Good Financial Cents

JANUARY 26, 2023

The stock market has returned an average of between 9% and 11% over the past 90 years and that’s the kind of growth that you’ll need to tap into if you want to retire at 50. Your retirement plan shouldn’t be. Get in touch with an Independent Financial Professional to see if you're on track to meet your retirement goals.

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Fortune Financial

APRIL 11, 2024

Diligent oversight and management of these retirement accounts is essential for anyone aiming to build a solid financial foundation for a comfortable and secure retirement. This suggests that the total value of uncashed retirement plan checks could easily exceed $500 million cumulatively.”

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Retirement Retirement Planning Financial Advisor Accounting 59

Good Financial Cents

MARCH 20, 2023

Invest in the Stock Market Suggested Allocation: 40% to 50% Risk Level: Varies Investing Goal: Long-term growth The stock market is where most of us save for retirement already, mostly through the use of tax-advantaged retirement plans, like a 401(k), SEP IRA, or Solo 401(k). How to invest $200,000 for monthly income?

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Investing Investments Risk Tolerance Retirement 98

Zoe Financial

MAY 18, 2023

5 Reasons Why You Should Hire a Financial Advisor Published May 18th, 2023 Reading Time: 3 minutes Written by: The Zoe Team Hiring a financial advisor is a big decision that can be crucial in helping you grow your wealth and achieve your goals. Here are 5 signs it might be time to hire a financial advisor.

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Investing Caffeine

MAY 3, 2023

Risk Tolerance: What is your asset allocation? If you are close to retirement, and you have too much exposure to equities, a retrenchment in the stock market could delay your retirement plans by years. This concept highlights the importance of rebalancing your portfolio as you get closer to retirement.

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Retirement Retirement Planning Financial Advisor Planning 59

WiserAdvisor

JANUARY 10, 2023

As another year draws to a close and a new one begins, it is time to start thinking about what New Year’s resolutions you want to set for 2023. This article discusses 6 New Year financial resolutions that you can consider adopting to help you build a safer and more secure financial strategy for 2023.

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WiserAdvisor

SEPTEMBER 27, 2023

The 401(k) retirement plan is one of the most powerful tools. Reaching the age of 50 with over $2 million in your 401(k) is an impressive financial landmark that can provide you with a comfortable retirement if managed wisely. As of 2023, you need to start taking your RMDs from the age of 73. This can be quite a bargain.

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WiserAdvisor

JANUARY 31, 2023

For 2023, you can contribute up to $6,500 if you are less than 50 years of age and $7,500 for those aged 50 and over. Keep in mind that although a retirement plan, an IRA can also be used for other purposes, such as paying for a child’s higher education, a home purchase, etc. The Roth IRA is exempt from RMDs.

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WiserAdvisor

FEBRUARY 19, 2024

Blind spots in retirement planning are those aspects that are often overlooked, either intentionally or subconsciously. From seemingly harmless low-interest debt to underestimating the emotional impact of transitioning out of the workforce, various factors can disrupt your peace of mind during your retirement years.

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Retirement Retirement Planning Healthcare Estate Planning 66

WiserAdvisor

FEBRUARY 29, 2024

Below are five benefits of working with a financial advisor and how they can help you retire with more wealth: 1. This process is not only intricate but also pivotal in ensuring that your investments align with your financial objectives and risk tolerance.

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Good Financial Cents

JULY 3, 2023

In summary, a Roth IRA is a retirement account that is funded with after-tax dollars. As such, many people use a Roth IRA in conjunction with a tax-advantaged retirement account. For 2023 , the maximum amount most people can contribute to a traditional or Roth IRA is $6,500. Why are Roth IRAs so Popular?

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Retirement Accounting Taxes Investing 77

Sara Grillo

APRIL 10, 2023

We can assess the risk tolerance and help keep people out and hopefully people will listen to use instead of the celebrities. Josh has over a decade of experience crafting, implementing, and monitoring financial plans for affluent households and small- to medium-sized businesses. Those are the two main hurdles. Lee holds a Ph.D.

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Clever Girl Finance

SEPTEMBER 7, 2023

Contributions to a 401k account are limited to $22,500 in 2023, according to the IRS , for example. Contribution limits might mean you have to invest part of your 100k elsewhere, but investing in retirement is still a great place to start. What is my risk tolerance? Early retirement? Assets like real estate?

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Investing Investments Risk Tolerance Accounting 52

WiserAdvisor

MARCH 28, 2024

Addressing financial obligations, such as the weight of a mortgage or the burden of high-interest credit card debt, is essential for catching up on retirement savings and securing your financial future. Surprisingly, another study revealed that nearly half of homeowners between the ages of 60 and 70 still have a mortgage when they retire.

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Retirement Financial Advisor Medical Healthcare 45

WiserAdvisor

JUNE 22, 2023

It is essential for your investment portfolio to align with your unique financial goals, risk tolerance, and time horizon. Similarly, the professional may advise investing in different instruments for goals such as retirement planning, funding your children’s education expenses, buying a home, or other objectives.

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WiserAdvisor

MARCH 19, 2024

A study reveals that 22% of wealthy individuals wanted to invest in residential property in 2023, while 19% in commercial property. Spreading their investments across different property types, locations, and market segments helps the wealthy mitigate risks and enhance the strength of their investment portfolios.

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Investing Investments Financial Advisor Taxes 45

Sara Grillo

JUNE 12, 2023

In 2023, they concluded again that their methodology didn’t work so they came out with AG 49-B. 2023, May 1). To What If Analysis, what if I pay… So I’m doing my cash flow planning in my retirement plan, and I say, You know, I don’t wanna have to pay for in as a retirement. 2021, February).

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The Big Picture

JULY 29, 2024

00:08:01 [Speaker Changed] And then from AssetMark, in October, 2023, you’re recruited to become CEO at Orion. We have be behavioral finance tools so that the investor can understand their relationship with wealth and their risk tolerance, their needs at a greater level of detail.

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Good Financial Cents

FEBRUARY 15, 2023

The investment service includes access to dedicated financial advisors and assistance with managing your employer-sponsored retirement plan. Investment advice for employer-sponsored retirement plans. Offers multiple portfolio options, depending on your portfolio size and risk tolerance.

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