The Big Picture

OCTOBER 18, 2022

Previously : How Everybody Miscalculated Housing Demand (July 29, 2021). For everyone who is not a cash buyer of a house — that is about 75% of the homes sold nationally (and about half in places like Manhattan) — those numbers can be budgeted. Aspirational Pricing (May 25, 2022).

Budgeting 363

Budgeting Economy Taxes Economics 363

The Big Picture

JUNE 16, 2023

To put it in numbers: Their share has gone from about 23% to about 32%. Previously : America’s Corporate Welfare Queens (November 13, 2013) Minimum Wage Increases Do Not Destroy Jobs (January 24, 2019) Generational Reset of Minimum Wage (November 30, 2021) Wages in America The post Americonned appeared first on The Big Picture.

Numbers 334

Numbers 334

The Big Picture

SEPTEMBER 21, 2022

Consider : Questioning investors as to their risk tolerance does not typically result in an accurate description of their true tolerance for drawdowns and lower returns; instead, we get a number highly dependent upon the performance of equity markets over the prior three to six months.

Risk Tolerance 334

Risk Tolerance Budgeting Numbers Banking 334

Nerd's Eye View

AUGUST 12, 2022

From there, we have several articles on Mergers & Acquisition (M&A) trends: M&A activity so far in 2022 is set to exceed 2021’s record pace despite economic headwinds, meaning there could simply be a ‘new normal’ of higher activity regardless of the economic environment.

Financial Planner 245

Financial Planner Retirement Healthcare Numbers 245

Mish Talk

DECEMBER 20, 2022

percent below the November 2021 rate of 1,729,000. percent) below the November 2021 rate of 1,706,000. percent)* above the November 2021 rate of 1,406,000. Unadjusted Numbers Year-Over-Year Starts: Down 16.4 percent Those numbers remove supply constraints in both materials and labor. This is 11.2 percent (±12.3

Taxes 227

Taxes Numbers Economics 227

Random Roger's Retirement Planning

APRIL 3, 2024

Looking at AQMIX on your statement kind of going nowhere for 10 years could be difficult but clearly a portfolio with the allocation in Portfolio 3 would have kept up just fine and if they had focused on the bottom line number and not the line items, it would not have been difficult. 90/40 was down 1.56% and Portfolio 3 was up 3.25%.

Numbers 96

Numbers Portfolio Management Retirement 96

The Big Picture

NOVEMBER 1, 2023

Lack of Single Family Homes : We’ve discussed this before most notably in 2021, but home builders have wildly underbuilt the number of houses relative to population growth following the financial crisis (GFC). That is especially true in housing, where the Fed is creating new problems and making existing ones even worse: 1.

Food 317

Food Economy Numbers Sales 317

Nerd's Eye View

APRIL 19, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that CFP Board announced that it has crossed the milestone of 100,000 CFP professionals in the United States, and despite having just celebrated its 50th anniversary last year, just set a record high in the number of advisors sitting (..)

Financial Planner 246

Financial Planner CFP Financial Advisor Retirement Planning 246

The Big Picture

JUNE 22, 2023

I suspect most people don’t have any idea about these numbers, and imagine the various starts to be closer together in dollar amounts than they actually are. The top 0.01% of US households had at least $111 million in net worth in 2012, compared to $4 million for the 1 %.

Distribution 306

Distribution Assets Economics Numbers 306

The Big Picture

APRIL 10, 2023

Immigrants used to fill the gap but we seem to have reduced the total number of legal immigrants over the past decade (some recent data suggests that’s improving). Meaning, don’t ignore the anecdotes but see if they point to a broader underlying data set. The post Help Wanted! appeared first on The Big Picture.

Retail 320

Retail Food Manufacturing Economy 320

Nerd's Eye View

NOVEMBER 15, 2023

government designed a number of small business relief packages to incentivize companies to keep workers on their payrolls. While the ERC is indeed legitimate, determining eligibility is complex largely due to its phased implementation across 4 separate 'phases' spanning most of 2020 and all of 2021.

Clients 246

Clients Taxes Government Startup 246

Advisor Perspectives

NOVEMBER 16, 2023

To put it into numbers, the all-items consumer price index was just 3.2% Inflation is edging back toward pre-pandemic rates in the US, but rent inflation still has a long way to go. higher in October than a year earlier, but the rent of primary residence index was up 7.2%.

Numbers 111

Numbers 111

Nerd's Eye View

OCTOBER 21, 2022

Also in industry news this week: The wealth of those in the Millennial and Generation Z cohorts increased by 25% in 2021 and members of these generations are willing to pay for financial advice, according to a new study.

