Random Roger's Retirement Planning

MARCH 20, 2025

The odds are pretty good that plain vanilla 60/40 will still get the job done over longer periods but I would caution that the ride has been much bumpier since late 2021 and will stay that way for a while. There other reasons cited that you can see in the report. Adaptability is a great word for portfolio construction and ongoing management.

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Investing Investments Portfolio Asset Allocation 59

The Chicago Financial Planner

NOVEMBER 8, 2021

So far in 2021, the index is in record territory and has closed at record levels numerous times during the year. If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk. After a significant drop in March of 2020 in the wake of the pandemic, the S&P 500 has staged an amazing recovery.

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Random Roger's Retirement Planning

JANUARY 22, 2025

The starting point today is the that Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) has gone through a strategy change, renaming as the ReturnStacked Balanced Allocation & Systematic Macro Fund and keeping the same symbol. " balanced allocation and $1 of exposure to a systematic macro strategy."

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ClearMoney

JANUARY 4, 2022

An investor pondering those questions might take comfort knowing that many assets in the past have outpaced even above-average inflation.). Throughout the year, the market continued a relatively steady rise, with large cap stocks in the US ending 2021 near a record high. The S&P 500 Index1 generated returns of 28.71%.

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A Wealth of Common Sense

NOVEMBER 15, 2022

This is in stark contrast to the FOMO days of 2020 and 2021 when it felt like the only place to put your money was the. Those old stodgy blue chip stocks in the Dow that pay dividends and have stable cash flows are crushing the innovation-led stocks that have more potential than profits in 2022.

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Random Roger's Retirement Planning

MARCH 30, 2025

MCW also did great in 2021, 2020 and 2019. The prompt was a mention of the Cambria Global Asset Allocation ETF (GAA) somewhere and since the market has done so poorly, I though it would be worth revisiting. Occasionally of course, MCW gets pasted. The first chart goes back to the mid February high for the S&P 500.

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Portfolio Asset Allocation Marketing Marketing 59

Random Roger's Retirement Planning

APRIL 22, 2024

It offers this pie chart to show its current asset allocation. The fact sheet does not define what 75/25 means but the prospectus says it allocates 75% to long volatility and 25% to short volatility. I found a fact sheet from Q2 2021 that had about the same equity exposure but a much greater 13.5% to short volatility.

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Portfolio Asset Allocation Assets Management 97

Discipline Funds

DECEMBER 31, 2023

May of 2021 I said the Fed should be hinting at rate hikes and balance sheet reduction because the financial markets and economy seemed to be overheating. I created the Defined Duration strategy because I am trying to better solve for time in asset management. You will hear an endless parade about 2024 forecasts in the coming weeks.

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Assets Asset Allocation Financial Planning Economy 101

Discipline Funds

NOVEMBER 17, 2023

And the only way that disaster happens is if your financial planner is making irrational projections about asset returns and your asset allocation. When inflation first surged in 2021 there were many compelling narratives about how we’re on the verge of a double bump in inflation. That’s a lifestyle DISASTER.

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The Big Picture

MARCH 7, 2023

 The transcript from this week’s, MiB: Maria Vassalou, Goldman Sachs Asset Management , is below. And that led her to various jobs at Wasserstein Perella McKinsey’s Asset Management Group. So I was relating asset prices to GDP growth, to investment growth, to default rest, to factors like this.

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Random Roger's Retirement Planning

JUNE 10, 2024

According to the article, the only "asset allocation" fund to outperform the S&P 500 over the last 15 years has been the PIMCO StocksPLUS Long Duration Fund (PSLDX) which ironically enough is a leveraged fund tracking 100% each to stocks and long term bonds. In thinking about diversification, what problem are you trying to solve?

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Retirement Asset Allocation Math Marketing 98

Park Place Financial

MARCH 14, 2022

For example, you can shift money between asset classes to reflect market changes and work with your financial adviser to create a diversified strategy. When people buy and sell sections of their portfolio to maintain a consistent asset allocation, they are rebalancing their investments. About Rebalancing Investments.

