Weekend Reading For Financial Planners (January 25–26)
Nerd's Eye View
JANUARY 24, 2025
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Article Budgeting Numbers 
Weekend Reading For Financial Planners (December 14–15)
Nerd's Eye View
DECEMBER 13, 2024
Also in industry news this week: While the SEC has had the power to restrict mandatory arbitration clauses in RIA client agreements for more than a decade, an advisory committee meeting this week suggests support for such a measure isn't unanimous CFP Board saw a record number of exam-takers during 2024, reflecting recognition of the professional and (..)
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Weekend Reading For Financial Planners (April 27-28)
Nerd's Eye View
APRIL 26, 2024
Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor released the final version of its Retirement Security Rule (a.k.a.
Weekend Reading For Financial Planners (April 20-21)
Nerd's Eye View
APRIL 19, 2024
Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that CFP Board announced that it has crossed the milestone of 100,000 CFP professionals in the United States, and despite having just celebrated its 50th anniversary last year, just set a record high in the number of advisors sitting (..)
Weekend Reading For Financial Planners (February 24-25)
Nerd's Eye View
FEBRUARY 23, 2024
Which suggests that instead of trying to go head-to-head with these larger firms (and their heftier marketing budgets) in attracting clients, smaller firms might instead demonstrate how they are 'different' by offering a unique service offering tailored to their ideal target clients.
How To Budget: Budgeting Methods And Budget Categories
Clever Girl Finance
JULY 3, 2023
Love it or hate it, if you want to be financially successful, you need to budget your money and understand budget categories. Getting your finances in order and building wealth takes planning, and your budget can help you do just that. Determine which budgeting methods will work for you 2. Table of contents 1.
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Weekend Reading For Financial Planners (Jan 28-29)
Nerd's Eye View
JANUARY 27, 2023
Also in industry news this week: Why cash management strategies could become increasingly important parts of an advisor’s value proposition in a higher-interest-rate environment Why improved returns on cash products could be a double-edged sword for some advisory clients following last year’s market volatility From there, we have several (..)
Weekend Reading For Financial Planners (Dec 24-25)
Nerd's Eye View
DECEMBER 23, 2022
From there, we have several articles on advisor marketing: Five tactics advisors can use to make the most of the online referrals they receive. We wrap up with three final articles, all about gift giving: The do’s and don’ts of holiday gift giving in the workplace.
Weekend Reading For Financial Planners (January 13-14)
Nerd's Eye View
JANUARY 12, 2024
Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)
Weekend Reading For Financial Planners (August 24-25)
Nerd's Eye View
AUGUST 23, 2024
District Court this week ruled that Missouri's rules that targeted investment advice based on factors other than return maximization was unconstitutional and preempted by Federal law, striking a blow against state efforts to regulate the activities of SEC-registered advisers From there, we have several articles on retirement: 7 factors that can help (..)
17 Of The Best Cash Envelope Wallets
Clever Girl Finance
FEBRUARY 11, 2025
If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. The cash envelope system essentially puts you on a cash budget.
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Weekend Reading For Financial Planners (July 6-7)
Nerd's Eye View
JULY 5, 2024
Also in industry news this week: A separate Supreme Court decision struck down the SEC's use of in-house judges to adjudicate cases involving civil penalties (unless both parties in the matter agree to it), likely setting up more settlement offers from the regulator to avoid a drawn-out legal process in the Federal court system At a time when it has (..)
Budgeting For Couples: How To Budget As A Couple
Clever Girl Finance
JULY 16, 2023
Budgeting as a couple is critical in managing your household finances. Your budget not only allows you to plan and track where the money will be spent, but it enables you to direct the course of your finances together. Table of contents 5 Steps to get started budgeting as a couple Expert tip What is the best way to budget as a couple?
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How To Use Budget Categories
Clever Girl Finance
NOVEMBER 4, 2023
Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. So, let’s talk about the various categories that you might need, including a budget categories list! How many categories should I have for a budget?
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10 Of The Best Budget Templates And Tools
Clever Girl Finance
SEPTEMBER 5, 2024
But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?
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How Does The 60 30 10 Rule Work For Budgeting?
