A Wealth of Common Sense

DECEMBER 5, 2024

We also touched on questions about managing your brokerage account, the best way to optimize asset location, RSUs vs. HELOCs when paying for a home renovation and jewelry as an asset class. The post Are You on Track For Retirement? Further Reading: 10 Money Revelations in my 40s 1And these peer rankings are net worth figures.

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Retirement Assets Accounting Management 117

Nerd's Eye View

DECEMBER 30, 2024

And as 2024 draws to a close, we wanted to highlight 24 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

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Financial Advisor Insurance Tax Planning Taxes 240

Wealth Management

FEBRUARY 13, 2025

Understanding the options financial advisors have to support your clients largest investment asset, 401(k) retirement accounts.

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Accounting Clients Management Financial Advisor 211

Wealth Management

DECEMBER 15, 2023

Act regarding individual retirement accounts, including changing when the first required minimum distribution can be made from the account, new rules for inhe The panel of experts will discuss and answer questions about the changes made by SECURE 2.0

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Retirement Planning Retirement Distribution Planning 263

The Chicago Financial Planner

NOVEMBER 27, 2022

One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? Two popular small business retirement plans are the SEP-IRA and Solo 401(k).

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Retirement Planning Retirement Planning Financial Planner 263

Wealth Management

JANUARY 3, 2023

New law includes significant changes to the rules for individual retirement accounts and employer plans.

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Retirement Accounting Planning 246

Nerd's Eye View

SEPTEMBER 25, 2024

For example, if taxes were expected to rise in the future, it would be better to contribute to a Roth retirement account (which is taxed on the contribution, but not upon withdrawal) than to a traditional pre-tax account (which is tax-deductible today but is taxable on withdrawal). Read More.

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Taxes Retirement Tax Planning Accounting 246

Abnormal Returns

FEBRUARY 26, 2025

mrmoneymustache.com) Why you need to account for your Treasury income on your state taxes. aptuscapitaladvisors.com) Retirement There are different levels of retirement readiness. fastcompany.com) What to consider when rolling over a 401(k) account to an IRA. theretirementmanifesto.com) Gen X is next up for senior living.

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Asset Allocation Retirement Financial Planning Accounting 162

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

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Retirement Commission Banking Financial Advising 246

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. You may need more money than you think to retire on dividends. Retire on dividends?

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Retirement Asset Allocation Taxes Portfolio 67

Abnormal Returns

NOVEMBER 20, 2024

(sites.libsyn.com) Frazer Rice talks with Christine Benz author of "How to Retire" (podcasts.apple.com) Carl Richards talks money and more with journalist Kara Swisher. 50fires.com) Retirement Gray divorce can have a huge effect on your retirement. nytimes.com) Taxes in retirement only get more complicated.

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Estate Planning Retirement Marketing Marketing 162

Abnormal Returns

MARCH 12, 2025

wsj.com) On the growth of university-affiliated retirement communities. ft.com) Retirement The sequence of returns matters most in the first few years of retirement. morningstar.com) Why you need to understand your retirement withdrawal strategy, especially in a downturn.

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Insurance Coverage Retirement Insurance Planning 147

Nerd's Eye View

APRIL 24, 2024

Over the past few decades, advicers have used Monte Carlo analysis tools to communicate to clients if their assets and planned level of spending were sufficient for them to realize their goals while (critically) not running out of money in retirement.

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Communication Retirement Clients Accounting 246

A Wealth of Common Sense

JANUARY 16, 2025

We also answered questions about 2025 retirement account limits, Coast FIRE strategies, when to take money off the table from the stock market, how to account for pension and Social Security income during retirement and how other economies impact the U.S.

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Retirement Accounting Economy Marketing 144

NAIFA Advisor Today

JANUARY 16, 2025

Advisor Today Guest Column January of 2025 is the 50th anniversary to one of the most important pieces of legislation in the retirement planning arena ever put into law by Congress. What Im referring to is the enactment of ERISA, the Employee Retirement Income Security Act.

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Retirement Planning Retirement Planning Accounting 140

Wealth Management

NOVEMBER 22, 2022

A new study finds more Americans tapping their retirement accounts early with the economy on shaky ground.

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Retirement Accounting Economy 326

Wealth Management

JUNE 26, 2024

Legal battle over retirement account worth over $750,000.

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Retirement Accounting 290

The Reformed Broker

SEPTEMBER 26, 2022

If you’re not yet in retirement and not finished putting money into your retirement accounts, every 5% the market falls is an increased opportunity for you to buy things that will be worth much more in the future when you eventually sell them.

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Retirement Accounting Marketing Marketing 332

Wealth Management

NOVEMBER 1, 2023

Effective later this year, FCASH will be the only sweep account option for all new, non-retirement brokerage accounts opened by custody clients.

