Nerd's Eye View

JULY 5, 2024

Also in industry news this week: A separate Supreme Court decision struck down the SEC's use of in-house judges to adjudicate cases involving civil penalties (unless both parties in the matter agree to it), likely setting up more settlement offers from the regulator to avoid a drawn-out legal process in the Federal court system At a time when it has (..)

Financial Planner 246

Financial Planner Retirement Commission Financial Advice 246

Clever Girl Finance

JULY 3, 2023

Love it or hate it, if you want to be financially successful, you need to budget your money and understand budget categories. Getting your finances in order and building wealth takes planning, and your budget can help you do just that. Determine which budgeting methods will work for you 2. Table of contents 1.

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Clever Girl Finance

SEPTEMBER 5, 2024

But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?

Budgeting 98

Budgeting Accounting Management Banking 98

Clever Girl Finance

NOVEMBER 4, 2023

Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. So, let’s talk about the various categories that you might need, including a budget categories list! How many categories should I have for a budget?

Budgeting 87

Budgeting Insurance Retirement Food 87

Clever Girl Finance

JANUARY 16, 2024

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.

Budgeting 87

Budgeting Food Retirement Transportation 87

Clever Girl Finance

MARCH 29, 2024

When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?

Budgeting 89

Budgeting Planning Accounting Management 89

Clever Girl Finance

JULY 16, 2023

Budgeting as a couple is critical in managing your household finances. Your budget not only allows you to plan and track where the money will be spent, but it enables you to direct the course of your finances together. Table of contents 5 Steps to get started budgeting as a couple Expert tip What is the best way to budget as a couple?

Budgeting 82

Budgeting Communication Certified Financial Planner Accounting 82

Clever Girl Finance

OCTOBER 9, 2023

Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?

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Budgeting Planning Education Retirement 84

Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. In this article, I’ll show you how to calculate your annual income by converting a $ 25-an-hour wage to a yearly salary. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn.

Budgeting 103

Budgeting Taxes Retirement Planning Food 103

Nerd's Eye View

DECEMBER 13, 2024

Also in industry news this week: While the SEC has had the power to restrict mandatory arbitration clauses in RIA client agreements for more than a decade, an advisory committee meeting this week suggests support for such a measure isn't unanimous CFP Board saw a record number of exam-takers during 2024, reflecting recognition of the professional and (..)

Financial Planner 130

Financial Planner CFP Retirement Certification 130

Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. What number of sinking funds should I have at one time? Articles related to saving money for specific things Sinking fund categories can help you prepare for the future! These can help you build out your budget and live debt-free.

Budgeting 82

Budgeting Medical Accounting Transportation 82

Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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Budgeting Taxes Transportation Healthcare 90

Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

Budgeting 73

Budgeting Transportation Retirement Food 73

Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. Table of contents What is a family budget? What is a family budget?

Budgeting 85

Budgeting Transportation Medical Insurance 85

Clever Girl Finance

DECEMBER 16, 2023

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

Budgeting 80

Budgeting Retirement Accounting Taxes 80

Clever Girl Finance

JULY 6, 2023

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. What is a decent budget for a wedding? Is $5,000 enough for a wedding?

Budgeting 52

Budgeting Planning Insurance Transportation 52

Trade Brains

FEBRUARY 14, 2024

In this article, we are going to look into what makes Hindustan Aeronautics so attractive and what their future prospects look like. In the Union Budget 2023-24, ₹5,93,537.64 crores in addition to revenue budget provisions for maintenance, repair & overhaul. crore has been allocated for defence.

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Investing Investments Engineering Budgeting 105

Clever Girl Finance

JANUARY 29, 2023

If you are curious about how much savings you should have by what age , you'll find references to this throughout the article. Staying away from debt is also encouraged so you can keep your net worth number positive. There are a number of things you can do to reach your net worth and retirement goals.

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Budgeting Retirement Assets Education 118

Clever Girl Finance

JULY 2, 2023

Instead, consider a more minimalist and timeless wardrobe to protect your budget and your closet space. Whether you go for a strict capsule wardrobe, choose to become a fashion minimalist, or simply invest in better items less often, your budget will love the refresh. Style is super subjective but so is your budget.

Budgeting 52

Budgeting Ethics Retail Manufacturing 52

MainStreet Financial Planning

DECEMBER 20, 2023

Review your budget – Are there any new expenses that you need to add or anything that can be taken out such as any unused subscriptions? Factors to consider would include – job changes, a change in the number of dependents, or a change in the number of breadwinners.

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Risk Tolerance Budgeting Asset Allocation Portfolio 77

Random Roger's Retirement Planning

APRIL 2, 2024

Northwestern Mutual published a report about the state of retirement and of course all the numbers are grim. million, do you think that number is close to what you need? I've been pushing back on the idea of have a number, a retirement number, for a very long time. You can read about at Yahoo and Bloomberg.

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Retirement Taxes Numbers Accounting 94

Clever Girl Finance

SEPTEMBER 13, 2022

To find out how much you need to save for your 12-month emergency fund, you’ll need to calculate your basic expenses for the month and multiply that number by 12. Now don’t let that number overwhelm you. Car accidents, deadly viruses, sports injuries - there are a number of unexpected things that can affect your well-being.

