Calculated Risk

OCTOBER 30, 2024

Freddie's serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic.Fannie Mae reported that the Single-Family serious delinquency rate in September was 0.52%, up from 0.50% in August. This is below the pre-pandemic lows. There is much more in the article.

104

104

Wealth Management

SEPTEMBER 26, 2024

Justin Berman details the thinking behind his move from Goldman Sachs to independence in 2010, followed by the merger with Cresset Asset Management.

Financial Advisor 108

Financial Advisor Assets Management 108

The Big Picture

OCTOBER 30, 2023

Buoyed by low interest rates for the last decade, many property markets have seen substantial price growth since 2010. Experts warned that real estate bubbles—in which the price of assets moved up far beyond their intrinsic value—were forming. to convey bubble risk.

Marketing 261

Marketing Marketing Assets 261

The Big Picture

AUGUST 12, 2024

October 2, 2017) Deficit Chicken Hawks vs Ronald Reagan (July 13, 2010) Politics & Investing The post Catastrophizing Debt appeared first on The Big Picture.

Economy 347

Economy Taxes Investing Investments 347

Calculated Risk

AUGUST 13, 2024

For Fannie, this is down 96% from the 166,787 peak number of REOs in Q3 2010. Fannie Mae reported the number of REOs decreased to 7,179 at the end of Q2 2024, down 10% from 7,971 at the end of the previous quarter, and down 17% year-over-year from Q2 2023. Click on graph for larger image. Here is a graph of Fannie Real Estate Owned (REO).

Numbers 122

Numbers 122

Calculated Risk

APRIL 13, 2023

The table below shows the top 10 cohorts by size for 2010, 2022 (released recently), and the most recent Census Bureau projections for 2030. And below is a table showing the ten most common ages in 2010, 2021, and 2030 (projections are from the Census Bureau, 2017 ). Note the younger baby boom generation dominated in 2010.

Economy 145

Economy Numbers 145

A Wealth of Common Sense

MAY 12, 2024

Take a look at how things have changed from 2010 to today along with where we’re going in the future: The largest age brackets today are in the 30-34 and 35-39 range. Demographics are destiny but the reactions to that destiny aren’t set in stone. Hello millennials.

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120

Calculated Risk

MAY 6, 2024

For Fannie, this is down 95% from the 166,787 peak number of REOs in Q3 2010. Fannie Mae reported the number of REOs decreased to 7,791 at the end of Q1 2024, down 5% from 8,403 at the end of the previous quarter, and down 9% year-over-year from Q1 2023. Click on graph for larger image. Here is a graph of Fannie Real Estate Owned (REO).

Numbers 131

Numbers 131

The Big Picture

MARCH 6, 2023

We had very low interest rates for more than a decade – 2010 to 2020 – and inflation remained subdued. October 7, 2022) Transitory Is Taking Longer than Expected (February 10, 2022) Wealth Effect Rumors Have Been Greatly Exaggerated (November 16, 2010) 10 Questions For. Where is it different? What are the similarities?

Financial Services 301

Financial Services Banking Sales Marketing 301

A Wealth of Common Sense

DECEMBER 5, 2023

The Fed was trying to juice the economy in the 2010. The only reason stocks kept recovering from every correction so quickly is because of the Fed put. These narratives all have a kernel of truth to them.

Economy 122

Economy Marketing Marketing 122

Wealth Management

JUNE 5, 2023

Dynasty’s former COO will join as president of Advisor Group RIA Solutions after leaving the former firm he co-founded in 2010.

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119

Good Financial Cents

AUGUST 14, 2023

Given the recent values of Bitcoin, it’s hard to believe the currency first started trading on exchanges in 2010 at under $0.10. A Florida man named Laszlo Hanyecz bought pizza with 10,000 bitcoin in May 2010 , making it the first time anyone used the currency to purchase something. 2010 9,900 29.27 April May June July Aug.

