Nerd's Eye View

APRIL 24, 2024

Over the past few decades, advicers have used Monte Carlo analysis tools to communicate to clients if their assets and planned level of spending were sufficient for them to realize their goals while (critically) not running out of money in retirement.

Communication 246

Communication Retirement Clients Planning 246

The Chicago Financial Planner

JANUARY 17, 2022

Annuities are often touted as the “cure” for all that ails your retirement. In a fixed annuity, the insurance company agrees to pay you no less than a specified rate of interest during the time that your account is growing. An annuity can offer diversification in your retirement income stream.

Retirement 185

Retirement Insurance Financial Planner Taxes 185

The Reformed Broker

SEPTEMBER 26, 2022

If you’re not yet in retirement and not finished putting money into your retirement accounts, every 5% the market falls is an increased opportunity for you to buy things that will be worth much more in the future when you eventually sell them.

Retirement 332

Retirement Accounting Marketing Marketing 332

Abnormal Returns

OCTOBER 2, 2024

(humansvsretirement.com) How to Retire Sammy Azzouz talks with Christine Benz author of "How to Retire Successfully: There’s More to it Than Money." thebostonadvisor.com) A Q&A with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." Less than you think.

Retirement 278

Retirement Risk Management Accounting Insurance 278

Carson Wealth

MARCH 7, 2024

By Jake Anderson, CFP ® , Wealth Planner When helping clients begin retirement planning, the same questions often arise: What should my retirement plan look like? Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. How much should I be saving?

Retirement Planning 143

Retirement Planning Retirement Planning Risk Tolerance 143

Abnormal Returns

AUGUST 14, 2024

(nytimes.com) Retirement Six myths in retirement including 'You don't need a financial advisor.' morningstar.com) When should people near retirement de-risk their portfolio? wsj.com) A first hand account of retirement. ft.com) What should you do with your 401(k) account when you leave your employer?

Tax Planning 282

Tax Planning Retirement Financial Advisor Education 282

Abnormal Returns

JUNE 5, 2024

(ritholtz.com) Dan Haylett talks with Stephanie McCullough, founder of Sophia Financial, about the challenges facing women planning for retirement. wsj.com) Retirement When to collect Social Security is a complex decision, that you can't take back. bestinterest.blog) There are a lot of reasons, besides money, to work in retirement.

Estate Planning 299

Estate Planning Retirement Planning Taxes 299

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Maybe you have a growing family.

Retirement Planning 142

Retirement Planning Retirement Planning Taxes 142

Abnormal Returns

MARCH 20, 2024

ritholtz.com) Dan Haylett talks with Christine Benz about her new book "How to Retire: 20 Lessons For A Happy, Successful & Wealthy Retirement." humansvsretirement.com) Bogumil Baranowski talks with Dan Haylett about 'retirement rebels.' tonyisola.com) Retirement Retirement lessons from Lewis & Clark's expedition.

Asset Allocation 279

Asset Allocation Retirement Commission Taxes 279

A Wealth of Common Sense

DECEMBER 5, 2024

We also touched on questions about managing your brokerage account, the best way to optimize asset location, RSUs vs. HELOCs when paying for a home renovation and jewelry as an asset class. The post Are You on Track For Retirement? Further Reading: 10 Money Revelations in my 40s 1And these peer rankings are net worth figures.

Retirement 133

Retirement Assets Accounting Management 133

A Wealth of Common Sense

JANUARY 4, 2024

Nick Sapienza joined me on the show this week to go over questions about inflation, concentrated stock positions, investing in strategies with amplified volatility, and which retirement accounts are the most important savings vehicles. They claimed it was good.

Retirement 137

Retirement Accounting Planning Investing 137

Abnormal Returns

JANUARY 15, 2024

(thinkadvisor.com) Vanguard is entering the cash management space with the Cash Plus Account. thinkadvisor.com) Retirement Baby Boomers were supposed to retire in penury. thinkadvisor.com) Retirement Baby Boomers were supposed to retire in penury. riabiz.com) Avise is a cooperative platform for advisers.

Financial Planner 279

Financial Planner Wealth Management Retirement Planning Financial Advising 279

Carson Wealth

OCTOBER 24, 2024

Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. Taxes One of the biggest financial considerations for Americans retiring abroad is understanding how taxes will work. tax return every year.

