Wealth Management

FEBRUARY 20, 2025

What is Lorem Ipsum? Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Electronics 235

Electronics 235

Nerd's Eye View

DECEMBER 20, 2024

Senate appears poised to pass legislation that would eliminate the long-established WEP and GPO provisions and increase the Social Security benefits of many state and local workers in the process From there, we have several articles on investment planning: While index funds are often viewed as 'passive' investments, advisors can add value for their (..)

Financial Planner 246

Financial Planner Certification CFP Education 246

Calculated Risk

JANUARY 11, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 162

Marketing Marketing 162

Calculated Risk

APRIL 6, 2024

At the Calculated Risk Real Estate Newsletter this week: • Moody's: Apartment Vacancy Rate Unchanged in Q1; Office Vacancy Rate at Record High • Freddie Mac House Price Index Increased in February; Up 5.9%

Marketing 305

Marketing Marketing 305

Calculated Risk

JANUARY 22, 2025

There is much more in the article. This index has been an excellent leading indicator for rents and vacancy rates, and this suggests higher vacancy rates and a further weakness in asking rents. This is the tenth consecutive quarter with looser conditions than the previous quarter.

Marketing 276

Marketing Marketing Sales 276

Calculated Risk

NOVEMBER 26, 2024

There is much more in the article. Sales in October 2024 were down 9.4% from October 2023. New home sales, seasonally adjusted, have increased year-over-year in 17 of the last 19 months.

Sales 289

Sales 289

Calculated Risk

JANUARY 6, 2025

There is much more in the article. This graph shows the apartment vacancy rate starting in 1980. Annual rate before 1999, quarterly starting in 1999). Note: Moodys Analytics is just for large cities.

Retail 267

Retail 267

Calculated Risk

NOVEMBER 8, 2024

There is much more in the article. The percent of loans in the foreclosure process decreased year-over-year from 0.49 percent in Q3 2023 to 0.45 percent in Q3 2024 (red) and remains historically low. We will see an increase in 30-day delinquencies in Q4 due to the hurricanes.

277

277

Nerd's Eye View

NOVEMBER 15, 2024

Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)

Financial Planner 246

Financial Planner Asset Allocation Taxes Tax Planning 246

Calculated Risk

FEBRUARY 15, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 147

Marketing Marketing 147

Nerd's Eye View

DECEMBER 27, 2024

Also in industry news this week: According to a recent survey, advisors are putting an increasing share of client assets into model portfolios, allowing for customization and time savings that advisors appear to be using to provide more comprehensive planning services RIA M&A deal volume saw an annual record in 2024 as a lower cost of capital, (..)

Financial Planner 246

Financial Planner Insurance Coverage Insurance Valuation 246

Nerd's Eye View

MARCH 21, 2025

Also in industry news this week: While inter-channel advisor moves often make headlines, a recent study from Diamond Consultants found that most advisor transitions occur between firms in the same channel The number of disciplinary cases and restitution orders from FINRA increased in 2024 (the total amount of fines declined) as the self-regulatory (..)

Financial Planner 227

Financial Planner Commission Communication Clients 227

Calculated Risk

JULY 6, 2024

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Sales 297

Sales Marketing Marketing 297

Nerd's Eye View

JANUARY 31, 2025

Also in industry news this week: While RIA M&A deal flow hit record levels in 2024 (both in terms of volume and the speed of completing them), firm valuations saw relatively modest gains In its latest annual regulatory oversight report, FINRA joined the SEC in flagging the potential risks to firm and client data from the use of third-party vendors (..)

Financial Planner 245

Financial Planner Retirement Planning Compliance Taxes 245

Calculated Risk

JANUARY 20, 2025

There is much more in the article. There were 16.8 thousand completions of 2-to-4 units, and 590.6 thousand completions of 5+ units (blue), up 35% from 2023, and the most since 1974!

Manufacturing 276

Manufacturing 276

Calculated Risk

OCTOBER 30, 2024

There is much more in the article. The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

264

264

Calculated Risk

JUNE 8, 2024

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. • The "Home ATM" Mostly Closed in Q1 • 1st Look at Local Housing Markets in May • Asking Rents Mostly Unchanged Year-over-year • Freddie Mac House Price Index Increased in April; Up 6.5%

Marketing 281

Marketing Marketing 281

Calculated Risk

MARCH 10, 2025

There is much more in the article. This suggests that year-over-year price growth will continue to slow. Inventory would probably have to increase to 5 1/2 to 6 months of supply to see national price declines again.

