Nerd's Eye View

JULY 10, 2024

However, most of TCJA's provisions are set to 'sunset' at the end of 2025 – an event that would have at least as much impact as TCJA's initial passage. And yet, the timing of the sunset provision at the end of 2025 means that the actual fate of TCJA will largely hinge on the uncertain outcome of the 2024 U.S.

Taxes 246

Taxes Clients Planning Numbers 246

Zoe Financial

DECEMBER 28, 2024

New Year, New Wealth: A Guide to Financial Resolutions for 2025 Updated December 30th, 2024 Reading Time: 7 minutes Written by: The Zoe Team As the New Year approaches, many of us set personal goals to make the coming year better than the last. Boost Retirement Contributions Maximize contributions to your retirement accounts.

Estate Planning 40

Estate Planning Financial Advisor Wealth Advisor Accounting 40

Harness Wealth

JANUARY 29, 2025

April 15 marks the IRS tax return filing deadline for 2025. These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. Individual Retirement Accounts (IRAs): Contribute up to $7,000 for 2024 ($8,000 if aged 50+). Available to taxpayers aged 70.5

Taxes 52

Taxes Medical Distribution Accounting 52

Nerd's Eye View

OCTOBER 18, 2024

Also in industry news this week: 43% of wealth management firms are frustrated with the effectiveness of their CRM software, spurred on by challenges with integrations and workflows, according to a recent survey The Social Security Administration this week announced a 2.5%

Financial Planner 246

Financial Planner Risk Tolerance Financial Planning Clients 246

Indigo Marketing Agency

FEBRUARY 19, 2025

5 Proven Marketing Strategies for Financial Advisors to Boost Client Acquisition In her classic hit song Nothing Can Come Between Us, Sade was right when she sang, Its about trust. The number-one objective financial advisors must have in their online marketing efforts is to build TRUST with their audience.

Financial Advisor 52

Financial Advisor Clients Marketing Marketing 52

Harness Wealth

APRIL 15, 2025

In contrast, the typical (median) household is far more concentrated in home equity and retirement savings, with limited exposure to stocks or private business ownership. Find Your Wealth Advisor at Harness At Harness , our wealth and financial advisors can guide you through major life stages and investment decisions.

Wealth Advisor 52

Wealth Advisor Taxes Assets Retirement 52

Harness Wealth

NOVEMBER 12, 2024

As the year comes to a close, now is the time to review potential financial moves to help minimize your tax burden heading into 2025. Proactive year-end tax planning can lead to significant savings and set you up for financial success in the new year. GET STARTED 1. For those over 50, the limit is $8,000.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

FMG

FEBRUARY 13, 2025

Client events are evolving in 2025, offering unparalleled opportunities to connect with clients, strengthen relationships, and drive quality leads. Why a Client Event is a Must-Have in 2025 The landscape of client engagement is more dynamic than ever, and client events have become an essential part of building long-lasting relationships.

Clients 52

Clients Planning Education Communication 52

FMG

FEBRUARY 13, 2025

Client events are evolving in 2025, offering unparalleled opportunities to connect with clients, strengthen relationships, and drive quality leads. Why a Client Event is a Must-Have in 2025 The landscape of client engagement is more dynamic than ever, and client events have become an essential part of building long-lasting relationships.

Clients 52

Clients Planning Education Communication 52

eMoney Advisor

JANUARY 20, 2023

Act, signed into law December 29, 2022, is designed to help strengthen the retirement system and Americans’ preparedness for retirement. The act introduces 92 provisions that will impact your clients and their financial plans, whether they’re in, nearing, or still years away from retirement. The SECURE 2.0

Financial Advisor 89

Financial Advisor Retirement CFP Financial Planning 89

Zoe Financial

MARCH 21, 2025

What Do Financial Advisors Do? Published: March 21st, 2025 Reading Time: 6 minutes Written by: The Zoe Team Managing wealth involves more than just investingit requires careful planning, strategic decision-making, and a long-term vision. What Does a Financial Advisor Do? Optimizing tax-efficient retirement income.

Financial Advisor 45

Financial Advisor Strategic Planning Estate Planning Retirement 45

Darrow Wealth Management

MARCH 3, 2025

While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan.

Risk Tolerance 63

Risk Tolerance Asset Allocation Assets Portfolio 63

Darrow Wealth Management

FEBRUARY 26, 2025

When rates are low, corporations often retire high-cost debt in favor of issuing new bonds at a lower rate and a longer duration to lock in favorable rates. However, to reach your long term financial goals, your investment strategy likely needs a mix of both. How Bonds Work How Do Interest Rates Affect Bonds?

