Nerd's Eye View

OCTOBER 3, 2022

Welcome to the October 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Commission 237

Commission Financial Planning Ethics Planning 237

Calculated Risk

JANUARY 21, 2023

from Peak in June 2022 • December Housing Starts: Record Number of Housing Units Under Construction • 4th Look at Local Housing Markets in December California Home Sales down 44% YoY in December; Prices Down 2.8% At the Calculated Risk Real Estate Newsletter this week: • NAR: Existing-Home Sales Decreased to 4.02

Numbers 106

Numbers Sales Marketing Marketing 106

Nerd's Eye View

NOVEMBER 7, 2022

Welcome to the November 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Risk Tolerance 184

Risk Tolerance Compliance Startup Clients 184

Calculated Risk

DECEMBER 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: Single Family Starts Increase Sharply in November, Near Record Number of Multi-Family Housing Units Under Construction Excerpt: The third graph shows the month-to-month comparison for total starts between 2022 (blue) and 2023 (red). in November compared to November 2022.

Numbers 104

Numbers 104

Nerd's Eye View

DECEMBER 5, 2022

Welcome to the December 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Financial Advisor 190

Financial Advisor Clients Commission Numbers 190

Calculated Risk

JANUARY 31, 2023

The Census Bureau released the Residential Vacancies and Homeownership report for Q4 2022. This survey might show the trend, but I wouldn't rely on the absolute numbers. National vacancy rates in the fourth quarter 2022 were 5.8 percent) and not statistically different from the rate in the third quarter 2022 (6.0

Numbers 131

Numbers Media 131

Carson Wealth

MAY 20, 2024

April inflation data confirmed there is no need to panic about the first-quarter numbers. Broad commodity prices are not surging like they did in 2022 (oil prices have fallen close to 10% since early April), which means a commodity-driven supply shock is not in the cards for now. That’s similar to the pace of 2019.

Numbers 96

Numbers Marketing Marketing Insurance 96

Calculated Risk

FEBRUARY 28, 2023

The FDIC released the Quarterly Banking Profile for Q4 2022: Reports from 4,706 commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reflect aggregate net income of $68.4 billion in fourth quarter 2022, a decrease of $3.3 The FDIC reported the number of problem banks decreased to 39.

Banking 144

Banking Insurance Numbers Assets 144

Calculated Risk

JUNE 20, 2023

Today, in the CalculatedRisk Real Estate Newsletter: May Housing Starts: Record Number of Multi-Family Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). This was down in May compared to April, and 136 thousand below the recent peak in May 2022.

Numbers 98

Numbers 98

Calculated Risk

SEPTEMBER 9, 2022

The FDIC released the Quarterly Banking Profile for Q2 2022 this morning: Quarterly net income totaled $64.4 billion in second quarter 2022 , a reduction of $6.0 The FDIC reported the number of problem banks was unchanged at 40. The number of FDIC-insured institutions declined from 4,796 in first quarter 2022 to 4,771.

Banking 139

Banking Insurance Numbers Assets 139

Calculated Risk

AUGUST 16, 2023

Today, in the CalculatedRisk Real Estate Newsletter: July Housing Starts: Record Number of Multi-Family Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). This was down in July compared to June, and 153 thousand below the recent peak in May 2022.

Numbers 93

Numbers 93

Nerd's Eye View

DECEMBER 26, 2022

As 2022 comes to a close, I am once again so thankful to all of you, the ever-growing number of readers who continue to regularly visit this Nerd’s Eye View Blog (and share the content with your friends and colleagues, which we greatly appreciate!). In the meantime, I hope you're having a safe and happy holiday season.

Financial Advisor 200

Financial Advisor Financial Advice Estate Planning Planning 200

Nerd's Eye View

SEPTEMBER 5, 2022

Welcome to the September 2022 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Financial Advisor 185

Financial Advisor Estate Planning Accounting Taxes 185

Calculated Risk

FEBRUARY 16, 2023

Today, in the CalculatedRisk Real Estate Newsletter: January Housing Starts: Near Record Number of Housing Units Under Construction Excerpt: Possibly Important: Multi-family permits averaged 547,000 SAAR over the last three months after averaging close to 650,000 SAAR over the previous 8 months. There is much more in the post.

