Random Roger's Retirement Planning

JUNE 26, 2024

In the 11 full and partial years we can see that Portfolio 2 lagged by a lot in 2016 and 2020. You can also see a long run from 2016 to 2021 where it was pretty far behind 60/40. Those aren't big numbers so a portfolio that was 80% equities and 20% managed futures that year would have been down 5.4%. Ok, no big deal, it happens.

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Brown Advisory

NOVEMBER 12, 2015

In this letter, we outline a number of tax-saving and other opportunities to consider before the close of the year. As we note in some of the suggestions that follow, there are a number of ways to accelerate or delay income that may make sense for you, depending on where your income sits relative to the various thresholds listed above.

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Random Roger's Retirement Planning

JANUARY 22, 2023

Some fund had a very good year or even great and the 5 and 10 year numbers look very favorable compared to that fund's benchmark. If the outperformance from the one great year is strong enough, it will move the needle on all of the long term performance numbers. In 2016 though, MTUM lagged MCW by 700 basis points.

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Random Roger's Retirement Planning

FEBRUARY 9, 2023

He didn't specify which of the two (I believe that is the correct number) funds that Hussman managed back then. For 20 years, holy cow, the numbers look great. The ten year numbers tell a much different story due, I think, to the fund's large allocation to gold. Gold was mostly in a downtrend from mid-2011 to early 2016.

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Random Roger's Retirement Planning

AUGUST 5, 2023

The gross numbers aren't that far off but some of those drawdowns look like deathblows. It spent so much time running below Portfolio 2 because it lagged by a lot in 2016. I got a reply from @HMLCompounder who back tested 3X S&P to the cash index with the following result. Note, this is very much a theoretical conversation.

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Darrow Wealth Management

JULY 1, 2024

Although a number of these provisions will negatively impact taxpayers starting in 2026, there a few changes that will be positive. In recent years, a number of states developed a sort of workaround for business owners to navigate the SALT cap. In 2016, it’s widely expected that the 2017 tax laws will revert.

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Taxes Tax Planning Planning Estate Planning 101

Random Roger's Retirement Planning

DECEMBER 1, 2023

A quick excerpt from a post a couple of weeks ago about retirement misconceptions. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. The WisdomTree PutWrite Strategy Fund (PUTW) has a much different implementation of the strategy and the numbers aren't great.

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Random Roger's Retirement Planning

AUGUST 5, 2022

The portfolio goes back to 2016 so it captures a lot of different market conditions including a couple of crashes for Bitcoin. If I change the date to start in 2018, the numbers get a little more interesting. The idea behind that is less as an isolated bet on asymmetry and more about the potential impact on portfolio stats.

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Random Roger's Retirement Planning

OCTOBER 19, 2022

The point is that the factor, in the above case it's low volatility, has generally kept up with market cap weighting (MCW) with only 80% of the drawdown (his number). There was some sort of market event in Sept/Oct 2016 where low volatility funds went down quite a bit more than MCW, but again that was only a month and half.

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Indigo Marketing Agency

NOVEMBER 20, 2020

From 2013 to 2016, the median assets under management (AUM) grew 6% from $86 million to $92 million. As baby boomers continue to retire, financial advisors across the country have started targeting the younger generations, Generation X and millennials , to varying degrees of success. Do these numbers excite you?

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The Irrelevant Investor

APRIL 1, 2021

I remember when I entered the job market in the 70s (yes, I’m a boomer) we bemoaned our fate of being boomers because we were being spewed out of college and into the labor force in unprecedented numbers, driving competition for jobs up and wages down. And BTW, competition to get into college was very rough because of our numbers.

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The Irrelevant Investor

SEPTEMBER 10, 2018

In a related but tangential matter, the number of publicly traded companies in the United States has been cut in half over the last twenty years. As you can see in the chart below from the 2018 IPO Report by WilmerHale, both the number and dollar volume of IPOs have been fairly steady over the last decade. Data from Ycharts.

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The Irrelevant Investor

NOVEMBER 27, 2016

sectors and indexes have come from their 2016 lows made either in January or February. I'd rather be doing literally anything else than having my retirement hinge on me being able to see the future." But people who sold are regretting that decision nine months later. The table below shows how far different U.S.

