Nerd's Eye View

JULY 19, 2023

CFP certificants and CFA charterholders) have CE requirements to retain their credentials, IARs without such credentials haven’t traditionally had any ongoing CE requirements. In 2022, the first states to adopt the new Model Rule implemented their IAR CE requirements, and by 2024, at least 15 states will have begun requiring IAR CE.

Education 49

Education Investing Investments CFP 49

Nerd's Eye View

DECEMBER 11, 2023

For most financial advisors, 2023 was a year of rebound and reinvestment, as markets bounced back from the turbulence of 2022, and expanded profit margins allowed advisory firms room to reinvest back into the services and value they're providing clients to make sure their retention stays strong in the future.

Financial Advisor 245

Financial Advisor Financial Advice Ethics Financial Planning 245

eMoney Advisor

DECEMBER 6, 2022

Billion-dollar disasters, inflation, and increased building costs mean a perfect storm is brewing for financial planners’ risk management strategies. Insurance in Financial Planning. The CFP® Board includes risk management and insurance in its financial planning principal knowledge topics for a good reason.

Financial Planning 97

Financial Planning Clients Planning Estate Planning 97

Abnormal Returns

JANUARY 2, 2023

Podcasts Michael Kitces talks with Carl Richards about building a career in financial advice. kitces.com) Jamie Hopkins & Ana Trujillo Limón talk with Dave Yeske, CFP, founder and Managing Director of YeskeBuie about the role of emotions in financial planning. wiredplanning.com) SECURE 2.0 including delayed RMD ages.

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Distribution Financial Advice CFP Financial Planning 130

eMoney Advisor

NOVEMBER 9, 2022

Cultural humility can help create a safe space for clients to share their most important financial information, which is a critical part of the financial planning process. The most notable shift to be aware of is the departure from the conventional financial service model and the journey to holistic planning.

Financial Planning 78

Financial Planning Planning Certified Financial Planner Financial Planner 78

eMoney Advisor

APRIL 25, 2023

1,2 Conversely, couples who open up and share financial goals and values with each other tend to have more satisfying relationships. 3 It’s no surprise then that exploring how to get partners to a place where they can freely communicate about goals and values is a point of interest for financial planners.

Financial Planning 84

Financial Planning Planning Financial Planner Clients 84

International College of Financial Planning

DECEMBER 9, 2024

The financial planning industry has witnessed remarkable growth, making the Certified Financial Planner (CFP) certification increasingly valuable for professionals seeking to advance their careers. Why Choose CFP Certification?

CFP 52

CFP Financial Planner Certification Certified Financial Planner 52

eMoney Advisor

NOVEMBER 15, 2022

Here are a few more reasons to apply it in your financial planning practice. To start, gratitude can support your clients’ commitment to pursuing their financial goals. 6 A 2022 survey of Americans shows 42 percent say money concerns have had a negative impact on their mental health. Sources: 1. Emmons, Robert.

Financial Planning 76

Financial Planning Planning Clients CFP 76

Sara Grillo

JANUARY 9, 2023

As the move to transparency in financial planning takes hold, regulations are changing in Colorado and other states. Here’s the triumph of virtue that financial planning transparency will (FINALLY) bring to planners across the country and the benefits to clients that come along with it. What should financial advisors do?

Financial Planning 52

Financial Planning Planning Financial Planner CFP 52

Indigo Marketing Agency

DECEMBER 19, 2022

Steve Sanduski is a CFP® professional and personal coach to financial professionals. He hosts the ever-popular podcast Between Now and Success , where he brings in top achievers and visionaries in the financial services industry and invites them to share their journey to success. Steve Sanduski. Taylor Schulte . Lazetta Braxton.

Financial Advisor 116

Financial Advisor CFP Financial Services Education 116

eMoney Advisor

JUNE 8, 2023

“I have been sharing my pronouns professionally for some time now on social media, during video meetings, and in discussions,” Laura LaTourette, CFP®, said in an editorial for Financial Planning magazine. For advisor and LGBTQ+ ally Woody Derricks, CFP®, ADPA®, this is a commonsense approach. “It’s

CFP 85

CFP Financial Planning Clients Financial Planner 85

Your Richest Life

SEPTEMBER 12, 2022

Due to high levels of inflation, market turbulence and global issues, your year-end checklist might require some additional prep and planning. 2022 Fall and Winter Travel Prep. Just make sure you read the fine print before booking; some third party sites don’t allow you to change or cancel your plans once you’ve booked. .