Marketing 53

Marketing Marketing Retirement Portfolio 53

Sara Grillo

NOVEMBER 11, 2024

I am a CFA® charterholder and financial advisor marketing consultant. I have a newsletter in which I talk about financial advisor lead generation topics which is best described as “fun and irreverent.” They’re not going to like me if I go out there and say I’m a financial advisor for dentists.”

Clients 59

Clients Financial Advisor Marketing Marketing 59

Zoe Financial

JANUARY 27, 2025

The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. Understanding these phases can help you approach your financial future with clarity and confidence.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Random Roger's Retirement Planning

MARCH 28, 2025

Are Financial Advisors Lazy To Recommend Active ETFs ? It was a thin article that came down to advisors knowing their limitations which is of course useful for anyone in any of their endeavors. Also noted was what the world looked like 30 years ago when the author worked as an advisor.

Portfolio 59

Portfolio Distribution Management Financial Advisor 59

Carson Wealth

FEBRUARY 4, 2025

million for tax year 2025, but rates for amounts above that threshold range up to 40%. Put aside assets in a tax-advantaged retirement account like a Roth IRA, if eligible, where they can grow tax-free. Your tax or financial advisor can help you determine the best strategies for your situation.

Risk Management 52

Risk Management Compliance Taxes Management 52

Tobias Financial

OCTOBER 16, 2024

In a recent Financial Advisor article, our Senior Wealth Advisor, Matt Saneholtz , CFA, CFP®, EA, was quoted on the implications of the Medicare industry upheaval during the upcoming open enrollment period. He shared his insights on the matter, discussing why Medigap may be a good option despite their high premiums.

Healthcare 52

Healthcare Wealth Advisor CFP Budgeting 52

Good Financial Cents

DECEMBER 29, 2022

A Roth IRA is a type of investment account that lets you invest after-tax dollars for retirement. From there, your money can grow tax-free, and you can withdraw your funds without having to pay income taxes once you reach retirement age. It is also recommended to consult with a financial advisor for personalized advice.

Investing 119

Investing Investments Accounting Commission 119

Zoe Financial

MARCH 19, 2025

Is Your Financial Confidence Holding You Back? Published: March 20th, 2025 Reading Time: 6 minutes Written by: The Zoe Team Have you ever stood in a grocery aisle, staring at a wall of options, unable to pick one? Retirement Planning (22%): Fear of running out of money or not saving enough. Find your financial advisor matches.

Budgeting 40

Budgeting Financial Advisor Financial Guidance Retirement 40

Zoe Financial

MARCH 19, 2025

Is Your Financial Confidence Holding You Back? Published: March 20th, 2025 Reading Time: 6 minutes Written by: The Zoe Team Have you ever stood in a grocery aisle, staring at a wall of options, unable to pick one? Retirement Planning (22%): Fear of running out of money or not saving enough. Find your financial advisor matches.

Budgeting 40

Budgeting Financial Advisor Financial Guidance Retirement 40

Indigo Marketing Agency

JANUARY 3, 2025

Financial advisors like you need more than traditional methods to get seen online. Building effective marketing assets, like videos, guides, and case studies, is essential for advisors looking to attract and convert prospects. Are you aiming to reach established business owners focused on retirement planning?

Clients 52

Clients Financial Advisor Retirement Planning Assets 52

Zajac Group

JANUARY 24, 2025

This is compared to short-term capital gains rates, which mirror your ordinary income tax rate, up to 37% in 2025. For 2025, the threshold is $200,000 for single filers and $250,000 for joint filers. retirement or financial independence) often makes sense.

Taxes 52

Taxes Portfolio Investing Investments 52

Zoe Financial

APRIL 8, 2025

Published: April 9th, 2025 Reading Time: 7 minutes Written by: Keith Corbett, CFP Equity compensation is a type of non-cash benefit that some employers offer employees as part of their total compensation package. Proactive planning with a financial advisor can help employees make informed decisions and minimize tax liability.

Taxes 52

Taxes Financial Advisor Planning Startup 52

Tucker Advisors

NOVEMBER 3, 2021

While the market remains strong, how does this news affect the savings of retirees or those about to retire? . So, how do people who are retired or about to retire combat this inflation? But for someone retired or nearing retirement, this strategy could be fatal to their portfolio. .