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The Big Picture

NOVEMBER 22, 2022

Number one, and I think they both reflect strong leadership at the firms. Number one, you had, you know, somewhat of a groundswell from within the firm, certainly at leadership that said we need to figure out a way to do something. SHAW: My wife and I decided to move to Tennessee back in 2016. SHAW: Yeah. SHAW: That’s right.

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Indigo Marketing Agency

JUNE 20, 2024

From 2013 to 2016, the median assets under management (AUM) grew 6% from $86 million to $92 million. Shifting Generations As baby boomers continue to retire, financial advisors across the country have started targeting the younger generations, Generation X and millennials, to varying degrees of success. Do these numbers excite you?

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WiserAdvisor

JUNE 19, 2022

Also, this number is exclusive of college expenses, which are now averaging $54,880 annually for private schools and $26,820 for public schools. This number becomes concerning because the 2016 Consumer Finance Survey points out that approximately two-thirds of all households with young children have no savings.

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The Irrelevant Investor

DECEMBER 2, 2020

I looked at the box office numbers, but that doesn't tell the full story. Kleinfeld was coked out of his mind" Sexy Beast, 2000 An ex-hitman tries to retire, but his boss won't let him. Hell or Highwater, 2016 Two brothers rob the bank that's about to foreclose on their family's land. But quite frankly your attitude appalls me.

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Random Roger's Retirement Planning

AUGUST 28, 2024

I would also note that managed futures did worse in 2016 than 2018. There's probably a number in the 40-60% range in RSSY, the rest in cash, to see whether my theory will turn out to be right or wrong. Where RSSY is levered up 100/100, I don't think the correct comparison is putting everything into RSSY versus 100% into VBAIX.

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The Big Picture

AUGUST 20, 2024

And if I’m gonna run through that language and, and help explain it, the single biggest contributor to that research was actually a 2016 paper by Lace Peterson, an A QR brilliant individual who wrote a paper called Sharpening the Arithmetic of Active Management. It goes so far. There’s a continual, the economy continues to grow.

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Good Financial Cents

JULY 6, 2023

Open a Roth IRA Risk level : Varies A Roth IRA is a type of retirement account you can open in addition to other accounts you have like a workplace 401(k). This type of retirement account lets you invest with after-tax dollars, and your money grows tax-free until you are ready to access it. Also, note that contribution limits apply.

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The Better Letter

DECEMBER 15, 2022

As I write this TBL, the S&P 500 is getting crushed and (using very rough numbers) is down 18 percent year-to-date. Based upon last week’s TBL , those hedge fund numbers sound high. Using very rough long-term return numbers (9.5% The Dow is down 8.5 The Nasdaq is down a dreadful 31 percent. I’ve had a few.

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Carson Wealth

SEPTEMBER 9, 2024

2016 and 2020 both saw stock weakness ahead of contentious elections, only to see stocks soar at the end of the year once the election uncertainty was behind us. This is a sample size of one, but it’s worth noting last year saw weakness into late October before a furious end of year rally. Think about the last two elections.

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Indigo Marketing Agency

APRIL 3, 2024

Reagen just won his second term and “Karma Chameleon” is number 1 on the charts. Mobile optimization: In 2016, more people started browsing the internet on phones than computers, and every year the difference widens. Imagine your life as it is now—except the year is 1984. SEO for financial services won’t exist for another few decades.

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Brown Advisory

JANUARY 4, 2016

Mon, 01/04/2016 - 13:57. In 2013, she applied it to the small number of privately held companies with a market value over $1 billion to denote their rarity. Demand for initial public offerings, while declining in number this year, has also facilitated exits at favorable prices. This is also where unicorns fit in.

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Cornerstone Financial Advisory

JUNE 26, 2023

the most significant percentage gain since October 2016, validated this confidence. The number of new home starts in May (1.63 He retires all of them, allowing no runs and no hits. May’s new home sales, which rose 21.7%–the million) hit a 13-month high, with both single- and multi-family homes up substantially. from a year ago.

