Financial Symmetry

APRIL 9, 2025

Tax planning might not top everyone’s list of leisure activities, but in the middle of tax season, theres a hidden opportunity. In this episode, we talk about five strategies you can use during tax season to create opportunities to help you reach your financial goals.

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Darrow Wealth Management

FEBRUARY 9, 2025

So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax. If you own 10,000 shares, you receive $40,000 in dividend income (before taxes) and have a portfolio currently worth $2M. Over the last 30 years, the S&P 500’s average dividend yield was 1.98%.

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Retirement Asset Allocation Taxes Portfolio 75

Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. The TCJA has many provisions that are set to expire (sunset) at the end of 2025. For example, in 2017, the marginal tax brackets were 10%, 15%, 25%, 28%, 33%, 25%, and 39.6%.

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Carson Wealth

DECEMBER 8, 2023

That must mean it’s time to roll up my sleeves and get to work on year-end financial planning – with an emphasis on 2023 income tax. One consideration this year is that we’re two years from the expiration of the Tax Cuts and Jobs Act of 2017 (TJCA). AGI impacts multiple other tax considerations.

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FMG

FEBRUARY 13, 2025

Client events are evolving in 2025, offering unparalleled opportunities to connect with clients, strengthen relationships, and drive quality leads. In this guide, well walk you through actionable strategies, creative ideas, and promotion tips to ensure every event you plan is a success. It’s a win-win for you and the experts.

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FMG

FEBRUARY 13, 2025

Client events are evolving in 2025, offering unparalleled opportunities to connect with clients, strengthen relationships, and drive quality leads. In this guide, well walk you through actionable strategies, creative ideas, and promotion tips to ensure every event you plan is a success. It’s a win-win for you and the experts.

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Clients Planning Education Communication 52

Zoe Financial

JANUARY 27, 2025

The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. Its about striking a balance between enjoying your retirement and ensuring long-term security.

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Harness Wealth

OCTOBER 24, 2024

What do you need to optimally complete and file your taxes? This article covers a comprehensive list of the most common forms, documents, and information needed to file taxes. If you need a cheat sheet, download our 1-page tax prep checklist. Use this tax prep checklist as a tool to save time ahead of tax filing.

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Darrow Wealth Management

DECEMBER 23, 2022

Congress is once again poised to make sweeping changes to the retirement and tax rules in the last two weeks of the year. retirement changes. In the new bill, the age when retirees must begin drawing from non-Roth tax-deferred retirement accounts would increase to 73 in 2023 and 75 in 2033. The Secure Act 2.0

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Your Richest Life

JANUARY 20, 2023

Before this change, matches on employer plans were pre-tax. Now, you can make these contributions after taxes, which means the earnings can grow tax-free. Emergency Savings Beginning in 2024, some retirement plans could add an emergency savings component. Not all businesses will have to do this, however.

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Darrow Wealth Management

MARCH 3, 2025

Taxes, fees, expenses, trading costs, etc. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan. But returns on a 100% fixed income portfolio aren’t going to meet the needs of most retirees. can all weigh on performance.

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Cordant Wealth Partners

SEPTEMBER 8, 2022

This article will discuss the key features of the Microsoft 401(k) plan, and after reading it, you should leave with a clear game plan of how to: Maximize the match (free money! ) The key benefits of any 401(k) plan (including Microsoft’s) include: Free Money : A company match on your contributions.

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Zoe Financial

MARCH 21, 2025

Published: March 21st, 2025 Reading Time: 6 minutes Written by: The Zoe Team Managing wealth involves more than just investingit requires careful planning, strategic decision-making, and a long-term vision. Tax Considerations : Identifying strategies to optimize your tax situation. What Do Financial Advisors Do?

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Random Roger's Retirement Planning

APRIL 22, 2025

With tax day having just passed, there's been a good bit of Roth IRA-related content floating around. It's probably common knowledge how they work in terms of contributions being after tax and withdrawals being tax free and that assets in traditional IRA assets can be converted into Roth assets but you have to pay the tax to do conversions.

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Good Financial Cents

JANUARY 26, 2023

The stock market has returned an average of between 9% and 11% over the past 90 years and that’s the kind of growth that you’ll need to tap into if you want to retire at 50. Your retirement plan shouldn’t be. Get in touch with an Independent Financial Professional to see if you're on track to meet your retirement goals.

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Retirement Taxes Accounting Retirement Planning 122

Nationwide Financial

JANUARY 26, 2023

Key Takeaways: 2023 could be a really good year to fund a Roth account because of low tax rates and changes to how the standard deduction, tax brackets, and retirement account contribution limits are adjusted for inflation. Plus, you’ll be increasing your tax diversification for retirement. Is there a better way?

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Accounting Retirement Taxes Retirement Planning 98

Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. The TCJA has many provisions that are set to expire (sunset) at the end of 2025. For example, in 2017, the marginal tax brackets were 10%, 15%, 25%, 28%, 33%, 25%, and 39.6%.

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Taxes Tax Planning Planning Estate Planning 52

Random Roger's Retirement Planning

MARCH 30, 2025

Is 2025 going to be a good year for SCHD as a broad based or core holding relative to other strategies or factors? There's no way to know of course but if 2025 turns out to be a bad year for the S&P 500 then there's a pretty good probability of SCHD doing better than market cap weighting (MCW) and maybe most of the other factors.

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Random Roger's Retirement Planning

MARCH 11, 2025

Another dynamic that might be weighing the stocks down is the possible ending of the carried interest tax break. How great have the returns been for the Mag 7 stocks for the last couple of years, but so far in 2025 most of them look like they are down mid-teens to mid-20's percent.

