Calculated Risk

MAY 31, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate increased to 0.35% in April, up from 0.34% in March, and down from 0.44% in January.

Marketing 110

Marketing Marketing 110

Brown Advisory

SEPTEMBER 1, 2012

The Advisory | September 2012. Sat, 09/01/2012 - 11:43. Manufacturing companies are setting up high-value factories in the U.S., which should give the economy a longer-term boost.

Manufacturing 52

Manufacturing Economy 52

Brown Advisory

JUNE 1, 2012

The Advisory | June 2012. Fri, 06/01/2012 - 11:48. At Brown Advisory’s recent Navigating Our World (NOW) 2012 conference in Washington, D.C., distinguished speakers covered a variety of fascinating and far-reaching topics. Here’s what it all means to investors.

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Brown Advisory

MAY 1, 2013

2012 Annual Report | Thoughtful Investing. Annual Report 2012. Wed, 05/01/2013 - 12:00. It is hard to believe that it has been 20 years since the idea behind Brown Advisory was put into place. Launched as an “independently minded” group at Alex.

Investing 52

Investing Investments 52

Calculated Risk

DECEMBER 27, 2023

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that multi-family delinquencies increased to 0.28% in November, up from 0.15% in November 2022.

Marketing 120

Marketing Marketing 120

Calculated Risk

JANUARY 30, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate was unchanged at 0.28% in December, and up from 0.12% in December 2022.

Marketing 108

Marketing Marketing 108

Calculated Risk

MARCH 27, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate declined to 0.35% in February, and down from 0.44% in January.

Marketing 106

Marketing Marketing 106

Wealth Management

APRIL 10, 2024

After leaving Linscomb & Williams last year to launch an independent RIA that cuts clients in on profits, Harold Williams and his brother are being sued by the bank that bought their firm in 2012.

Clients 115

Clients Banking 115

Calculated Risk

NOVEMBER 29, 2023

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that multi-family delinquencies increased to 0.26% in October, up from 0.15% in October 2022.

Marketing 115

Marketing Marketing 115

Wealth Management

MAY 23, 2024

So in 2012, he left to launch SteelPeak Wealth with $250 million in AUM. After a dozen years in the wirehouse world, Reza Zamani began to recognize the limitations inherent to the model. Today, it manages $3 billioon with 20 advisors on the team.

Wealth Management 114

Wealth Management Management Financial Advisor 114

The Big Picture

OCTOBER 27, 2022

The stock is now underperforming the S&P 500 since it went public in 2012.” Previously : Less than meets the eye at Facebook (February 18, 2012). ” Regardless of what you think of Musk, he is not someone you want to be competing with if you can avoid it. MiB: Scott Galloway on The Four (October 28, 2017).

Advertising 273

Advertising Media Marketing Marketing 273

Abnormal Returns

AUGUST 17, 2023

thewalrus.ca) What the heck happened in 2012? (wapo.st) How did this island off Alaska became a haven for feral cattle? hakaimagazine.com) Lessons learned from summer 'grief camp' for children. theintrinsicperspective.com)

Medicine 244

Medicine Electronics Retail Education 244

Calculated Risk

SEPTEMBER 27, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate decreased to 0.38% in August, down from 0.39% in July, and down from the recent peak of 0.44% in January.

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Calculated Risk

SEPTEMBER 29, 2023

This graph shows the Freddie multi-family serious delinquency rate since 2012. Delinquency rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that multi-family delinquencies increased to 0.25% in August, up from 0.12% in August 2022.

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Mish Talk

DECEMBER 1, 2022

Panelists’ companies continue to judiciously manage hiring, other than October 2022, the month-over-month supplier delivery performance was the best since February 2012, when it registered 47 percent and material lead times declined approximately 9 percent from the prior month, approximately 18 percent over the last four months. percent is 0.4

Manufacturing 222

Manufacturing Business Planning Management Economy 222

Calculated Risk

JULY 29, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate increased to 0.38% in June, up from 0.36% in April, but down from the recent peak of 0.44% in January.

Marketing 67

Marketing Marketing 67

Calculated Risk

JULY 8, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate increased to 0.36% in May, up from 0.35% in April, but down from the recent peak of 0.44% in January.

Marketing 70

Marketing Marketing 70

Calculated Risk

NOVEMBER 8, 2023

Several years later, in early 2012, when many people were still bearish on housing, the plunge in inventory in 2011 (blue arrow on graph below) helped me call the bottom for house prices in early 2012 (see The Housing Bottom is Here ).

Marketing 114

Marketing Marketing 114

The Big Picture

APRIL 15, 2023

 This week, we speak with Joseph Baratta , who since 2012, has served as Global Head of Private Equity at Blackstone – the world’s largest alternative asset manager, with $975 billion in assets under management.

Consulting 278

Consulting Compliance Assets Management 278

The Big Picture

AUGUST 9, 2023

Previously : Earnings Ex -Inflation, There is No Inflation (September 26, 2005) Inflation Ex-Deflation (this time, INCLUDING energy) (June 22, 2012) CPI: Imperfect But Useful (May 24, 2022) The post What Earnings Recession? appeared first on The Big Picture.

Communication 246

Communication Banking Numbers 246

Calculated Risk

FEBRUARY 28, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. There ismore in the article.

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123

Calculated Risk

JUNE 26, 2023

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that multi-family delinquencies increased to 0.20% in May, up from 0.07% in May 2022.