Budgeting 59

Budgeting Fee Only Financial Planning Planning 59

Your Richest Life

JANUARY 27, 2025

For example, research from S&P Global found that over the 20-year period ending in 2022, only about 4.1% About Your Richest Life At Your Richest Life, Katie Brewer, CFP, believes you too should have access to financial resources and fee-only financial planning. of professionally managed portfolios in the U.S.

Investing 52

Investing Investments Risk Tolerance Portfolio 52

MainStreet Financial Planning

JANUARY 18, 2023

In 2022, the average American paid between about $100,000 – $200,000 for a four-year college education. College is a big expense to plan for so the sooner you get started the better. The post How a CFP® saves for college education expenses appeared first on MainStreet Financial Planning.

Education 52

Education CFP Retirement Planning 52

Your Richest Life

DECEMBER 1, 2022

A 2022 study from the American Psychological Association found that 65 percent of respondents felt that finances were a significant source of stress. . I talk about some of those options in my “How to Adjust Your Financial Plan” post. Goals are great, and they can help you make real progress in your financial life.

Certified Financial Planner 95

Certified Financial Planner CFP Financial Planning Financial Planner 95

Your Richest Life

FEBRUARY 27, 2023

Additionally, the 2022 standard deduction increased to $25,000 for married filing jointly, an $800 increase from last year. In 2022, if your AGI was over $43,000, you could take 20% of the credit. Also note that there was an above-the-line deduction for charitable donations the past two years, but there is not one for 2022.

Taxes 105

Taxes Fee Only CFP Financial Planning 105

eMoney Advisor

APRIL 6, 2023

These professionals look to a well-designed financial planning tech stack to free up as much time as possible to spend with clients. If you’re thinking of starting your own financial planning practice as a solopreneur, you’ve come to the right place. Look for the level of flexibility you desire.

CFP 76

CFP Financial Planning Clients Planning 76

Your Richest Life

NOVEMBER 11, 2022

As 2022 winds down, now is the ideal time to set yourself up for success in the new year. Prepare for the worst, hope for the best, and revisit your financial plan when you need to make adjustments. Give yourself time to really look through the past year, what worked, and what you might need to change or adapt in the year ahead.

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Certified Financial Planner Estate Planning Financial Planning Planning 110

eMoney Advisor

MAY 25, 2023

Here we demonstrate four practical strategies based on financial psychology research that can help you take your client experience for couples to the next level. ” 3 When thinking about power dynamics in a marriage, it’s important to factor in that the financial contributions in American marriages have changed.

Financial Planner 88

Financial Planner Financial Planning Clients CFP 88

eMoney Advisor

JANUARY 20, 2023

Act, signed into law December 29, 2022, is designed to help strengthen the retirement system and Americans’ preparedness for retirement. The act introduces 92 provisions that will impact your clients and their financial plans, whether they’re in, nearing, or still years away from retirement. The SECURE 2.0

Financial Advisor 89

Financial Advisor Retirement CFP Financial Planning 89

eMoney Advisor

DECEMBER 15, 2022

Over the next decade, more than a third of advisors (37 percent) are estimated to be retiring, according to a 2022 Cerulli Associates study. The Financial Planning Workforce. To focus in on financial planners, we turn to the Certified Financial Planner Board of Standards’ statistics on its membership.

Financial Planner 74

Financial Planner CFP Certified Financial Planner Financial Advisor 74

Your Richest Life

MAY 30, 2022

At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. The post Buying a House in 2022: What You Should Know appeared first on Your Richest Life. What to Consider Before You Upsize Your Home. About Your Richest Life.

Fee Only 59

Fee Only CFP Budgeting Financial Planning 59

eMoney Advisor

FEBRUARY 1, 2023

At the 2022 Financial Planning Association National Conference, I and fellow researchers Dr. Sonya Lutter and Dr. Megan McCoy presented research-based evidence that people who have experienced financial stress and hardship in the past are often more resilient in the face of future financial shocks.

Financial Planner 93

Financial Planner Clients Financial Advisor Financial Planning 93

eMoney Advisor

DECEMBER 12, 2022

Broadening the reach of your financial planning services is good for the health of your business, helps your advisors become more successful, and increases the likelihood that they continue to build their careers with your firm. What are Home Offices Doing Today to Support Financial Planning at the Firm Level?

Planning 82

Planning Certified Financial Planner Financial Planning Education 82

eMoney Advisor

FEBRUARY 16, 2023

There’s nothing quite like the flurry of excitement and activity around onboarding a new client and getting started on their financial plan. The key is to incorporate the best services that bring value to your clients while determining how to grow a financial planning practice.

