The Chicago Financial Planner

FEBRUARY 3, 2022

Today’s decline is on top of high levels of market volatility that we’ve seen so far in 2022. Investors who are well-diversified may be hurt but generally not to the extent of those who are highly allocated to stocks. Review your asset allocation . Go shopping .

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Nerd's Eye View

MARCH 8, 2024

Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that RIA clients of an insurance broker providing Errors & Omissions (E&O) coverage saw a 213% increase in claims paid in 2023, attributed to significant jumps in suitability claims (likely stemming (..)

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Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook mhannan Fri, 03/18/2022 - 06:42 Markets have been unsteady at the start of 2022, driven by geopolitical tensions, inflation, and concerns about equity valuations. This year’s report examines several issues that the team is monitoring as we head into 2022.

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Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook. Fri, 03/18/2022 - 06:42. Markets have been unsteady at the start of 2022, driven by geopolitical tensions, inflation, and concerns about equity valuations. CIO Perspectives Webinar, 2022 Asset Allocation Outlook . Download transcript.

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Validea

OCTOBER 12, 2022

So as we entered 2022, many investors expected that if we got a bear market, that same formula would continue to work. The problem with the Permanent Portfolio this year has been that the asset it holds for inflationary times has not worked. Protective Asset Allocation and Generalized Protective Momentum – Grade: A.

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The Big Picture

AUGUST 23, 2023

Whether we are talking about important milestones in life or your asset allocation, don’t let your decision-making default setting be “auto-pilot.” The process by which you make decisions is worth examining.

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A Wealth of Common Sense

FEBRUARY 26, 2024

On today’s show, we discuss: The yield environment prior to 2022 How asset allocation works within a multi-asset portfolio How the yield curve and inflation affect income generating portfol.

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Abnormal Returns

NOVEMBER 21, 2022

riabiz.com) Retirement Why retirees should include Social Security into their asset allocation. thinkadvisor.com) How Notice 2022-53 has affected the tax code. (riabiz.com) CI Financial ($CIXX) is planning to spin-off its U.S. unit debt-free in 2023. morningstar.com) Delaying taxes in retirement isn't always the best strategy.

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The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. The S&P 500 index was down about 17.6%

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The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. trillion in assets under supervision. JULIAN SALISBURY, CHIEF INVESTMENT OFFICER OF ASSET AND WEALTH MANAGEMENT, GOLDMAN SACHS: Thanks, Barry. And I think you will also.

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Abnormal Returns

OCTOBER 1, 2022

Markets No matter how you measure it, 2022 is one of the worst years for bonds in history. theirrelevantinvestor.com) A proper asset allocation is a precondition to avoid market-related panic. linkedin.com) ESG's growth bias has hurt returns in 2022. nytimes.com) Year-to-date, the Renaissance IPO ETF is down almost 50%.

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Alpha Architect

OCTOBER 7, 2022

Global Factor Performance: October 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

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The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. 00:25:48 [Speaker Changed] So in 2022 when equities were down and fixed income were down, they were both down double digits.

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Alpha Architect

DECEMBER 1, 2022

DIY Trend-Following Allocations: December 2022 was originally published at Alpha Architect. Partial exposure to international equities. No exposure to REITs. Full exposure to commodities. No exposure to intermediate-term bonds. Please read the Alpha Architect disclosures at your convenience.

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Alpha Architect

SEPTEMBER 8, 2022

Global Factor Performance: September 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

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Alpha Architect

AUGUST 9, 2022

Global Factor Performance: August 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

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Alpha Architect

SEPTEMBER 2, 2022

DIY Trend-Following Allocations: September 2022 was originally published at Alpha Architect. Current Exposures: No exposure to domestic equities.No exposure to international equities.No exposure to REITs.Full exposure to commodities.No exposure to intermediate-term bonds.

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Nerd's Eye View

OCTOBER 15, 2024

Mark is the Chief Investment Officer of Noble Wealth Management, an RIA based in Greenwood Village, Colorado, that oversees $320 million in assets under management for 160 client households. My guest on today's podcast is Mark Asaro.

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Alpha Architect

NOVEMBER 8, 2022

Global Factor Performance: November 2022 was originally published at Alpha Architect. Standardized Performance. Factor Performance. Factor Exposures. Factor Premiums. Factor Attribution. Factor Data Downloads. Please read the Alpha Architect disclosures at your convenience.

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The Big Picture

NOVEMBER 14, 2022

My back-to-work morning train WFH reads: • Big Investors Are Giving Up on Crypto Markets Going Mainstream : Bitcoin as a portfolio diversifier hasn’t worked for investors Crypto won’t ‘find a home in institutional asset allocation’. Bloomberg ). Wall Street Journal ). • Morningstar ). Institutional Investor ). Morningstar ).

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Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. Suppose they made emotional investment decisions during the market volatility of 2022.

