Nerd's Eye View

DECEMBER 15, 2023

Also in industry news this week: Most businesses that operate in the U.S., Also in industry news this week: Most businesses that operate in the U.S.,

Financial Planner 246

Financial Planner Retirement Taxes Insurance 246

Nerd's Eye View

SEPTEMBER 19, 2022

Eventually, as client relationships grew to be more ongoing and less transactional, financial planning grew to encompass other areas of clients’ financial lives, such as taxes and estate planning.

Financial Planner 245

Financial Planner Certified Financial Planner Financial Planning CFP 245

Brown Advisory

NOVEMBER 28, 2018

2018 Year-End Planning Letter. Wed, 11/28/2018 - 08:38. This year, two substantive factors—the 2017 tax overhaul and rising interest rates—will be important considerations in our year-end planning work. As we discuss below, the new tax law offers a number of opportunities for adjusting long-term plans. THE NEW TAX LAW.

Planning 52

Planning Taxes Clients Estate Planning 52

Million Dollar Round Table (MDRT)

AUGUST 18, 2024

By Antoinette Tuscano, MDRT senior content specialist Sometimes clients don’t understand the price for success is taxes, which their family would need to pay on the estate after the client dies. John, British Columbia, Canada.

Clients 105

Clients Insurance CFP Financial Advice 105

Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. Here’s a summary of the major tax law changes coming in 2026 and some steps individuals and business owners can take to prepare. For some, this may lead to more taxes paid on capital gains.

Taxes 52

Taxes Tax Planning Planning Estate Planning 52

Calculated Risk

JANUARY 13, 2023

Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. Another exception was in late 2021 - we saw a significant YoY decline in new home sales related to the pandemic and the surge in new home sales in the second half of 2020. 2008 0.1% -2.5% 2009 -2.6%

Economy 278

Economy Sales Economics Investments 278

Brown Advisory

FEBRUARY 7, 2019

Muni Bonds: Winners in 2018 and Bright Skies Ahead for 2019 ajackson Thu, 02/07/2019 - 08:44 Municipal bonds held their ground in 2018, and truly shined when equity markets were punished during the fourth quarter. Here’s a quick recap of 2018 and our thoughts heading into 2019. Treasury yields in late November and December 2018.

Taxes 52

Taxes Investments Investing Clients 52

Brown Advisory

FEBRUARY 7, 2019

Muni Bonds: Winners in 2018 and Bright Skies Ahead for 2019. Municipal bonds held their ground in 2018, and truly shined when equity markets were punished during the fourth quarter. Here’s a quick recap of 2018 and our thoughts heading into 2019. 2018: Tough Conditions Prove Helpful for Munis. Thu, 02/07/2019 - 08:44.

Taxes 52

Taxes Investments Investing Clients 52

Cornerstone Financial Advisory

DECEMBER 23, 2024

1,2 No Santa Yet Divergence marked the start of the week as megacap tech stocks rallied while the Dow Industrials fell for the eighth-straight sessionits longest losing streak since 2018. ” – Anas Nin Tax Tip… What is the Lifetime Learning Credit? The credit is worth up to $2,000 per tax return.

Marketing 52

Marketing Marketing Taxes Economics 52

MainStreet Financial Planning

AUGUST 5, 2024

Since 2018, the federal tax code allows 529 plans to be used for up to $10,000 per year to pay for qualified K-12 tuition. Warning: not all states have adopted this rule, you may not owe taxes on your federal return but watch out for the impact on state taxes!

Planning 98

Planning Education Taxes Distribution 98

Brown Advisory

MARCH 30, 2018

Outlook for 2018 | Confronting the Unknown. Fri, 03/30/2018 - 11:57. sectors due to the recent tax law overhaul. We welcome your thoughts and comments and look forward to discussing these issues with you throughout 2018. . . . .

Asset Allocation 52

Asset Allocation Portfolio Assets Valuation 52

Brown Advisory

MAY 31, 2018

NOW 2018 | What is the Economic Impact of Political Polarization? achen Thu, 05/31/2018 - 09:11 The U.S. To address poor growth, policymakers cut taxes and increase government spending. economy has improved markedly since the 2008–09 credit crisis. This gets mixed in with opioid abuse and other indicators of social problems.

