Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. At that point, many provisions will revert to 2017 levels, adjusted for inflation. For example, in 2017, the marginal tax brackets were 10%, 15%, 25%, 28%, 33%, 25%, and 39.6%.

Taxes 101

Taxes Tax Planning Planning Estate Planning 101

Nationwide Financial

NOVEMBER 23, 2022

According to the most recent 2017 Census of Agriculture, the average age of a U.S. Those numbers make it clear that farmers are generally not retiring at age 65. Yet even though many farmers lack a “plan” for retirement in the traditional sense, farmers still need the help of financial professionals.

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Retirement Planning Healthcare Medical 52

Yardley Wealth Management

OCTOBER 13, 2021

For example, as reported by Dimensional Fund Advisors, $1 invested in the S&P 500 Index from 1926–2017 would have grown to $533 worth of purchasing power by the end of 2017, after adjusting for Inflation. What If You’re Retired? Unfortunately, we believe such substitutes detract from effective retirement planning.

Retirement Planning 52

Retirement Planning Retirement Wealth Accumulation Wealth Management 52

Random Roger's Retirement Planning

AUGUST 7, 2022

In 2017, as assembled, The Cockroach Portfolio went up 62% versus 21% for 100% SPY and 13% for VBAIX. Note 2017 was even better for Cockroach so the returns are lumpy. That 62% gain, primarily from 4% to GBTC does a lot of heavy lifting for the entire period studied. Interesting that the standard deviation isn't higher.

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Portfolio Management Clients Marketing 91

Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. At that point, many provisions will revert to 2017 levels, adjusted for inflation. For example, in 2017, the marginal tax brackets were 10%, 15%, 25%, 28%, 33%, 25%, and 39.6%.

Taxes 52

Taxes Tax Planning Planning Estate Planning 52

Random Roger's Retirement Planning

FEBRUARY 13, 2024

You can see in 2017, the blue line for Cockroach with Bitcoin went parabolic. 2020 was also a very good year for Portfolio 1 thanks to Bitcoin but it wasn't as big as 2017. It is important to understand how that happened though. You can see, other than those two years, Portfolio 1 was very unremarkable.

Portfolio 75

Portfolio Management Taxes Investing 75

Park Place Financial

JANUARY 9, 2023

Retirement Savings Accounts . In 2023, Internal Revenue Service (IRS) will increase the contribution limit for multiple types of retirement accounts, including: . For those participating in 401(k), 403(b), and most 457 plans, the limit has risen to $22,500. It can also be helpful to consider your age. Health Savings Accounts .

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Financial Planning Taxes Planning Certified Financial Planner 52

Random Roger's Retirement Planning

APRIL 18, 2024

I bought 100 shares on its first or second day of trading last fall for $2017 and I sold it today for $2114 which includes reinvesting the dividends. First, an update on my test drive of the Defiance NASDAQ 100 Enhanced Option Income ETF (QQQY).

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Brown Advisory

APRIL 1, 2020

These strategies may include the conversion of an IRA or qualified retirement plan to a Roth IRA , because the tax consequences of such a conversion are based on asset values at the time of conversion, and any future growth in value will avoid income taxation, both within the plan and at the time of distribution to the plan beneficiary.

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Strategic Planning Planning Marketing Marketing 52

Brown Advisory

APRIL 1, 2020

These strategies may include the conversion of an IRA or qualified retirement plan to a Roth IRA , because the tax consequences of such a conversion are based on asset values at the time of conversion, and any future growth in value will avoid income taxation, both within the plan and at the time of distribution to the plan beneficiary.

Strategic Planning 52

Strategic Planning Planning Marketing Marketing 52

Yardley Wealth Management

MARCH 1, 2022

Allocate a significant portion of any new wealth to tax-sheltered retirement accounts. Ideally, your succession plan has been in place for years prior, to position your business for a tax-efficient transfer. You retire. You decide to work part-time in retirement. You receive a financial windfall, such as an inheritance.

Financial Planning 52

Financial Planning Taxes Planning Tax Planning 52

Yardley Wealth Management

MARCH 1, 2022

Allocate a significant portion of any new wealth to tax-sheltered retirement accounts. Ideally, your succession plan has been in place for years prior, to position your business for a tax-efficient transfer. You retire. . You decide to work part-time in retirement. Ditto for those executive compensation benefits.)

Financial Planning 52

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Random Roger's Retirement Planning

JUNE 5, 2024

It only goes back to 2018 because in 2017, Bitcoin went up an amount that may not be repeatable. Since CAOS hasn't had a real test of going up in a serious decline, if we replace it with more T-bills to get a longer backtest, the results are similar. Portfolios 1 and 3 both concentrate the risk into narrow slices of the portfolio.

