Random Roger's Retirement Planning

FEBRUARY 12, 2025

There's no way to know if repeating this same study running from 2015 to 2030 after a flurry of funds came out in the mid-2010's might get us closer but we can check back in five years. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Portfolio 52

Portfolio Retail Assets Clients 52

Validea

MARCH 7, 2025

Key Criteria for Stock Selection To find small, fast-growing companies, this strategy evaluates stocks based on a diverse set of fundamental metrics: Profit Margins A minimum after-tax profit margin of 7% is required, ensuring the company maintains strong profitability within its industry. annual return (477% cumulative).

Portfolio 52

Portfolio Sales Investing Investments 52

Brown Advisory

SEPTEMBER 12, 2016

Proposed Tax Law Changes Prompt Estate Planning Review achen Mon, 09/12/2016 - 06:00 A plan to maximize a family’s financial legacy usually saves the most tax by leveraging the longterm compounding of investments outside of the taxable estate. million in gift and estate taxes was paid in connection with this planning.

Estate Planning 52

Estate Planning Taxes Planning Clients 52

Brown Advisory

SEPTEMBER 12, 2016

Proposed Tax Law Changes Prompt Estate Planning Review. A plan to maximize a family’s financial legacy usually saves the most tax by leveraging the longterm compounding of investments outside of the taxable estate. We undertook productive planning in 2012 when it appeared that gift and estate tax exemptions were about to shrink.

Estate Planning 52

Estate Planning Taxes Planning Clients 52

Good Financial Cents

DECEMBER 28, 2022

Opening a Roth IRA can be a smart move if you want to invest for retirement and save money on taxes later in life. Contributions to a Roth IRA are made with after-tax dollars, which means your money can grow tax-free. For example, if you’re under the age of 49 you can contribute a maximum of $6,500 for the 2023 tax season.

Distribution 105

Distribution Taxes Retirement Accounting 105

Darrow Wealth Management

MARCH 3, 2025

Taxes, fees, expenses, trading costs, etc. Between 2015 and Q3 2024, the correlation between stocks and bonds was.32 The choice between stocks and bonds depends on their individual circumstances, such as risk tolerance, time horizon, and financial goals. can all weigh on performance. 32 according to data from J.P.

Risk Tolerance 60

Risk Tolerance Asset Allocation Assets Portfolio 60

Nationwide Financial

MAY 18, 2023

Raising a child can be expensive, but tools like Health Savings Accounts, college savings plans, Flexible Spending Accounts and child tax credits can help lessen the financial burden for clients. Claim Child Tax Credits When your clients have children, they may be able to claim the Child Tax Credit.

Clients 98

Clients Insurance Accounting Taxes 98

Random Roger's Retirement Planning

DECEMBER 12, 2023

The client was in his 70's when the story starts in 2015 and he had "at least $50 million." If they'd found him a cash account paying zero interest back in 2015, they could started taking $1.5 Bitcoin was going for $250 in the middle of 2015. million/yr and lasted until 2038.

Portfolio 75

Portfolio Clients Accounting Financial Advisor 75

Random Roger's Retirement Planning

FEBRUARY 29, 2024

Being able to sit in a name when it is lagging, like the blue bar in 2015 or the red bar in 2016, requires a lot of patience but that patience is more easily found when you think in terms of stocks being long duration assets regardless of whether 18 years is the right number or not.

Retirement 98

Retirement Assets Portfolio Financial Planning 98

Good Financial Cents

DECEMBER 12, 2022

The company is headquartered in Chicago, Illinois, and was founded in 2015. M1 Finance was founded in 2015 and is headquartered in Chicago, Illinois. They offer a variety of features, including portfolio rebalancing, tax-loss harvesting, and automatic deposits. When did M1 Finance Start? Hows does M1 Finance make money?

Investing 83

Investing Investments Portfolio Analysis Insurance 83

Random Roger's Retirement Planning

AUGUST 5, 2023

Turns out there's a mutual fund version with symbol HCMDX with a track record back to 2015. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. The basic strategy is that it can lever up to 200% long equity exposure based on its HCM Buyline Method.

Portfolio 93

Portfolio Clients Taxes Numbers 93

Random Roger's Retirement Planning

JUNE 6, 2024

In the backtest it was down 3.65% in 2015, that worst year was 2018 and in 2022 it was only down 2.72%. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. I am surprised how closely it tracks to VBAIX.

