Random Roger's Retirement Planning

FEBRUARY 14, 2025

Torsten Slok blogged about how ineffective bonds have been in terms of providing any return or diversification benefits lately in the context of a 60/40 portfolio. Based on the following excerpt; I built out the following leveraged allocation, taking some liberty with shortening the duration quite a bit.

Portfolio 52

Portfolio Asset Allocation Assets Management 52

A Wealth of Common Sense

NOVEMBER 15, 2022

The more exciting your portfolio, the worse your performance is in this bear market. This is in stark contrast to the FOMO days of 2020 and 2021 when it felt like the only place to put your money was the. Boring is better this year in the markets.

Investing 145

Investing Investments Portfolio Marketing 145

Random Roger's Retirement Planning

NOVEMBER 21, 2024

There's no fact sheet yet and while the holdings are available, the asset allocation is vague without calculating the spreadsheet yourself which I did (hopefully correctly). It did decline about 5% in the 2020 Pandemic Crash and in 2022 it was up 1.36%. The backtest runs from the start of 2011 to the end of 2020.

Asset Allocation 52

Asset Allocation Management Portfolio Taxes 52

Random Roger's Retirement Planning

JANUARY 22, 2025

The starting point today is the that Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) has gone through a strategy change, renaming as the ReturnStacked Balanced Allocation & Systematic Macro Fund and keeping the same symbol. " balanced allocation and $1 of exposure to a systematic macro strategy."

Asset Allocation 52

Asset Allocation Portfolio Assets Taxes 52

Random Roger's Retirement Planning

MARCH 30, 2025

MCW also did great in 2021, 2020 and 2019. A portfolio with an enormous weighting to one or two broad based factors is not really what I do but it clearly can work but just like any other strategy you can find, it won't always be optimal. Speaking of AI, Grok seems to like the portfolio. Occasionally of course, MCW gets pasted.

Portfolio 59

Portfolio Asset Allocation Marketing Marketing 59

Random Roger's Retirement Planning

DECEMBER 22, 2024

GAA stands for Global Asset Allocation and it has been lagging for 15 years. That leads to a Tweet from Krishna Memani who worked at Oppenheimer for a long time and who has been running the Endowment at Lafayette College since 2020. Referencing the weightings above, all of the portfolios have 65% in equity beta.

Portfolio 52

Portfolio Management Clients Asset Allocation 52

Brown Advisory

OCTOBER 4, 2021

Considering Climate within Portfolios ajackson Mon, 10/04/2021 - 11:00 An increasing number of investors are seeking to incorporate climate change in their investment calculus. For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting.

Portfolio 52

Portfolio Asset Allocation Clients Assets 52

Brown Advisory

OCTOBER 4, 2021

Considering Climate within Portfolios. For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting. Mon, 10/04/2021 - 11:00. A 360-Degree Climate Evaluation.

Portfolio 52

Portfolio Asset Allocation Clients Assets 52

Random Roger's Retirement Planning

APRIL 17, 2024

The idea of building an All-Weather portfolio of course has its appeal. The basic idea is to be much less volatile than the broad market or the typical 60/40 portfolio. It raises the question though of how much performance should an investor expect or be willing give up for the potential emotional comfort of an All-Weather portfolio.

Portfolio 102

Portfolio Asset Allocation Advertising Numbers 102

Random Roger's Retirement Planning

APRIL 22, 2024

Some other alternatives do their own thing in such a way that they complement equity exposure to reduce volatility and drawdowns without lowering the long term growth of the portfolio. It offers this pie chart to show its current asset allocation. The time frame is so short because VOLSX only goes back to 2020.

Portfolio 97

Portfolio Asset Allocation Assets Management 97

Discipline Funds

NOVEMBER 8, 2023

Asset Allocation The Discipline Index is our core benchmark index and has an average duration, as measured in the Defined Duration strategy , of 10 years. This created an unusual distortion in the weighting of US tech stocks so our global market cap target resulted in adding more value to the portfolio.

Asset Allocation 77

Asset Allocation Economy Financial Market Assets 77

Fortune Financial

JUNE 21, 2022

It is in some ways a welcome reminder that prudent portfolio construction is a delicate balancing act that should strive to be as agnostic about the future as possible since it seems that the risks we too often discount are those that present the gravest dangers.

