Calculated Risk
JULY 3, 2023
I also noted: No cohort is monolithic - some people will age-in-place until they pass away, others will move in with family (or family will move in with their parents), and some will move to retirement communities. My sense is there will be a pickup in Boomers selling their homes in the 2nd half of the 2020s and lasting until 2040 or so.
Abnormal Returns
FEBRUARY 4, 2023
axios.com) Energy The state of Minnesota is set to go to 100% carbon-free electricity by 2040. washingtonpost.com) How to achieve functional longevity in retirement. (ft.com) More U.S. airports are using swoop landings vs. staircase descents, and why it matters. wsj.com) More evidence that air pollution negatively affects cognition.
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Random Roger's Retirement Planning
DECEMBER 20, 2023
Yet another piece from Yahoo Finance about the jackpot that Gen-X is in when it comes to being able to retire. Someone who is today 50 making $75,000 (I saw that as an average salary in some article recently), wanting to retire at 67 in 2040 can expect to get $26,596 ($2133/mo) from Social Security in today's dollars.
Random Roger's Retirement Planning
APRIL 22, 2024
An individual 20 year treasury bond bought when yields were at their lowest will return 100 cents on the dollar when it matures in 2040. Bond funds have no par value to return to which might make them worse than individual bonds. There is nothing that says TLT must get back to the $171 dollars it traded at in 2020.
WiserAdvisor
FEBRUARY 21, 2023
is expected to have an astounding 80 million older people aged 65 and above by 2040. This is a common way to target an individual’s retirement savings. Retirement savings are a limited pool of money, and keeping track of expenditure can ensure optimal utilization and establish sensible spending habits.
Random Roger's Retirement Planning
SEPTEMBER 27, 2023
If you have bonds that mature in 2035 or 2040, maybe they haven't done what you would have hoped for but in terms of figuring out what to do, you're in a bad spot. Then make sure things are generally behaving as you think they should. Any that are not doing what they "should," why aren't they and then figure out what to do.
WiserAdvisor
MAY 3, 2023
Consider buying disability insurance According to the Social Security Administration, about one in four 20-year-olds will become disabled before reaching retirement age. Invest in long-term care insurance It is projected that by 2040, about one in five Americans will be 65 or older. becomes critical.
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