Retirement 143

Retirement Healthcare Taxes Medical 143

Abnormal Returns

NOVEMBER 8, 2023

podcasts.apple.com) Retirement Why working longer isn't necessarily a good retirement plan. cnbc.com) Retirement is an opportunity to let go of stuff you are carrying around. tonyisola.com) No one cares more about your retirement than you. rogersplanning.blogspot.com) Questions to ask when assessing when to retire.

Financial Planner 264

Financial Planner Retirement Retirement Planning Financial Services 264

Abnormal Returns

APRIL 15, 2024

riabiz.com) Retirement accounts On the downside of holding non-traditional assets in an IRA. investmentnews.com) Why funds in pre-tax retirement accounts need to be adjusted for taxes. (riabiz.com) Advisortech Cache wants to update the exchange fund for the tech era.

Wealth Management 263

Wealth Management Asset Allocation Retirement Financial Planning 263

Nerd's Eye View

FEBRUARY 8, 2023

Seasoned financial advisors have likely worked with clients with a wide variety of workplace retirement accounts, which can vary in terms of their investment offerings, fees, and other characteristics. In 2022, the TSP underwent a series of changes impacting its many account holders. But given that the U.S.

Planning 246

Planning Retirement Retirement Planning Government 246

Abnormal Returns

DECEMBER 6, 2022

Retirement Automatic retirement account enrollment helps to boost participation. papers.ssrn.com) Research A lot of anomalies disappear once you account for the costs of short sales. nber.org) Financial regrets in old age. papers.ssrn.com) Why single-factor strategies are tough to maintain.

Startup 246

Startup Portfolio Management Retirement Accounting 246

Abnormal Returns

OCTOBER 4, 2023

(humansvsretirement.com) Jon Luskin talks with Steve Chen about DIY retirement planning tools. open.spotify.com) Retirement Assessing life one year into retirement. mutualfundobserver.com) How to make up for a late start saving for retirement. mutualfundobserver.com) How to make up for a late start saving for retirement.

Planning 279

Planning Retirement Retirement Planning Financial Advisor 279

Nerd's Eye View

JANUARY 31, 2024

In late 2019, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, introducing several significant changes to retirement planning. This allows the account to grow on a tax-deferred basis, with income to beneficiaries being taxed when distributions are made.

Financial Advisor 246

Financial Advisor Estate Planning Nonprofit Financial Planner 246

Abnormal Returns

DECEMBER 18, 2023

wealthmanagement.com) Retirement accounts What's changing for retirement accounts in 2024. (citywire.com) After some false starts, Apex Fintech, the clearing firm, filed for an IPO. riabiz.com) JP Morgan ($JPM) is shuttering its robo-advisor. msn.com) Addepar says it now tracks $5 trillion in assets.

Retirement 279

Retirement Accounting Planning Clients 279

Nerd's Eye View

DECEMBER 28, 2022

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, brought a wide range of changes to the retirement planning landscape, from the death of the ‘stretch’ IRA to raising the age for Required Minimum Distributions (RMDs) to 72. In addition, SECURE 2.0 backdoor Roth conversions).

Tax Planning 246

Tax Planning Taxes Planning Retirement Planning 246

Nerd's Eye View

DECEMBER 28, 2022

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, brought a wide range of changes to the retirement planning landscape, from the death of the ‘stretch’ IRA to raising the age for Required Minimum Distributions (RMDs) to 72. In addition, SECURE 2.0 backdoor Roth conversions).

Tax Planning 246

Tax Planning Taxes Planning Retirement Planning 246

Abnormal Returns

APRIL 24, 2024

whitecoatinvestor.com) Retirement Retirement is filled with all sort of irreversible decisions. nytimes.com) How time feels more precious in retirement. advisorpedia.com) Retirement accounts Just because you can contribute to an IRA doesn't mean you should.

Insurance 264

Insurance Math Retirement Education 264

Abnormal Returns

JANUARY 10, 2024

peterlazaroff.com) Retirement On the importance of having a purpose in retirement. humbledollar.com) Being forced into retirement before you are ready is a big problem. rogersplanning.blogspot.com) Five things you need to know before retirement. theretirementmanifesto.com) As you get older your skills change.

Investing 269

Investing Investments Financial Planning Retirement 269

Abnormal Returns

OCTOBER 16, 2024

wapo.st) Taxes Things to consider when taking RMDs from different IRA accounts. contessacapitaladvisors.com) Six lessons learned from a 6-week mini-retirement including 'Appreciate what you have.' sherwood.news) A look at six phases of retirement. (advisorperspectives.com) Home insurance Does home insurance have a future?

