Investment Writing

FEBRUARY 6, 2024

“Do I need to use the ® mark with my CFP designation”? This question spurred me to do some research on whether one must always write “CFP ®.” In fact, I rarely included an interviewee’s CFP designation because space was tight. Here’s the CFP Board’s response to my tweet on the topic.

CFP 103

CFP Certified Financial Planner Advertising Financial Planner 103

Nerd's Eye View

APRIL 28, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" — this week’s edition kicks off with the news that following previous guidance regarding obligations under Regulation Best Interest (Reg BI) regarding account recommendations and conflicts of interest, the SEC released a new bulletin this week focusing on the duty (..)

Financial Planner 246

Financial Planner Certification Retirement Planning Retirement 246

Million Dollar Round Table (MDRT)

AUGUST 14, 2022

For Adam Llewellyn Morse, CFP , a nine-year MDRT member from Melbourne, Victoria, Australia, that means verbalizing the things he is going to do and giving team members a chance to articulate what they need him to do. “As So actually be accountable to the rest of your team and have them rely on you to get things done.

Accounting 98

Accounting CFP Clients Management 98

Walkner Condon Financial Advisors

SEPTEMBER 2, 2022

There are many types of accounts for individuals to employ as part of their saving and investment plan – IRAs, HSAs, FSAs, 529 plans, and more. However, there is one account that we haven’t covered before and doesn’t get a lot of attention when considering the alphabet soup of account types – an ABLE account.

Accounting 98

Accounting Financial Advisor Certification CFP 98

Nerd's Eye View

JULY 12, 2022

Kamila is the CEO and Founder of Collective Wealth Partners, an independent RIA based in Atlanta, Georgia, that oversees nearly $25 million in assets under management for almost 175 client households.

Financial Advisor 246

Financial Advisor CFP Clients Financial Planning 246

Nerd's Eye View

APRIL 4, 2024

In other professional industries like accounting and law, the training and development of newly minted CPAs and attorneys are often provided by the largest firms who hire and train in bulk each year, knowing full well that many new hires will move on in just a few years.

Financial Planner 246

Financial Planner CFP Professional Services Financial Planning 246

Nerd's Eye View

AUGUST 11, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Massachusetts Secretary of the Commonwealth has launched an investigation into how investment firms are using artificial intelligence-enabled technologies, echoing concerns expressed by the SEC that these tools could be used (..)

Financial Planner 242

Financial Planner Certification CFP Clients 242

Nerd's Eye View

JULY 9, 2024

We also talk about how Alex's firm now segments clients into 5 service tiers based on their assets under management and revenue (and the actual differences in services the firm provides to clients at each level), how Alex tracks his clients' individual preferences to create what he calls "Wow Factors", such having their favorite soda on the table when (..)

Financial Advisor 245

Financial Advisor Clients CFP Planning 245

Nerd's Eye View

FEBRUARY 2, 2024

Also in industry news this week: A recent study from advisor digital marketing firm Snappy Kraken suggests firms that invest in Search Engine Optimization (SEO), have a regular cadence of emails to their subscriber list, and include video content in these messages tend to get greater returns from their marketing efforts CFP Board has created a guide (..)

Financial Planner 246

Financial Planner Compliance CFP Clients 246

Darrow Wealth Management

NOVEMBER 4, 2024

Consider this: you walk into a Bank of America branch and ask for the best type of savings account on the market. Would you expect them to suggest one of their accounts or tell you to go online and open a high-yield savings account with a competitor? You can search for CFP® professionals here.

Financial Advisor 61

Financial Advisor Certified Financial Planner Fiduciary Duty Fee Only 61

Tobias Financial

DECEMBER 15, 2024

Our CEO, Marianela Collado, CPA/PFS, CFP, CDS is an example of how this combination of skills can benefit clients. Advisors who have knowledge of tax laws alongside financial planning can help avoid potential pitfalls, improve tax efficiency, and ensure each decision aligns with long-term objectives.

Financial Advisor 52

Financial Advisor Certified Financial Planner Financial Planning CFP 52

Steve Sanduski

NOVEMBER 12, 2024

Sometimes we put our CFP hat on and say, yes, I can solve those problems for you. The post Brighton Jones’s Carley Dillon on Achieving 15% Annual Organic Growth, Holding Team Members Accountable to Hitting Metrics, and Delivering “Wealth Alignment” appeared first on Steve Sanduski.

Accounting 52

Accounting Clients Financial Advice Estate Planning 52

International College of Financial Planning

SEPTEMBER 7, 2024

Whether you are already a professional in the financial sector or just beginning your journey, earning the Certified Financial Planner (CFP®) designation can be a game-changer. The CFP® Fast Track course offers a quick, efficient pathway to certification, allowing you to accelerate your career in the financial planning industry.