Retirement 52

Retirement Portfolio Retirement Planning Financial Advisor 52

Darrow Wealth Management

MARCH 17, 2025

Also, if you’re a business owner , you’ll also need more in savings.Take a look at your entire financial situation, or work with a fee-only financial advisor to determine exactly how much savings you should have. That’s often the difference between having enough money to retire, and not.

Fee Only 57

Fee Only Accounting Debt Management Wealth Advisor 57

Nerd's Eye View

DECEMBER 30, 2024

Each week in Weekend Reading For Financial Planners, we seek to bring you synopses and commentaries on 12 articles covering news for financial advisors including topics covering technical planning, practice management, advisor marketing, career development, and more. Read More.

Financial Advisor 240

Financial Advisor Insurance Tax Planning Taxes 240

Zajac Group

MARCH 10, 2022

Alternatively, you may want to exercise and sell ISOs if you have a financial goal you want to fund, such as retirement, a second home, or a college expense. The after-tax proceeds can be used to fund your goals, objectives, retirement, or whatever is most important to you. Incentive Stock Options at Expiration.

Taxes 52

Taxes Sales Planning Risk Tolerance 52

Darrow Wealth Management

NOVEMBER 11, 2024

Updated for 2024 – 2025. Although any investor with earned income can make a non-deductible contribution to an IRA (up to $7,000 in 2024-2025 if under age 50) and still take advantage of tax-deferred growth, it still may not be advisable. Investors often ask: should I be making nondeductible IRA contributions? Why non-deductible?

Distribution 97

Distribution Taxes Retirement Retirement Planning 97

Zoe Financial

FEBRUARY 16, 2023

The updated tax code went into effect in 2018 and will “ sunset ” in 2025. This strategy can be especially impactful during a donor’s highest earning years, often within a few years of retirement. Let us connect you with the most qualified wealth planners Find My Advisor Ready to Grow Your Wealth? Ready to Grow Your Wealth?

Taxes 40

Taxes Distribution CFP Accounting 40

Nerd's Eye View

MARCH 15, 2024

While the final submitted text has not been released, some experts suggest that the DoL likely made few changes to its initial proposal, despite significant opposition from broker-dealers that could lead to the judicial system deciding the rule’s ultimate fate.

Financial Planner 246

Financial Planner CFP Taxes Tax Planning 246

Carson Wealth

FEBRUARY 27, 2025

Qualified Charitable Distributions (QCDs) Your distributions from your retirement plans are reported on your 1099-R form , but the form doesnt specify how much went to a QCD. We can also start putting practices in place for 2025 to plan ahead. Remember: These are only a few of the tips and details to keep in mind.

Taxes 100

Taxes Tax Planning Distribution Planning 100

Nerd's Eye View

JULY 24, 2024

When the original SECURE Act was passed in December 2019, it brought sweeping changes to the post-death tax treatment of qualified retirement accounts. As a whole, these regulations introduce significantly more complexity to the process of tax planning around retirement accounts, particularly after the death of the account's original owner.

Distribution 190

Distribution Accounting Retirement Tax Planning 190

The Big Picture

JANUARY 21, 2025

And suddenly every broker, every financial advisor where they were operating through Merrill Lynch or Schwab could sell those funds and indexing was available to, all prior to that, there were a lot of brokers who would never have sold an index fund because they didn’t have access to Vanguard’s platform.

Investing 147

Investing Investments Management Retirement 147

Carson Wealth

JUNE 2, 2023

by Jake Anderson, Paraplanner Retirement accounts like 401(k)s and IRAs allow individuals to save for their future in a tax advantaged manner. This gives you ample time to grow your savings and investments for retirement. IRAs and 401(k)s are primarily designed to help fund retirement not pass wealth onto future generations.

Distribution 98

Distribution Accounting Retirement Retirement Planning 98

Darrow Wealth Management

JANUARY 16, 2025

Non-retirement assets like stocks in a brokerage account, inherited home , antiques/art/collectables, or other real estate, are generally eligible for a step-up in cost basis. Retirement accounts and IRAs do not receive a stepped up basis. It’s also worth noting that the step-up in basis doesn’t just happen automatically.

Assets 98

Assets Estate Planning Taxes Wealth Management 98

Darrow Wealth Management

SEPTEMBER 11, 2024

If you’ve just inherited a retirement account like an IRA or 401(k) from a parent, sibling, or relative, you may be unsure about what your options are and what to do next. Most non-spouse beneficiaries inheriting an IRA, 401(k), or retirement account from the original account owner must take the money in 10 years.

Accounting 97

Accounting Retirement Distribution Taxes 97