Financial Planning 75

Financial Planning Clients Planning Estate Planning 75

Your Richest Life

SEPTEMBER 2, 2022

2020 or 2021 income applies, but 2022 income does not. Your loans must have been disbursed as of June 30, 2022. This Biden Administration’s Student Loan Debt Relief Plan also applies to parent loans and graduate school loans. You must have federal loans; private loans don’t apply.

Planning 102

Planning Fee Only Taxes CFP 102

MainStreet Financial Planning

JUNE 27, 2022

The MainStreet Financial Planning Discussion Club. Acts, what that means to you and your Tax Planning in Retirement. Acts, what that means to you and your Tax Planning in Retirement. Hosted by: Cynthia Flannigan , CFP®. CPA/PFS, CFP, EA, USTCP, AEP. “MainStreet Chalk Talk”. 30-45 minutes.

Tax Planning 52

Tax Planning Certified Financial Planner Retirement Taxes 52

Indigo Marketing Agency

JANUARY 17, 2022

To stay ahead of the curve, financial advisors must identify and align themselves with the top influencers in the field. Here are 36 financial advisor influencers who will likely have a big impact on the industry in 2022. Steve Sanduski Steve Sanduski is a CFP® professional and personal coach to financial professionals.

Financial Advisor 52

Financial Advisor CFP Financial Services Education 52

Your Richest Life

APRIL 5, 2022

Here are some tips for putting that money to the best possible use in 2022: Avoid impulse tax refund spending. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. Pay down debt? Book a summer trip? About Your Richest Life.

Taxes 52

Taxes Accounting Budgeting Fee Only 52

FMG

AUGUST 23, 2022

Maybe you don’t have enough time or you might not be confident enough to start…whatever the reason may be, this podcast with Matt Halloran and Meg Bartlet CFP®, MS , founder and lead planner at Flow Financial Planning, LLC is for you! The post Trending This Tuesday, August 23, 2022 appeared first on FMG Suite.

Clients 52

Clients Financial Advisor CFP Planning 52

Investing Caffeine

JANUARY 2, 2024

Although 2023 closed with a festive explosion, 2022 ended with a bearish growl. Effectively, 2023 was a reverse mirror image of 2022. In 2022, the stock market fell -19% (S&P) due to a spike in inflation. For the year just ended, much of the year felt like a party, but 2022 felt more like a funeral.

Economy 98

Economy CFP Accounting Investing 98

Your Richest Life

OCTOBER 15, 2022

At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. The post Open Enrollment 2022: Making the Most of Your Benefits appeared first on Your Richest Life. Your Comprehensive Guide to Open Enrollment. About Your Richest Life.

Insurance 52

Insurance Medical Accounting Taxes 52

eMoney Advisor

NOVEMBER 10, 2022

Londell McMillan said in a 2022 hearing. What can we learn from celebrity estate planning disasters like this? There are ways to ensure your clients don’t pour money and energy into creating an estate plan that no one ever sees. A well-coordinated estate plan, after all, does not happen by accident. April 27, 2022.

Estate Planning 78

Estate Planning Clients Planning Financial Planner 78

Darrow Wealth Management

MAY 22, 2023

In fact, the Federal Reserve has raised the upper limit federal funds rate by 5% since the beginning of 2022. And finding ways to optimize necessary cash holdings is a prudent part of any financial plan. Since the beginning of 2022, cash has outperformed the S&P 500 by about 14% on a cumulative total return basis.

Investing 102

Investing Investments Accounting Wealth Management 102

Darrow Wealth Management

MARCH 6, 2023

Yes, 2022 was a terrible year for financial markets. But what about after a top 10 worst year, such as 2022? bonds were negative in 2021 and 2022, marking the third time fixed income had back-to-back losses since 1926. Stocks have lost money only 26 out of 97 years (1926 to 2022). stocks (S&P 500) on record.

Marketing 99

Marketing Marketing Wealth Management Portfolio 99

Carson Wealth

AUGUST 25, 2022

Meet with a qualified financial planner to develop your plan for retirement. A Certified Financial Planner (CFP®) professional or Investment Advisor can work with you to build a plan before you reach retirement. If you’re not currently working with a financial advisor, we can help. 12/10/2019.

Retirement Planning 98

Retirement Planning Retirement Planning Certified Financial Planner 98

Carson Wealth

DECEMBER 1, 2022

CFP ® , Director of Consumer Investment Research. LLM, CFP ® , ChFC ® , CLU ® , RICP ® ,? In other words, your 20s present a financial challenge. . Track income, expenses and build in budgeted items for future financial goals. Take Advantage of Retirement Plans and Matching Contributions. Craig Lemoine, Ph.D.,

Retirement Planning 72

Retirement Planning Risk Tolerance Retirement Budgeting 72