Random Roger's Retirement Planning

OCTOBER 25, 2022

Then from about 2013 to 2016, gold struggled and so too did PRPFX. The ten year numbers are awful for PRPFX because gold went down for about 4 years from 2013-2016. Both are multi-asset but PRPFX obviously allocates to precious metals and where you see the two funds diverge, those divergences coincide with big moves in gold.

Portfolio 95

Portfolio Retail Accounting Numbers 95

Brown Advisory

JANUARY 20, 2023

Some recent, high-profiles examples include: In 2013, the billionaire creator of Beanie Babies pled guilty to tax evasion and faced FBAR fines of roughly $53 million. military banking facilities; certain bank-to-bank settlements; accounts owned by certain retirement plans. government is a member; accounts in overseas U.S.

Accounting 100

Accounting Compliance Taxes Banking 100

Random Roger's Retirement Planning

APRIL 8, 2024

I used to own TIP but then figured out the interest rate problem back in what I am guessing was about 2013. I've known about this fund but didn't realize it has been around so long, back to 2013 despite only having $20 million in it. They may have inflation protection but they also assume interest rate risk. in I can't figure it out.

Clients 98

Clients Distribution Portfolio Management 98

Carson Wealth

JANUARY 22, 2025

While the S&P 500 has had three losing years during the past decade, the average return from 2013 to 2023 was a positive 12.39%. Knowing this and setting long-term goals for your money retirement, education, etc. And the average annual return since the stock indexs inception is 10.26%.

Investing 52

Investing Investments Marketing Marketing 52

Random Roger's Retirement Planning

NOVEMBER 21, 2024

Plenty of other managed futures funds came onto the scene in 2013 and 2014 but I think RYMFX is the only one to test what was a terrible time for managed futures. To my knowledge, RYMFX was the first managed futures mutual fund and it had the space to itself for several years after in launched in 2007.

Asset Allocation 52

Asset Allocation Management Portfolio Taxes 52

Envision Wealth Planning

MARCH 31, 2022

Feelings of fear, anxiety, and insecurity are common for women around the topic of retirement planning. According to TIAA’s just-released Financial Wellness Survey, the research points out that only about a third of women (31%) are saving for retirement, compared to 44% of men. Women and money as it applies to the household.

Retirement Planning 52

Retirement Planning Education Financial Planning Retirement 52

Random Roger's Retirement Planning

FEBRUARY 28, 2025

The S&P 500 hit 1500 in March 2000, then again in the fall of 2007 and then the third and final time in January, 2013. Most of us of course lived through that from 2000 through to 2009. That's a long time for a broad based index to not make any progress.

Portfolio 52

Portfolio Asset Allocation Taxes Assets 52

Random Roger's Retirement Planning

MARCH 9, 2025

EBSIX' worst 12 month stretch was a decline of 13% from June 2013 to June 2014. There is no reason anyone trying to implement some variation of this needs to put such a huge weighting into just one fund, EBSIX in this case, for the macro component. While that is not a catastrophic number, it's a visible risk that seems easy to mitigate.

Portfolio 52

Portfolio Numbers Insurance Taxes 52

Random Roger's Retirement Planning

JUNE 16, 2024

Coincidental to the Fisher quote, I bought client holding Motorola Solutions (MSI) in 2013. The Nvidia example ties right in with the Fisher quote. Let's look at a couple of stocks compared to the S&P.

Investing 90

Investing Investments Clients Taxes 90

Good Financial Cents

DECEMBER 22, 2022

Index funds have become popular among the FIRE (financial independence, retire early) crowd, and for a good reason. 2013: 29.60%. This strategy works best when you already have a solid plan for your retirement and your other financial ducks are in a row. Retirement Topics – IRA Contribution Limits. Index Funds.

Investing 108

Investing Investments Risk Tolerance Accounting 108

Trade Brains

FEBRUARY 14, 2023

Yeah, that lot that talks about terms like compounding, risk profile, returns, retirement planning, budgeting, Investing, and whatnot! Inception Date December 02, 2013 Exit Load (0 to 90 days) 0.5% Expense ratio 0.74% Inception Date January 01, 2013 Exit Load 0.00% No. Ltd Size (AUM in Cr) ₹ 7,617 Crs 3-yr Returns (CAGR) 31.65

Healthcare 59

Healthcare Retirement Investments Investing 59

Random Roger's Retirement Planning

DECEMBER 3, 2023

Some historical examples include June/July 2003, the Taper Tantrum in 2013 and of course now we can add 2022 to this list. The fund yields 9%, Portfoliovisualizer tests back to 2013. As a result of the leverage, when bad things happen in income markets and bonds go down, CEFs usually go down a lot more.