Asset Allocation 92

Asset Allocation Retail Clients Taxes 92

Random Roger's Retirement Planning

JULY 2, 2024

From 2015 forward, the S&P 500 was up 20% or more four times. And for MTUM Since it listed in 2015, SPMO has compounded at 16.48% versus 13.36 They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. for MTUM and 13.81

Portfolio 59

Portfolio Investing Investments Taxes 59

The Big Picture

AUGUST 8, 2022

So, IMF, being led by French people, Dominique Strauss-Kahn and then later by Lagarde who had to deal with it later in 2015 when they were kind of adopting their room if you want to call it. In this country, we subsidize homeownership only if you borrow through taxes. Europe had enough to be able to resolve this. RITHOLTZ: Gotcha.

Banking 204

Banking Government Insurance Taxes 204

Good Financial Cents

DECEMBER 22, 2022

2015: -0.73%. From there, you’ll pay a 0.25% annual investing fee to access multiple portfolio options, advanced tax-savings tools, automatic portfolio rebalancing, and other perks. While not always the case, some states even offer tax breaks for contributing to a 529 plan. 2020: 16.26%. 2019: 28.88%. 2018: – 6.24%.

Investing 108

Investing Investments Risk Tolerance Accounting 108

Brown Advisory

MAY 3, 2018

As we discuss in this article, this approach has directly contributed to our outperformance during the most recent period of rising interest rates dating from the end of 2015. Finally, the tax bill disallowed advance refundings of municipal bonds, a common practice where issuers could lower their costs by refinancing debt at lower rates.

Taxes 52

Taxes Portfolio Valuation Clients 52

Brown Advisory

MAY 3, 2018

As we discuss in this article, this approach has directly contributed to our outperformance during the most recent period of rising interest rates dating from the end of 2015. Finally, the tax bill disallowed advance refundings of municipal bonds, a common practice where issuers could lower their costs by refinancing debt at lower rates.

Taxes 52

Taxes Portfolio Valuation Clients 52

Random Roger's Retirement Planning

MAY 11, 2024

Back to making sure you're informed, taking it before your full retirement age while still working is not a great mix for tax reasons. One is to offset SS pay cuts by lowering or even eliminating the tax owed on IRA distributions. Cutting that tax doesn't take from the SS program. Go learn about that before taking it early.

Retirement 66

Retirement Planning Taxes Accounting 66

Brown Advisory

DECEMBER 2, 2015

Wed, 12/02/2015 - 12:50. There are three fundamental variables to monitor in portfolio management: market performance, changes in tax policy and a portfolio’s rate of drawdown (expenses and spending). Create a portfolio structure buffered against taxes. Anchoring Expectations. We cannot control the first two forces.

Taxes 52

Taxes Clients Estate Planning Portfolio 52

The Irrelevant Investor

OCTOBER 16, 2015

The index was launched in May 2015, but has data going back to July 2013. We'll see, there certainly will be some real life obstacles, taxes, borrow, etc. You might be thinking this sounds pretty silly, but get this. The index excludes ETFs, penny stocks and any stock that has a market cap of $1 billion or less.

Taxes 52

Taxes Assets Marketing Marketing 52

Brown Advisory

DECEMBER 2, 2015

Wed, 12/02/2015 - 13:46. Investors should expect the market swings of 2015 to carry over into the new year, driven largely by concerns over weak global growth. global growth for 2015. 30, 2015, the Russell 3000® Index of U.S. 31, 2015, from 5% in June 2014. From May 21, 2015, until Aug. Off the Beaten Trail.

Economy 52

Economy Taxes Clients Assets 52

Trade Brains

AUGUST 28, 2023

Ujjivan Small Finance Bank (Ujjivan SFB) was established in 2015 when the Reserve Bank of India gave in-principle approval to Ujjivan Financial Services Ltd. The NBFC makes use of multiple financing options such as commercial papers, term loans, external commercial borrowings (ECBs), taxable and tax-free bond issuances, etc.

Banking 111

Banking Financial Services Government Manufacturing 111

Brown Advisory

MARCH 1, 2016

In November 2015, Square, a San Francisco-based creator of mobile payment technology, went public at $9 per share and immediately rocketed 45% to a valuation of more than $4 billion. From 2010 until 2015, the bull run in publicly traded equities led to a surge in valuations across the venture capital industry. Superior Six.

Valuation 52

Valuation Investments Investing Clients 52

Clever Girl Finance

OCTOBER 7, 2022

In a quote often attributed to Ben Franklin , he said: “ In this world, nothing can be said to be certain, except death and taxes.” Businesses will continue to need accountants as long as the tax system exists. Accountants help both individuals and businesses with financial records, bookkeeping, and tax filings. Social worker.

Healthcare 98

Healthcare Education Transportation Medical 98

Random Roger's Retirement Planning

JUNE 22, 2024

XME fell 50% in 2015 and then made it all back with a 106% gain in 2016. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. Blending 25% in with ACWI helped in 2022 but otherwise it's not much different than 100% in ACWI.

