The Big Picture

DECEMBER 12, 2022

Cars are for Driving, Sneakers are for Wearing (November 11, 2020). The Hidden World of Failure (October 23, 2020). Debate: Does Private Equity Warrant a Spot in Retirement Accounts? September 18, 2020). _. Previously : Bought or Sold? April 28, 2022).

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Calculated Risk

AUGUST 6, 2023

2) Teen employment was significantly impacted in 2020 by the pandemic. 4) The decline in teenager participation is one of the reasons the overall participation rate has declined (of course, the retiring baby boomers is the main reason the overall participation rate has declined over the last 20+ years).

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Random Roger's Retirement Planning

APRIL 2, 2024

Northwestern Mutual published a report about the state of retirement and of course all the numbers are grim. million to retire, up about 50% from 2020, while the average retirement account balance is $88,000. I've been pushing back on the idea of have a number, a retirement number, for a very long time.

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Calculated Risk

JULY 3, 2023

In that article I reviewed how demographics had helped me call the apartment boom in the early 2010s, and the home buying boom in 2020. There is no magic age that people reach and start to transition, but looking at prior generations, it seems to start when people are around 80 years old.

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Retirement 234

Integrity Financial Planning

OCTOBER 17, 2022

Optimizing your retirement savings takes more than just making sure your IRA isn’t at risk in this market. Know these 3 ages that can help you get the most out of your retirement accounts. At age 50, workers with certain qualified retirement plans can make annual “catch-up” contributions in addition to their normal contributions.

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The Big Picture

DECEMBER 8, 2023

1 This is significant for two reasons: First, it is a full 5 million more people working today than in January 2020, just before the pandemic struck. Some retire, take a sabbatical, go on leave, switch to another job, or join the choir invisible. It was that 157.087 million people are employed full-time in the United States.1

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Darrow Wealth Management

NOVEMBER 20, 2023

If you think retirement planning moves stop at retirement, think again. Although it won’t make sense in every situation, retirement can be a unique opportunity for Roth conversions for some investors. For high earners, converting an IRA to a Roth IRA while you’re still working could be the worst time of all.

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Nationwide Financial

JUNE 9, 2023

Key Takeaways: The last two years have been marked by the highest inflation rates in decades; your clients saving for retirement can use this to their advantage through short-term investments, tax deferral, and insurance products offering better benefits. For many people, this might mean retirement.

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Calculated Risk

AUGUST 13, 2024

2) Teen employment was significantly impacted in 2020 by the pandemic. The decline in teenager participation is one of the reasons the overall participation rate has declined (of course, the retiring baby boomers is the main reason the overall participation rate has declined over the last 20+ years). Click on graph for larger image.

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Darrow Wealth Management

FEBRUARY 26, 2025

But to illustrate the relative protection that bonds may be able to provide compared to stocks, heres what happened to the bond market in the 2008 great financial crisis and recession and 2020 market crash. How do bonds perform during a recession? The chart below shows what happened to fixed income (bonds) in 2008.

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The Big Picture

MARCH 3, 2023

2020 : Pandemic crash of 34%, fastest top fall (but fastest recovery) 2022 : Stocks & bonds both down double digits since 1981 All of these meet the unofficial definition of a bear of a 20% move off of the peak. 2000-13 : Secular bear market did not make new highs until March 2013 2018 : ~20% pullback as the economy slowed, FOMC hiked.

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The Chicago Financial Planner

FEBRUARY 5, 2022

Kansas City won the 2020 game and the market had an up year in spite of the impact of COVID-19. Approaching retirement and want another opinion on where you stand? Financial coaching focuses on providing education and mentoring on the financial transition to retirement. Not sure if your investments are right for your situation?

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Investments Investing Financial Planner Risk Tolerance 184

Calculated Risk

SEPTEMBER 6, 2022

2) Teen employment was significantly impacted in 2020 by the pandemic. 3) The decline in teenager participation is one of the reasons the overall participation rate has declined (of course, the retiring baby boomers is the main reason the overall participation rate has declined over the last 20+ years).

