WiserAdvisor

DECEMBER 2, 2022

When investors create an investment portfolio, they consider several factors, like risk, asset class, inflation, etc., However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. If not allocated efficiently, you may become subject to a slew of taxes and other charges.

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Asset Allocation Assets Portfolio Risk Tolerance 52

A Wealth of Common Sense

AUGUST 22, 2024

Callie Cox, our new Chief Market Strategist at Ritholtz Wealth, joined me on the show this week to discuss questions about the potential for a recession, what the Fed should do now, going all in on the Nasdaq 100 in your retirement accounts and how markets move in off hours. Further Reading: What’s the Worst Long-Term Return For U.S.

Portfolio 136

Portfolio Retirement Accounting Marketing 136

Random Roger's Retirement Planning

MARCH 21, 2025

One of the pre-market Bloomberg emails gave a positive mention to the Cambria Global Asset Allocation ETF (GAA) because it is up in what of course has been a tough tape for equities this year. It is an interesting asset allocation that targets 40% in equities, 40% in fixed income and 20% in alternatives.

Asset Allocation 52

Asset Allocation Portfolio Assets Numbers 52

MainStreet Financial Planning

MARCH 12, 2025

Reevaluate Your Asset Allocation If watching your investment portfolio fluctuate causes anxiety, your current allocation might be too aggressive. You can reduce your stock exposure and increase investments in fixed income options, such as cash or bonds, within tax-advantaged accounts (like a 401(k), IRA, or Roth IRA).

Economics 56

Economics Asset Allocation Financial Planning Taxes 56

Abnormal Returns

JULY 26, 2022

alphaarchitect.com) Performance The performance of tactical asset allocation mutual funds has been no great shakes. morningstar.com) How have multi-factor portfolios performed in practice. evidenceinvestor.com) Research The accounting treatment of intangible investments is too conservative.

Risk Management 130

Risk Management Management Asset Allocation Media 130

A Wealth of Common Sense

JANUARY 19, 2023

A reader asks: Is it crazy to be 100% in stocks from age 32 to sometime in my 50s for my retirement accounts? And another reader asks a similar question: I don’t get why people work a 30+ year career while investing in stocks only to glide path into a heavier bond allocation around retirement.

Portfolio 145

Portfolio Retirement Accounting Investing 145

A Wealth of Common Sense

FEBRUARY 16, 2024

Early on in my savings journey I prioritized tax-deferred retirement accounts over all else. I like the ease and simplicity of 401k contributions coming out of my paycheck before it ever even touches my checking account. It’s easy to automate. Plus, I like the fact that it’s difficult to get the money out of these ac.

Portfolio Management 133

Portfolio Management Retirement Planning Portfolio Management 133

The Chicago Financial Planner

FEBRUARY 5, 2022

What impact have the solid stock market gains of the past three years had on your portfolio? Perhaps it’s time to rebalance and to rethink your ongoing asset allocation. Solid, well-managed active funds can also contribute to a well-diversified portfolio. View all accounts as part of a total portfolio.

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Investments Investing Financial Planner Risk Tolerance 184

International College of Financial Planning

MARCH 12, 2025

What to Do Instead: Stick to fundamentals: Learn about asset allocation, risk management, and diversification before investing. Keep it separate: Use a high-interest savings account or liquid mutual fundsbut not your main spending account. Use it only for real emergencies: If you have to ask, Is this an emergency? ,

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Financial Planning Planning Asset Allocation Financial Advice 52

The Big Picture

MAY 9, 2023

And my dad had always said, as many young kids get this advice, doctor, lawyer, accountant, engineer. SALISBURY: And accountant seemed like a reasonable option. And I kind of stumbled my way into accounting. That background of being an accountant was just great bedrock training. RITHOLTZ: Sure. Very different fields.

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Darrow Wealth Management

OCTOBER 29, 2024

Rebalancing your 401(k) and investment portfolio is an important part of a successful investment strategy. Your asset allocation is the percentage of your portfolio that you distribute between different asset classes, like stocks and bonds. Why do you need to rebalance your portfolio? Why does this matter?

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Asset Allocation Accounting Risk Tolerance Portfolio 72

Carson Wealth

MARCH 7, 2024

Let’s look at a few of the starting points today for a healthy retirement savings portfolio. Most individuals choose to have a certain amount of money transferred from each paycheck directly into their investment accounts so they don’t even have the option to spend it. Contributions are taxed on the way in with these accounts.