Marketing 232

Marketing Marketing Sales 232

Calculated Risk

JUNE 15, 2024

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. •

Marketing 277

Marketing Marketing 277

Calculated Risk

FEBRUARY 8, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 147

Marketing Marketing 147

Calculated Risk

JULY 13, 2024

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. •

Marketing 275

Marketing Marketing 275

Nerd's Eye View

NOVEMBER 29, 2024

Also in industry news this week: While many financial advisors are paying close attention to the potential extension of sunsetting measures within the Tax Cuts and Jobs Act (TCJA) in the coming year, legislation related to retirement savings could be on Congress' agenda as well Fidelity is planning to change the default for its existing RIA non-retirement (..)

Financial Planner 246

Financial Planner Financial Advice Retirement Financial Advisor 246

Calculated Risk

JANUARY 14, 2025

There is much more in the article. The percent of new homes of total inventory should continue to decline as existing home inventory increases. However, the percent of new home inventory will increase seasonally over the Winter as existing homes are withdrawn from the market.

Marketing 278

Marketing Marketing Numbers Sales 278

Calculated Risk

MARCH 1, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home Sales Decrease to 657,000 Annual Rate in January Case-Shiller: National House Price Index Up 3.9% year-over-year in December Inflation Adjusted House Prices 1.0% Below 2022 Peak Freddie Mac House Price Index Increased in January; Up 3.9%

Sales 147

Sales Marketing Marketing 147

Nerd's Eye View

JANUARY 24, 2025

Nonetheless, given the scale and brand awareness of the wirehouses, and as their own use of fee-based models increases (as opposed to primarily relying on commissions from selling products), competition for clients (and advisors) will likely remain stiff going forward, even amidst the favorable trends for RIAs Also in industry news this week: A recent (..)

Financial Planner 246

Financial Planner Asset Allocation Clients Commission 246

Nerd's Eye View

FEBRUARY 14, 2025

Also in industry news this week: The financial advice industry is facing a potential shortage of 100,000 advisors in the coming decade, according to a recent study, though this is due in part to (the good news) of greater consumer demand for human-provided financial advice Charles Schwab is planning to raise the fees on its custodial referral program, (..)

Financial Planner 202

Financial Planner Financial Advice Estate Planning Clients 202

Calculated Risk

MARCH 30, 2024

At the Calculated Risk Real Estate Newsletter this week: • Case-Shiller: National House Price Index Up 6.0% year-over-year in January • New Home Sales at 662,000 Annual Rate in February • Inflation Adjusted House Prices 2.4%

Sales 290

Sales Marketing Marketing 290

Calculated Risk

FEBRUARY 1, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home Sales Increase to 698,000 Annual Rate in December Case-Shiller: National House Price Index Up 3.8% year-over-year in November Inflation Adjusted House Prices 1.1% Below 2022 Peak Freddie Mac House Price Index Increased in December; Up 4.0%

Sales 147

Sales Marketing Marketing 147

Calculated Risk

APRIL 13, 2024

At the Calculated Risk Real Estate Newsletter this week: • Current State of the Housing Market; Overview for mid-April 2024 • Part 2: Current State of the Housing Market; Overview for mid-April 2024 • 2nd Look at Local Housing Markets in March • An Update on the House Price Battle Royale: Low Inventory vs Affordability • 1st Look at Local Housing Markets (..)

Marketing 259

Marketing Marketing 259

Calculated Risk

MARCH 18, 2025

There is much more in the article. Total starts were down 2.9% in February compared to February 2024. Starts bounced back in the Northeast region after being down sharply year-over-year in January (likely weather related).

221

221

Calculated Risk

FEBRUARY 25, 2025

There is much more in the article. On a seasonally adjusted basis, prices increased month-to-month in 18 of the 20 Case-Shiller cities (prices declined in Washington, D.C. and Tampa seasonally adjusted). San Francisco has fallen 5.7% from the recent peak, Phoenix is down 1.2% from the peak, and Tampa down 1.2%.

232

232

Calculated Risk

OCTOBER 29, 2024

There is much more in the article. Seasonally adjusted, San Francisco has fallen 6.8% from the recent peak, Phoenix is down 4.3% from the peak, Portland down 2.7%, and Denver down 2.6%.

263

263

Calculated Risk

JANUARY 29, 2025

Typically, after a sharp increase in prices, it takes a number of years for real prices to reach new highs (see House Prices: 7 Years in Purgatory ) There is much more in the article!

Numbers 265

Numbers 265