Assets 119

Assets Investing Investments Numbers 119

Fintoo

SEPTEMBER 7, 2023

incorporated in 2010 is in the business of (i) Sewerage solution providers (ii) Water Supply Systems (iii) Water and Waste Treatment […] The post EMS LIMITED IPO (Subscribe) appeared first on Fintoo Blog. Highlights Issue Size – 15,224,923 shares Issue Open/Close – Sept 08 /Sept 12, 2023 Price Band (Rs.)

Financial Advising 112

Financial Advising Financial Planning Investments Investing 112

The Big Picture

MAY 20, 2023

Before joining the firm in 2010 as Chief Compliance Officer for Man GLG, Robyn held Sr. She is also a member of Man Group’s senior executive governance committee. Previously she was COO, General Counsel, Chief Administrative Officer, and Global Head of Legal and Compliance. positions at Barclays Capital and at Lehman Brothers and LIFFE.

Compliance 307

Compliance Communication Government Banking 307

A Wealth of Common Sense

DECEMBER 20, 2022

Think back to 2010. After you got done signing up for some new app called Instagram and finished 17 shows and movies about vampires, maybe you finished reading The Girl With the Dragon Tattoo trilogy.

Marketing 141

Marketing Marketing 141

A Wealth of Common Sense

SEPTEMBER 14, 2023

She’s been with [advisor name redacted] since October 2010 and has a 2.61% annual return. A reader asks: I recently started looking at my mother-in-law’s retirement account. According to their chart, the S&P 500 had a 12.95% annual return during that same period.

Marketing 112

Marketing Marketing Retirement Accounting 112

Random Roger's Retirement Planning

APRIL 22, 2024

For however long I've been a broken record on this, I've avoided trying predict anything since probably 2010, I learned a lesson at some point back then about how silly it is to try to predict interest rates. I found an interview I did with Seeking Alpha in late 2010 that made its way to NASDAQ.com. Here's the relevant excerpt.

Marketing 98

Marketing Marketing Financial Advising Math 98

Calculated Risk

MARCH 1, 2024

Freddie's serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic. The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

Portfolio 76

Portfolio 76

Calculated Risk

SEPTEMBER 26, 2024

As an example, if a house price was $300,000 in January 2010, the price would be $432,000 today adjusted for inflation (44% increase). The composite 20, in real terms, is 2% above the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

Numbers 109

Numbers 109

Calculated Risk

APRIL 26, 2023

Freddie's serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic. Freddie Mac reported that the Single-Family serious delinquency rate in March was 0.62%, down from 0.65% February. Freddie's rate is down year-over-year from 0.92% in March 2022.

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141

Calculated Risk

AUGUST 1, 2024

As an example, if a house price was $300,000 in January 2010, the price would be $432,000 today adjusted for inflation (44% increase). The composite 20, in real terms, is 2% above the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

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XY Planning Network

APRIL 8, 2024

I had started my firm, Pathfinder Planning , from scratch in 2010 and was still struggling to figure things out. I was tracking my work based on an hourly charge. I didn’t have AUM fees at the time as I was only offering planning services.

Financial Planning 100

Financial Planning Planning Fee Only Financial Advisor 100

A Wealth of Common Sense

FEBRUARY 10, 2023

John Burns shared a great chart recently that shows how new homes priced below $200,000 have gone from more than 40% of the market in 2010 to 0% today: At the same time, sales of homes going for half a million dollars or more has shot up from less than 10% to nearly 40% of the new homes market.

Sales 116

Sales Marketing Marketing 116

The Big Picture

OCTOBER 13, 2023

March 14th, 2010) Brilliant Amazon Reviews: David Lereah’s RE Books (April 26, 2011) The post National Association of Realtors Is Imploding appeared first on The Big Picture.

Numbers 293

Numbers Sales Management Marketing 293

Calculated Risk

MARCH 28, 2023

Freddie's serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic. Freddie Mac reported that the Single-Family serious delinquency rate in February was 0.65%, down from 0.66% January. Freddie's rate is down year-over-year from 0.99% in February 2022.