CFP 52

CFP Certification Certified Financial Planner Financial Planning 52

eMoney Advisor

DECEMBER 20, 2022

A recent announcement regarding cryptocurrency from the CFP Board provided advice on crypto-related investments stating CFPs® are neither required nor prohibited from providing advice related to cryptocurrency, but “should do so with caution.” The CFP Board stated the risks as follows in its communication.

CFP 62

CFP Fiduciary Duty Financial Advice Financial Advisor 62

International College of Financial Planning

SEPTEMBER 23, 2024

One of the fastest and most respected ways to enter this field is through the CFP® challenge pathway. This program offers a streamlined route to earning the prestigious Certified Financial Planner (CFP®) certification, especially for experienced professionals or those with advanced qualifications in finance. Let’s dive in.

CFP 52

CFP Certified Financial Planner Certification Financial Planner 52

International College of Financial Planning

DECEMBER 29, 2024

The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. The CFP certification prepares professionals for these challenges through rigorous training and practical application.

CFP 52

CFP Financial Planning Planning Certification 52

International College of Financial Planning

OCTOBER 26, 2023

A CFP® professional will critically assess the client’s current investments, suggesting modifications to ensure they resonate with the overarching financial strategy. Empowerment Through Education A quintessential trait of genuine CFP® professionals is their commitment to enlightening the clients.

Estate Planning 52

Estate Planning CFP Certification Certified Financial Planner 52

Million Dollar Round Table (MDRT)

JULY 24, 2022

Inflation has devastating effects on our clients’ savings and investment accounts, and advisors must help them understand why it is a major factor behind our advice to allocate a portion of their core assets to equities. By Richard Dobson Jr., So how can we best communicate the risk of inflation to our clients and prospects? Keep it simple.

CFP 98

CFP Communication Clients Accounting 98

Tobias Financial

AUGUST 17, 2023

Are you considering opening a certificate of deposit (CD) account? Our CEO, Marianela Collado , CPA/PFS, CFP®, CDS®, was recently quoted in MarketWatch sharing her insights on the process of opening a CD account. It’s always good to know why you are investing in a CD and whether that helps you reach your long-term goals.”

Certification 52

Certification Accounting CFP Investing 52

Nerd's Eye View

FEBRUARY 21, 2023

In this episode, we talk in-depth about how after a few mentors in China suggested that Danqin look into private banking and wealth management (as they felt it better suited her than her initial accounting major), she began Googling potential career paths in China but instead came across the CFP Board website and immediately connected with the description (..)

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

MainStreet Financial Planning

JANUARY 31, 2025

Cash: Once we started considering a kitchen remodel, we began funneling all discretionary funds into our high-yield savings account. The post How a CFP Finances a Home Project appeared first on MainStreet Financial Planning. With interest rates on the higher side, I did not want to add interest to the project costs.

CFP 52

CFP Budgeting Planning Financial Planning 52

Million Dollar Round Table (MDRT)

MAY 7, 2023

By Adam Thomas Rex, CFP, AIF I think our best innovation recently has been related to the planning arc of our business. You need to be saving into a tax-preferred type of account.” “ You need an emergency fund, and you to be paying down your mortgage.” We’ve partnered with John on that end, who is a retired CFP.

CFP 98

CFP Financial Planner Retirement Planning Retirement 98

Million Dollar Round Table (MDRT)

JUNE 4, 2024

Forte, FCII, CFP There should always be a holistic nature to financial planning. They will inevitably say, “Well, I moved home a year ago; I used this great lawyer,” or, “I work very closely with my accountants and they’re really good.” By Alessandro M. It’s a call or two you can then make the next day.

Professional Services 99

Professional Services CFP Insurance Financial Advice 99

Your Richest Life

OCTOBER 31, 2022

Beyond a 401(k,) there are some other accounts that can boost your finances in retirement: Solo 401(k) – If you’re self-employed, a Solo 401(k) can get you many of the benefits of an employer’s 401(k) plan. You can open this account with a brokerage firm, and then you can buy and sell investments like mutual funds and ETFs.

Retirement 110

Retirement Accounting Taxes Retirement Planning 110

Walkner Condon Financial Advisors

FEBRUARY 28, 2023

These funds should be held in a liquid account that can be easily accessed in case of a sudden emergency or unexpected expense. However, not all savings accounts are created equal. In the environment we are in now, with inflation being as high as it is, you are losing money if you are sitting on a large pile of cash in a bank account.