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Portfolio Retail Investing Investments 91

Harness Wealth

MARCH 11, 2024

Retirement contributions Individuals can take advantage of various tax-related retirement planning strategies to reduce their taxable income today and post-retirement. By working with a tax professional, you can apply tax strategies to reduce your taxable income or defer paying taxes.

Startup 59

Startup Taxes Medical Retirement 59

Trade Brains

AUGUST 19, 2022

Trade Brains was founded by Kritesh Abhishek, an NIT Warangal graduate, in Jan 2017. Stable Investor also provides various financial services like financial planning, retirement planning, children’s future planning, etc. 8 Best Indian stock market Blogs to Follow. Trade Brains. Dr. Vijay Malik.

Marketing 59

Marketing Marketing Investing Investments 59

Yardley Wealth Management

MAY 18, 2022

Bond investing and interest rates (again) : You may recall, interest rates did tick upward in 2017–2018, creating concerns similar to those we’re hearing today. in 2017, outperforming the Vanguard Intermediate-Term Treasury Index ETF (VGIT), which returned 1.7% and the Vanguard Short-Term Treasury Index ETF (VGSH), which returned 0.0%.

Investing 52

Investing Investments Economics Portfolio 52

Random Roger's Retirement Planning

FEBRUARY 7, 2024

SRRIX lost -11.35% in 2017, -6.14% in 2018 and -4.47% in 2019." It is an unusual exposure, I am not aware of any other funds that are just reinsurance but if you know otherwise please comment. He notes " after three strong returns in its first three years (2014-16) came a string of losses.

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Taxes Portfolio Clients Investing 74

Random Roger's Retirement Planning

AUGUST 5, 2022

A lot of the return for Portfolio 1 though came in 2017 when it was up 46% versus 21% for the S&P 500. The Sortino Ratio is impressive and the correlation dropped to 80%. It has the best CAGR of the three with a lower standard deviation than SPY but not VBAIX.

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Darrow Wealth Management

JANUARY 9, 2023

Here are the top five Roth-related retirement changes following the passing of Secure Act 2.0. 529 plan to Roth IRA rollovers. Starting with the 2017 Tax Cuts and Jobs Act, then the 2019 Secure Act 1.0, it’s clear that investors need to be adaptive in tax planning. 5 new changes to Roth accounts in Secure Act 2.0.

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Accounting Taxes Tax Planning Distribution 59

Trade Brains

FEBRUARY 14, 2023

Yeah, that lot that talks about terms like compounding, risk profile, returns, retirement planning, budgeting, Investing, and whatnot! Top Mutual Funds For SIP #4 – HDFC Retirement Savings Fund Equity Plan Direct-Growth Fund Company HDFC Asset Management Company Size (AUM in Cr) 2,659 3-yr returns (CAGR) 23.41

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Healthcare Retirement Investing Investments 59

Random Roger's Retirement Planning

SEPTEMBER 3, 2022

Much of the boost in annualized CAGR comes from huge outperformance of GBTC in 2017 which is important to understand. The CAGR for Portfolio 1 is far superior to the other two and it's standard deviation is only slightly higher than Portfolio 3.

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Random Roger's Retirement Planning

JULY 2, 2024

The iShares Momentum ETF (MTUM) outperformed only one of those four, in 2017. Intuitively you might think that momentum would outperform when the S&P 500 is up a lot. From 2015 forward, the S&P 500 was up 20% or more four times. In 2018, the S&P 500 was up 18% and MTUM outperformed and it is outperforming so far in 2024.

Portfolio 59

Portfolio Investing Investments Taxes 59

Random Roger's Retirement Planning

MAY 14, 2024

The Invenomic Institutional Fund (BIVIX/BIVRX) is a long/short equity fund that has been around since mid-2017. A new, interesting and expensive fund popped up on my radar from something I saw on Twitter, yes I am still calling it Twitter. The fund's literature goes out of its way to note that it only positions in domestic stocks.

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Advertising Clients Portfolio Taxes 59

Brown Advisory

NOVEMBER 12, 2015

For example, the filing dates for reporting foreign gifts and foreign accounts will move from March 15 and June 30, respectively, to April 15 for tax years 2016 and beyond (to be clear, these deadlines won’t change this year, the changes take effect in 2017 for 2016 returns). Accelerate or postpone deductions to maximize tax advantages.

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Planning Taxes Distribution Medical 52

Random Roger's Retirement Planning

JANUARY 14, 2024

I could have gone back further than 2018 but Bitcoin skyrocketed in 2017 so I wanted to take that out in case that sort of year never repeats again. LFMIX and QGMIX both have very low volatility but are complex funds and complexity has its risks and drawbacks too.