Portfolio 98

Portfolio Distribution Marketing Marketing 98

Random Roger's Retirement Planning

OCTOBER 10, 2023

Bob's portfolio had very rough years in 2015 and 2018 and it did very well in 2017, 2019, 2021 and of course 2022. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. The result versus just holding VBAIX.

Portfolio 98

Portfolio Assets Management Marketing 98

Investing Caffeine

MARCH 25, 2025

billion in 2015 to $4.7 No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. However, the company receives a failing grade for the implementation of its capital allocation strategy.

Investing 59

Investing Investments Fiduciary Duty Healthcare 59

The Irrelevant Investor

FEBRUARY 2, 2019

We bought our apartment in December 2015 and in a few weeks we'll be moving out. On the positive side, there was a large tax benefit to being able to deduct the interest. Because we're leaving before four years we have to pay the building a flip tax of 1%. We did not plan on leaving so soon, but hey, that's life.

Economics 52

Economics Taxes Numbers Insurance 52

Random Roger's Retirement Planning

SEPTEMBER 30, 2024

Another highlight was in 2015 (I think), right after the Fitbit IPO. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. My highlight appearance was one of my early ones in the spring of 2008, I was very bearish on domestic financials.

Numbers 81

Numbers Taxes Investing Investments 81

Brown Advisory

SEPTEMBER 12, 2016

We bought shares in WhiteWave in December 2015, in recognition of the healthy-living category of foods moving mainstream. Such disclosure is surging, with the proportion of companies in the S&P 500 Index that publish sustainability reports increasing to 81% in 2015 from less than 20% in 2011. annually for U.S. economy.

Food 52

Food Executive Compensation Portfolio Management Valuation 52

Brown Advisory

SEPTEMBER 12, 2016

We bought shares in WhiteWave in December 2015, in recognition of the healthy-living category of foods moving mainstream. Such disclosure is surging, with the proportion of companies in the S&P 500 Index that publish sustainability reports increasing to 81% in 2015 from less than 20% in 2011. annually for U.S. economy.

Food 52

Food Executive Compensation Portfolio Management Valuation 52

Trade Brains

OCTOBER 15, 2023

IRM Energy IPO Review – About The Company Incorporated in 2015, IRM Energy specializes in city gas distribution across various geographical regions in India. Alongside, the Profit After Tax (PAT) has nearly doubled, soaring from ₹34.8 Keep reading for more details! crore in March 2021 to a whopping ₹980 crore in March 2023.

Distribution 105

Distribution Government Pharmaceutical Accounting 105

Brown Advisory

DECEMBER 2, 2015

Wed, 12/02/2015 - 10:29. Trusts often make sense, as they provide economic benefit to heirs while protecting assets from certain creditor claims and taxes. We have found that one of the biggest challenges to executing an estate plan is helping heirs adjust to tax and regulatory changes. Ensuring Legacies Last.

Estate Planning 52

Estate Planning Asset Allocation Assets Planning 52

Truemind Capital

APRIL 19, 2024

Arbitrage funds could be considered for short-term surplus funds (holding period of up to 1 year) due to better tax-adjusted returns. Interestingly, Gold prices (per 10 grams in INR terms) and Sensex levels were similar in 2015 (around 26,000) and are in close range even today.

Financial Market 98

Financial Market Asset Allocation Marketing Marketing 98

Brown Advisory

SEPTEMBER 3, 2015

Thu, 09/03/2015 - 15:11. The economies of India and the ASEAN-5 (Indonesia, Malaysia, the Philippines, Thailand and Vietnam) entered the second half of 2015 with robust growth. It is offering tax incentives for purchasing private insurance and tax deferrals for annuity products and corporate pension plans. Rude Awakening.

Insurance 52

Insurance Portfolio Management Clients Government 52

Cornerstone Financial Advisory

JANUARY 23, 2023

.” – William Zinsser Beware Of Improper Employee Retention Credit Claim The employee retention credit (ERC) is a refundable tax credit for businesses that continued paying employees while shut down due to the COVID-19 pandemic or had significant declines in gross receipts from March 13, 2020–December 31, 2021.

Marketing 59

Marketing Marketing Economics Taxes 59

Yardley Wealth Management

AUGUST 17, 2022

These apps are relatively recent—RobinHood, one of the first and probably still best-known, was founded in 2013, and the app itself wasn’t launched until 2015. You don’t have to pay any taxes for just owning stocks. However, if you sell the stocks at a profit, you’ll pay taxes on those gains. How do I make money with stocks?

Commission 52

Commission Taxes Wealth Management Accounting 52