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Random Roger's Retirement Planning

OCTOBER 7, 2024

GMO posted a short paper in support of its Benchmark Free Asset Allocation Strategy (BFAAS). For this post we'll focus on BFAAS' asset allocation. The asset mix is 53.6% A more detailed look at the asset mix shows the the following. The paper positions BFAAS as a substitute for 60/40. to equities, 29.7%

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Darrow Wealth Management

MAY 22, 2023

Interest rates have skyrocketed since the end of 2021. So when the federal funds rate goes up, it can have an outsized impact on shorter term interest rates on assets like Treasury bills (T-bills). Consider your objectives Before making an asset allocation decision, always keep in mind what you’re trying to accomplish.

Investing 102

Investing Investments Accounting Wealth Management 102

Dear Mr. Market

MARCH 11, 2023

We break down and assign each of the four “regions” with an asset class and then pick teams (stocks) that we think have the best chance at doing well relative to others. They’ve already rallied 50% from the October lows but are still down -50% from their February 2021 peak. Why will this massive recovery likely happen?

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Truemind Capital

AUGUST 12, 2023

We continue to stay under-allocated to equity (check the 3rd page for asset allocation) at the current valuation levels. Other Asset Classes : After a strong rally, Gold cooled off in Q1FY24 on the back of profit booking and shifting focus towards equity. We continue to prefer a portfolio duration of around 1-1.5

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Financial Market Asset Allocation Marketing Marketing 52

Discipline Funds

JULY 25, 2023

If you’d gone to sleep on December 31st of 2021 and just woken up you’d think nothing interesting happened during those two years. The global financial markets are roughly 50% stocks and 50% bonds which means that the average annual real return for the Global Financial Asset Portfolio is about 4% per year before taxes and fees.

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Asset Allocation Marketing Marketing Financial Market 52

Aleph

SEPTEMBER 15, 2022

As the end of December 2021 was near the recent highs, so the end of June 2022 was near the recent lows, projecting a nominal 3.32%/year return for the S&P 500 over the next ten years. I have always kept my asset allocation around 70% risky, 30% safe. So what to do? For me, not much. The banks were mostly not affected.

Asset Allocation 59

Asset Allocation Banking Assets Clients 59

James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. In late 2021, markets expected the Fed to largely stay on the sidelines and keep short-term interest rates low. What does “plus” really mean?

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Random Roger's Retirement Planning

JULY 7, 2022

According to the interwebs, this is the All Weather asset allocation and the funds that capture the portfolio; Equities 30% VTI Long Term Treasuries 40% VGLT Intermediate Treasuries 15% VGIT Commodities 7.5% Crunching the numbers for 2021 I get a gain of 3.5% PDBC Gold 7.5%

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Portfolio Asset Allocation Clients Numbers 73

Truemind Capital

APRIL 21, 2023

One should not be over-allocated to equity (check the 3rd page for asset allocation) at the current levels and any exposure should primarily be towards large cap-oriented value portfolios against growth stocks. years (Oct 2021-Mar 2023) when the benchmark indices produced negligible returns. For the last 1.5

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Financial Market Marketing Marketing Asset Allocation 52

ClearMoney

NOVEMBER 4, 2021

As with many things in life, the truth is somewhere between the extremes: While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.

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The Big Picture

SEPTEMBER 12, 2022

They run over $800 billion in client assets, and Kristen’s group, the North American Group, is responsible for about half of the revenue that that massive organization generates. BITTERLY MICHELL: … across asset classes is the way that I think about it. perspective, how you hold your assets is just as important as what you hold, right?

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Validea

JULY 20, 2022

Comparing how stocks, long bonds, intermediate bonds, and cash performed starting from May 12, 2021 (when the BLS first reported inflation) through June 18, 2022, Rekenthaler found that while cash did not produce a positive real return, it still outperformed the other three assets. Bitcoin, however, was a dud.