Asset Allocation 64

Asset Allocation Assets Portfolio Financial Advisor 64

Trade Brains

SEPTEMBER 26, 2024

Indian households traditionally invested most savings in physical assets. However, financial asset allocation increased recently. Its revenue surged from ₹3,508 crore in March 2020 to ₹14,780 crore in March 2024. It increased from ₹1,885 crore in March 2020 to ₹8,306 crore in March 2024. in March 2020 to ₹167.79

Compliance 90

Compliance Banking Management Risk Management 90

Truemind Capital

JUNE 30, 2022

In this piece, we are trying to understand what the future holds and how we can prepare our investment portfolio to deal with future outcomes. The liquidity support since 2008 and massive stimulus post March 2020 has inflated all the asset prices be it equity, debt, or real estate. But first a quick recap. trillion to ~$8-8.5

Asset Allocation 52

Asset Allocation Marketing Marketing Valuation 52

Random Roger's Retirement Planning

AUGUST 28, 2022

Rodrigo and Mike manage the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX). The fund is a mix of risk parity (there's more to it which we'll get to) as a base, the primary portion of the portfolio. It is certainly multi asset, not sure that it is true risk parity versus having been influenced by risk parity.

Portfolio 75

Portfolio Asset Allocation Assets Clients 75

Discipline Funds

DECEMBER 31, 2023

I think we did a pretty good job forecasting the Covid inflation: In May of 2020 I said inflation was likely to surprise everyone to the upside as the fiscal deficits we were running were likely to result in stronger than expected demand and high inflation. And yes, diversification still works. 2) Stock picking is getting harder.

Assets 102

Assets Asset Allocation Financial Planning Economy 102

Random Roger's Retirement Planning

JULY 3, 2022

Equities and traditional fixed income with nothing else can absolutely get the job done provided the savings rate is adequate, the asset allocation is suitable and succumbing to emotion is avoided. Here's how VIXM and RYMFX did during the 2018 Christmas Crash; And here's the Covid crash in 2020.

Portfolio 40

Portfolio Management Clients Asset Allocation 40

The Big Picture

MARCH 5, 2024

So we really have to understand what we’re gonna invest in, value everything in the universe, rank order ’em, and then only can we put together portfolios. And the second, and this is very credit specific, was when you own a credit portfolio, your short volatility. This was gonna be a multi-strategy vehicle.

Banking 147

Banking Portfolio Assets Investing 147

Random Roger's Retirement Planning

DECEMBER 16, 2024

That reality can change some of the calculus between endowments and individual investor accounts but there are things we can learn from their asset allocations all the same. If bonds were already in a positive trend like they were in the 2020 Pandemic Crash then managed futures will do well. BTAL went up of course.

Portfolio 52

Portfolio Management Asset Allocation Accounting 52

eMoney Advisor

MARCH 21, 2023

When surveyed in 2020 after the onset of the COVID-19 pandemic, advisors indicated that 85 percent of their clients who had a financial plan felt more prepared to weather market volatility than those who did not. When portfolio values fall, that loss can cause intense feelings that could lead to irrational decisions.

Financial Planning 72

Financial Planning Planning Marketing Marketing 72

ClearMoney

NOVEMBER 4, 2021

As with many things in life, the truth is somewhere between the extremes: While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.

Asset Allocation 52

Asset Allocation Commission Portfolio Assets 52

Darrow Wealth Management

MARCH 28, 2022

The key to weathering the storm is having a diversified asset allocation that’s truly aligned with your risk tolerance and appetite before there’s a personal financial problem or other negative event. Asset allocation. Having a diversified portfolio can increase the odds of staying the course.

Asset Allocation 52

Asset Allocation Marketing Marketing Planning 52

Random Roger's Retirement Planning

NOVEMBER 11, 2022

A little less dramatic but more interesting is the idea we broached yesterday about extreme portfolio simplification becoming an appropriate asset allocation for an older retiree who is not cognitively impaired but wants to spend less time on their investments without hiring someone to help them.

Asset Allocation 74

Asset Allocation Clients Portfolio Assets 74

Random Roger's Retirement Planning

AUGUST 12, 2024

The most recent doubling took just four years from the week of April 5th, 2020 to where we are now which again is very short. Since we cannot know the path, this really spotlights a couple of important portfolio management concepts. There's no prediction being made here. That doesn't have to mean cash.

Asset Allocation 52

Asset Allocation Portfolio Portfolio Management Assets 52

The Big Picture

SEPTEMBER 12, 2022

We have seen strong, strong demand pretty consistently for building out alternatives, portfolios, particularly when it comes to opportunities with great financial sponsors on the private equity side, looking at these long-term secular trends, right? RITHOLTZ: Let’s talk a little bit about inflation. You mentioned 8.5 percent inflation rate.

