Investing Caffeine

JANUARY 2, 2024

The economy remains strong, unemployment remains low, AI (Artificial Intelligence) applications are improving worker productivity, trillions of potential stock market dollars remain on the sidelines in money market accounts, and corporate profits have resumed rising near all-time record levels (see chart below).

Economy 98

Economy CFP Accounting Investments 98

International College of Financial Planning

DECEMBER 29, 2024

As markets evolve and client needs become more sophisticated, the demand for qualified financial planners continues to grow exponentially. Understanding the Value of Financial Planning Education Financial markets are becoming increasingly intricate, requiring professionals to stay ahead through continuous learning and development.

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CFP Financial Planning Planning Certification 52

eMoney Advisor

MARCH 21, 2023

Historically, staying the course and following a financial plan has outperformed rash investment decisions when there are times of uncertainty in the financial market. 1 But as the market ups and downs that began back in 2020 have persisted, there are forces of human nature that can cause clients to act rashly.

Financial Planning 72

Financial Planning Planning Marketing Marketing 72

Fortune Financial

SEPTEMBER 25, 2023

Your risk tolerance will influence your investment strategy and asset allocation. Incomes and Expenses Evaluate your current financial situation. Chartered Financial Analyst (CFA) CFAs are experts in investment management and analysis. Certified Public Accountant (CPA) CPAs specialize in tax planning and accounting.

Wealth Management 59

Wealth Management Management Risk Tolerance Retirement Planning 59

Brown Advisory

NOVEMBER 29, 2016

Alternatively, nonprofits can boost potential portfolio returns, which often means tolerating more risk and illiquidity, through a recalibration of asset allocation— the single biggest driver of long-term gains. Reassess asset allocation. Consider changes to portfolio construction. and Germany—have fueled volatility.

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Nonprofit Asset Allocation Portfolio Budgeting 52

Investing Caffeine

MAY 3, 2023

Are you overly concentrated in one asset class, sector, or individual security? If you are over-tilted on one side of your financial boat, it could tip over. Risk Tolerance: What is your asset allocation? Tax Planning: Are you maximizing your tax-deferred investment accounts?

Retirement 59

Retirement Retirement Planning Financial Advisor Planning 59

Fortune Financial

SEPTEMBER 25, 2023

Your risk tolerance will influence your investment strategy and asset allocation. Incomes and Expenses Evaluate your current financial situation. Chartered Financial Analyst (CFA) CFAs are experts in investment management and analysis. Certified Public Accountant (CPA) CPAs specialize in tax planning and accounting.

Wealth Management 52

Wealth Management Management Risk Tolerance Retirement Planning 52

Investing Caffeine

MARCH 1, 2022

Source: The Financial Times (2/24/22). Ukraine accounts for about only 0.14% of total global GDP (i.e., When it comes to energy production however, Russia is more than a rounding error because the country accounts for about 11% of global energy production ( #3 country globally behind the United States and Saudi Arabia).

Economics 59

Economics Accounting Advertising CFP 59

Investing Caffeine

MARCH 1, 2024

Young investors generally can take on more risk, while retirees often should be more conservative in their asset allocation, especially if they need liquidity from their investments to fund their living expenses and lifestyle. Similarly, it wouldn’t make sense for the gold-medalist Olympian to train on the flat beginner runs.

Taxes 52

Taxes Risk Tolerance Retirement Investing 52

WiserAdvisor

MARCH 19, 2024

Rich individuals do not simply hoard their money in bank accounts. Instead, they strategically allocate their funds to investments that have the potential to generate high returns over time. These investments serve not only to grow their wealth but also to protect it against market volatility and economic downturns.

Investments 45

Investments Investing Financial Advisor Taxes 45

Investing Caffeine

OCTOBER 2, 2023

Source: Trading Economics As long as consumers continue to hold a job, they will continue spending to buoy economic activity – remember, consumer spending accounts for roughly 70% of our country’s economic activity. rate (see chart below).

Economics 52

Economics Economy CFP Government 52

Brown Advisory

NOVEMBER 12, 2019

THE “JAPANIFICATION” QUESTION Investors who were active in the late 1980s will recall that asset prices in Japan reached extreme levels as money poured into the country from all over the world, propelled by extraordinary economic growth. financial markets, to be a global leader for more than a century.

Investments 52

Investments Investing Assets Economics 52

Brown Advisory

NOVEMBER 12, 2019

Investors who were active in the late 1980s will recall that asset prices in Japan reached extreme levels as money poured into the country from all over the world, propelled by extraordinary economic growth. financial markets, to be a global leader for more than a century. Among these are: Steady increases in the national debt.

Investments 52

Investments Investing Assets Economics 52

Investing Caffeine

JANUARY 23, 2024

We will delve into a comprehensive market update. Unlock valuable insights at our upcoming webinar: The Keys to ’23 & What’s in Store for ’24! Tuesday, January 30th at 12:00 PM Join us by registering here: [link] Don’t miss out on the latest trends and expert discussions. Register now!

Marketing 52

Marketing Marketing Asset Allocation Banking 52

Investing Caffeine

JANUARY 19, 2024

Drawing from professional and personal life lessons, Wade shares his knowledge about navigating market trends, building investment strategies, and also discuss the books he has authored.