Transportation 289

Transportation Insurance Retirement Taxes 289

A Wealth of Common Sense

SEPTEMBER 19, 2023

There are a lot of factors that drive the performance of financial markets over time. Fundamentals like valuations, economic growth, earnings and dividends are the main drivers of returns over the long run. Plus you have to consider demographics, productivity and innovation. And the hardest variable to quantify will always be psychology.

Accounting 142

Accounting Retirement Marketing Marketing 142

Abnormal Returns

JUNE 12, 2024

semafor.com) Retirement Cognitive decline is inevitable. abnormalreturns.com) It's easy to let your spending fall in retirement. humbledollar.com) Some charts to help you think about retirement. barrons.com) Why couples could benefit from separate and joint accounts. Why you need to plan for it.

Asset Allocation 265

Asset Allocation Financial Advisor Estate Planning Retirement 265

Abnormal Returns

OCTOBER 25, 2023

open.spotify.com) Retirement Jim Dahle, "For you to run out of money, two “bad” things have to happen: crummy returns AND a long life. whitecoatinvestor.com) You can only plan so much for retirement. humbledollar.com) Why you need something to retire to. barrons.com) How to find a new place to live in retirement.

Retirement 265

Retirement Budgeting Planning Accounting 265

Abnormal Returns

DECEMBER 20, 2023

(podcasts.apple.com) Retirement How to find a new you in retirement. ofdollarsanddata.com) What's changing for retirement accounts in 2024. morningstar.com) Why it's so hard to stay retired when you retire early. tonyisola.com) More retirees are seeing their Social Security benefits taxed.

Retirement 280

Retirement Portfolio Taxes Accounting 280

Abnormal Returns

MARCH 12, 2023

behaviouralinvestment.com) How much do Americans have saved for retirement? thisisthetop.substack.com) What you need to know about cash in your brokerage account. (jlcollinsnh.com) It's no wonder U.S. investors have shunned international stocks. freedomdaysolutions.com) What expanding your time horizon gets you. dariusforoux.com)

Retirement 279

Retirement Accounting Investing Investments 279

Abnormal Returns

JANUARY 11, 2023

Podcasts Christine Benz and Jeff Ptak talk with Mark Miller, author of "Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track." (the-long-view.simplecast.com) the-long-view.simplecast.com) A discussion about when it is time to adjust your retirement plans.

Planning 245

Planning Retirement Planning Retirement Retail 245

Abnormal Returns

OCTOBER 18, 2023

open.spotify.com) Retirement Nine things to consider in retirement. tonyisola.com) Retirement is, in part, about saying no to obligations you don't like. marketwatch.com) The retirement savings system is still way too complex. humbledollar.com) How to find abandoned retirement accounts.

Insurance 265

Insurance Math Retirement Taxes 265

Abnormal Returns

MARCH 15, 2023

(open.spotify.com) Christine Benz and Jeff Ptak talk with Robert Powell about generating income in retirement. wsj.com) Retirement Retirement planning is a moving target. humbledollar.com) Retirement is, in part, about declaring career victory. (humbledollar.com) Retirement is, in part, about declaring career victory.

Retirement Planning 246

Retirement Planning Retirement Financial Services Financial Advisor 246

Abnormal Returns

NOVEMBER 1, 2023

podcasts.apple.com) Dan Haylett talks with Mike Drak about better retirement lifestyle design. whitecoatinvestor.com) Personal finance Michael Amoroso, "Retirement isn’t a destination but a journey with three key stops." (peterlazaroff.com) Khe Hy talks with Sarah Chappell about the challenges of walking away from good money.

Retirement 291

Retirement Planning Accounting Management 291

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 246

Assets Management Clients Compliance 246

Darrow Wealth Management

SEPTEMBER 11, 2024

If you’ve just inherited a retirement account like an IRA or 401(k) from a parent, sibling, or relative, you may be unsure about what your options are and what to do next. Most non-spouse beneficiaries inheriting an IRA, 401(k), or retirement account from the original account owner must take the money in 10 years.

Accounting 82

Accounting Retirement Distribution Taxes 82

Nerd's Eye View

NOVEMBER 3, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor this week released its long-awaited "retirement security rule", its latest effort to curb conflicts of interest around retirement savings recommendations.

Financial Planner 246

Financial Planner Retirement Planning Retirement Insurance 246