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Portfolio Budgeting Assets Investing 72

Random Roger's Retirement Planning

MARCH 2, 2023

It got a lot of it's return in 2017 likely from Bitcoin. I would also add that Portfoliovisualizer says Cockroach's correlation to the S&P 500 is -0.01 The Cockroach should not be expected to keep up with equities but it sort of has and done so with a very similar standard deviation but no correlation. What gives?

Portfolio 52

Portfolio Clients Marketing Marketing 52

Gen Y Planning

MARCH 1, 2022

The mortgage interest on your home loan: If you bought your house after December 16, 2017, you can deduct the interest you paid on the first $750,000 of the loan. . You may be able to earn some money on the side, stash it away for retirement, and get a tax break if you’re eligible to invest in a SEP-IRA. Look Into a SEP-IRA.

Taxes 52

Taxes Government Accounting Healthcare 52

Random Roger's Retirement Planning

SEPTEMBER 7, 2024

TAIL is the newest fund but goes back to 2017 so we get a decent backtest. He is big on the ReturnStacked Fund suite but they are all so new that backtesting with them doesn't tell us much but we can replicate them on Portfoliovisualizer and still capture the leverage. First up is the allocation of The Sloth.

Portfolio 52

Portfolio Asset Allocation Assets Taxes 52

Random Roger's Retirement Planning

OCTOBER 26, 2024

I didn't want to backtest too far back because Bitcoin had massive gains in 2017 and 2020 that might not be repeatable. SPBC owns 100% S&P 500 plus 10% in Grayscale Bitcoin Trust (GBTC) so the 10% to SPBC means 1% of that portfolio is in Bitcoin. I used BTCFX in Portfolio 2 to backtest a little further than we could with an ETF.

Math 52

Math Portfolio Numbers Taxes 52

Sara Grillo

AUGUST 14, 2023

Helping parents send their kids to college, care for an aging parent and retire with financial independence are literally what gets him up every day. He has presented papers at conferences on topics such as investment fraud, risk management, and retirement planning. 2017, January 18 th ). Lee holds a Ph.D.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Random Roger's Retirement Planning

JULY 24, 2024

I swapped in the Merger Fund because it backtests a full ten years versus Absolute Convertible Arbitrage which only goes back to 2017. A reader left a comment with a work around combining BND and BNDW so I reran it and compared it to 60/10/10/10/10 as follows going back ten years. And an updated 60/10/10/10/10.

Portfolio 52

Portfolio Taxes Numbers Marketing 52

Brown Advisory

JUNE 21, 2017

Investment Perspectives - The Great Debate achen Wed, 06/21/2017 - 12:35 Aside from some current political and economic topics that dominate the financial media, the most widely debated investment issue today involves the merits of passive investing, or indexing.

Investing 52

Investing Investments Portfolio Management 52

Brown Advisory

JUNE 21, 2017

Wed, 06/21/2017 - 12:35. We understand and appreciate this approach, which is particularly common among endowments, foundations and retirement plans for which tax considerations are not relevant. Investment Perspectives - The Great Debate.

Investing 52

Investing Investments Portfolio Management 52

MainStreet Financial Planning

NOVEMBER 25, 2024

The personal exemption for 2025 remains at $0 (eliminating the personal exemption was part of the Tax Cuts and Jobs Act of 2017 (TCJA)) Long-term capital gains rates and brackets: The maximum child tax credit is still $2,000 per qualifying child and was not adjusted for inflation.

Taxes 97

Taxes Planning Retirement Planning Accounting 97

Carson Wealth

FEBRUARY 27, 2025

Qualified Charitable Distributions (QCDs) Your distributions from your retirement plans are reported on your 1099-R form , but the form doesnt specify how much went to a QCD. The pre-2018 two-year carryback rule generally does not apply to NOLs from tax years ending after December 31, 2017.

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Taxes Tax Planning Distribution Planning 102

Sara Grillo

JUNE 20, 2022

So Nathan pay is a retirement plan consultant, and he’s here today to talk about the experience of being an Edward Jones financial advisor. Okay, everybody. A, welcome to the show. NATE PENHA: Hey, Sarah, thanks for having me.

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Financial Advisor Sales Commission Clients 52

Good Financial Cents

MAY 1, 2023

A Contributory IRA, otherwise known as a traditional IRA , is a retirement savings account that allows individuals to make contributions from their earned income. The contribution limit may be reduced or eliminated for individuals who have high incomes or who participate in an employer-sponsored retirement plan.

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Risk Tolerance Taxes Retirement Accounting 95