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Retirement Planning Retirement Planning Risk Tolerance 143

Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. This shift would have resulted in a riskier portfolio with increased volatility.

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Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook mhannan Fri, 03/18/2022 - 06:42 Markets have been unsteady at the start of 2022, driven by geopolitical tensions, inflation, and concerns about equity valuations. The war in Ukraine is causing even more uncertainty. Rodrigo is now available. All investments involve risk.

Asset Allocation 52

Asset Allocation Assets License Investments 52

Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook. Our CIOs recently discussed current market conditions, how we are positioning portfolios, and an array of other topics such as major trends in technology across public and private markets, inflationary dynamics, sustainable investing, the outlook for China, and more.

Asset Allocation 52

Asset Allocation Assets License Investments 52

A Wealth of Common Sense

JULY 13, 2023

All of my investment accounts are 100% invested in stocks. The one thing I have a hard time finding a tried and true answer on when I do research is how to best allocate my stock investments among large-cap, mid-cap, international, emerging markets, etc. A reader asks: I am a 34-year-old with a high risk tolerance.

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Risk Tolerance Investing Investments Portfolio 98

Random Roger's Retirement Planning

DECEMBER 22, 2023

With that preamble, I started thinking about the 75/50 portfolio that I first started writing about during the Financial Crisis. I've mentioned 75/50 a couple of times in passing but the big idea was to create a portfolio that captures 75% of the upside of the equity market with only 50% of the downside. ARBFX 3.7%

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Portfolio Asset Allocation Accounting Management 74

Harness Wealth

JANUARY 29, 2025

This type of strategy typically involves selling underperforming investments at a loss to offset capital gains (or ordinary income) to optimize portfolio returns. Portfolio rebalancing: Selling underperforming assets helps investors maintain an optimal asset allocation.

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Taxes Assets Sales Portfolio 52

A Wealth of Common Sense

SEPTEMBER 7, 2023

A reader asks: My job is to run a concentrated 20 company portfolio (all listed companies, buy and hold, long term horizon etc.). I also have a small personal investment account. I get a base salary and a bonus for performance. So a good amount of my annual earnings are tied to the performance of the companies I pick.

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Investing Investments Management Accounting 142

The Chicago Financial Planner

NOVEMBER 8, 2021

During the financial crisis there were many stories about how our 401(k) accounts had become “201(k)s.” However, some of the folks who experienced losses well in excess of the market averages were victims of their own over-allocation to stocks. This is the time to review your portfolio allocation and rebalance if needed.

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Retirement Marketing Marketing Financial Planner 130

Random Roger's Retirement Planning

MARCH 30, 2025

For the last couple of years, I think a lot of people gravitated to just using market cap weighted in their accounts, that seems like it has been the conversation and for 2023 and 2024 the returns for MCW have been great. Speaking of AI, Grok seems to like the portfolio. MCW also did great in 2021, 2020 and 2019.

Portfolio 59

Portfolio Asset Allocation Marketing Marketing 59

Random Roger's Retirement Planning

MARCH 30, 2024

I stumbled into some content about model ETF portfolios including one interesting portfolio that was comprised of ETFs that I'd mostly never heard of. It was impressive that the portfolio was not just a collection of the largest Vanguard, iShares or Schwab ETFs. The above goes back to GHTA's inception.

Asset Allocation 96

Asset Allocation Portfolio Assets Management 96

Zoe Financial

MARCH 21, 2025

Managing Market Volatility Market fluctuations can impact your portfolio and long-term goals. Provide insights on asset allocation and risk management. Their role includes: Providing accountability Keeping you focused on long-term goals. Optimizing tax-efficient retirement income. Ready to Grow Your Wealth?

Financial Advisor 40

Financial Advisor Strategic Planning Estate Planning Retirement 40

MainStreet Financial Planning

DECEMBER 20, 2023

Beef up your emergency fund – A good rule of thumb is to have between 3-6 months’ worth of expenses set aside in a high-yield savings account. The catch-up contribution (available for anyone over age 50) remains the same at $7500 for elective deferral account and $1k/year for Traditional and Roth IRAs.

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Risk Tolerance Budgeting Asset Allocation Portfolio 97

Discipline Funds

AUGUST 2, 2024

What Does it Mean for Your Portfolio? As you might know, I am a big fan of asset/liability matching strategies and what I call Defined Duration investing. This creates a super robust and diversified portfolio that communicates, with greater certainty, how your portfolio matches your financial needs.

