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2025 Planning Retirement Planning 
Nerd's Eye View
DECEMBER 27, 2024
Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that according to a recent study by DeVoe & Company, only 42% of RIAs surveyed have written succession plans and either have begun to implement them or have already done so.
Nerd's Eye View
DECEMBER 30, 2024
Each week in Weekend Reading For Financial Planners, we seek to bring you synopses and commentaries on 12 articles covering news for financial advisors including topics covering technical planning, practice management, advisor marketing, career development, and more.
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Book of Secrets on the Month-End Close
What Your Financial Statements Are Telling You—And How to Listen!
Are Robots Replacing You? Keeping Humans in the Loop in Automated Environments
Data Talks, CFOs Listen: Why Analytics Is The Key To Better Spend Management
MainStreet Financial Planning
NOVEMBER 25, 2024
The IRS and Social Security Administration recently announced changes for 2025. The refundable portion of the child tax credit is adjusted for inflation and will remain $1,700 for 2025. 2025 amounts should become available later this year. Estates of decedents who die during 2025 have a basic exclusion amount of $13,990,000.
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NAIFA Advisor Today
JANUARY 16, 2025
Advisor Today Guest Column January of 2025 is the 50th anniversary to one of the most important pieces of legislation in the retirement planning arena ever put into law by Congress. What Im referring to is the enactment of ERISA, the Employee Retirement Income Security Act.
Wealth Management
MARCH 26, 2025
Open, honest and candid discussion about retirement plan assets, PE funds in workplace plans, the future of the DOL fiduciary rule and more.
Wealth Management
JANUARY 8, 2025
Announcement 2025-2 applies to employer retirement plans.
Nerd's Eye View
FEBRUARY 12, 2025
While it may take a while for the adjustments to take place, advisors can still help their clients plan for the effect of WEP and GPO's repeal by estimating how much the client will be receiving in Social Security benefits once the new law is implemented.
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Dear Mr. Market
DECEMBER 31, 2024
Because when it comes to financial planning, you’re ready to write it downand studies show that writing down your goals makes you 42% more likely to achieve them. Heres your top 10 financial planning checklist for the new year. Write Down Your 10 Financial Goals for 2025! A little planning now avoids big headaches later.
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Darrow Wealth Management
NOVEMBER 11, 2024
Updated for 2024 – 2025. Although any investor with earned income can make a non-deductible contribution to an IRA (up to $7,000 in 2024-2025 if under age 50) and still take advantage of tax-deferred growth, it still may not be advisable. Investors often ask: should I be making nondeductible IRA contributions? Why non-deductible?
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NAIFA Advisor Today
FEBRUARY 6, 2025
He is the author of several books, including Free Throws for Financial Professionals: Winning Principles for Unlocking Business Success, Above the Clouds: Winning Strategies from 30,000 Feet, and The New Rules of Retirement Planning.
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Harness Wealth
MARCH 7, 2025
Additionally, we have news that FinCEN has announced an extension of the BOI reporting deadline and a temporary halt in enforcement, an analysis on the implications of wealth taxes in Europe, and a refresher on how the new ‘Savers Match’ program aimed at enhancing the retirement savings of millennials and Gen Z functions.
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FMG
FEBRUARY 13, 2025
Client events are evolving in 2025, offering unparalleled opportunities to connect with clients, strengthen relationships, and drive quality leads. In this guide, well walk you through actionable strategies, creative ideas, and promotion tips to ensure every event you plan is a success. It’s a win-win for you and the experts.
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FMG
FEBRUARY 13, 2025
Client events are evolving in 2025, offering unparalleled opportunities to connect with clients, strengthen relationships, and drive quality leads. In this guide, well walk you through actionable strategies, creative ideas, and promotion tips to ensure every event you plan is a success. It’s a win-win for you and the experts.
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Carson Wealth
DECEMBER 8, 2023
Petersen, CPA, CFP ® , CP, Affluent Wealth Planning The holidays are upon us! That must mean it’s time to roll up my sleeves and get to work on year-end financial planning – with an emphasis on 2023 income tax. Lastly, I allocate the retirement plan contributions between Roth and Traditional 401(k) accounts.
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Harness Wealth
JANUARY 29, 2025
April 15 marks the IRS tax return filing deadline for 2025. These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. 401(k) Plans: Contribute the maximum allowable amount for 2024 : $23,000 if youre under 50, or $30,500 if youre 50 or older.