Financial Planner 234

Financial Planner Retirement Planning Retirement Insurance 234

The Big Picture

AUGUST 1, 2022

I searched for the exact product number “CR2450 Lithium” and bought the first result, a Duracell. 2021’s Surprising Laggard: Amazon (January 5, 2022). Unprecedented Access to Bezos +Amazon Execs (June 15, 2021). That was where signs of a shift began to show. But it wasn’t the 2450, it was a paid placement.

Advertising 361

Advertising Retail Electronics Insurance 361

The Big Picture

SEPTEMBER 19, 2022

My back-to-work morning train WFH reads: • Most pros can’t beat the market : 2021 is the 13th consecutive years in which the majority of fund managers in this category have lagged the index. Four reasons why GDP is a useful number : The critics have overstated their case. Noahpinion ). Electric Vehicles Took Off. . Noahpinion ).

Management 299

Management Numbers Sales Marketing 299

The Big Picture

SEPTEMBER 7, 2022

Average yields remained above healing CPI numbers throughout the 1990s and 2000s. ( lower than in August 2021, according to data from Classic.com. Inflation The average yields savers earned in the 1980s were higher than inflation, including education, healthcare and housing prices. Vanity Fair ). • Businessweek ).

Healthcare 304

Healthcare Education Numbers Marketing 304

The Big Picture

JULY 25, 2023

Also, given you have to turn DRIP on in most brokerage accounts, I wonder what percentage of investors reinvest as well (have looked but can’t seem to find this number anywhere).” The 10-year returns for equities (2012-2021) when the SPX generated 16.6% Essentially, he was referring to the entire field of behavioral economics.

Assets 246

Assets Accounting Taxes Economics 246

The Big Picture

AUGUST 1, 2023

After a monstrous 68% recovery from the March 2020 pandemic low, and another nearly 30% gain in 2021, markets decided to have one of their all-too-regular spasms. Were you a late FOMO buyer in 2021? Some folks who are more familiar with the numbers than I have suggested it will not be pretty. End of ZIRP?

Economics 246

Economics Valuation Marketing Marketing 246

Mish Talk

NOVEMBER 17, 2022

percent below the October 2021 rate of 1,698,000. percent) below the October 2021 rate of 1,563,000. percent)* above the October 2021 rate of 1,256,000. The SAAR numbers have a way of making numbers look much bigger than they are. percent below the revised September rate of 1,564,000 and is 10.1 percent (±12.7

Numbers 174

Numbers Economics 174

Nerd's Eye View

OCTOBER 28, 2022

From there, we have several articles on practice management: A new report shows that RIA profitability and AUM soared in 2021, buoyed by a strong stock market and new client growth. Fidelity has introduced a direct indexing platform for advisors, joining an increasingly competitive space.

Financial Planner 246

Financial Planner Clients Valuation Economics 246

Carson Wealth

MAY 20, 2024

April inflation data confirmed there is no need to panic about the first-quarter numbers. That’s the slowest pace since August 2021 and not far above the 2018-2019 average of 3.6%. Compliance Case # 02246494_052024_C The post Market Commentary: Dow Hits 40,000 As Inflation Numbers Improve appeared first on Carson Wealth.

Numbers 97

Numbers Marketing Marketing Insurance 97

The Big Picture

MARCH 13, 2024

And there’s a fair number of people who say 70%, two thirds of the stock market without any risk at all, market risk that is – sign me up for that. And what you saw in 2021 and 2022 is transitory inflation that got us to 9 percent on CPI. It’s a number that’s put out every Thursday for the previous week.

Numbers 288

Numbers Insurance Economy Marketing 288

The Big Picture

JANUARY 18, 2023

There is not a lot the Fed can do to increase the number of workers, create more single-family homes, end the Russian war in Ukraine, produce more semiconductors, or untangle snarled supply chains. How Everybody Miscalculated Housing Demand (July 29, 2021). Central Bankers would do well to add a little nuance to their policies.

Economics 312

Economics Retail Economy Banking 312

Nerd's Eye View

DECEMBER 18, 2023

As 2023 comes to a close, I am once again so thankful to all of you, the ever-growing number of readers who continue to regularly visit this Nerd's Eye View Blog (and share the content with your friends and colleagues, which we greatly appreciate!). We recognize (and appreciate!)

Financial Advisor 246

Financial Advisor Numbers 246

The Big Picture

MAY 8, 2023

The problem is that most of the time, those are bad reasons… Source: Irrelevant Investor Previously : One-Sided Markets (September 29, 2021) Is Partisanship Driving Consumer Sentiment? August 9, 2022) Sentiment LOL (May 17, 2022) The post “Glass Half-Empty” Investors appeared first on The Big Picture.