Numbers 98

Numbers 98

Calculated Risk

MAY 19, 2023

Today, in the Calculated Risk Real Estate Newsletter: Similar Number of Housing Units started in Q1 as 'Built-for-Rent' as 'Built-for-Sale' A brief excerpt: Along with the monthly housing starts report for January last week, the Census Bureau released Housing Units Started by Purpose and Design through Q1 2023.

Numbers 90

Numbers Sales 90

Calculated Risk

JUNE 1, 2023

From the National Center for Health Statistics: Births: Provisional Data for 2022. The NCHS reports: The provisional number of births for the United States in 2022 was 3,661,220, a nonsignificant decline from 2021. births per 1,000 women in 2022, essentially unchanged from 2021. births through 2022.

Numbers 96

Numbers 96

Calculated Risk

NOVEMBER 2, 2022

The Census Bureau released the Residential Vacancies and Homeownership report for Q3 2022. This survey might show the trend, but I wouldn't rely on the absolute numbers. National vacancy rates in the third quarter 2022 were 6.0 percentage points higher than the rate in the second quarter 2022 (5.6 percent) and 0.4

Numbers 116

Numbers Media 116

Calculated Risk

AUGUST 2, 2022

The Census Bureau released the Residential Vacancies and Homeownership report for Q2 2022. This survey might show the trend, but I wouldn't rely on the absolute numbers. National vacancy rates in the second quarter 2022 were 5.6 percent) and not statistically different from the rate in the first quarter 2022 (5.8

Numbers 117

Numbers Media 117

Advisor Perspectives

AUGUST 13, 2024

The headline number for the NFIB Small Business Optimism Index jumped to 93.7 Despite being the highest level since February 2022, the latest reading marks the 31st consecutive month the index has been below the series historical average of 97.9. The latest reading was higher than the forecast of 1.5.

Numbers 59

Numbers 59

A Wealth of Common Sense

JANUARY 4, 2023

There were a number of reasons for the large losses in financial markets this past year — the Fed went on a rating hiking rampage, bond yields rose a great deal, inflation hit 40 year highs, there was a war and about a dozen other factors. However, there was also an Occum’s razor answer for the losses in financial markets in 2022.

Marketing 101

Marketing Marketing Financial Market Numbers 101

MarketWatch

JANUARY 27, 2023

Share of Sleep Number Corp. in afternoon trading Friday, reversing an earlier intraday loss of as much as 11.8%, after the bed and mattress maker provided a downbeat 2022 profit outlook but updated its revenue outlook to be in line with expectations. SNBR rallied 3.4% billion matched the FactSet consensus of $2.11

Numbers 40

Numbers Sales Marketing Marketing 40

Calculated Risk

DECEMBER 6, 2022

The FDIC released the Quarterly Banking Profile for Q3 2022 last week: Net Income Increased Quarter Over Quarter and Year Over Year: Quarterly net income totaled $71.7 billion in third quarter 2022 , an increase of $7.3 percent from second quarter 2022. percent from second quarter 2022. billion (11.3 billion to $163.8

Banking 98

Banking Numbers Assets 98

Calculated Risk

APRIL 13, 2023

Earliler the Census Bureau released the population estimates for July 2022 by age, and I've updated the table from the previous post. The table below shows the top 10 cohorts by size for 2010, 2022 (released recently), and the most recent Census Bureau projections for 2030. population by age in July 2022 according to the Census Bureau.

Economy 145

Economy Numbers 145

Calculated Risk

NOVEMBER 10, 2022

From the MBA: Mortgage Delinquencies Decrease to New Survey Low in the Third Quarter of 2022 The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 3.45 For much of the last two years, foreclosure moratoria were in place, which kept these numbers artificially low.

Numbers 142

Numbers 142

Calculated Risk

SEPTEMBER 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: August Housing Starts: Near Record Number of Multi-Family Housing Units Under Construction Excerpt: The third graph shows the month-to-month comparison for total starts between 2022 (blue) and 2023 (red). in August compared to August 2022. Total starts were down 14.8%

Numbers 62

Numbers 62

Calculated Risk

DECEMBER 26, 2022

At the end of each year, I post Ten Economic Questions for the following year (2022). 10) Question #10 for 2022: Will inventory increase as the pandemic subsides, or will inventory decrease further in 2022? Here is a graph from Realtor.com showing active inventory through November 2022. This was correct. year-over-year.

