Random Roger's Retirement Planning

JUNE 26, 2024

I stumbled into an old podcast from Resolve Asset Management that looked at the lack of differentiation from most factors and how to seek out "orthogonality" to get better diversification. In the 11 full and partial years we can see that Portfolio 2 lagged by a lot in 2016 and 2020.

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Random Roger's Retirement Planning

FEBRUARY 9, 2023

Anytime I talk about letting markets work for you over the long term and the role that an adequate savings rate plays in financial success, I will usually caveat that with assuming a proper asset allocation. Gold was mostly in a downtrend from mid-2011 to early 2016.

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Asset Allocation Portfolio Assets Numbers 75

Brown Advisory

NOVEMBER 12, 2015

As 2015 comes to a close, we remind our clients and friends of how important it is take time to review new tax rules, consider tax-saving opportunities and review investment and asset-protection plans before year’s end. Shift income into the more advantageous tax year. tax bracket.

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Tucker Advisors

NOVEMBER 3, 2021

Economist Roger Ibbotson and his team at Zebra Capital Management ran hypothetical return simulations from the years 1927 to 2016, which included both rising and falling yields. to 2016, a 60/40 stocks and bonds portfolio returned 7.6%, on average. Make your income-producing assets produce income and let your growth assets grow.

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Random Roger's Retirement Planning

SEPTEMBER 19, 2023

It's not quite as plain vanilla as mixing the S&P 500 and the Agg, there's more to it and the targeted notional allocations appear to be 75% to each asset using equity ETFs and bond futures. NFDIX has struggled since its inception and Yahoo shows it has having one star from Morningstar. The benchmark is 60/40 remember so 55.5%

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Random Roger's Retirement Planning

OCTOBER 19, 2022

The catalyst for this post is a research paper from ReSolve Asset Management that looks at a whole much of different equity factors in search of optimization. There was some sort of market event in Sept/Oct 2016 where low volatility funds went down quite a bit more than MCW, but again that was only a month and half.

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Random Roger's Retirement Planning

AUGUST 28, 2024

The Catalyst/Aspect Enhanced Multi-Asset Fund (CASIX) just started trading at the start of the year. It seems to take a page from client/personal holding Standpoint Multi-Asset (BLNDX) by layering managed futures on top of, in this case, a passive 60/40 portfolio. I would also note that managed futures did worse in 2016 than 2018.

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Trade Brains

FEBRUARY 14, 2023

Yeah, that lot that talks about terms like compounding, risk profile, returns, retirement planning, budgeting, Investing, and whatnot! The asset management company charges a fee in the form of an expense ratio to compensate them. He was associated with UTI AMC (Jul 2006-Sep 2016) as a fund manager, prior to joining IDFC AMC.

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Random Roger's Retirement Planning

DECEMBER 1, 2023

Back to Israelov's quote, they can be a way to add volatility as an asset class, in this case through something that sells that asset class, that sells volatility. Saying covered call funds are hormetic might be a stretch but you get the idea. They also do usually add quite a bit of yield.

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Random Roger's Retirement Planning

AUGUST 31, 2024

The ETF allocates 25% each to equities and fixed income, 35% to trend and 15% to real assets. The Cambria website reports performance from Nov 2016-March 2024. In addition to the Cambria Trinity ETF (TRTY) there are six versions that as best as I can tell are separately managed accounts (SMA) offered through Betterment.

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Brown Advisory

JUNE 21, 2017

equity funds in 2016 alone. Generally, index fund fees are low because management costs are minimal (investment judgment is not required to track an index) and administrative expenses are typically spread over a large asset base. are there better or worse moments in time to enact an indexing strategy) and choice of asset class (i.e.,

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Investments Investing Portfolio Management 52

Brown Advisory

JUNE 21, 2017

equity funds in 2016 alone. Generally, index fund fees are low because management costs are minimal (investment judgment is not required to track an index) and administrative expenses are typically spread over a large asset base. are there better or worse moments in time to enact an indexing strategy) and choice of asset class (i.e.,

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WiserAdvisor

JUNE 19, 2022

This number becomes concerning because the 2016 Consumer Finance Survey points out that approximately two-thirds of all households with young children have no savings. You can list your directives in the will, allocate the assets, assign guardianship for your child, specify rights, mention the power of attorney, etc.

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Random Roger's Retirement Planning

JANUARY 3, 2025

OTRFX had a phenomenal 2020, it also had a strong 2016 and settled in with the pack the rest of the time. He's a big believer in Risk Parity which weights asset classes based on their risk which usually results in leveraging up the bond position. Here's how they've done compared to the iShares 3-7 Year Treasury ETF (IEI).

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Random Roger's Retirement Planning

SEPTEMBER 18, 2024

In 2016, SPY was up 12%, managed futures as measured by EBSIX was down 11% and an RSST replication using the two would have been flat which is what I mean by kneecapping upcapture. If you know me well, you might push back and ask why I own Standpoint Multi-Asset Fund (BLNDX), what the difference between it and the ReturnStacked suite?

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Brown Advisory

JANUARY 4, 2016

Mon, 01/04/2016 - 13:57. To a certain extent, the Federal Reserve’s zero-rate monetary policy has fueled the flow of money into higher-risk asset classes, since “safe” assets have been priced to yield only meager returns. Investment Perspectives | Unicorns: Beyond the Myth.

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Brown Advisory

JUNE 16, 2016

Midyear Planning Tools for 2016. Thu, 06/16/2016 - 15:22. Yet despite a heavy dose of recent market volatility, the planning environment in 2016 is relatively stable. Yet despite a heavy dose of recent market volatility, the planning environment in 2016 is relatively stable. Presidential election.

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Random Roger's Retirement Planning

FEBRUARY 29, 2024

The main takeaways are that one, 60/40 is not dead and that two, different assets have different durations. He works through a little theory coming with equities being an 18 year asset and bonds being a 5 year asset. Cullen Roche looked at the 60/40 portfolio concept through an interesting lens. Additionally on this point.

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Random Roger's Retirement Planning

DECEMBER 28, 2024

The simplest example would be the person to retired at the end of 2007 and then 12 months later, the stock market was 39% lower. With a cash buffer of two years or whatever, that sort of decline doesn't have to derail anyone's retirement plan. That person would be in some trouble without a cash buffer.

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Brown Advisory

NOVEMBER 19, 2016

2016 Year-End Planning Letter. Sat, 11/19/2016 - 15:45. . However, the current policy environment remains relatively steady, at least through the end of 2016. As we noted in our midyear letter, it is helpful to build long-term plans on a foundation of stable, incremental yearly steps. Key Planning Notes for 2017.

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The Irrelevant Investor

APRIL 15, 2020

More Benefits , Binyamin Applebaum writes: The average worker received 32 percent of total compensation in benefits including bonuses, paid leave and company contributions to insurance and retirement plans in the second quarter of 2018. By 2016, the top 10 percent took 48 percent. That was up from 27 percent in 2000.Even

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