Random Roger's Retirement Planning

FEBRUARY 9, 2023

Gold was mostly in a downtrend from mid-2011 to early 2016. Yes I take an active approach, not frequent trading but definitely active, to dialing up or dialing down the various things I use for non-equity portfolio exposure.

Asset Allocation 75

Asset Allocation Portfolio Assets Numbers 75

Random Roger's Retirement Planning

DECEMBER 21, 2023

If there is another flash crash like 2011 or 2015, there was a lot of ground gained back before markets closed on those days. 0dte's would have also recovered and expired if they had existed back then. I'm not saying selling 0dte's can't blow up, they can, it just isn't clear what it would look like.

Portfolio 75

Portfolio Asset Allocation Marketing Marketing 75

The Richer Geek

DECEMBER 1, 2021

He is the President and Founder of Pacific Capital and is a Certified Financial Fiduciary®, Accredited Wealth Management Advisor, and Chartered Retirement Planning Counselor. And that's why I left in 2011 and became a fiduciary” “On the flip side, I see people with significant amounts of money just sitting in cash at the bank.

Financial Advisor 52

Financial Advisor Government Retirement Planning Investing 52

Random Roger's Retirement Planning

DECEMBER 1, 2023

The way circuit breakers work has made a 1987 one day 20% crash almost impossible (it would play out differently) but a repeat of the Flash Crash of 2011 or 2016 would probably smack the hell out of QQQY. This post mostly was just puking out thought process.

Math 74

Math Retirement Numbers Portfolio 74

Brown Advisory

NOVEMBER 12, 2015

To reduce your AGI, you might consider looking into postponing income from retirement plan distributions, capital gains and even employer bonuses-from one year to another in order to manage the amount of AGI realized in any given year. If they remain below the $250,000 threshold for AGI, they will not have to pay the NII tax.

Planning 52

Planning Taxes Distribution Medical 52

Sara Grillo

AUGUST 14, 2023

Rostad is president of the Institute for the Fiduciary Standard , a not for profit think tank formed in 2011. The Institute exists to preserve, protect and defend fiduciary principles in investment advice, wealth management and financial planning. Knut Rostad Knut A. Lee holds a Ph.D.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Sara Grillo

JUNE 20, 2022

So Nathan pay is a retirement plan consultant, and he’s here today to talk about the experience of being an Edward Jones financial advisor. And it kinda started from there, so he really kinda got the ball rolling for me and… So that was back in 2011. Okay, everybody. A, welcome to the show. NATE PENHA: This.

Financial Advisor 52

Financial Advisor Sales Commission Clients 52

Good Financial Cents

DECEMBER 28, 2022

Contribution Year 49 and Under 50 and Over (Catch Up) 2023 $6,500 $7,500 2022 $6,000 $7,000 2020 $6,000 $7,000 2019 $6,000 $7,000 2018 $5,500 $6,500 2017 $5,500 $6,500 2016 $5,500 $6,500 2015 $5,500 $6,500 2014 $5,500 $6,500 2013 $5,500 $6,500 2012 $5,000 $6,000 2011 $5,000 $6,000 2010 $5,000 $6,000 2009 $5,000 $6,000.

Distribution 105

Distribution Taxes Retirement Accounting 105

Random Roger's Retirement Planning

OCTOBER 25, 2022

I did have a fairly lucky, partial sale in 2011. I sold RYMFX in Q3 2011. I thought I first bought it a day or two after it started trading but in researching old blog posts for this one, it is possible I actually bought it in November, 2005. Either way, I've been holding it for 17 or 18 years. We'd been in Yellowstone National Park.

Management 74

Management Sales Accounting Portfolio 74

Random Roger's Retirement Planning

APRIL 4, 2024

I saw a reference to Meb Faber's Ivy Portfolio which I believe he first published in 2011. Making the above changes, replacing the AQR fund with VOO and shaving Bitcoin down to 2% gave a CAGR of 8.16% versus 8.13% for VBAIX but the standard deviation was 5.59% versus 10.10% for VBAIX. It allocates as follows.

Portfolio 97

Portfolio Assets Taxes Investing 97

Random Roger's Retirement Planning

DECEMBER 22, 2023

I bought it for clients in 2010 or 2011 and still hold it, so maybe. ARBFX 3.7% JRS 3.9% (short position) MERFX 3.7% TBT 24.7% (thought of as a short/hedge position) TDF 3.1% VXX 7.4% (thought of as a short/hedge position) VXZ 7.5% (thought of as a short/hedge position) XLE 3.9% There's a lot there, really lot.

Portfolio 74

Portfolio Asset Allocation Accounting Management 74

Random Roger's Retirement Planning

DECEMBER 14, 2022

I wrote a profile about him and his wife in 2011 when he turned 80 but that has since disappeared from the internet (long story short). Very long term readers might recall my many posts about my neighbor with a backhoe. I referred to him often as Mr. Backhoe. He died today at age 91. It had been a while since I'd seen him I'm ashamed to say.

Engineering 40

Engineering Recruitment 40

Dear Mr. Market

NOVEMBER 22, 2024

Has it been nearly a decade (or more) since you and your spouse updated your estate plan? If so, there’s a good chance your plan includes the classic “AB Trust” structure, which—prior to 2011—was the primary way for married couples to double the value of their federal estate tax exemptions.

Estate Planning 52

Estate Planning Taxes Planning Assets 52