Economics 52

Economics Budgeting Government Clients 52

Brown Advisory

MAY 31, 2018

NOW 2018 | What is the Economic Impact of Political Polarization? Thu, 05/31/2018 - 09:11. To address poor growth, policymakers cut taxes and increase government spending. economy has improved markedly since the 2008–09 credit crisis. This gets mixed in with opioid abuse and other indicators of social problems.

Economics 52

Economics Budgeting Government Clients 52

Trade Brains

DECEMBER 31, 2023

Tax Loss Harvesting : As an investor, you earn capital gains irrespective of the asset you invest in. While you trade or invest a significant amount of capital and receive good returns, there comes a time when you start worrying about the taxes on those gains. It is called Tax Loss Harvesting. How are Capital Gains Taxed?

Taxes 59

Taxes Assets Investing Investments 59

Random Roger's Retirement Planning

MARCH 12, 2025

It's growth rate since inception is 3.58% going back to September, 2018 but a lot of that comes from a 15% lift in 2021 (numbers per testfol.io). They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. TRTY is a tough hold.

Portfolio 59

Portfolio Taxes Numbers Investing 59

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

This original IRA was not deductible from income for tax purposes, and the annual contribution limit was the lesser of $1,500 or 15% of household income. The Economic Recovery Tax Act (ERTA) of 1981 allowed for the IRA to become universally available as a savings incentive to all workers under age 70 1/2. billion by 1981.

Retirement 90

Retirement Distribution Taxes Retirement Planning 90

Brown Advisory

JULY 17, 2018

529 Plans And The New Tax Code ajackson Tue, 07/17/2018 - 11:30 You Can Now Use 529s for K-12 Costs—But Should You? The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner.

Taxes 52

Taxes Planning Education Distribution 52

Brown Advisory

JULY 17, 2018

529 Plans And The New Tax Code. Tue, 07/17/2018 - 11:30. The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner. The 2018 tax overhaul expanded the reach of 529 plans beyond college.

Taxes 52

Taxes Planning Education Distribution 52

Random Roger's Retirement Planning

MARCH 29, 2025

In 2018 you can see that two of them helped with just a few basis points. A year like 2018 constitutes down a little and is probably less important than protecting against down a lot like in 2022. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Portfolio 59

Portfolio Management Risk Management Distribution 59

Trade Brains

NOVEMBER 17, 2023

2018-19 7.04 -1.87 Net Profit Margin is fluctuating due to changes in the interest and tax payments as the company business was subdued in the initial days. However, with an exponential growth in Net profits, CAGR growth cannot be compared. Financial Year Revenue (Cr.) Net Profit (Cr.) 2022-23 350.96 2021-22 161.5 2020-21 12.98 -2.37

Government 115

Government Engineering Distribution Planning 115

Calculated Risk

JANUARY 10, 2024

Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. Another exception was in late 2021 - we saw a significant YoY decline in new home sales related to the pandemic and the surge in new home sales in the second half of 2020. 2008 0.1% -2.5% 2009 -2.6%

Economy 200

Economy Sales Economics Investments 200

Carson Wealth

DECEMBER 9, 2024

Optimism over lower taxes, a stronger economy, animal spirits, and strong earnings all were likely reasons for the surge. 6 million level we saw in 2018-2019. million level we saw in 2018-2019. These levels are not a bad place to be if things can hold at this level, but its the trend thats concerning. Hires fell to 5.3

Marketing 67

Marketing Marketing Economy Manufacturing 67

Harness Wealth

AUGUST 13, 2024

We are particularly excited to be recognized as both the fastest growing tax technology and WealthTech business in the rankings. We provide a seamless and insightful tax experience alongside a marketplace of supporting services to meet the advisory needs of small business & equity owners. For complete results of the Inc.

Startup 52

Startup Taxes Media Recruitment 52

Nationwide Financial

JANUARY 26, 2023

Key Takeaways: 2023 could be a really good year to fund a Roth account because of low tax rates and changes to how the standard deduction, tax brackets, and retirement account contribution limits are adjusted for inflation. The lower the tax rate, the more attractive the Roth contribution becomes relative to a pre-tax contribution.

Accounting 98

Accounting Retirement Taxes Retirement Planning 98

Random Roger's Retirement Planning

MARCH 9, 2025

Portfolio 3's worst year was 2018 when it fell 7.76%. Portfolio 2 had two years where it was down 5% (those were the worst two) and the leveraged version's worst year was 2018 when it fell 12.26%. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Portfolio 52

Portfolio Numbers Insurance Taxes 52

Random Roger's Retirement Planning

MARCH 8, 2025

In late 2018 OCRP moved up when the market had a fast drop. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. If they can have single stock ETFs why not an ETF with just two holdings? I threw tail in as well as the S&P 500.