Management 52

Management Investing Investments Marketing 52

WiserAdvisor

JANUARY 23, 2024

It is crucial to note that tax-loss harvesting is not about avoiding certain asset classes that are not doing well. Instead, it is a strategic approach to maintaining your overall asset allocation and rebalancing goals while taking advantage of tax benefits.

Financial Advisor 40

Financial Advisor Risk Tolerance Communication Taxes 40

WiserAdvisor

JANUARY 8, 2023

A lot of investors use the New Year to review their portfolios, change asset allocations, and prepare for the coming months. This is the right time to find out about future investment trends and concerns that may impact you financially. Need a financial advisor? SPONSORED. .

Financial Advisor 40

Financial Advisor Investing Investments Portfolio 40

WiserAdvisor

FEBRUARY 12, 2024

Asset allocation is the primary building block of any investment strategy. It is the process of spreading investments across various asset classes to optimize the balance between risk and potential returns. Below are the key terms associated with asset allocation.

Asset Allocation 45

Asset Allocation Assets Risk Tolerance Portfolio 45

The Big Picture

MARCH 5, 2024

I graduated economics with, with a lot of coursework in accounting and finance. It was 16 hour days and it was six or seven days a week, but you really got to learn the financial markets there. So they’d give individual asset allocation to people and they’d go invest their money.

Banking 148

Banking Portfolio Assets Investments 148

The Big Picture

AUGUST 20, 2024

We ended up buying, this is one of the wonderful things about financial markets and degrees of completeness. And so I’m gonna own this in a 401k, it’ll be a mutual funds in a taxable account. People earn wages, whether it’s a retirement account or a tax deferred account or just an investment account.

Assets 174

Assets Management Portfolio Marketing 174

The Better Letter

OCTOBER 5, 2023

However, as Mandelbrot is careful to emphasize, it is empty hubris to think that we can somehow master market volatility. When one looks closely at financial-market data, seemingly unexplained accidents routinely appear. The financial markets are inherently dangerous places to be, Mandelbrot stresses.

Insurance 112

Insurance Food Asset Allocation Retirement 112

Investing Caffeine

JULY 5, 2023

Throughout history the prominent Wall Street mantra has been, “Don’t fight the Fed.” In essence, the credo instructs investors to sell stocks when the Federal Reserve increases its Federal Funds interest rate target and buy stocks when the Fed cuts its benchmark objective.

Accounting 52

Accounting CFP Investments Investing 52

Investing Caffeine

NOVEMBER 1, 2023

From an economic standpoint, the combined economic output of Israel/Gaza Strip accounts for around ½ of 1% of global GDP ( see chart below – small slivers in the blue section ). From an economic standpoint, the war’s financial impact is even smaller – a rounding error. inverted yield curve) – see table below.

Marketing 52

Marketing Marketing Economics Accounting 52

Investing Caffeine

FEBRUARY 1, 2024

When it comes to the financial markets, money continues to go where it is treated best. Sure, we have no shortage of problems or challenges, but where else are you going to put your life savings?

Government 52

Government CFP Investments Investing 52

Brown Advisory

JUNE 16, 2016

As we write this letter, financial markets are grappling with plenty of controversy and uncertainty, from the aftershocks of the dramatic fall in oil prices, to the potential impact of a British exit from the EU, to the implications of the pending U.S. Re-examine asset allocation, expected income and principal return expectations.

Planning 52

Planning Taxes Assets Clients 52

The Big Picture

JUNE 13, 2023

RITHOLTZ: (LAUGHTER) CHABRAN: And find a reason why they would allocate there. So I think we’ve now entered a period where we have to swallow this whole mispriced, over-levered assets out there. So I’m actually very optimistic that all asset owners, asset allocators, the one can be nimble.

Banking 148

Banking Assets Investments Investing 148

The Big Picture

MARCH 26, 2024

I mean, he was essentially market timer, for a lack of a a better word. He wasn’t tactical asset allocator. 00:11:43 [Speaker Changed] And one of the more rare successful market times 00:11:47 [Speaker Changed] Unbelievably successful. We’re not market timers, we’re not traders in my personal account.

Marketing 148

Marketing Marketing Investments Investing 148

The Big Picture

MAY 21, 2024

Unfortunately, nobody has the luxury of picking stocks for a 10 year period anymore, except for in, you know, our personal accounts. 00:56:42 [Speaker Changed] Well, if you remember back during the financial crisis when everybody had to mark to market, even things held to maturity that were under order, they had a mark to market.

Numbers 148

Numbers Management Banking Marketing 148

The Big Picture

JUNE 3, 2024

They ended up going back to a school in LA called Claremont, and they had a financial engineering program there. And so I worked a lot on the asset allocation side. Again, as I said, we’ve worked in asset allocation. I mean, I have a degree in financial engineering and I took one accounting course, right?

Math 148

Math Marketing Marketing Engineering 148

The Big Picture

JANUARY 31, 2023

But, yeah, I mean, you know, we started that account maybe in 2015. And so I would do a lot of marketing for equity accounts at Merrill. I mean, back in the ‘80s, I mean, research analysts would figure out what the Fed did three weeks ago, right, based on what was going on in the money markets. And so that got me going.

Economics 148

Economics Economy Marketing Marketing 148