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Assets Portfolio Asset Allocation 59

Good Financial Cents

MAY 1, 2023

Diversification involves investing in a variety of asset classes, such as stocks, bonds, and cash, to spread out the risk and reduce the impact of market volatility. Rebalance their portfolio : Individuals should regularly rebalance their portfolio to maintain the desired asset allocation and minimize the risks.

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Risk Tolerance Taxes Retirement Accounting 95

Random Roger's Retirement Planning

DECEMBER 22, 2024

GAA stands for Global Asset Allocation and it has been lagging for 15 years. They both look pretty good but if we stop the backtest at yearend 2021, they both lag VBAIX by 350 basis points annually. Here's a great chart to illustrate the point. GAA consistently had smaller drawdowns. We'll keep BTAL about the same.

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Portfolio Management Clients Asset Allocation 52

Trade Brains

SEPTEMBER 26, 2024

It offers various services across various asset classes, including equity, fixed-income, and derivative securities. The exchange operates an “anywhere, any asset” trading platform. Indian households traditionally invested most savings in physical assets. However, financial asset allocation increased recently.

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Compliance Banking Management Risk Management 90

Truemind Capital

JANUARY 16, 2024

Most of the time, even the winners account for very low weight in the overall assets, resulting in miniscule contribution to the portfolio returns. For example, a stock rising by 100% in a year, if had a weightage of 1% in the overall assets, adds only 1% more return to the portfolio.

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Financial Market Marketing Marketing Asset Allocation 52

Discipline Funds

JUNE 15, 2023

As it all pertains to portfolio management and asset allocation – this all means that the current high T-Bill rates are here to stay for now. More broadly, I think the Fed is going to wait until they are absolutely, 100% certain that inflation is dead before they start cutting.

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Random Roger's Retirement Planning

JULY 15, 2023

One seems to apply trend following to multiple assets including a large weighting to equities and the other looks to provide an absolute return strategy that kicks off an income stream. We wrote a few posts last year about the Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) which is intended to be an all weather strategy.

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Brown Advisory

OCTOBER 11, 2021

ajackson Mon, 10/11/2021 - 11:55 Endowment and Foundation (E&F) Investment Committees often consider the value of alternatives for their nonprofit. We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. Source: BLOOMBERG.

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Brown Advisory

OCTOBER 11, 2021

Mon, 10/11/2021 - 11:55. We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. With traditional assets like stocks and bonds at high valuations, the implications for future returns of those assets may be underwhelming.

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Random Roger's Retirement Planning

DECEMBER 16, 2024

That reality can change some of the calculus between endowments and individual investor accounts but there are things we can learn from their asset allocations all the same. Look though from the start of the study until the end of 2021, both lagged considerably.

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Portfolio Management Asset Allocation Accounting 52

James Hendries

JUNE 26, 2023

However, the impending end of the Federal Reserve (Fed) rate-hiking campaign, and the economy’s and corporate America’s resilience, help make the bull case that steers LPL Research toward a neutral, rather than negative, equities view from a tactical asset allocation perspective. Diversification does not protect against market risk.

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Random Roger's Retirement Planning

JULY 22, 2024

And the BIVIX version is of course interesting but a fund that can go up a ton, it was up 61% in 2021 and up 49% in 2022, can also go down a ton. As long as you understand your time horizon and have the right asset allocation, you're (my nephew) account will do exactly what you need it to do.

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Asset Allocation Portfolio Management Taxes 52

Brown Advisory

OCTOBER 4, 2021

Considering Climate within Portfolios ajackson Mon, 10/04/2021 - 11:00 An increasing number of investors are seeking to incorporate climate change in their investment calculus. For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting.

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Portfolio Asset Allocation Clients Assets 52

Brown Advisory

OCTOBER 4, 2021

Mon, 10/04/2021 - 11:00. For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting. Exposure to physical assets or fossil fuel reserves. There is risk some of these assets go unused and may become stranded in the future.

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