Clever Girl Finance
JULY 13, 2024
The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.
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Budgeting With An Irregular Income: 5 Success Tips
Clever Girl Finance
OCTOBER 9, 2023
Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?
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How To Create A Bare Bones Budget
Clever Girl Finance
JANUARY 16, 2024
There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.
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21 Sinking Fund Categories to Consider In Your Budget
Clever Girl Finance
DECEMBER 13, 2023
Budgeting isn’t just about making sure you have enough to pay the bills each month. What number of sinking funds should I have at one time? Articles related to saving money for specific things Sinking fund categories can help you prepare for the future! These can help you build out your budget and live debt-free.
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How To Create A Biweekly Budget In 5 Simple Steps
Clever Girl Finance
MARCH 29, 2024
When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?
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What Is The 70-20-10 Budget?
Clever Girl Finance
DECEMBER 16, 2023
If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.
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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template
Clever Girl Finance
SEPTEMBER 11, 2023
Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!
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How To Create A Family Budget That Works For Your Family
Clever Girl Finance
SEPTEMBER 7, 2023
In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. Table of contents What is a family budget? What is a family budget?
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$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)
Good Financial Cents
MARCH 17, 2023
This information is critical if you want to create a budget and manage your money correctly. In this article, I’ll show you how to calculate your annual income by converting a $ 25-an-hour wage to a yearly salary. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn.
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7 Steps to Define and Align Your Money Values for Success
Clever Girl Finance
JANUARY 10, 2025
7 Steps to discovering your money values Expert tip: Set reminders to revisit your money values FAQs about money values Articles related to money values Start living in line with your money values today! Your money values influence the decisions you make about budgeting, saving, investing, and even giving. What are money values?
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How To Succeed At A Low Buy Year And Transform Your Finances
Clever Girl Finance
FEBRUARY 11, 2025
Creating your low-buy year rules How to stay successful during your low-buy year Expert tip: Use a low buy to get clear on your values Alternatives to a low-buy year Questions commonly asked about doing a low-buy year Articles related to spending less Are you ready to give a low-buy year (or week, month, or quarter) a try?
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Try A No Spend Month To Reset Your Finances!
Clever Girl Finance
FEBRUARY 11, 2025
The benefits of a no spend month Expert tip: A no spend month can make you more intentional Mistakes to avoid during your no spend month Commonly asked questions about doing a no spend month Articles related to spending less Try a no spend month! Follow your existing budget : Stick to your pre-planned necessities and nothing extra.
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End of Year Financial Checkup
MainStreet Financial Planning
DECEMBER 20, 2023
Review your budget – Are there any new expenses that you need to add or anything that can be taken out such as any unused subscriptions? Factors to consider would include – job changes, a change in the number of dependents, or a change in the number of breadwinners.
A Wedding Budget Breakdown + Tips To Plan Your Dream Wedding
Clever Girl Finance
JULY 6, 2023
After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. What is a decent budget for a wedding? Is $5,000 enough for a wedding?
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Average Net Worth By Age: Where Do You Stand?
Clever Girl Finance
JANUARY 29, 2023
If you are curious about how much savings you should have by what age , you'll find references to this throughout the article. Staying away from debt is also encouraged so you can keep your net worth number positive. There are a number of things you can do to reach your net worth and retirement goals.
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25 Minimalist Clothing Brands Your Budget Will Love
Clever Girl Finance
JULY 2, 2023
Instead, consider a more minimalist and timeless wardrobe to protect your budget and your closet space. Whether you go for a strict capsule wardrobe, choose to become a fashion minimalist, or simply invest in better items less often, your budget will love the refresh. Style is super subjective but so is your budget.
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15 Key Tips For Living On One Income
Clever Girl Finance
DECEMBER 13, 2023
Often, living on one income requires you to get creative with your budgeting and learn to prioritize your needs over your wants. Articles related to living on one income Living on one income will require consistency and dedication, but you can do it! And it all starts with building a sustainable budget.
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Is A 12-Month Emergency Fund Realistic? + How To Save Yours!
