The Big Picture

JUNE 15, 2023

Record highs in participation, deferral rates, and the use of professionally managed allocations in 2022 ” added to the totals. The rally off of the June 2022 lows did not hurt either. VG credits the impact of automatic enrollment/contribution escalation as leading savers to this milestone.

Planning 284

Planning Asset Allocation Management Assets 284

Abnormal Returns

JUNE 27, 2023

behaviouralinvestment.com) Do commodities have a role to play in a long-term, strategic asset allocation? morningstar.com) Stop lumping the 'big three' asset managers together in the same breath. morningstar.com) Economy Home prices peaked June 2022. institutionalinvestor.com) How big a problem is 'volatility laundering'?

Asset Allocation 243

Asset Allocation Financial Advising Startup Valuation 243

The Chicago Financial Planner

FEBRUARY 3, 2022

Today’s decline is on top of high levels of market volatility that we’ve seen so far in 2022. Investors who are well-diversified may be hurt but generally not to the extent of those who are highly allocated to stocks. Review your asset allocation . Go shopping .

Asset Allocation 190

Asset Allocation Financial Planner Marketing Marketing 190

Validea

OCTOBER 12, 2022

So as we entered 2022, many investors expected that if we got a bear market, that same formula would continue to work. The problem with the Permanent Portfolio this year has been that the asset it holds for inflationary times has not worked. Protective Asset Allocation and Generalized Protective Momentum – Grade: A.

Risk Management 115

Risk Management Management Asset Allocation Portfolio 115

Nerd's Eye View

OCTOBER 15, 2024

Mark is the Chief Investment Officer of Noble Wealth Management, an RIA based in Greenwood Village, Colorado, that oversees $320 million in assets under management for 160 client households. My guest on today's podcast is Mark Asaro.

Retirement 130

Retirement Portfolio Management Investing 130

A Wealth of Common Sense

FEBRUARY 26, 2024

On today’s show, we discuss: The yield environment prior to 2022 How asset allocation works within a multi-asset portfolio How the yield curve and inflation affect income generating portfol.

Asset Allocation 73

Asset Allocation Portfolio Management Investments Investing 73

The Irrelevant Investor

FEBRUARY 25, 2024

On today’s show, we discuss: The yield environment prior to 2022 How asset allocation works within a multi-asset portfolio How the yield curve and inflation affect income generating portfolios Targ. The post Talk Your Book: Investing for Income appeared first on The Irrelevant Investor.

Asset Allocation 72

Asset Allocation Investing Investments Portfolio Management 72

Nerd's Eye View

MARCH 8, 2024

Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that RIA clients of an insurance broker providing Errors & Omissions (E&O) coverage saw a 213% increase in claims paid in 2023, attributed to significant jumps in suitability claims (likely stemming (..)

Financial Planner 210

Financial Planner Asset Allocation Clients Risk Management 210

The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. 00:25:48 [Speaker Changed] So in 2022 when equities were down and fixed income were down, they were both down double digits.

Assets 144

Assets Management Portfolio Investing 144

Abnormal Returns

OCTOBER 1, 2022

Markets No matter how you measure it, 2022 is one of the worst years for bonds in history. theirrelevantinvestor.com) A proper asset allocation is a precondition to avoid market-related panic. linkedin.com) ESG's growth bias has hurt returns in 2022. nytimes.com) Year-to-date, the Renaissance IPO ETF is down almost 50%.

Asset Allocation 130

Asset Allocation Financial Advising Startup Media 130

Abnormal Returns

NOVEMBER 21, 2022

riabiz.com) Retirement Why retirees should include Social Security into their asset allocation. thinkadvisor.com) How Notice 2022-53 has affected the tax code. (riabiz.com) CI Financial ($CIXX) is planning to spin-off its U.S. unit debt-free in 2023. morningstar.com) Delaying taxes in retirement isn't always the best strategy.

