Random Roger's Retirement Planning

JULY 8, 2023

That is difficult to pull off but if you do the math on that it shows long term outperformance. That is not guessing what markets will do, that is just managing asset allocation and cash needs. Corporates bought when yields were low that are due in the 2030's are down massively. As bad as 2008 was, we're 3x from there.

Asset Allocation 74

Asset Allocation Math Portfolio Assets 74

Random Roger's Retirement Planning

JUNE 10, 2024

We've talked just a couple of times about the market becoming increasingly concentrated which just in terms of math means that a diversified strategy will lag for as long as the big names do well. I looked at the Vanguard Target Retirement 2025 (VTTVX) and the Vanguard Target Retirement 2030 (VTHRX).

Retirement 98

Retirement Asset Allocation Math Marketing 98

The Big Picture

JANUARY 21, 2025

But the numbers you can’t argue with, I mean, we all know that the brutal math of investing before costs investors collectively will earn the market return after costs. But it was a short 2030 Yeah. They will earn that market return less, whatever they’re paying. 01:04:41 [Speaker Changed] I think you’re you.

Investing 147

Investing Investments Management Retirement 147