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95

Calculated Risk

DECEMBER 29, 2023

Several years later, in early 2012, when many people were still bearish on housing, the plunge in inventory in 2011 (blue arrow on graph below) helped me call the bottom for house prices in early 2012 (see The Housing Bottom is Here ). Somewhat lower mortgage rates - and time - will likely lead to more new listings in 2024.

Economics 113

Economics Sales Marketing Marketing 113

Calculated Risk

APRIL 26, 2024

This graph shows the Freddie multi-family serious delinquency rate since 2012. Rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that the multi-family delinquencies rate declined to 0.34% in March, down from 0.35% in February, and down from 0.44% in January.

Marketing 67

Marketing Marketing 67

The Big Picture

FEBRUARY 10, 2023

May 30th, 2013) Asking the Right Questions (July 18th, 2013) The Price of Paying Attention (November 2012) Who Do You Trust? I have no idea whether its a long-term staple or a flash in the pan, but it feels to me like I am now at peak Substack… Previously : Things I Don’t Care About (January 15th, 2013) What Do You Control? (May

Media 273

Media Management 273

Mish Talk

DECEMBER 1, 2022

The index year is 2012. Real, inflation-adjusted inventory data from the BEA via St. Louis Fed, chart by Mish. The chart shows "real" inflation-adjusted inventories. In four of the last six recession, inventories continued to build well into recession. In the other two, inventories peaked just prior to or at the start of recession.

Manufacturing 208

Manufacturing Retail Economy Economics 208

Calculated Risk

OCTOBER 18, 2022

This is the lowest confidence reading since August 2012, with the exception of the onset of the pandemic in the spring of 2020. This was well below the consensus forecast, and the lowest level since 2012 (excluding the two-month drop at the beginning of the pandemic). emphasis added Click on graph for larger image.

Sales 140

Sales Numbers Marketing Marketing 140

Wealth Management

FEBRUARY 15, 2023

In 2012, a confluence of events in Tyrone Ross Jr.’s s life, including a failed Olympic attempt, brought him to a dark place. But his experiences have built perseverance and grit that drives him forward.

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105

Calculated Risk

OCTOBER 27, 2023

This graph shows the Freddie multi-family serious delinquency rate since 2012. Delinquency rates were still high in 2012 following the housing bust and financial crisis. Freddie Mac reports that multi-family delinquencies decreased to 0.24% in September, down from 0.25% in August. This was up from 0.13% in September 2022.

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70

Advisor Perspectives

MAY 5, 2024

This is the first time since 2012 that it’s had back-to-back double-digit quarterly returns. We’ve just come through the first quarter of 2024 – and what a quarter it was! Hard on the heels of a robust end to 2023, the S&P 500 Index rose 11% in the first quarter of this year.

Economics 59

Economics Investing Investments Marketing 59

The Big Picture

AUGUST 17, 2022

Top 10 Investor Errors: Excess Fees (June 30, 2012). See also : How Expense Ratios and Star Ratings Predict Success. Russel Kinnel. Morningstar, August 9, 2010. Previously : Don’t Blame Morningstar for Our Own Shortcomings (October 26, 2017). Passive investing is: Marxist. Devouring capitalism. Reached a mania. Lobotomized investing.

Taxes 332

Taxes Portfolio Management Investing 332

NAIFA Advisor Today

MARCH 22, 2023

Uncertain market conditions make cash-value life insurance a valuable tool in the toolbox of investors and their planners, Jeff Snyder , a loyal NAIFA member since 2012 and Executive Vice President of Business Development and Insurance at Gateway Financial Advisors , writes in InsuranceNewsNet.

Insurance 98

Insurance Investing Investments Financial Advisor 98

Advisor Perspectives

SEPTEMBER 30, 2023

Since 2012, Puerto Rico has offered investors — primarily mainland Americans — one of the most attractive deals in the world: move to the commonwealth and pay no taxes on interest, dividends or capital gains, all while living on a balmy and culturally vibrant Caribbean island without having to surrender US citizenship.

Taxes 98

Taxes 98

Calculated Risk

DECEMBER 30, 2022

Several years later, in early 2012, when many people were still bearish on housing, the plunge in inventory in 2011 (blue arrow on graph below) helped me call the bottom for house prices in early 2012 (see The Housing Bottom is Here ).

Economics 104

Economics Sales Marketing Marketing 104

Calculated Risk

MAY 5, 2023

million containers and trailers, down 10.9% (484,228) from last year and the fewest for January to April since 2012. million units, down 10.9% (484,228) from last year and the fewest for January to April since 2012. April’s decline was the 14th straight and 20th in the past 21 months. In 2023 through April, volume was 3.97

Accounting 98

Accounting 98

Calculated Risk

JUNE 8, 2023

From CoreLogic: CoreLogic: US Home Borrowers See First Annual Home Equity Losses Since 2012 in Q1 2023, but Overall Mortgage Performance Remains Strong CoreLogic®. homeowners with a mortgage lost a small amount of equity year over year for the first time since early 2012, while national combined equity followed suit.

Numbers 145

Numbers Distribution Accounting 145

Calculated Risk

MAY 26, 2023

The following graph shows real Personal Consumption Expenditures (PCE) through April 2023 (2012 dollars). The PCE price index, excluding food and energy, increased 4.7 percent YoY, up from 4.6 percent in March, and down from the recent peak of 5.4 percent in February 2022. Note that the y-axis doesn't start at zero to better show the change.

Food 143

Food Economics 143