Economics 111

Economics Sales Economy Banking 111

MarketWatch

JANUARY 27, 2023

Share of Sleep Number Corp. The company said its expects to report 2022 earnings per share of $1.60, which is below the current FactSet consensus of $1.71, and sales of $2.04 SNBR tumbled 15.1% billion, which is below expectations of $2.11 billion.

Numbers 40

Numbers Sales Marketing Marketing 40

Calculated Risk

JANUARY 23, 2023

million Total Housing Completions in 2022 including Manufactured Homes; Most Since 2007 Excerpt: Although total housing starts decreased 3.0% in 2022 compared to 2021, completions increased year-over-year. Construction delays impacted completions in 2022, and that left a record number of housing units under construction.

Manufacturing 104

Manufacturing Numbers 104

The Big Picture

SEPTEMBER 27, 2024

Cutter has put-up impressive numbers since its 2022 launch, and now manages more than $500 million in institutional assets. The firm is a market- and factor-neutral, long/short hedge fund focused on health-care companies. Prior to launching Cutter, he focused on U.S. and European healthcare at Citadel and Millenium.

Healthcare 289

Healthcare Economy Numbers Assets 289

Calculated Risk

NOVEMBER 30, 2023

in October, the lowest number since the index was originated in 2001. from October 2022. from October 2022. The Pending Home Sales Index (PHSI)* – a forward-looking indicator of home sales based on contract signings – dropped 1.5% Year over year, pending transactions declined 8.5%. The Northeast PHSI jumped 2.7% dipping 10.8%

Numbers 67

Numbers Sales 67

Calculated Risk

JULY 19, 2023

Today, in the CalculatedRisk Real Estate Newsletter: June Housing Starts: Record Number of Multi-Family Housing Units Under Construction Excerpt: The fourth graph shows housing starts under construction, Seasonally Adjusted (SA). This was down in June compared to May, and 143 thousand below the recent peak in May 2022.

Numbers 52

Numbers 52

The Big Picture

APRIL 12, 2023

prior month), the big number is not so big: 5.0% Previously : For Lower Inflation, Stop Raising Rates (January 18, 2023) Inflation Comes Down Despite the Fed (January 12, 2023) Supply Chain Is 40% of Inflation (November 17, 2022) Why Is the Fed Always Late to the Party? Over the last 12 months, the all items index increased 5.0

Food 350

Food Numbers 350

Calculated Risk

AUGUST 13, 2022

Any number above 50 indicates that more builders view sales conditions as good than poor. -- Tuesday, Aug 16th -- 8:30 AM ET: Housing Starts for July. The graph shows existing home sales from 1994 through the report last month. -- Friday, Aug 19th -- 10:00 AM: State Employment and Unemployment (Monthly) for July 2022 down from 11.1.

Retail 97

Retail Manufacturing Sales Food 97

The Big Picture

OCTOBER 9, 2022

JVL wrote, “The course exists for only two purposes: (1) to cull the number of attractive medical school applicants, and (2) to prepare a handful of students for a future in biochemical research.”. ~~~. What purpose does limiting the number of medical students (and therefore physicians) serve? Last, The Triad, Oct 4 2022.

Medical 332

Medical Education Numbers Healthcare 332

Nationwide Financial

JANUARY 17, 2023

The decline in retail sales, even when adjusted for lower inflation, indicates that consumer spending was cooling as we exited 2022, likely due to inflationary pressures, rising interest rates and the drawdown of excess pandemic-related savings. percent at the end of 2022, the largest decline in three months. We expect a further 5.0

Numbers 52

Numbers Economics Retail Sales 52

Integrity Financial Planning

JANUARY 9, 2023

The 2022 economic climate has been bumpy for most and, in some cases, even bumpier for retirees. 1] However, in 2022, this number spiked to 9.1% In 2022 alone, the value of an average 401(k) dropped by 25%, and the value of pension funds declined by 15%. [3] These concerns are best raised with a financial professional.

Accounting 97

Accounting Retirement Economics Financial Planning 97

James Hendries

AUGUST 10, 2022

Contributions and any earnings you withdraw will be tax-free if used to pay qualified medical Here are the key tax numbers for 2022 and 2023. Contributions to your HSA, and any interest or earnings, grow tax. Health Savings Accounts. Annual contribution limit. Self-only coverage. Family coverage.

Accounting 52

Accounting Numbers Taxes Tax Planning 52