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Carson Wealth
FEBRUARY 27, 2025
Like gardening or working out, tax planning is one of those activities where you get out what you put in. Tax planning is similar in the sense that you can put work in on the front end that youll reap benefits from later. This initial question may help you put together the rest of your tax planning strategies.
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Zoe Financial
JANUARY 27, 2025
The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. The Transition Phase Approaching retirement brings the need for a shift in priorities.
Darrow Wealth Management
FEBRUARY 9, 2025
Before you can evaluate stocks or bonds to invest in, you’ll need to develop the metrics you plan to use in the analysis. Allocation choices also shouldn’t be based on the notion that dipping into principal derails a financial plan. As of 1/31/2025, the 10-year annualized total return for the S&P 500 (SPY) was 13.6%
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Cordant Wealth Partners
SEPTEMBER 8, 2022
This article will discuss the key features of the Microsoft 401(k) plan, and after reading it, you should leave with a clear game plan of how to: Maximize the match (free money! ) The key benefits of any 401(k) plan (including Microsoft’s) include: Free Money : A company match on your contributions.
Your Richest Life
JANUARY 20, 2023
which brings several changes to the retirement system, is now law. Whether you’re decades from retirement or quickly approaching it, some of these changes will likely impact you and your financial plan. Before this change, matches on employer plans were pre-tax. The Secure Act 2.0, Secure Act 2.0: Secure Act 2.0:
Darrow Wealth Management
DECEMBER 23, 2022
Some of the measures in the bill include increasing the required minimum distribution age, raising catch-up contribution limits, permitting some rollovers from 529 plans to Roth IRAs, and expanded access to employer plans. retirement changes. 529 plan to Roth IRA rollovers. 9 major Secure Act 2.0 The Secure Act 2.0
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Carson Wealth
JUNE 2, 2023
So, let’s say you contribute money to a traditional 401(k) plan in your 20s. This gives you ample time to grow your savings and investments for retirement. IRAs and 401(k)s are primarily designed to help fund retirement not pass wealth onto future generations. You would also have an RMD due for 2025, which would be due by Dec.
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Carson Wealth
DECEMBER 27, 2022
As 55% of Americans say they don’t have enough saved for retirement, this bipartisan legislation primarily seeks to make it easier to contribute to retirement plans and use those funds appropriately for their needs in retirement. The plans would have to decide to offer this feature, as it is not automatic.
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Zoe Financial
MARCH 21, 2025
Published: March 21st, 2025 Reading Time: 6 minutes Written by: The Zoe Team Managing wealth involves more than just investingit requires careful planning, strategic decision-making, and a long-term vision. Estate Planning : Ensuring your wealth is passed on according to your wishes. Optimizing tax-efficient retirement income.
Darrow Wealth Management
FEBRUARY 18, 2025
Don’t stress out about every headline, stress test your retirement plan instead.Markets move every day and the news cycle is 24-7. Stress testing a financial plan or retirement income goals is crucial to help ensure retirees wont run out of money under different conditions in the financial markets.
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Darrow Wealth Management
MARCH 3, 2025
Consider working with a fiduciary financial advisor to help manage your investments and provide financial planning guidance before and during retirement. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan.
Darrow Wealth Management
FEBRUARY 26, 2025
Stocks vs. Bonds: Differences in Risk and Return Make a Case for Both While there wasn’t much that went according to plan in 2020, when we zoom out, this is a picture of a diversified portfolio performing as we might expect. Last reviewed February 2025] The post Are Bonds Safe During a Recession or Market Crash?
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Nationwide Financial
MARCH 6, 2023
For example, they could make most of their charitable contributions and medical expenditures in a year they plan to itemize. Tax season has begun, and it’s not too early to think about planning for the 2023 tax year. One strategy is to accumulate deductions that a client would normally take over 2 years into a single year.
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Advisor Perspectives
JANUARY 31, 2025
The growth in US retirement assets offers potential opportunities for retirement plan advisors to likewise expand their business. Our Mike Dullaghan discusses growth opportunities in the retirement market and how to enhance client engagement.
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NAIFA Advisor Today
FEBRUARY 10, 2025
Join us on Thursday, February 27, 2025, at 12 PM Eastern for Journal Live, where we explore how consumer research can enhance retirement planning.