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Marketing Marketing Taxes Economics 59

Random Roger's Retirement Planning

JANUARY 3, 2025

OTRFX had a phenomenal 2020, it also had a strong 2016 and settled in with the pack the rest of the time. The Calmar Ratios are good for all of them but the kurtosis numbers are not which is a strike against relying on them as low vol, total bond replacements. Here's how they've done compared to the iShares 3-7 Year Treasury ETF (IEI).

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Brown Advisory

JUNE 21, 2017

equity funds in 2016 alone. The term “active share” measures the degree to which a portfolio’s holdings differ from those of its benchmark, taking into account the number of stocks in the portfolio but not in the index and the difference in weightings of those stocks held in common.

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Brown Advisory

JUNE 21, 2017

equity funds in 2016 alone. The term “active share” measures the degree to which a portfolio’s holdings differ from those of its benchmark, taking into account the number of stocks in the portfolio but not in the index and the difference in weightings of those stocks held in common. Assuring "Average".

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The Big Picture

AUGUST 15, 2023

Or at least the top, pick a number, 30, 40%. I don’t remember the number. ” 29, 87, 74, just pick any 50 plus percent number and certainly 2000 and ’08, ’09, a major index gets cut in half. So you’re talking about an average of a large number. SEIDES: In 2016. Less, 20, 30%?

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Brown Advisory

JUNE 12, 2017

Insurance operations in total contributed about 20% of Berkshire’s revenue in 2016, and about 6% of pretax income came from insurance underwriting profits. billion of investable float in 2016, which partially funds Berkshire’s $260 billion investment portfolio. More importantly, insurance contributed $91.5 annualized compared with 6.9%

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Brown Advisory

JUNE 12, 2017

Insurance operations in total contributed about 20% of Berkshire’s revenue in 2016, and about 6% of pretax income came from insurance underwriting profits. billion of investable float in 2016, which partially funds Berkshire’s $260 billion investment portfolio. More importantly, insurance contributed $91.5 annualized compared with 6.9%

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Investing Investments Ethics Taxes 52

The Big Picture

JULY 24, 2023

RITHOLTZ: You had 1987, you had 1997, you had 1998 there were a number of really substantial. Because obviously fundamental underpinning to the secular bull market, you know, number one is the fact that households are in better financial conditions than they have been since, you know, the GFC. RITHOLTZ: Right. Like you know….

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Marketing Marketing Economy Valuation 130

Brown Advisory

JANUARY 1, 2023

These are the businesses in which we want to invest your savings (and ours) so that they can compound over time, ensuring your security in retirement and our opportunity to create value for you. We enjoy our Book Club and a number of titles we have read this year are noted throughout4. 5 on a net of fees basis.

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The Big Picture

AUGUST 29, 2022

I mean, I could count them on one hand the number of people who have his depth of knowledge in this space. I — I couldn’t believe the numbers. RITHOLTZ: In 2016 …. RITHOLTZ: So — so they, at one point in time, were the number one fund in a lot of specific categories. RITHOLTZ: You made my retirement ….

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The Big Picture

JUNE 18, 2024

So the fact that I had a sociology degree really didn’t impede, I think getting into business Barry Ritholtz : And you end up in like what some would think of as kind of a dry, legalistic part of Fidelity, the ERISA Division, which focuses on retirement accounts. That that’s a serious 01:08:03 [Speaker Changed] Media number.

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The Big Picture

AUGUST 8, 2022

There’s no corporation that lives its healthy — unless they’re on their way to bankruptcy that lives with single digit equity numbers. RITHOLTZ: And to put some numbers on that, the Internet peak to trough was about 81 percent decline in the NASDAQ comp whereas I think houses fell about 32 percent. RITHOLTZ: Right.

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Brown Advisory

OCTOBER 18, 2016

Investment Perspectives | Seeking Yield achen Tue, 10/18/2016 - 11:03 Late September announcements by the Federal Reserve and the Bank of Japan (BOJ) underscore that today’s extraordinarily low interest rates are likely to persist for some time to come. Finally, low rates mean less spendable income for those who rely on savings in retirement.

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