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The Big Picture

JULY 24, 2024

But if you are saying I’m going to retire in 20 years, even though that’s a long term time horizon, basically what you’re saying is I need the market to be in my favor in the year 2044. You want to say, look, I hope to retire in about 20 years and maybe I’ll be in a position to sell part of my portfolio.

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Math Retirement Investing Investments 273

The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. Approaching retirement and want another opinion on where you stand? Financial coaching focuses on providing education and mentoring on the financial transition to retirement. Be a smart investor.

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Risk Tolerance Marketing Marketing Financial Planner 188

Nerd's Eye View

SEPTEMBER 25, 2023

In the mid-20th century, the first phone call for a person who needed guidance on saving or planning for retirement was likely to be to a stockbroker or a mutual fund or insurance salesperson.

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The Irrelevant Investor

JANUARY 1, 2021

On today's show we discussed our top-read posts of 2020, our favorite movies, TV shows, books, and podcasts from 2020. Is the Ford F-150 partially responsible for the retirement crisis? Thanks for hanging out with us this year! We hope everybody has a happy and healthy new year. When is the Right Time to Buy Stocks?

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Calculated Risk

AUGUST 21, 2023

million borrowers since March 2020. The prevalence of forbearance plans has dramatically dropped since 2020, and the reasons that borrowers are in forbearance are changing,” said Marina Walsh, CMB, MBA’s Vice President of Industry Analysis. According to MBA’s estimate, 195,000 homeowners are in forbearance plans.

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Portfolio Planning Retirement Numbers 130

Meb Faber Research

JANUARY 18, 2023

In December 2020, Porter retired as MarketWise’s Chairman of the Board. He founded Porter […]. The post Episode #462: Porter Stansberry on a Possible Recession, Opportunities in Distressed Debt, & The Bull Case for Energy Stocks appeared first on Meb Faber Research - Stock Market and Investing Blog.

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Calculated Risk

AUGUST 14, 2022

2) Teen employment was significantly impacted in 2020 by the pandemic. 3) The decline in teenager participation is one of the reasons the overall participation rate has declined (of course, the retiring baby boomers is the main reason the overall participation rate has declined over the last 20+ years).

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Retirement Economy 130

Advisor Perspectives

JANUARY 9, 2024

They want to improve their health to protect their retirement. In 2020, the NeverStop platform was launched to allow life and health insurers to help their policyholders live longer and better by protecting them from disability and its financial consequences. Surprisingly, this is a highly underserved market.

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Insurance Retirement Marketing Marketing 119

Validea

JANUARY 9, 2023

Veteran portfolio manager Bill Miller, founder of Miller Value Partners and manager of the firm’s Miller Opportunity Trust and the Miller Income funds, retired at the end of 2022, reports an article in CityWire. The post Bill Miller Retires From Fund Management appeared first on Validea's Guru Investor Blog.

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Random Roger's Retirement Planning

OCTOBER 13, 2024

The risk of selling volatility this way is that the market gets hit either with a fast decline like the 2020 Pandemic Crash or a slower large decline like in 2022 causing the short puts to get assigned. Munnell along with Teresa Ghilarducci are like the aunties of retirement which I am saying in a positive way. People have busy lives.

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The Big Picture

JULY 17, 2023

Index : Buy the entire market; hold it for years; enjoy your retirement. March 3, 2023) Investing is a Problem-Solving Exercise (January 31, 2022) No One Gets Rich by Shunning New Cars and Lattes (January 13, 2020) The post How to Get Rich in the Markets appeared first on The Big Picture.

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Marketing Marketing Commission Investing 246

Mish Talk

DECEMBER 22, 2022

Reservation Wage Between March 2014 and March 2020 Working: +19.3 Reservation Wage Between March 2020 and November 2022 Working: +19.1 With demand for jobs in some sectors still high, and increasing number of boomers retiring, we have intense wage pressures. Percent Not Working: +14.3% Percent Not Working: +12.5%

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Food Retirement Banking Taxes 130

Good Financial Cents

JANUARY 24, 2023

While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Either plan is an excellent choice, particularly if you’re not covered by an employer-sponsored retirement plan. Not exactly.