Portfolio 75

Portfolio Accounting Numbers Management 75

Carson Wealth

OCTOBER 7, 2024

Hiring also seems to have pulled back a lot, with the Job Openings and Labor Turnover Survey (JOLTS) telling us that the hiring rate (hires as a percent of the labor force) has pulled back to 3.3% — a rate we last saw in 2013 (excluding the peak pandemic months in 2020). The prime-age employment population ratio was unchanged at 80.9%

Marketing 96

Marketing Marketing Economy Economics 96

Validea

NOVEMBER 1, 2022

stock market didn’t completely recover from the 2008 financial crisis until well into 2013. Usually those goals involve a retirement plan, and you shouldn’t ever invest more than you’re prepared to lose. Forbes offers 3 pieces of advice to increase future wealth, on the assumption that the economy will take some time to rebound.

Marketing 52

Marketing Marketing Retirement Planning Economy 52

Carson Wealth

JULY 5, 2022

Marques Ogden thinks back on 2013, when he was living in Raleigh, North Caroliona. Since working with a financial advisor, Ogden says he’s no longer worried about how things are going to get paid or if he’s going to be able to retire. . “I Are you trying to start a retirement fund? He had no financial planning knowledge.

Financial Planning 52

Financial Planning Planning Strategic Planning Accounting 52

Indigo Marketing Agency

NOVEMBER 20, 2020

From 2013 to 2016, the median assets under management (AUM) grew 6% from $86 million to $92 million. As baby boomers continue to retire, financial advisors across the country have started targeting the younger generations, Generation X and millennials , to varying degrees of success. Shifting Generations.

Financial Advisor 52

Financial Advisor Wealth Advisor Clients Numbers 52

Random Roger's Retirement Planning

OCTOBER 19, 2022

During the Taper Tantrum in 2013, both low volatility funds underperformed but that was also a very short term event. YTD they are both holding up much better than the S&P 500. During the 2020 Pandemic Crash, SPLV did a little worse than the S&P 500 and USMV did only slightly better but neither offered protection.

Numbers 97

Numbers Marketing Marketing Management 97

The Irrelevant Investor

APRIL 1, 2021

The past 10 years were a great market for stock buyers, lousy for newly retired boomers. They were also rough for the retiring class of 2008. According to a 2019 survey from TD Ameritrade , 38% of people ages 60-69 have less than 100k save for retirement. These are excellent points.

Retirement 52

Retirement Assets Numbers Economy 52

Brown Advisory

JANUARY 20, 2023

Some recent, high-profiles examples include: In 2013, the billionaire creator of Beanie Babies pled guilty to tax evasion and faced FBAR fines of roughly $53 million. military banking facilities; certain bank-to-bank settlements; accounts owned by certain retirement plans. government is a member; accounts in overseas U.S.

Accounting 52

Accounting Compliance Taxes Banking 52

Indigo Marketing Agency

JUNE 20, 2024

From 2013 to 2016, the median assets under management (AUM) grew 6% from $86 million to $92 million. Shifting Generations As baby boomers continue to retire, financial advisors across the country have started targeting the younger generations, Generation X and millennials, to varying degrees of success.

Financial Advisor 40

Financial Advisor Wealth Advisor Clients Numbers 40

Harness Wealth

JUNE 9, 2023

A financial plan is a comprehensive blueprint designed to help you meet your financial goals, whether that’s achieving a comfortable retirement, sending your kids to college, or planning for unforeseen events. per year from 2013 to 2022, according to the U.S. Bureau of Labor Statistics.

Financial Planning 52

Financial Planning Planning Financial Planner Wealth Management 52

Good Financial Cents

DECEMBER 14, 2022

They also often guide major life events, like saving for retirement or a college education. Who knows, with a career in finance, you might even be able to retire early! Monster.com Workforce Talent Survey – Finance and Accounting (2013, June 25). Average salary: $74,055 per year. The Benefits of a Career in Finance.

Budgeting 88

Budgeting Compliance Accounting Insurance 88

The Irrelevant Investor

AUGUST 31, 2017

The S&P 500 had a huge year in 2013, gaining 32%. You have to keep in mind that a lot of the money going into index funds today is retirement money. A few things stand out: It's pretty wild that flows didn't turn positive until 2012. I guess a second 50% crash in a decade will leave some scars.

Marketing 40

Marketing Marketing Assets Retirement 40

Random Roger's Retirement Planning

JULY 14, 2022

Given that MCN went up during the Taper Tantrum of 2013, I lean toward thinking it was equity beta. I wouldn't be dissuaded if it was a matter of equity beta but probably would not want to take on interest rate risk with this product.