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Accounting Retirement Clients 302

Wealth Management

MAY 31, 2024

After Washington, Missouri is the second known state to send warning letters to advisors over the use of wealthtech tools that can access data in client retirement and banking accounts.

Retirement 299

Retirement Banking Accounting Clients 299

Abnormal Returns

OCTOBER 2, 2024

(humansvsretirement.com) How to Retire Sammy Azzouz talks with Christine Benz author of "How to Retire Successfully: There’s More to it Than Money." thebostonadvisor.com) A Q&A with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." Less than you think.

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Retirement Risk Management Accounting Insurance 277

Abnormal Returns

AUGUST 14, 2024

(nytimes.com) Retirement Six myths in retirement including 'You don't need a financial advisor.' morningstar.com) When should people near retirement de-risk their portfolio? wsj.com) A first hand account of retirement. ft.com) What should you do with your 401(k) account when you leave your employer?

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Tax Planning Retirement Financial Advisor Education 281

Abnormal Returns

JUNE 5, 2024

(ritholtz.com) Dan Haylett talks with Stephanie McCullough, founder of Sophia Financial, about the challenges facing women planning for retirement. wsj.com) Retirement When to collect Social Security is a complex decision, that you can't take back. bestinterest.blog) There are a lot of reasons, besides money, to work in retirement.

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Estate Planning Retirement Planning Accounting 298

Wealth Management

MARCH 17, 2023

Pontera CMO Nicole Zheng how advisors should approach the concept of holistic advice with clients, especially surrounding retirement planning.

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Retirement Planning Accounting Retirement Management 246

Abnormal Returns

DECEMBER 18, 2024

(tonyisola.com) Aging 10 steps to prepare financially for retirement, including 'Design a retirement paycheck.' theretirementmanifesto.com) How to think about retirement planning even though it may be decades off. nextbigideaclub.com) Some updated estimates of sustainable retirement withdrawal rates. signaturefd-3437664.hs-sites.com)

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Retirement Planning Retirement Valuation Insurance 130

Abnormal Returns

DECEMBER 4, 2024

Podcasts Christine Benz talks 2025 taxes with Ed Slott author of "The Retirement Savings Time Bomb Ticks Louder." morningstar.com) Dan Haylett talks with Christine Benz, author of "How to Retire: 20 Lessons For a Happy, Successful, And Wealthy Retirement." tonyisola.com) How to get more money into a 529 account.

Retirement 147

Retirement Estate Planning Taxes Assets 147

Abnormal Returns

FEBRUARY 12, 2025

monevator.com) Retirement accounts Half of American workers now have a 401(k) account. wsj.com) On the downside of tax-deferred retirement accounts. (awealthofcommonsense.com) The senior housing market is bouncing back from the pandemic. wsj.com) On the benefits of being mortgage-free.

Accounting 147

Accounting Retirement Taxes Marketing 147

Wealth Management

SEPTEMBER 10, 2024

The wirehouse is accusing Corbin Hoffner of abruptly departing for Raymond James and soliciting the clients of a recently retired advisor just days after he took over the accounts.

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Retirement Accounting Clients 273

Carson Wealth

MARCH 7, 2024

By Jake Anderson, CFP ® , Wealth Planner When helping clients begin retirement planning, the same questions often arise: What should my retirement plan look like? Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. How much should I be saving?

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Retirement Planning Retirement Planning Risk Tolerance 143

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Maybe you have a growing family.

Retirement Planning 141

Retirement Planning Retirement Planning Taxes 141

Wealth Management

JANUARY 30, 2024

The Institute will again take the Labor Department to court if it does not withdraw or “substantially improve” the rule governing advisors to retirement accounts, according to CEO Dale Brown.

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Government Retirement Accounting 289

Wealth Management

FEBRUARY 28, 2024

The amount of seven-figure retirement accounts at Fidelity Investments surged in the fourth quarter of 2023.

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Numbers Retirement Accounting Investments 279

Wealth Management

OCTOBER 10, 2022

The joint venture aims to facilitate transferability and consolidation of accounts while fueling the convergence of wealth and retirement at work.

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Retirement Accounting 277

Wealth Management

FEBRUARY 28, 2024

Open, honest and candid discussion about the demise of 401(k) plans, consolidating retirement accounts, tech in DC plans and plan sponsors demanding more from their advisors.

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Retirement Accounting Planning 278

Darrow Wealth Management

NOVEMBER 11, 2024

The deductibility phase-out is based on filing status, income (MAGI), and whether or not the individual(s) are eligible to participate in a retirement plan at work. Each time you take money out from individual retirement accounts, you won’t need to pay taxes on the proportion of nondeductible contributions to all IRA assets.

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Distribution Taxes Retirement Retirement Planning 95

Wealth Management

MARCH 3, 2025

In a new lawsuit, Jessica Schwartz claimed fraudsters stole over $360,000 in retirement savings, with the firm overseeing her accounts allegedly taking weeks to freeze them.

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Retirement Accounting 219