The Chicago Financial Planner

FEBRUARY 6, 2022

You may be able to do everything online, otherwise contact the plan administrator at your company. There are a number of retirement plan options to consider. If you don’t have a retirement plan in place for yourself, do this today. You work way too hard not to be putting something away for retirement.

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The Chicago Financial Planner

DECEMBER 5, 2021

For 2021 the maximum contribution limits are $58,000 and $64,500 for those who will be 50 or over in 2021. This includes the regular employee 401(k) contribution limits for 2021 of $19,500 and $26,000 for those 50 and over. The Solo 401(k) can be a great self-employed retirement plan. High maximum contributions .

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The Big Picture

MARCH 6, 2023

Barron’s ) • Why It’s So Hard for China to Shake the ‘Uninvestable’ Tag : In 2021, Goldman Sachs said the word was starting to feature in a number of client conversations about the country’s stocks. Venture-capital investments are plunging, along with valuations of prepublic companies. A Wealth of Common Sense ) • On Wall St.,

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The Big Picture

FEBRUARY 27, 2023

equity valuations: “Baby-boomers’ huge flow of 401K plan contributions helped to drive equities higher; now that ~70 million Boomers are retiring, when do demographics flip this from a huge positive to a net drag?” June 21, 2021) What If Everything is Survivorship Bias? Previously : What If EVERYTHING Is Narrative?

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Nationwide Financial

JANUARY 10, 2023

Financial professionals, advisors and consultants can help plan sponsors understand how guaranteed lifetime income investment options may fit into their investment line-up. 2022 was a difficult year for many American retirement savers who watched markets drop and inflation dent their monthly budgets.

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The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. The S&P 500 index was down about 17.6% on a year-to-date basis as of Friday’s close. The combination of higher inflation, higher interest rates and the situation in Ukraine are all fueling this market volatility.

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The Chicago Financial Planner

FEBRUARY 5, 2022

In 2021 the indicator held true to form, sort of, with the market having an up year after Tampa Bay’s win. Related Posts: Five Things to do During a Stock Market Correction Is a $100,000 Per Year Retirement Doable? Clearly investors should be rooting for the Rams this year. How has the Super Bowl Indicator done?

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The Chicago Financial Planner

AUGUST 24, 2021

While Bernie Madoff passed away in April of 2021, financial fraud is still very much an issue. Along with the “old fashioned” types of fraud, we now have cybercrime to worry about. Financial fraud is all over the news. Related Posts: Choosing A Financial Advisor? -

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The Chicago Financial Planner

NOVEMBER 8, 2021

So far in 2021, the index is in record territory and has closed at record levels numerous times during the year. After a significant drop in March of 2020 in the wake of the pandemic, the S&P 500 has staged an amazing recovery. The index finished 2020 with a gain in excess of 18%. Photo credit: Phillip Taylor PT.

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The Chicago Financial Planner

OCTOBER 20, 2021

If you are working, collecting a Social Security benefit and younger than your FRA your benefits will be reduced by $1 for every $2 that your earned income exceeds the annual limit which is $18,960 for 2021. During the year in which you reach your full retirement age the annual limit is increased. This increases to $19,560 for 2022.

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Cordant Wealth Partners

SEPTEMBER 27, 2021

Microsoft matches 50% of your contributions up to the annual IRS limit of $19,500 for 2021 (or $26,000 for those over 50, thanks to the additional $6,500 catch-up contribution). This means that for those contributing the maximum of $19,500, Microsoft would contribute another $9,750 towards your retirement savings.

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Gen Y Planning

MARCH 1, 2022

This year, your 2021 taxes are due on April 18th, 2022. 2021 Standard Deduction: Single, $12,550. You’ll use the 2021 numbers for your return this April. In January, the IRS began issuing Letter 6475, which essentially details all the stimulus money you received, or what they term your Economic Impact Payment (EIP) in 2021.

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Nationwide Financial

SEPTEMBER 9, 2022

Key Takeaways: National 401(k) Day is celebrated on September 9 to help Americans better understand their retirement plan by bringing awareness to the importance of saving for retirement. 1 Knowing this, National 401(k) Day is a great time to engage clients and discuss their retirement plans.

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Random Roger's Retirement Planning

JANUARY 10, 2024

Every now and then we talk about expat living as part of a retirement plan, usually the context is an underfunded retirement plan. Options trading, mostly covered calls, is one we've talked about a lot lately, expecting it to keep up in years like 2023, 2021 or 2019 is simply the wrong expectation.

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WiserAdvisor

JANUARY 16, 2024

This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age. According to the Bureau of Labor Statistics (BLS), the average income for individuals aged 65 and older in 2021 stood at $55,335. Of these individuals, 73.3%

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Nationwide Financial

OCTOBER 6, 2022

Key Takeaways: According to a new Nationwide Retirement Institute® survey, the overall outlook on retirement for Americans has changed significantly since 2021, as roughly one in four employees feel they are on the wrong track for retirement and fewer than six in 10 have a positive outlook on their retirement plan and financial investments.

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Robert B. Ritter Jr.

SEPTEMBER 8, 2021

Did you miss our May 2021 Virtual Symposium? The post Blog #213: Missed our May 2021 Virtual Symposium? The post Blog #213: Missed our May 2021 Virtual Symposium? Don’t worry. Register now for FREE to access the meeting recordings, PowerPoints, and the many resources from our Exhibit Hall Booths.

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Cordant Wealth Partners

DECEMBER 11, 2020

Today we are going to tell you everything you need to know about the upcoming 2021 changes to the Intel Minimum Pension Plan (MPP). For those employees eligible for Intel’s minimum pension benefit (MPP) at retirement, the interest rate used to calculate today’s value of that benefit is changing.