Accounting 98

Accounting Banking Certification Financial Advisor 98

Darrow Wealth Management

JANUARY 9, 2023

Among the most notable changes include a significant step towards ‘Rothification’ through expanded use, new requirements, and even a way to move money from college savings accounts to a Roth IRA. 5 new changes to Roth accounts in Secure Act 2.0. The 529 account must have been opened for at least 15 years.

Accounting 59

Accounting Taxes Tax Planning Distribution 59

MainStreet Financial Planning

JANUARY 18, 2023

That is why your retirement savings plan is a priority. Make sure that you are making regular annual contributions to your employer sponsored retirement plan at work or other retirement account before you even consider saving for your kids’ college education. Will you help with an undergraduate degree only? Open a parent owned 529 plan.

Education 52

Education CFP Retirement Planning 52

Darrow Wealth Management

FEBRUARY 13, 2025

Ask for referrals Asking friends, family, coworkers, an accountant, or personal lawyer for a referral can be one of the most effective ways to find a fee-only financial advisor. The CERTIFIED FINANCIAL PLANNER professional (also CFP professional) designation is often considered the gold standard for financial planners.

Fee Only 52

Fee Only Financial Advisor Financial Planner Certified Financial Planner 52

Sara Grillo

AUGUST 25, 2023

I created this list of financial advisors for small accounts (less than $300,000 in assets) because there are alot of schmucks out there hawking crap products to people with portfolio of this size, and I don’t think it’s fair. Transform Retirement www.transformretirement.com Avg account size: Approx. Three Creeks Capital – Ryan A.

Financial Advisor 52

Financial Advisor Accounting License Financial Planning 52

Carson Wealth

JULY 12, 2022

CFP ® – CERTIFIED FINANCIAL PLANNER. Using the CFP ® designation behind your name requires three years of experience, taking courses in financial planning, investments, risk management, estate planning, retirement planning, education planning and psychology. Only a Certified Public Accountant (CPA) can hold a PFS designation.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

Your Richest Life

JUNE 3, 2024

The truth is, only good things can come from looking at all your accounts, your spending, your savings, etc., And you work that into your budget to make sure you’re allocating more funds to those accounts for the rest of the year. Note: You can enroll or change what you’re contributing to your retirement accounts throughout the year.

Budgeting 97

Budgeting Taxes Retirement CFP 97

Your Richest Life

JANUARY 4, 2023

You also want to avoid keeping it in your main checking account. Those accounts also don’t typically yield much growth on your investment. . Try a high-yield savings account. It’s safe, accessible, and typically has a higher interest rate than your average savings account. . About Your Richest Life.

Accounting 105

Accounting Fee Only Financial Planning CFP 105

Validea

DECEMBER 14, 2022

By Jack Forehand, CFA, CFP® ( @practicalquant ) —. One of the behavioral problems I suffer from is my inability to avoid checking my accounts. When you take a step back and think about it, checking your accounts regularly doesn’t really serve much of a purpose. Have a Small Side Account. Look Less Often.

Accounting 127

Accounting Portfolio CFP Investing 127

Your Richest Life

MARCH 31, 2023

The FDIC insures up to $250,000 per depositor, per insured bank, for each account ownership category. Accounts with less than that amount should be protected in the event of a bank failure. If you have more than $250,000 in any account (or $500,000 in a joint account,) it’s very important to diversify where your money is stored.

Banking 105

Banking Insurance Accounting Fee Only 105

Walkner Condon Financial Advisors

DECEMBER 13, 2022

During the years I stayed home, I dutifully contributed the $6,000 per year to my spousal IRA, but that just doesn’t add up that fast, especially when compared to what my husband was accruing in his 401k account with an employer match. Mental Accounting and the Value of Your Career. FINANCIAL ADVISOR, CANDIDATE FOR CFP® CERT.

Accounting 98

Accounting Financial Advisor CFP Retirement 98

Carson Wealth

DECEMBER 8, 2023

Petersen, CPA, CFP ® , CP, Affluent Wealth Planning The holidays are upon us! The benefit: more interest income on cash and money market accounts. Lastly, I allocate the retirement plan contributions between Roth and Traditional 401(k) accounts. Additionally, there’s no income tax withholding on interest income.

Planning 142

Planning Retirement Planning Taxes Retirement 142

MainStreet Financial Planning

MARCH 2, 2023

How Parents Can Help Their Children Select the Best-fit College, Major, and Career Hosted by: Vida Jatulis , CFP ® Guest commentator: Caroleen Verly of Untangle Your Money Have you tried to improve your cash flow, but you have hit roadblocks or setbacks?

Planning 93

Planning Financial Planning CFP Clients 93