Portfolio 72

Portfolio Math Clients Marketing 72

Risk Management Guru

APRIL 21, 2020

Therefore Individuals should pass on the diversification strategy due to the poor quality of many of the diversification instruments such as mutual funds whose main goal is not helping their clients retire. 2013, [link]. Instead, investors should concentrate their funds in businesses they love and understand and thoroughly analyzed.

Portfolio 52

Portfolio Risk Management Management Commission 52

Random Roger's Retirement Planning

JULY 24, 2024

It's not as old as DVY, XYLD only goes back to 2013. It has plenty of income of course, no equity upside to speak of which doesn't have to be bad but it does capture a lot the downside. In the 2018 crash it went down 14%, in the 2020 Pandemic Crash it went down 32% and in 2022 it went down 12%.

Portfolio 52

Portfolio Taxes Numbers Marketing 52

Brown Advisory

NOVEMBER 12, 2015

AGI includes all taxable income, including wages, bonuses, taxable interest, dividends, capital gains, retirement distributions, annuities, rents and royalties. This is a significant increase over the rate for long-term gains rate of 15% for the highest bracket prior to 2013.

Planning 52

Planning Taxes Distribution Medical 52

Good Financial Cents

JUNE 25, 2023

If you are brand new to the world of investing and have never bought stocks, mutual funds, exchange-traded funds, or other types of investments—for instance, a retirement account through your workplace—you may want to skip Bitcoin for now and start investing with the stock market. Can Beginners Invest in Bitcoin?

Investing 76

Investing Investments Accounting Commission 76

WiserAdvisor

JANUARY 23, 2024

For instance, events like a market downturn in June 2013 allowed some services to capture losses promptly, providing tax savings for clients. If you are retired, you must make sure that your financial advisor possesses a strong understanding of Social Security taxes. Need a financial advisor?

Financial Advisor 40

Financial Advisor Risk Tolerance Communication Taxes 40

Midstream Marketing

SEPTEMBER 15, 2019

In 2013, they even helped launch The Debt Movement – where they’re currently helping to motivate people across the country to pay off $10 million of combined debt. So to say that Good Financial Cents is influential is probably a bit of an understatement.

Financial Advisor 52

Financial Advisor Wealth Management Certified Financial Planner Economics 52

Brown Advisory

JANUARY 4, 2016

In 2013, she applied it to the small number of privately held companies with a market value over $1 billion to denote their rarity. Uber, arguably the best known, first became a unicorn in mid-2013, about the time Ms. Most have achieved their unicorn status rather recently, and in fact nearly all did so in just the past five years.

Investing 52

Investing Investments Numbers Valuation 52

Brown Advisory

JULY 1, 2015

Period April 30, 2013, through April 30, 2015. and other developed countries, entitlements are mostly in the form of retirement and health care plans, both of which continue to rise relentlessly as the proverbial can is kicked down the road by politicians generally unwilling to confront this harsh reality. SOURCE: BLOOMBERG.

Investing 52

Investing Investments Banking Economy 52

James Hendries

FEBRUARY 27, 2023

When we hit the debt ceiling, the Treasury is authorized to use “extraordinary measures” that allow the government to continue to temporarily meet its obligations, including suspending Treasury reinvestment in some retirement-related funds for government employees. But the additional funding available through these measures is limited.

Marketing 52

Marketing Marketing Government Economy 52

The Big Picture

DECEMBER 6, 2022

I did in 2013 the largest banking transaction that the market had seen since the financial crisis, it was a $2.4 It has to be such a different set, the retirement planning is different, the safety net is different. I had the chance to be part of some very interesting transactions in the banking space. billion deal.

Clients 162

Clients Investing Investments Management 162

The Big Picture

SEPTEMBER 12, 2022

BITTERLY MICHELL: … difficult situations for those who were retiring, right, and those …. RITHOLTZ: Whereas the — and the market when — essentially didn’t get above 2000 to like 2013 or so. BITTERLY MICHELL: … maybe not exactly the best, which actually created some really difficult …. RITHOLTZ: Yeah. RITHOLTZ: Right.

Clients 299

Clients Wealth Management Banking Investments 299

The Big Picture

JUNE 2, 2023

Sometimes it is due to retirement, death, sabbaticals, parental leave, but most often, it is to switch jobs and work for another firm or start their own business. Here are a few of my favorite perspective-changers: Non-Farm Payroll : There are about 158.6 million people in the US labor market. Each month, about 1.5%

Numbers 312

Numbers Valuation Retirement Economics 312

Brown Advisory

JULY 23, 2019

Buffett has invested in companies that had retired 70% of their shares over time, so he likes the idea of companies buying shares at a discount to intrinsic value. Buffett confirmed the quote but noted for Berkshire to spend $100 billion, the market value of the company likely would be less than the current $500 billion at the time!

Insurance 52

Insurance Investing Investments Management 52