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Retirement Planning Retirement Taxes Distribution 122

Yardley Wealth Management

MAY 25, 2021

The post 5 Financial Advisor Hacks: A Cheat Sheet for People Saving For Retirement! 5 Financial Advisor Hacks: A Cheat Sheet for People Saving For Retirement! The 24-hour news cycle can be a bit insane these days, especially in 2020 when the pandemic dominated the news and murder hornets were on the way. By Michael J.

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Validea

FEBRUARY 24, 2023

Ray Dalio, multibillionaire and founder of Bridgewater Associates—the largest hedge fund in the world—retired in October of last year to great fanfare, with much lauding from his and his firm about the transition. In one instance, Eileen Murray sued Bridgwater for discrimination in 2020 (the case was settled out of court).

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Retirement Ethics Management Investing 52

Random Roger's Retirement Planning

FEBRUARY 12, 2025

The title of the Man article is Why Alpha Matters for Retirement Savers and in it, they make their case for portable alpha. It also fell 37% in the 2020 Pandemic Crash but it took that back in just four months. Portable alpha combines plain vanilla exposure with alternatives in such a way that leverages up.

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Portfolio Retail Assets Clients 52

Nationwide Financial

FEBRUARY 7, 2023

Stressors between health and wealth When examining the connections between financial and personal wellness, the COVID-19 pandemic in 2020 presents a perfect example of the different ways – physically, mentally, and financially – that people were affected by the virus.

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The Big Picture

APRIL 27, 2023

Wall Street Journal ) see also Why Most SPACs Suck (2020) : Most SPACs are subpar. Irrelevant Investor ) • When Will I Retire? Businessweek ) • SPACs Delivered Easy Money, but Now Companies Are Running Out : Businesses are burning through cash raised in SPAC deals with few ways to fill the gap.

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Good Financial Cents

JANUARY 23, 2023

The Bottom Line on Checking Your 401(k) A 401(k) is a type of retirement savings plan offered by many employers to their employees. The money in the account is invested and grows over time, and the employee can use the money in the account during their retirement years. Why is it important to check your 401k?

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Nationwide Financial

OCTOBER 10, 2022

Both individual investors and financial professionals are now less optimistic about the next 12 months than they were a year ago, according to the results of our eighth annual Advisor Authority survey, powered by the Nationwide Retirement Institute ®. Among financial professionals, the swing away from optimism was even more dramatic.

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Financial Planning Retirement Clients Planning 90

Good Financial Cents

JANUARY 19, 2023

A major decision in retirement planning is whether to make pre-tax or Roth (after-tax) 401k contributions. Pre-tax contributions go into your retirement account with money that has not been taxed, and then taxes will be paid when the funds are withdrawn in retirement.

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Random Roger's Retirement Planning

APRIL 11, 2025

I expanded on it a little bit and noted it's not particularly relaxing but I would reiterate that this is a great time to lean forward and learn about some things in real time versus looking at a backtest from a benchmark event like the 2020 Pandemic Crash or 2022. All of the different factors have their moments in the sun.

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Nationwide Financial

SEPTEMBER 27, 2022

Hispanic adults who work with financial professionals were less likely to have postponed retirement than those who are not. In 2020, Hispanic Americans comprised nearly 19% of the overall population, a tremendous rise over the last 50 years. Obstacles to retirement planning. For Hispanic Heritage Month (Sept. population.

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Random Roger's Retirement Planning

MARCH 2, 2025

Barron's wrote about the difficulty of spending down accumulated assets in retirement. You can see that the market started to care about price inflation around the time of the 2020 Pandemic Crash. Starting the clock in March 2020 gives a much different picture. Several quick hits today. XME is a client holding.

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