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What Is Budget Counseling And How Does It Work?

Clever Girl Finance

If you’re really struggling financially and aren’t sure which problem to tackle or how, budget counseling can help. Table of contents What is budget counseling? Does budget counseling affect your credit score? Articles related to counseling and budgeting Consider budget counseling to get your finances in order!

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The 15 Worst Financial Decisions And How To Recover From Them

Clever Girl Finance

Articles related to making good money choices You can recover from bad financial decisions! What to do if you have not been saving: One way to easily save is to establish the habit of trying out different budgeting methods and working with a monthly budget. In addition, I recommend avoiding debt as much as possible.

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12 Steps To Creating A Solid Financial Plan For Yourself

Clever Girl Finance

Is a financial plan the same as a budget? Articles related to planning your finances Create a solid financial plan and it will help you become financially successful This probably won’t come as a surprise, but everyone’s money plan looks different. Make a budget Budgeting is a key part of how to create a financial plan that works.

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How Consumer Credit Counseling Works

Clever Girl Finance

A step-by-step guide on how to use consumer credit counseling Expert tip: A credit counselor can help with more than debt management Where to find a reputable credit service How credit counseling can help you How do you select a credit counseling service? What makes a credit counselor credible? Department of Justice.

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Ten Steps To Creating A Solid Financial Plan For Yourself

Clever Girl Finance

In this article, I’ll take you through everything you need to know in order to plan for your financial future. A monthly budget to help you keep your expenses below your income. A debt pay-off and spending plan (using your budget). Discuss your budget and money goals and make financial decisions together.

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19 Best Recession-Proof Jobs For All Skill Levels

Clever Girl Finance

More recession planning related articles Consider these recession-proof jobs! Credit and debt management counselors Unfortunately, many people turn to credit cards and amass more debt during financial hardship. As people add to their credit card balances, more are going to need help managing their debt.

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27 Tips For How To Pay Off Credit Cards Fast

Clever Girl Finance

Table of contents Why debt can hurt your finances How to pay off credit cards fast Expert tip: Pick a few ideas and get started What are the best 3 ways to pay off credit card debt fast? How do you pay off $2,500 in credit card debt fast? Here is an example of a budget to help you out !