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Financial Planning Assets Asset Allocation Economy 115

WiserAdvisor

APRIL 25, 2023

When investing in a 401(k), one of the most important decisions you can make is how often to rebalance your portfolio. Many people invest in their company-sponsored 401(k)s but only sometimes take the time to review the investments within the account. This article will explore how often to rebalance your 401(k).

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Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

Random Roger's Retirement Planning

MAY 12, 2024

Something like NVDY could fit into certain portfolios I suppose but it is hard to argue it is a proxy for NVDA, but it does benefit from NVDA's volatility. A reader left a comment with the following portfolio equally weighted at 25%. LCSIX is a multi-manager fund which probably accounts for some of its 2.18% expense ratio.

Asset Allocation 98

Asset Allocation Portfolio Management Assets 98

WiserAdvisor

SEPTEMBER 8, 2022

This is why portfolio risk management can be very critical. However, it is crucial to understand how to manage portfolio risk and what can trigger it. What is portfolio risk? In the case of an investment portfolio, risk refers to the likelihood of your combination of assets and investments not meeting your financial goals.

Risk Management 52

Risk Management Portfolio Management Asset Allocation 52

Truemind Capital

MAY 19, 2020

In this blog, I am going to give you insights on the important aspects of investment management employed by the best investors and how we can use them to maximize our portfolio returns besides minimizing the risk. Use tactical allocation to make your portfolio future-ready. They don’t fight the forces, they use them.

Portfolio 52

Portfolio Asset Allocation Valuation Investments 52

Darrow Wealth Management

JANUARY 30, 2023

The age when retirees must begin drawing from non-Roth retirement accounts increases to 73 in 2023, then 75 in 2033. Those born between 1951 – 1959 can delay taking money from retirement accounts in their own name until 73. Remaining funds can be invested in a brokerage account. The Secure Act 2.0

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Distribution Tax Planning Retirement Taxes 95

Good Financial Cents

JUNE 11, 2023

One thing that I have craved for investors is a tool that allows you to sync all your financial accounts – your investment portfolio, checking and savings accounts, credit cards and other loan accounts – in one place, and then provides an investment-related analysis of your entire portfolio.

Management 80

Management Investments Investing Accounting 80

James Hendries

JULY 13, 2022

Increased equity exposure in tactical asset allocation from 62% to 65%. Reduced low duration core bond allocation and increased allocation to small cap equities. The Strategic and Tactical Asset Allocation Committee (STAAC) changed its recommended asset allocation for July, shifting from core bonds to small cap equities.

Portfolio 52

Portfolio Asset Allocation Taxes Investment Advisor 52

Sara Grillo

AUGUST 25, 2023

I created this list of financial advisors for small accounts (less than $300,000 in assets) because there are alot of schmucks out there hawking crap products to people with portfolio of this size, and I don’t think it’s fair. Transform Retirement www.transformretirement.com Avg account size: Approx.

Financial Advisor 52

Financial Advisor Accounting License Financial Planning 52

The Big Picture

JANUARY 21, 2025

You would offer three of their stock picks where they were probably touting stocks they wanted to unload from their portfolio. You just needed a brokerage account. 00:12:41 [Speaker Changed] If nothing in your portfolio is performing badly, you’re not diversified. Hey, but that’s the, what’s the old joke?

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Investing Investments Management Retirement 147

WiserAdvisor

DECEMBER 3, 2023

Creating a well-diversified portfolio is a pivotal task in investing. However, your work is far from complete, even after drafting a diversified portfolio. It is also essential to recheck your allocation from time to time. Rebalancing is a critical step that can help you optimize your portfolio’s performance.

Portfolio 52

Portfolio Risk Tolerance Asset Allocation Financial Advisor 52

Random Roger's Retirement Planning

AUGUST 27, 2022

A point we've been making here for ages is that with an adequate savings rate, appropriate asset allocation and the ability to avoid succumbing to panic, an investor should be able to have retirement plan success as defined above. They've generally captured what the market has done since the inception of the account.

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Asset Allocation Retirement Portfolio Retirement Planning 75

James Hendries

AUGUST 15, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) made no changes to its recommended asset allocation for August. Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. We could see a retest of 3.5%

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Portfolio Asset Allocation Taxes Investment Advisor 52