Accounting 95

Accounting Budgeting Numbers Taxes 95

Clever Girl Finance

JANUARY 29, 2023

Causes of the student debt crisis Based on these staggering numbers, the student loan crisis arises from the fact that many Americans are taking on high debt for college but are unable to pay off their student loans. For white students, that number drops to 59.9%. Without a budget, you'll be shooting blindly. An estimated 86.6%

Budgeting 105

Budgeting Education Planning Government 105

Clever Girl Finance

DECEMBER 13, 2023

Often, living on one income requires you to get creative with your budgeting and learn to prioritize your needs over your wants. Articles related to living on one income Living on one income will require consistency and dedication, but you can do it! And it all starts with building a sustainable budget.

Budgeting 85

Budgeting Planning Financial Planning Accounting 85

Clever Girl Finance

AUGUST 14, 2022

In this article, we will discuss everything you need to know about sinking funds - the why, the what, and the how. Do you cut down on the rest of your budget? Without a doubt, in the coming months, an expense will likely come up that is outside of your usual budget. How will you pay for it? Do you tap into your emergency fund?

Budgeting 103

Budgeting Accounting Medical Math 103

Clever Girl Finance

JANUARY 29, 2023

In the following article, we will take a look at why you need to manage your money regularly and the financial questions to ask yourself. When a big cost comes up — such as a vacation or car repair — you will instantly know whether you have the budget to cover it. Why do you need to ask yourself personal finance questions?

Budgeting 85

Budgeting Financial Planning Planning Management 85

Random Roger's Retirement Planning

AUGUST 2, 2023

Grim numbers aplenty with average 401k balances in the very low six figures and median numbers much lower than that. Part of the Bloomberg article cited a study from Schwab that showed respondents believing they need $1.8 What are your numbers? What income streams will you have to cover those numbers?

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Retirement Numbers Budgeting Taxes 75

Fortune Financial

SEPTEMBER 19, 2023

These days we see no shortage of investment articles about promising megatrends in electrification, artificial intelligence (“AI”), and GLP-1 weight loss treatments. Through good times and bad, consumers have consistently demonstrated their willingness to spend on pets even as they cut back on other areas in the budgets.

Food 95

Food Budgeting Financial Advisor Economics 95

Good Financial Cents

JULY 3, 2023

Multiply the number of hours in a workweek (40) by the number of weeks in a year (52) to calculate the total number of working hours in a year: 40 hours x 52 weeks = 2,080 hours. Multiply the $30 hourly rate by the total number of working hours (2,080) to determine the gross annual salary: $30 x 2,080 hours = $62,400.

Budgeting 73

Budgeting Taxes Numbers Retirement 73

Good Financial Cents

APRIL 17, 2023

In this article, we’ll explore what it means to earn 20 dollars an hour and how much money that would add up to over the course of a year. Weekly Paycheck Your earnings for a week will vary depending on the number of hours you work. Understanding your take-home salary after taxes is important, and budgeting can help with that.

Budgeting 82

Budgeting Taxes Food Insurance 82

Good Financial Cents

DECEMBER 14, 2022

The CFO role is multi-faceted and includes everything from financial planning and analysis to business budgeting, financial decision-making, and risk management. Bureau of Labor Statistics, employment numbers for Financial Managers are expected to rise by 17% over the next decade , faster than the average for all occupations.

Budgeting 88

Budgeting Compliance Accounting Insurance 88

Good Financial Cents

APRIL 19, 2023

In this article, we’ll explore what exactly goes into making a six-figure income and the types of jobs that can provide an annual salary in this range. Your gross income determines the number of figures you earn. When creating a budget, the first step is to determine your net take-home pay. to achieve this goal.

Taxes 85

Taxes Budgeting Numbers Planning 85

Clever Girl Finance

FEBRUARY 21, 2024

Articles related to organized finances and financial literacy Calculate your personal finance ratios! In mathematical terms, a ratio is essentially a way to compare two numbers. Since finance is all about numbers, that can come in handy in many ways especially when making financial calculations! What is a personal finance ratio?

Assets 85

Assets Numbers Math Retirement 85

Clever Girl Finance

AUGUST 19, 2024

Adjust your budget to include baby expenses 2. Articles related to expanding your family Leverage these tips to save for a baby! Adjust your budget to include baby expenses As soon as you know you have a baby is on the way, it’s a good idea to take a close look at your current budget. Practice living on one income 4.

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Insurance Coverage Budgeting Medical Insurance 75

MainStreet Financial Planning

SEPTEMBER 6, 2023

Click here for articles dedicated on this topic. Loan Term – You can choose the number of years you have to pay off your mortgage. Idea: Choosing a shorter term for your mortgage can save you thousands of dollars, so if you can work the higher monthly payment into your budget this is a great way to save money over the long run.

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Insurance Planning Budgeting Numbers 92

Clever Girl Finance

MAY 2, 2023

Consider giving yourself some breathing room in the budget for whatever life throws your way. Make room in your budget With the amount you need to save and a timeline in place, it’s time to determine the amount you need to set aside each month. If possible, make a space for this new savings goal in your budget.

Budgeting 75

Budgeting Medicine Planning Certification 75

Clever Girl Finance

JANUARY 17, 2023

And in this article, we will go over how exactly money journaling can work for you! To make it a money journal, you also need to write down how you feel about all your spending in addition to the numbers. For example, you might have a monthly budget but are you sticking to it? And isn't a good mood something worth budgeting for?

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Budgeting Numbers Planning Math 90