Taxes 59

Taxes Clients Marketing Marketing 59

Carson Wealth

SEPTEMBER 27, 2023

For individuals, a permanent life insurance plan can play a key role in estate planning by helping reduce estate taxes. Offset Taxes in Estate Planning Estate taxes can be a problem for high-net-worth individuals passing on more than the IRS estate tax exclusion, after which the tax rate on transferred money is 40%.

Estate Planning 96

Estate Planning Insurance Planning Taxes 96

Good Financial Cents

DECEMBER 28, 2022

Opening a Roth IRA can be a smart move if you want to invest for retirement and save money on taxes later in life. Contributions to a Roth IRA are made with after-tax dollars, which means your money can grow tax-free. For example, if you’re under the age of 49 you can contribute a maximum of $6,500 for the 2023 tax season.

Distribution 105

Distribution Taxes Retirement Accounting 105

Random Roger's Retirement Planning

MARCH 11, 2024

The 1987 crash was partly attributed to selling portfolio insurance and there was the so called Volmageddon of 2018. 2018 was not 1987 and if there is another event where volatility ends up being a major determent then it will be different than the other two but with some overlap. Events don't repeat but the can rhyme.

Numbers 98

Numbers Insurance Marketing Marketing 98

Random Roger's Retirement Planning

FEBRUARY 14, 2025

It's only down year was 2018 with a decline of 7.91%. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. These portfolios don't really look anything like what we usually play around with here but the results are interesting.

Portfolio 52

Portfolio Asset Allocation Assets Management 52

Random Roger's Retirement Planning

SEPTEMBER 18, 2023

I think that is attributable to a terrible year for 100/100 in 2018. Terrible year in 2018 or 2022? 2018 was still lousy and 2022 was very good. I am more open to RSST as a core position than I was but 2018 is a good example of how it can go poorly. Notice though that the standard deviation for 100/100 is much higher.

Management 75

Management Portfolio Clients Investments 75

Good Financial Cents

MAY 1, 2023

The contributions made to the account may be tax-deductible or non-deductible, depending on the individual’s income level and participation in an employer-sponsored retirement plan. Tax-deductible contributions reduce the individual’s taxable income, while non-deductible contributions do not.

Risk Tolerance 95

Risk Tolerance Taxes Retirement Accounting 95

Carson Wealth

AUGUST 4, 2022

Purpose-specific accounts, such as health savings accounts (HSAs), often have built-in tax incentives that can make them a worthwhile option. In some cases, HSAs can offer a triple tax-advantage – tax deductions for contributions, tax deferral during the accumulation period and tax-free distributions for qualified health-related expenses.

Retirement 98

Retirement Insurance Insurance Coverage Taxes 98

Ballast Advisors

NOVEMBER 29, 2022

How you treat those losses come tax time can mean a lot in the long run of your financial plan. Good portfolio management focuses on after tax rate of returns,” says Ballast Advisors Managing partner Paul Parnell. Tax harvesting is a method of investing that involves buying and selling assets in order to reduce capital gains taxes.

Taxes 40

Taxes Portfolio Management Sales Portfolio 40

Random Roger's Retirement Planning

APRIL 11, 2024

Portfoliovisualizer shows the annual decline at 1.55% but taking out 2018 when it was up 15% and 2022 when it was up 20% and it would have been noticeably worse. The managed futures blends' worst years in this study were 2011 when they were down slightly versus up 4.31% for VBAIX and 2018 when they were down 5.5%-6%

Management 93

Management Taxes Accounting Portfolio 93

Random Roger's Retirement Planning

MARCH 3, 2025

I added SH for clients a little while and have been holding BTAL for them and personally since 2018. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. Relative to a day or two, the timing was very lucky.

Clients 52

Clients Retail Taxes Accounting 52

Harness Wealth

JUNE 17, 2024

FOR IMMEDIATE RELEASE NEW YORK, NY — June 17, 2024: Harness, a New York-based fintech startup that is building the future of tax, announced today it has added another member to its leadership team. Steve Cheung, who most recently served as Architect and Director of Engineering at Flatiron Health, joins Harness as its Head of Engineering.

Engineering 64

Engineering Startup Taxes Financial Advice 64