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Good Financial Cents
JANUARY 26, 2023
A lot of people out there dream of early retirement – who wouldn’t love to hang up the office keys and jump off the 9-5 train sooner rather than later? But while it’s possible to retire at 50 and have plenty of time left in life to have new experiences, it takes careful planning and a will of steel.
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Darrow Wealth Management
JULY 1, 2024
The TCJA has many provisions that are set to expire (sunset) at the end of 2025. Mortgage interest will once again be tax-deductible on larger loans As a result of the 2017 legislation, between 2018 and 2025, interest on new mortgages is only tax-deductible up to $750,000 of mortgage debt on a primary or second home.
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Advisor Perspectives
FEBRUARY 7, 2025
In 2025, SECURE 2.0 introduces mandatory automatic enrollment in new retirement plans, increased catch-up limits for certain workers, and reduced participation requirements for long-term part-time workers. Our Mike Dullaghan highlights the details of the new provisions.
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Random Roger's Retirement Planning
MARCH 28, 2025
The tradeoff is that it usually goes down more when the market goes down including so far in 2025. Pivot to an article in Barron's about hybrid target date funds offered in 401k plans where upon retirement (minimum age might be 65), some or all of the balance can be converted into an annuity.
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Random Roger's Retirement Planning
MARCH 30, 2025
Is 2025 going to be a good year for SCHD as a broad based or core holding relative to other strategies or factors? There's no way to know of course but if 2025 turns out to be a bad year for the S&P 500 then there's a pretty good probability of SCHD doing better than market cap weighting (MCW) and maybe most of the other factors.
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Harness Wealth
OCTOBER 24, 2024
To plan your tax timeline, see our article, 2025 Tax Deadline Information for Individual Filers. Retirement Contributions: Proof of contributions to IRAs, 401ks, or other retirement plans, which may be deductible. Need to Find a Tax Professional for 2025? This is a product of Harness Tax LLC.
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Tobias Financial
OCTOBER 16, 2024
The Medicare industry is facing major disruptions ahead of the 2025 open enrollment, with insurers cutting benefits, raising premiums, and exiting certain markets. This has led to increased confusion for beneficiaries, particularly in deciding between Medicare Advantage and Medigap plans.
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NAIFA Advisor Today
AUGUST 13, 2024
Doug Massey has 40 years of experience in the financial industry, specializing in retirement planning and life insurance. As NAIFA's President-Elect for 2025, he is committed to advancing the organization's influence and protecting advisors' interests.
NAIFA Advisor Today
AUGUST 1, 2024
Doug Massey has 40 years of experience in the financial industry, specializing in retirement planning and life insurance. As NAIFA's President-Elect for 2025, he is committed to advancing the organization's influence and protecting advisors' interests.
Carson Wealth
JANUARY 31, 2023
What to Know About Defined Contribution Plans The following are answers to some of the most common questions about defined contribution plans. What is a defined contribution plan? Defined contribution plans are employer-sponsored retirement plans that offer tax incentives for both employer and employee.
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Indigo Marketing Agency
FEBRUARY 19, 2025
Check out our Top 30 Influencers for Financial Advisors in 2025 here.) Therefore, your content marketing plan , which includes articles, emails, social media posts, and more, should be laser-focused on aligning with the thoughts, concerns, and goals already on your audiences minds. Ready to Build Strong Trust to Win More Clients?
Nationwide Financial
JANUARY 26, 2023
Additional ways to fund a Roth IRA For workers with access to a 401(k) or other qualified retirement plan, a designated Roth account can be a fantastic opportunity to create a larger Roth account balance for retirement. Let’s further assume that this is after $10,000 in pre-tax contributions to a traditional 401(k) plan.
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Random Roger's Retirement Planning
MARCH 11, 2025
How great have the returns been for the Mag 7 stocks for the last couple of years, but so far in 2025 most of them look like they are down mid-teens to mid-20's percent. Another dynamic that might be weighing the stocks down is the possible ending of the carried interest tax break.
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Darrow Wealth Management
SEPTEMBER 11, 2024
More planning strategies and tax implications below. Roth 401(k)s can only bypass annual distributions if 100% of the retirement plan was in a Roth account. There’s no forced ‘catch up’ and RMDs are not technically needed before 2025 (though it should be considered). However, this does NOT extend the 10-year window.
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