2040 Retirement Retirement Planning 
Random Roger's Retirement Planning
APRIL 22, 2024
An individual 20 year treasury bond bought when yields were at their lowest will return 100 cents on the dollar when it matures in 2040. Bond funds have no par value to return to which might make them worse than individual bonds. There is nothing that says TLT must get back to the $171 dollars it traded at in 2020.
Random Roger's Retirement Planning
SEPTEMBER 27, 2023
If you have bonds that mature in 2035 or 2040, maybe they haven't done what you would have hoped for but in terms of figuring out what to do, you're in a bad spot. Then make sure things are generally behaving as you think they should. Any that are not doing what they "should," why aren't they and then figure out what to do.
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Random Roger's Retirement Planning
DECEMBER 20, 2023
Yet another piece from Yahoo Finance about the jackpot that Gen-X is in when it comes to being able to retire. Someone who is today 50 making $75,000 (I saw that as an average salary in some article recently), wanting to retire at 67 in 2040 can expect to get $26,596 ($2133/mo) from Social Security in today's dollars.
WiserAdvisor
MAY 3, 2023
Consider buying disability insurance According to the Social Security Administration, about one in four 20-year-olds will become disabled before reaching retirement age. Invest in long-term care insurance It is projected that by 2040, about one in five Americans will be 65 or older. becomes critical.
Random Roger's Retirement Planning
DECEMBER 28, 2024
It would take an extreme move up in rates to cause a big move in the price of a two year instrument, very extreme, but if that happened, the time needed to bail you out would be very short as opposed to be far underwater on an issue that matures in 2035 or 2040. The argument I've been making has been simpler.
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