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Nationwide Financial

AUGUST 14, 2022

Younger adults, those who have a high school degree or less, and those who identify as African American or Hispanic/Latino were most likely to experience income drops in 2021. Speaking with clients about their savings goals can be a great way to engage them in basic financial planning and help prepare them for unexpected bills.

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Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

Two primary goals of the IRA were to provide a tax-advantaged retirement plan to employees of businesses that were unable to provide a pension plan; in addition, to provide a vehicle for preserving tax-deferred status of qualified plan assets at employment termination (rollovers).

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Walkner Condon Financial Advisors

MARCH 24, 2022

The list is broken up into the appropriate categories of employer-sponsored plans, personal retirement plans, healthcare and spending accounts, and educational accounts. . Employer-Sponsored Plans. 401(k) , 403(b) , and most 457 plans have a new maximum employee contribution limit of $20,500, up from $19,500 in 2021.

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Integrity Financial Planning

JULY 24, 2023

If you are looking for someone to guide you through the process of retirement planning, consider reaching out to one of our financial advisors today for a complimentary review of your finances. Average interest rates on 30-year fixed home mortgages were about 7% as of June 16, 2023, compared to roughly 3.5%

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Nationwide Financial

MARCH 6, 2023

Throughout March, Nationwide is highlighting the unique perspectives of women investors, particularly those approaching retirement, and the opportunities for financial professionals to support their financial goals. Women are more in control of their finances than ever. trillion in annual revenues.

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Park Place Financial

JULY 6, 2022

RETIREMENT PLANNING The Impact of Public Retirement in Texas Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Current and upcoming rulings are changing public retirement for Texans. Current and upcoming rulings are changing public retirement for Texans. What Is Texas HB 3898?

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Random Roger's Retirement Planning

JULY 17, 2022

Hussman as in Hussman funds which arguably missed the entire bull market from the end of the financial crisis through to the end of 2021. The chart compares QMOM to the iShares MSCI USA Momentum Factor ETF (MTUM) and the S&P 500 from QMOM's inception to the end of 2021, so no bear market effect. While "put it all in."

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Random Roger's Retirement Planning

MARCH 12, 2025

It's growth rate since inception is 3.58% going back to September, 2018 but a lot of that comes from a 15% lift in 2021 (numbers per testfol.io). RPAR is indexed and I think that fund's result shows that risk parity doesn't lend itself to an indexed approach. TRTY is a tough hold.

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Random Roger's Retirement Planning

MARCH 20, 2025

The odds are pretty good that plain vanilla 60/40 will still get the job done over longer periods but I would caution that the ride has been much bumpier since late 2021 and will stay that way for a while. There other reasons cited that you can see in the report. Adaptability is a great word for portfolio construction and ongoing management.

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Gen Y Planning

NOVEMBER 5, 2021

As the final days of 2021 rapidly approach, it’s important to carve out intentional time to ready your finances for 2022. Max Out Your Retirement Plans. Saving for retirement should be as commonplace as meal prepping for the week. Let’s take a look at 2021 numbers. . What should go on your year-end to-do list?

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Random Roger's Retirement Planning

OCTOBER 15, 2024

In the 3rd quarter of 2021, Bitcoin doubled and you can see GLDPX didn't capture any of it. It did capture the decline in Bitcoin that ran from November 2021 to Feb 2022. The gold smoothed out the ride when Bitcoin was more volatile in 2021 and lately the 300/50 blend has been pulling ahead. The fund did not last long.

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Nationwide Financial

JUNE 21, 2023

Over the past several years, retirement investors have had plenty to worry about, from the outbreak of COVID-19 in 2020 to the spread of new coronavirus variants and tenuous trade relations with China in 2021 to the Ukrainian conflict in 2022. Volatility, in turn, often contributes to higher fear and anxiety for retirement investors.

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Random Roger's Retirement Planning

OCTOBER 14, 2024

The fund started trading in late 2021 and is small, with $69 million in AUM. It was down much less in 2022 but interestingly, it was down in 2021 too. I would not assume that outperforming by 44% in one year could ever be repeated and that result might be part of the story for why QMOM fell in 2021.

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Walkner Condon Financial Advisors

APRIL 26, 2024

Whether you are engaged or have recently married, developing a plan to combine finances with your partner can significantly reduce finance-related stress down the road by promoting transparency and simplicity in your relationship. This includes 401(k), 403(b), and 457 accounts as well as others.

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Random Roger's Retirement Planning

JANUARY 22, 2025

The leveraged version outperformed going into the 2022 bear market (that started late in 2021) but has had a tough time digging out of that hole since then. The 50/50 version did far and away the best in 2022. None of them helped though in the 2020 Pandemic Crash.

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WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. However, the main drawback to this can be the lack of foresight regarding what and how to plan.

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Random Roger's Retirement Planning

MARCH 30, 2025

MCW also did great in 2021, 2020 and 2019. For the last couple of years, I think a lot of people gravitated to just using market cap weighted in their accounts, that seems like it has been the conversation and for 2023 and 2024 the returns for MCW have been great. Occasionally of course, MCW gets pasted.

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Random Roger's Retirement Planning

JUNE 26, 2024

It just about got cut in half between October 2021 and October 2022. You can also see a long run from 2016 to 2021 where it was pretty far behind 60/40. The ATAC US Rotation ETF (RORO) relies on a signal from gold compared to lumber. Gold outperforming means risk off, RO, and lumber outperforming means risk on, the other RO.

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Random Roger's Retirement Planning

APRIL 22, 2024

I found a fact sheet from Q2 2021 that had about the same equity exposure but a much greater 13.5% VOLSX outperformed in 2021 and 2023 but fell twice as much as the others in 2022. It offers this pie chart to show its current asset allocation. to short volatility. Getting information from the website is not easy.

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