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Random Roger's Retirement Planning

MARCH 28, 2025

The tradeoff is that it usually goes down more when the market goes down including so far in 2025. PUTW has gone down less than the market in some events but has fared worse in other events including YTD 2025. It is a straightforward tries to beat the market stock picking fund which it usually does to the upside.

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Darrow Wealth Management

FEBRUARY 18, 2025

Don’t stress out about every headline, stress test your retirement plan instead.Markets move every day and the news cycle is 24-7. Even if actual average returns meet targets over time, market volatility can still derail your portfolio and retirement plans.

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Zoe Financial

MARCH 21, 2025

Published: March 21st, 2025 Reading Time: 6 minutes Written by: The Zoe Team Managing wealth involves more than just investingit requires careful planning, strategic decision-making, and a long-term vision. Tax Considerations : Identifying strategies to optimize your tax situation. What Do Financial Advisors Do?

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Financial Advisor Strategic Planning Estate Planning Retirement 45

Brown Advisory

APRIL 1, 2020

We believe that the current environment offers a number of strategic planning opportunities to improve your financial plan, enhance wealth transfers to heirs or charities, minimize the impact of income taxes and broadly help you advance your progress toward long-term goals. tax code that are not permanent.

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Brown Advisory

APRIL 1, 2020

We believe that the current environment offers a number of strategic planning opportunities to improve your financial plan, enhance wealth transfers to heirs or charities, minimize the impact of income taxes and broadly help you advance your progress toward long-term goals. tax code that are not permanent.

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Strategic Planning Planning Marketing Marketing 52

Random Roger's Retirement Planning

MARCH 9, 2025

The Wall Street Journal has an article up this weekend about investors rotating to dividend centric stocks and funds because they are doing well in 2025 as market cap weighting has struggled, especially since mid-February. The Schwab US Dividend Equity ETF (SCHD) seems to garner the most attention.

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Portfolio Numbers Insurance Taxes 52

Darrow Wealth Management

JANUARY 9, 2023

was signed into law December 29th, 2022, bringing more major changes to tax law. Here are the top five Roth-related retirement changes following the passing of Secure Act 2.0. 529 plan to Roth IRA rollovers. The individual must be the designated beneficiary of the 529 plan and move funds to a Roth IRA in their name.

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Accounting Taxes Tax Planning Distribution 59

Indigo Marketing Agency

JANUARY 3, 2025

Are you aiming to reach established business owners focused on retirement planning? Here are examples of high-value topics compared to less effective ones: Effective Topics: The Ultimate Guide to Minimizing Your Taxes for Business Owners With Fewer Than 25 Employees Are You on Track to Financial Independence As a Physician?

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Random Roger's Retirement Planning

APRIL 23, 2024

The plan is to create a futures contract based on DSPX in Q1 2025 which could then be a path to some sort of exchange traded product. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

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Zoe Financial

MARCH 19, 2025

Published: March 20th, 2025 Reading Time: 6 minutes Written by: The Zoe Team Have you ever stood in a grocery aisle, staring at a wall of options, unable to pick one? Budgeting & saving (23%): Uncertainty about creating a plan that works. Retirement Planning (22%): Fear of running out of money or not saving enough.

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Budgeting Financial Advisor Financial Guidance Retirement 40

Zoe Financial

MARCH 19, 2025

Published: March 20th, 2025 Reading Time: 6 minutes Written by: The Zoe Team Have you ever stood in a grocery aisle, staring at a wall of options, unable to pick one? Budgeting & saving (23%): Uncertainty about creating a plan that works. Retirement Planning (22%): Fear of running out of money or not saving enough.

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Budgeting Financial Advisor Financial Guidance Retirement 40

Your Richest Life

OCTOBER 15, 2024

Here are five steps to review your benefits in 2025: Review Your Benefits: Reflect on the Past Year Many people re-enroll for the same benefits year after year, but that approach might mean you’re not receiving the best possible benefits for you and your family. But if you pay it, you will receive the benefit tax-free.

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MainStreet Financial Planning

NOVEMBER 25, 2024

The IRS and Social Security Administration recently announced changes for 2025. The maximum amount of earnings subject to Social Security tax (taxable maximum) will increase to $176,100 from $168,600. The individual tax brackets for ordinary income have been adjusted by inflation.

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Random Roger's Retirement Planning

FEBRUARY 16, 2024

For example, as of yesterday the fund was long one March 2025 call on Adobe with a strike price of $711 with the stock just under $600. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. The value of the call was $5011.70 but that $5011.70

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Random Roger's Retirement Planning

DECEMBER 14, 2024

in 2025 instead of the typical 4%. Now, at the start of 2025 a $31,000 fixit comes long, plus the $40,000+/- withdrawal. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. based on expected stock market returns. Expected equals guess.

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Random Roger's Retirement Planning

OCTOBER 5, 2023

Symbol IBIA matures in 2024, IBIB matures in 2025, then every year through 2033 with symbol IBIJ. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. Lastly there's a new suite of TIPS funds from iShares.

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Clients Portfolio Accounting Taxes 75

Random Roger's Retirement Planning

MARCH 19, 2023

in 2025, 8% in 2026, 7.8% Part G Medicare, the one I believe to be the most robust supplemental plan currently costs an average of $1517/yr with projections of 10+% increases over the next few years. "Currently, retirees with modified adjusted income below $97,000 pay $1,979 a year in Part B premiums. in 2024 and 6.2%

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Food Medical Insurance Medicine 75

Nerd's Eye View

DECEMBER 30, 2024

Read More.

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