planning 52

Compensation Planning Taxes Distribution Planning 52

Cordant Wealth Partners

JANUARY 28, 2021

Siemens offers eligible employees a 409(a) Nonqualified Deferred Compensation Plan (DCP) which provides those employees with a fairly straightforward opportunity: willingly forgo income today for a tax benefit. Benefits of the Siemens DCP include tax benefits and the benefit of a company match. Tax Benefits.

Compensation Planning 52

Compensation Planning Taxes Planning Distribution 52

Discipline Funds

FEBRUARY 17, 2023

It’s diverse, low fee and tax efficient. And the beauty is, you can do this in a highly tax and fee efficient manner if you have the patience to actually let the approach play out over time. It can be low fee, tax efficient and just as passive as other traditional indexing strategies.

Portfolio 52

Portfolio Taxes Assets Marketing 52

Zajac Group

FEBRUARY 10, 2025

If you dig even deeper, you may also think about tax implications, including the alternative minimum tax and qualified holding periods. But the basics of equity compensation and tax aside, theres something else you might want to be mindful of something that is a bit more difficult to define or quantify.

Taxes 52

Taxes Risk Tolerance Portfolio Investing 52

The Irrelevant Investor

SEPTEMBER 12, 2019

There have been 17 separate 5% pullbacks since stocks bottomed in 2009. When Betterment clients go to change their allocation, they get an alert that shows the tax ramifications of that decision. Each one of them felt like the top. Note that each of these 17 items were pulled from the day of the bottom. Eighty percent!

Medical 52

Medical Portfolio Financial Services Numbers 52

Nationwide Financial

OCTOBER 10, 2022

markets jumped to the highest level since May 2020 while the MOVE Index (a measure of bond market volatility) is at the highest level since 2009. It is unclear to the extent that a global slowdown, headwinds from the strong dollar, or higher corporate taxes are embedded in the 2023 estimate.

Marketing 52

Marketing Marketing Food Banking 52

Brown Advisory

JUNE 23, 2016

He believes a firm hand is the best way to avert such tumult as the collapse of the Soviet bloc more than two decades ago, unrest in Tibet in 2008 and Xinjiang Province in 2009, and the Arab Spring uprisings in 2011. Xi sees threats to political order from new technology and Western concepts, such as individualism and democracy, Osnos said.

Communication 52

Communication Clients Economy Taxes 52

Brown Advisory

SEPTEMBER 12, 2016

economy is brighter today than in 2009, when 10-year Treasuries hovered around 3.2%. Given that this trend is both unpredictable and unprecedented, we are maintaining our focus on buying bonds through a bottom-up analysis of each security rather than on a top-down forecast on the direction of interest rates. The outlook for the U.S.

Banking 52

Banking Communication Electronics Clients 52

Brown Advisory

JUNE 23, 2016

He believes a firm hand is the best way to avert such tumult as the collapse of the Soviet bloc more than two decades ago, unrest in Tibet in 2008 and Xinjiang Province in 2009, and the Arab Spring uprisings in 2011. Xi sees threats to political order from new technology and Western concepts, such as individualism and democracy, Osnos said.

Communication 52

Communication Clients Economy Taxes 52

Brown Advisory

SEPTEMBER 12, 2016

economy is brighter today than in 2009, when 10-year Treasuries hovered around 3.2%. Given that this trend is both unpredictable and unprecedented, we are maintaining our focus on buying bonds through a bottom-up analysis of each security rather than on a top-down forecast on the direction of interest rates. The outlook for the U.S.

Banking 52

Banking Communication Electronics Clients 52

Trade Brains

MARCH 31, 2023

In 2009 Vijay Mallya once again bid successfully for the belongings of Mahatma Gandhi at US$ 1.8 In 2009 Kingfisher Airlines became the Indian market leader with a market share of 22.9%. The airlines in India were hit harder due to the taxes and levies imposed by the government. This included a bid that he won at 1.7

Banking 52

Banking Transportation Taxes Ethics 52