Banking 321

Banking Media Marketing Marketing 321

Nerd's Eye View

AUGUST 12, 2022

From there, we have several articles on Mergers & Acquisition (M&A) trends: M&A activity so far in 2022 is set to exceed 2021’s record pace despite economic headwinds, meaning there could simply be a ‘new normal’ of higher activity regardless of the economic environment.

Financial Planner 179

Financial Planner Retirement Healthcare Numbers 179

Nerd's Eye View

FEBRUARY 21, 2024

In 2021, Congress passed the Corporate Transparency Act, which, for the first time, required small business entities such as LLCs and corporations to report identifying information on their "beneficial owners" (i.e., those who own at least 25% of, or who otherwise exercise substantial control over the business).

Insurance 241

Insurance Numbers Clients Business Planning 241

Nerd's Eye View

AUGUST 9, 2023

designated beneficiaries who are neither surviving spouses nor fall into a limited number of other categories) would need to empty the inherited retirement account by the end of the 10th year after the decedent's death (and would no longer be able to 'stretch' the distributions over their own life expectancy).

Accounting 246

Accounting Retirement Distribution Government 246

The Big Picture

MAY 9, 2024

I doubt he’s run the real numbers of being invested in the stock market tax deferred with an additional company match. @TikTokInvestors: “Apart from his misleading arrogance and the inaccurate market statistics mentioned, a 401K is possibly the best investment vehicle for the average American.

Media 336

Media Taxes Math Investments 336

A Wealth of Common Sense

JUNE 30, 2024

The existing home months’ supply measures the number of months it would take to sell all of the houses on the market at the current pace of sales: It’s well off the lows of late-2021/early-2022 and trendi. It’s been a few years so it’s time to update those charts.

Marketing 139

Marketing Marketing Numbers Sales 139

The Big Picture

JUNE 27, 2024

For most of us who are not regularly crunching the numbers in spreadsheets, it may not feel that way. August 9, 2022) The Trouble with Consumer Sentiment (July 8, 2022) Sentiment LOL (May 17, 2022) How Everybody Miscalculated Housing Demand (July 29, 2021) _ 1. But so too have wages. Some changes are obvious and upsetting.

Economics 321

Economics Budgeting Sales Media 321

A Wealth of Common Sense

JUNE 4, 2023

This one has to be painful for anyone who’s in the market for a house right now: The year-over-year numbers up 15% are bad enough being but just look at how much more affordable things were as recently as 2020 and 2021. This is part of the r.

Numbers 145

Numbers Sales Marketing Marketing 145

The Big Picture

JANUARY 13, 2023

Life Lessons from 1,000 Years : I asked a number of 90-year-olds a simple question: “If you could speak to your 32-year-old self, what advice would you give?” Meme Stocks, below 2021 Highs. But some habits are hard to break. ( New York Times ). ” In total, there was over 1,000 years of lived experience captured.

Media 276

Media Transportation Engineering Distribution 276

The Big Picture

FEBRUARY 2, 2023

Previously : How to Avoid Financial Disasters (January 26, 2023) If It Sounds Too Good To Be True… (September 18, 2022) All the Ways You Can Get Defrauded (July 8, 2021) Advice for Rich Uncles and Others. It was obvious to a small number of analysts in this space that this was not viable. It ended with FBI gunfire.

Math 64

Math Investments Investing Sales 64

The Big Picture

MARCH 6, 2023

Barron’s ) • Why It’s So Hard for China to Shake the ‘Uninvestable’ Tag : In 2021, Goldman Sachs said the word was starting to feature in a number of client conversations about the country’s stocks. Maybe they should try turning the whole thing on and off. Bloomberg ) see also How Much is the Rule of Law Worth to Markets?

Retirement Planning 282

Retirement Planning Transportation Valuation Consulting 282

Calculated Risk

MAY 19, 2023

After the first few weeks, the pandemic low for weekly deaths had been the week of July 7, 2021, at 1,690 deaths (until recently). Increasing number weekly for Hospitalized and Deaths ✅ Goal met. Increasing number weekly for Hospitalized and Deaths ✅ Goal met. This graph shows the weekly (columns) number of deaths reported.

Numbers 135

Numbers 135

Calculated Risk

SEPTEMBER 12, 2022

. -- Airlines: Transportation Security Administration -- The TSA is providing daily travel numbers. This data shows the 7-day average of daily total traveler throughput from the TSA for 2019 (Light Blue), 2020 (Black), 2021 (Blue) and 2022 (Red). Black is 2020, Blue is 2021 and Red is 2022. This data is as of September 11th.

Economy 145

Economy Transportation Numbers Sales 145