Financial Planner 146

Financial Planner Asset Allocation Recruitment Financial Advising 146

Random Roger's Retirement Planning

MARCH 30, 2024

In 2022, an 80/20 VBAIX/GHTA blend outperformed 100% VBAIX by 378 basis points while it lagged 100% VBAIX by 70 basis points in 2023. Circling back to model ETF portfolio mentioned at the top of this post, the asset allocation was as follows.

Asset Allocation 96

Asset Allocation Portfolio Assets Management 96

Alpha Architect

OCTOBER 7, 2022

Global Factor Performance: October 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 116

Asset Allocation Assets Investing Investments 116

Alpha Architect

DECEMBER 1, 2022

DIY Trend-Following Allocations: December 2022 was originally published at Alpha Architect. Partial exposure to international equities. No exposure to REITs. Full exposure to commodities. No exposure to intermediate-term bonds. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 113

Asset Allocation Assets 113

James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. In the form of high-quality bonds, interest rate exposure has been a good diversifier to equity risk. Core vs Core Plus Bond Implementation.

Asset Allocation 52

Asset Allocation Marketing Marketing Assets 52

Alpha Architect

SEPTEMBER 8, 2022

Global Factor Performance: September 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 104

Asset Allocation Assets Investing Investments 104

Alpha Architect

NOVEMBER 8, 2022

Global Factor Performance: November 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 98

Asset Allocation Assets Investing Investments 98

Alpha Architect

AUGUST 9, 2022

Global Factor Performance: August 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 104

Asset Allocation Assets Investing Investments 104

Random Roger's Retirement Planning

DECEMBER 30, 2023

If all you use is a broad index fund then it will either be a good year or not so good, but assuming the proper asset allocation, who cares? The divergence of MCW from 2022 to 2023 is shocking. That's enough to get it done assuming an adequate savings rate, appropriate asset allocation and no panicking.

Asset Allocation 74

Asset Allocation Assets Investing Investments 74

Random Roger's Retirement Planning

JULY 15, 2024

First up, the Harvard Endowment which posted the following asset allocation. The version with VOO was down a lot less in 2022 and only trailed VBAIX in 2023 by 89 basis points. In 2022, the VOO version was down less than half of VBAIX and it also outperformed in 2023. The private equity piece isn't great. I used PSP.

Asset Allocation 52

Asset Allocation Portfolio Assets Management 52

Alpha Architect

SEPTEMBER 2, 2022

DIY Trend-Following Allocations: September 2022 was originally published at Alpha Architect. Current Exposures: No exposure to domestic equities.No exposure to international equities.No exposure to REITs.Full exposure to commodities.No exposure to intermediate-term bonds.

Asset Allocation 104

Asset Allocation Assets 104

Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. Suppose they made emotional investment decisions during the market volatility of 2022.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Alpha Architect

NOVEMBER 1, 2022

DIY Trend-Following Allocations: November 2022 was originally published at Alpha Architect. No exposure to domestic equities. No exposure to international equities. No exposure to REITs. Full exposure to commodities. No exposure to intermediate-term bonds. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 98

Asset Allocation Assets 98

The Big Picture

AUGUST 23, 2023

Whether we are talking about important milestones in life or your asset allocation, don’t let your decision-making default setting be “auto-pilot.” The process by which you make decisions is worth examining.

Investing 246

Investing Investments Asset Allocation Healthcare 246

Aleph

SEPTEMBER 15, 2022

As the end of December 2021 was near the recent highs, so the end of June 2022 was near the recent lows, projecting a nominal 3.32%/year return for the S&P 500 over the next ten years. I have always kept my asset allocation around 70% risky, 30% safe. So what to do? For me, not much. The banks were mostly not affected.

Asset Allocation 59

Asset Allocation Banking Assets Clients 59

Alpha Architect

OCTOBER 4, 2022

DIY Trend-Following Allocations: October 2022 was originally published at Alpha Architect. No exposure to international equities. No exposure to REITs. Partial exposure to commodities. No exposure to intermediate-term bonds. Please read the Alpha Architect disclosures at your convenience.