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Alpha Architect

NOVEMBER 1, 2022

DIY Trend-Following Allocations: November 2022 was originally published at Alpha Architect. No exposure to domestic equities. No exposure to international equities. No exposure to REITs. Full exposure to commodities. No exposure to intermediate-term bonds. Please read the Alpha Architect disclosures at your convenience.

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Random Roger's Retirement Planning

MARCH 30, 2024

In 2022, an 80/20 VBAIX/GHTA blend outperformed 100% VBAIX by 378 basis points while it lagged 100% VBAIX by 70 basis points in 2023. Circling back to model ETF portfolio mentioned at the top of this post, the asset allocation was as follows.

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Alpha Architect

OCTOBER 4, 2022

DIY Trend-Following Allocations: October 2022 was originally published at Alpha Architect. No exposure to international equities. No exposure to REITs. Partial exposure to commodities. No exposure to intermediate-term bonds. Please read the Alpha Architect disclosures at your convenience.

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The Irrelevant Investor

FEBRUARY 25, 2024

On today’s show, we discuss: The yield environment prior to 2022 How asset allocation works within a multi-asset portfolio How the yield curve and inflation affect income generating portfolios Targ. The post Talk Your Book: Investing for Income appeared first on The Irrelevant Investor.

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Random Roger's Retirement Planning

DECEMBER 30, 2023

If all you use is a broad index fund then it will either be a good year or not so good, but assuming the proper asset allocation, who cares? The divergence of MCW from 2022 to 2023 is shocking. That's enough to get it done assuming an adequate savings rate, appropriate asset allocation and no panicking.

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Random Roger's Retirement Planning

MAY 24, 2024

Barron's had an interesting article about a BofA study showing that over a period of many decades an asset allocation of 60% equities/40% commodities outperformed an allocation of 60% equities/40% fixed income by 0.80% per year. XRMI actually compounds negatively but didn't spare too much pain in 2022.

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Random Roger's Retirement Planning

MARCH 29, 2024

There are funds from other providers that do a similar strategy with various other asset classes and percentages. A 50% weighting would equal (there's some nuance here to learn about but this is close enough for today's post) putting 50% into stocks and 50% in bonds but with RSSB only 50% of the dollars would be exposed to risk assets.

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Aleph

SEPTEMBER 15, 2022

As the end of December 2021 was near the recent highs, so the end of June 2022 was near the recent lows, projecting a nominal 3.32%/year return for the S&P 500 over the next ten years. I have always kept my asset allocation around 70% risky, 30% safe. So what to do? For me, not much. The banks were mostly not affected.

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A Wealth of Common Sense

MAY 19, 2023

Each year Gallup performs a survey that asks a group of Americans what the best long-term investment is among the following options: Stocks Bonds Cash Gold Real estate These are the latest results: Real estate has been at the top of the charts for over a decade at this point but it saw a big drop from 2022 to 2023.

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James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. In the form of high-quality bonds, interest rate exposure has been a good diversifier to equity risk. Core vs Core Plus Bond Implementation.

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Random Roger's Retirement Planning

JUNE 10, 2024

According to the article, the only "asset allocation" fund to outperform the S&P 500 over the last 15 years has been the PIMCO StocksPLUS Long Duration Fund (PSLDX) which ironically enough is a leveraged fund tracking 100% each to stocks and long term bonds. In 2022 they didn't work. The answer for most investors is no.

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Random Roger's Retirement Planning

FEBRUARY 9, 2023

The funds did well in the Financial Crisis and they did well in 2022 but from 2009 onward, one of his two long standing funds has a negative annual growth rate and the one with a positive growth rate was less than 1/3 of a plain vanilla 60/40 portfolio. Gold was mostly in a downtrend from mid-2011 to early 2016.

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Random Roger's Retirement Planning

APRIL 22, 2024

It offers this pie chart to show its current asset allocation. The fact sheet does not define what 75/25 means but the prospectus says it allocates 75% to long volatility and 25% to short volatility. Based on the pie chart, it looks more like a multi-asset fund than a volatility-centric alternative strategy.

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Random Roger's Retirement Planning

APRIL 17, 2024

In 2022 it was up slightly versus down 5% for PRPFX and down 16% for VBAIX. Reacting in the middle of 2022 after learning too much was allocated to risk assets? TRTY only goes back to late 2018 so I build the following to try to replicate it with exposure I believe to be consistent with what TRTY owns.

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Discipline Funds

DECEMBER 31, 2023

In January of 2022 I said that inflation had peaked , which happened to be a few months before the peak of 9% CPI. While many people said the 60/40 stock/bond portfolio was dead after 2022 it turned out to be about as alive as ever as the US 60/40 ended the year up 17.4%. And yes, diversification still works. Heck, I am working on one.

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A Wealth of Common Sense

JANUARY 10, 2023

It’s now well-documented that 2022 is one of the worst years in history for financial markets. Last year was one of the worst years ever for stocks and the worst year ever for bonds. The logical next step is to look at what has happened next following the prior worst years for stocks, bonds and diversified portfolios.

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