Clients 299

Clients Wealth Management Banking Investing 299

Random Roger's Retirement Planning

OCTOBER 3, 2024

Over the last few days I've fished around looking at multi-asset ETFs that I perceive are intended to be either one fund, portfolio solutions or the major core holding with a little room left for maybe alternatives or thematic exposures or whatever. By my count it has not quite 60% in equities, 21.5% in cash, almost 6.5%

Asset Allocation 52

Asset Allocation Portfolio Assets Taxes 52

The Big Picture

JANUARY 21, 2025

You would offer three of their stock picks where they were probably touting stocks they wanted to unload from their portfolio. 00:12:41 [Speaker Changed] If nothing in your portfolio is performing badly, you’re not diversified. I did it during the coronavirus collapse in 2020, and I did it again in 2022.

Investing 147

Investing Investments Management Retirement 147

Good Financial Cents

MAY 1, 2023

Diversifying Your Contributory IRA Portfolio Diversification is an essential strategy for maximizing the returns of a Contributory IRA account while minimizing risks. Diversification involves investing in a variety of asset classes, such as stocks, bonds, and cash, to spread out the risk and reduce the impact of market volatility.

Risk Tolerance 95

Risk Tolerance Taxes Retirement Accounting 95

Discipline Funds

JULY 25, 2023

I specifically refer to people’s “investment” portfolios as their “savings” portfolios because the financial markets are not where we make real investments. 1 The financial markets are where we allocate our savings. 1 – See “The Total Portfolio” perspective.

Asset Allocation 52

Asset Allocation Marketing Marketing Financial Market 52

James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. from its August 2020 lows and has already seen the biggest move higher in yields since 1987, when rates moved higher by 3.2%.

Asset Allocation 52

Asset Allocation Marketing Marketing Assets 52

Investing Caffeine

JUNE 3, 2024

Remember that global pandemic back in 2020 called COVID-19 that killed over 350,000 people in the U.S.? What did the stock market actually do in 2020? Short-term news cycle headlines shouldn’t drive portfolio decision-making, but rather your personal objectives, goals, and risk tolerance. GDP was advancing at a reasonable +1.9%

Risk Tolerance 52

Risk Tolerance Economics Economy Asset Allocation 52

The Big Picture

SEPTEMBER 19, 2023

Her job is portfolio and product solutions and that means she could go anywhere in the world and do anything. I thought this conversation was absolutely fascinating and I think you will also, with no further ado, Goldman Sachs asset managements Elizabeth Burton. That sounds great, but I only have spots in my portfolio for a Cape Cod.

Assets 147

Assets Management Investing Investments 147

The Big Picture

AUGUST 20, 2024

Initially I joined to help them manage their equity portfolio. My background in the asset management space was originally going to small cap value, and Canyon Partners really gave me the platform that allowed me to branch that out into multiple different areas. I’m gonna hold it in my portfolio. I buy everything.

Assets 173

Assets Management Portfolio Marketing 173

Carson Wealth

JANUARY 2, 2024

Artificial Intelligence Grabs the Spotlight Jake Bleicher, Portfolio Manager To me, the narrative of 2023 is captured by a chart showing the performance of NVIDIA, the maker of high-end computer chips that have become the bedrock of artificial intelligence (AI). in October 2022 and causing a heap of pain since the summer of 2020.

Marketing 86

Marketing Marketing Economy Manufacturing 86

Truemind Capital

MARCH 20, 2020

Not understanding the role & importance of tactical asset allocation (overweight debt in euphoric times and overweight equity in a time of acute pessimism) in creating superior returns over the long term. While benchmark Sensex is down by more than 25% in the last one year, our portfolios returns are in the range of 0% to 5%.

Asset Allocation 52

Asset Allocation Valuation Investing Investments 52

Random Roger's Retirement Planning

SEPTEMBER 30, 2024

They need some amount of time to show they can deliver on a quarterly result but I think these would be the best tool for building any sort of capitally efficient portfolio, with idea being to avoid the complexity of multi-asset funds. This is the most recent asset allocation I could find from Harvard.

Asset Allocation 52

Asset Allocation Portfolio Assets Management 52

Carson Wealth

DECEMBER 18, 2023

At Carson Investment Research, we have moved our longer-term strategic asset allocations to their maximum equity overweight while continuing to favor U.S. That period includes two bear markets, in 2020 and again in 2022. That is why we seek to control risk in our portfolios. Here’s why. 31, 2018, through Dec.

Marketing 95

Marketing Marketing Economy Investing 95