Random Roger's Retirement Planning

SEPTEMBER 18, 2022

Since July of 2011, the yield on the ten year US Treasury has been below 3% other than for a couple of months. Even for people who weren't engaged in markets in the 80's or before, we can look at charts, we can take time to understand what yields did during other shock events. A couple of months out of a decade.

Portfolio 75

Portfolio Clients Management Marketing 75

The Richer Geek

DECEMBER 1, 2021

He is the President and Founder of Pacific Capital and is a Certified Financial Fiduciary®, Accredited Wealth Management Advisor, and Chartered Retirement Planning Counselor. And ideally, we can create seven different sources of income for them before they fully retire. We're happy to have Chad Willardson.

Financial Advisor 52

Financial Advisor Government Retirement Planning Investing 52

Random Roger's Retirement Planning

FEBRUARY 9, 2023

Gold was mostly in a downtrend from mid-2011 to early 2016. Yes I take an active approach, not frequent trading but definitely active, to dialing up or dialing down the various things I use for non-equity portfolio exposure.

Asset Allocation 75

Asset Allocation Portfolio Assets Numbers 75

Brown Advisory

NOVEMBER 12, 2015

AGI includes all taxable income, including wages, bonuses, taxable interest, dividends, capital gains, retirement distributions, annuities, rents and royalties. This may be relevant to many families who took definitive action in 2011 in fear that favorable estate rules would be eliminated during the “fiscal-cliff” negotiations that year.

Planning 52

Planning Taxes Distribution Medical 52

Random Roger's Retirement Planning

DECEMBER 21, 2023

If there is another flash crash like 2011 or 2015, there was a lot of ground gained back before markets closed on those days. 0dte's would have also recovered and expired if they had existed back then. I'm not saying selling 0dte's can't blow up, they can, it just isn't clear what it would look like.

Portfolio 75

Portfolio Asset Allocation Marketing Marketing 75

Sara Grillo

AUGUST 14, 2023

Helping parents send their kids to college, care for an aging parent and retire with financial independence are literally what gets him up every day. Rostad is president of the Institute for the Fiduciary Standard , a not for profit think tank formed in 2011. Scott has been serving families for 29 years in the financial services space.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Sara Grillo

JUNE 20, 2022

So Nathan pay is a retirement plan consultant, and he’s here today to talk about the experience of being an Edward Jones financial advisor. And it kinda started from there, so he really kinda got the ball rolling for me and… So that was back in 2011. Okay, everybody. A, welcome to the show. NATE PENHA: This.

Financial Advisor 52

Financial Advisor Sales Commission Clients 52

Good Financial Cents

DECEMBER 28, 2022

Opening a Roth IRA can be a smart move if you want to invest for retirement and save money on taxes later in life. When you’re ready to take distributions from your Roth IRA in retirement (or after age 59 ½), you won’t pay income taxes on your distributions, either. Retirement Account Conversions Allowed.

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Distribution Taxes Retirement Accounting 105

Random Roger's Retirement Planning

OCTOBER 25, 2022

I did have a fairly lucky, partial sale in 2011. I sold RYMFX in Q3 2011. I thought I first bought it a day or two after it started trading but in researching old blog posts for this one, it is possible I actually bought it in November, 2005. Either way, I've been holding it for 17 or 18 years. We'd been in Yellowstone National Park.

Management 74

Management Sales Accounting Portfolio 74

Random Roger's Retirement Planning

APRIL 4, 2024

I saw a reference to Meb Faber's Ivy Portfolio which I believe he first published in 2011. Making the above changes, replacing the AQR fund with VOO and shaving Bitcoin down to 2% gave a CAGR of 8.16% versus 8.13% for VBAIX but the standard deviation was 5.59% versus 10.10% for VBAIX. It allocates as follows.

Portfolio 97

Portfolio Assets Taxes Investing 97

Random Roger's Retirement Planning

DECEMBER 22, 2023

I bought it for clients in 2010 or 2011 and still hold it, so maybe. ARBFX 3.7% JRS 3.9% (short position) MERFX 3.7% TBT 24.7% (thought of as a short/hedge position) TDF 3.1% VXX 7.4% (thought of as a short/hedge position) VXZ 7.5% (thought of as a short/hedge position) XLE 3.9% There's a lot there, really lot.

Portfolio 74

Portfolio Asset Allocation Accounting Management 74

Random Roger's Retirement Planning

DECEMBER 14, 2022

I wrote a profile about him and his wife in 2011 when he turned 80 but that has since disappeared from the internet (long story short). Very long term readers might recall my many posts about my neighbor with a backhoe. I referred to him often as Mr. Backhoe. He died today at age 91. It had been a while since I'd seen him I'm ashamed to say.

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Engineering Recruitment 40

Dear Mr. Market

NOVEMBER 22, 2024

Has it been nearly a decade (or more) since you and your spouse updated your estate plan? If so, there’s a good chance your plan includes the classic “AB Trust” structure, which—prior to 2011—was the primary way for married couples to double the value of their federal estate tax exemptions.

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Estate Planning Taxes Planning Assets 52