Asset Allocation 97

Asset Allocation Assets 97

Random Roger's Retirement Planning

AUGUST 26, 2024

Here's the target asset allocation. I worked in SSO and UBT to be able to leverage up to the right asset allocation. RPAR tracks very close to the replication for the first two years and then it separates from it in early 2022. RPAR lagged the replication by 614 basis points in 2022.

Asset Allocation 52

Asset Allocation Assets Taxes Portfolio 52

Random Roger's Retirement Planning

OCTOBER 7, 2024

GMO posted a short paper in support of its Benchmark Free Asset Allocation Strategy (BFAAS). For this post we'll focus on BFAAS' asset allocation. The asset mix is 53.6% A more detailed look at the asset mix shows the the following. The paper positions BFAAS as a substitute for 60/40. to equities, 29.7%

Asset Allocation 52

Asset Allocation Valuation Portfolio Assets 52

James Hendries

MARCH 13, 2023

Instead, we got a shockingly fast collapse of a financial institution with over $200 billion in assets, which turned the market’s focus toward the stability of the banking system and what systemic risks banks might be facing. The Russell 1000 Growth Index has returned 4.6% year to date, compared to the 2.3% decline for the value index.

Assets 52

Assets Marketing Marketing Asset Allocation 52

Random Roger's Retirement Planning

MAY 24, 2024

Barron's had an interesting article about a BofA study showing that over a period of many decades an asset allocation of 60% equities/40% commodities outperformed an allocation of 60% equities/40% fixed income by 0.80% per year. XRMI actually compounds negatively but didn't spare too much pain in 2022.

Asset Allocation 98

Asset Allocation Risk Management Taxes Portfolio 98

James Hendries

NOVEMBER 15, 2022

The growth vs. value debate has been pretty one-sided in 2022, with value outperforming growth for a sustained period for the first time in almost 15 years. Value vs. Growth – Value Takes 2022. The LPL Research STAAC continues to favor a tilt toward value from an asset allocation perspective. large cap S&P 500 Index.

Marketing 52

Marketing Marketing Asset Allocation Valuation 52

James Hendries

JULY 13, 2022

Increased equity exposure in tactical asset allocation from 62% to 65%. Reduced low duration core bond allocation and increased allocation to small cap equities. The Strategic and Tactical Asset Allocation Committee (STAAC) changed its recommended asset allocation for July, shifting from core bonds to small cap equities.

Portfolio 52

Portfolio Asset Allocation Taxes Investment Advisor 52

The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. The S&P 500 index was down about 17.6%

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Discipline Funds

JULY 19, 2023

Modern Portfolio Theory focuses on assembling the optimal group of assets to achieve the best return per unit of risk. A diversified portfolio of 60/40 stocks/bonds, for example, is a wonderful portfolio, but in our All Duration model it works out to a homogeneous allocation with an average duration of 12 years.

Asset Allocation 52

Asset Allocation Financial Planning Assets Financial Planner 52

The Big Picture

NOVEMBER 14, 2022

My back-to-work morning train WFH reads: • Big Investors Are Giving Up on Crypto Markets Going Mainstream : Bitcoin as a portfolio diversifier hasn’t worked for investors Crypto won’t ‘find a home in institutional asset allocation’. Bloomberg ). Wall Street Journal ). • Morningstar ). Institutional Investor ). Morningstar ).

Asset Allocation 144

Asset Allocation Media Management Portfolio 144

James Hendries

DECEMBER 4, 2022

Retail sales data from the Census Bureau (we focus on the Retail Sales excluding Food Service, Autos, Building Materials, and Gas Stations statistics) has shown year-over-year growth, slow from the average mid-teens numbers seen in 2021, to a still healthy upper-single digits number in 2022 [Figure 2]. over the last 20 years, pre-2020.

Retail 52

Retail Marketing Marketing Sales 52

James Hendries

AUGUST 15, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) made no changes to its recommended asset allocation for August. We think the move lower in yields may be a bit premature as we expect the economy to stay out of a recession this year. We could see a retest of 3.5% over the next few months.

Portfolio 52

Portfolio Asset Allocation Taxes Investment Advisor 52