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144

The Big Picture

MARCH 8, 2023

The research contradicts a 2010 paper by Danny Kahneman and economist Angus Deaton, which found happiness “plateaus” between $60,000 and $90,000 a year.2 Berger Penn Today, January 18, 2021 High income improves evaluation of life but not emotional well-being by Daniel Kahneman and Angus Deaton PNAS, August 4, 2010 _ 1.

Management 345

Management Distribution Investing Investments 345

Advisor Perspectives

MAY 2, 2024

In an op-ed for the Washington Post on November 5, 2010, Ben Bernanke did a victory lap, praising the Fed’s efforts in stemming the financial crisis. In the article, he discusses how QE and other Fed policies eased financial conditions, bolstering investor confidence.

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Calculated Risk

NOVEMBER 1, 2024

As an example, if a house price was $300,000 in January 2010, the price would be $433,000 today adjusted for inflation (44% increase). The composite 20, in real terms, is 3% above the bubble peak. People usually graph nominal house prices, but it is also important to look at prices in real terms.

Numbers 80

Numbers 80

Calculated Risk

MAY 8, 2023

For Fannie, this is down 95% from the 166,787 peak number of REOs in Q3 2010. Fannie Mae reported the number of REOs increased to 8,780 at the end of Q1 2023, essentially unchanged from 8,779 in Q4 2022, and up 18% from 7,430 at the end of Q1 2022. Click on graph for larger image. Here is a graph of Fannie Real Estate Owned (REO).

Numbers 126

Numbers 126

Advisor Perspectives

SEPTEMBER 18, 2024

Munis cemented their best “summer” since 2010 after another month of strong performance. Some near-term caution is warranted given that September has been historically challenging. Robust issuance ahead of the election should provide opportunities in the primary market.

Management 52

Management Marketing Marketing 52

Calculated Risk

APRIL 28, 2023

The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic. This is below the pre-pandemic levels. These are mortgage loans that are "three monthly payments or more past due or in foreclosure".

Portfolio 143

Portfolio 143

The Big Picture

AUGUST 17, 2022

Morningstar, August 9, 2010. Given how many billions of dollars low-cost passive has cost the industry – Balchunas estimates it’s now over a trillion dollars – perhaps I shouldn’t be so surprised… Regardless, a fun conversation (to be posted a week from Friday). See also : How Expense Ratios and Star Ratings Predict Success.

Taxes 332

Taxes Portfolio Management Investing 332

Advisor Perspectives

MAY 23, 2024

Cerberus Capital Management’s purchase in 2010 of several Massachusetts-based nonprofit hospitals was meant to be a life preserver for the struggling chain, but instead its woes deepened, compromising patient care.

Nonprofit 52

Nonprofit Management 52

Calculated Risk

JANUARY 26, 2024

Despite the recent increases, the newest totals remain far lower than in December 2010, when filings peaked at just less than 1.6 Bankruptcies fell especially sharply after the pandemic began in early 2020, despite some COVID-related disruptions to the economy. Click on graph for larger image.

Economy 131

Economy 131

The Big Picture

FEBRUARY 14, 2024

Full transcript below. ~~~ Previously : Hirsch’s WTF Forecast: Dow 38,820 (September 28, 2010) Super Boom: Why the Dow Jones Will Hit 38,820 and How You Can Profit From It (April 12, 2011) ~~~ Jeffrey Hirsch is editor of the Stock Trader’s Almanac & Almanac Investor Newsletter. You’re looking at what just took place.

Marketing 312

Marketing Marketing Government Numbers 312

Calculated Risk

JANUARY 30, 2023

The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic. This is at the pre-pandemic lows. These are mortgage loans that are "three monthly payments or more past due or in foreclosure".

Portfolio 142

Portfolio 142

Calculated Risk

DECEMBER 28, 2022

The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic. This is slightly below the pre-pandemic lows. These are mortgage loans that are "three monthly payments or more past due or in foreclosure".

Portfolio 144

Portfolio 144