Clever Girl Finance
SEPTEMBER 13, 2022
To find out how much you need to save for your 12-month emergency fund, you’ll need to calculate your basic expenses for the month and multiply that number by 12. Now don’t let that number overwhelm you. Car accidents, deadly viruses, sports injuries - there are a number of unexpected things that can affect your well-being.
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8 Personal Finance QuestionsTo Ask Yourself Today
Clever Girl Finance
JANUARY 29, 2023
In the following article, we will take a look at why you need to manage your money regularly and the financial questions to ask yourself. When a big cost comes up — such as a vacation or car repair — you will instantly know whether you have the budget to cover it. Why do you need to ask yourself personal finance questions?
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Hindustan Aeronautics (HAL): Deep Dive into India’s Defence Investment Landscape
Trade Brains
FEBRUARY 14, 2024
In this article, we are going to look into what makes Hindustan Aeronautics so attractive and what their future prospects look like. In the Union Budget 2023-24, ₹5,93,537.64 crores in addition to revenue budget provisions for maintenance, repair & overhaul. crore has been allocated for defence.
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Advertising for Financial Advisors: Strategies for Success
Midstream Marketing
OCTOBER 29, 2024
They help you work better and use your advertising budget wisely. If you are doing advertising for the first time, it is smart to begin with a small budget. Start by using a small budget. This helps you make smart use of your budget and reach the right audience. This helps you manage your budget better.
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More Retirement Doom
Random Roger's Retirement Planning
APRIL 2, 2024
Northwestern Mutual published a report about the state of retirement and of course all the numbers are grim. million, do you think that number is close to what you need? I've been pushing back on the idea of have a number, a retirement number, for a very long time. You can read about at Yahoo and Bloomberg.
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The Student Debt Crisis And Black Women
Clever Girl Finance
JANUARY 29, 2023
Causes of the student debt crisis Based on these staggering numbers, the student loan crisis arises from the fact that many Americans are taking on high debt for college but are unable to pay off their student loans. For white students, that number drops to 59.9%. Without a budget, you'll be shooting blindly. An estimated 86.6%
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How Much To Save For A Baby + Key Savings Tips New Parents
Clever Girl Finance
AUGUST 19, 2024
Adjust your budget to include baby expenses 2. Articles related to expanding your family Leverage these tips to save for a baby! Adjust your budget to include baby expenses As soon as you know you have a baby is on the way, it’s a good idea to take a close look at your current budget. Practice living on one income 4.
Sinking Funds: Why You Need Them. How To Set Up Yours!
Clever Girl Finance
AUGUST 14, 2022
In this article, we will discuss everything you need to know about sinking funds - the why, the what, and the how. Do you cut down on the rest of your budget? Without a doubt, in the coming months, an expense will likely come up that is outside of your usual budget. How will you pay for it? Do you tap into your emergency fund?
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5 Steps To Create And Reach Your Short-Term Savings Goals
Clever Girl Finance
MAY 2, 2023
Consider giving yourself some breathing room in the budget for whatever life throws your way. Make room in your budget With the amount you need to save and a timeline in place, it’s time to determine the amount you need to set aside each month. If possible, make a space for this new savings goal in your budget.
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How To Use Money Journaling: Improve Your Mindset And Your Finances
Clever Girl Finance
JANUARY 17, 2023
And in this article, we will go over how exactly money journaling can work for you! To make it a money journal, you also need to write down how you feel about all your spending in addition to the numbers. For example, you might have a monthly budget but are you sticking to it? And isn't a good mood something worth budgeting for?
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Why Custom WordPress is the Best Choice for Financial Advisor Websites?
Midstream Marketing
JANUARY 24, 2025
Like any other business or professional service, financial advisors’ number one priority has become having a strong online presence. This article aims to help financial advisors make an informed decision by discussing the pros and cons of each option, ultimately guiding them towards the best choice for their business growth.
How To Stop Spending Money: Curb Your Over Spending
Clever Girl Finance
SEPTEMBER 19, 2023
Articles related to how to stop spending money Start working on how to stop spending money randomly! A lack of planning or failing to budget is one of the big budget challenges. Grocery shopping on a budget is way easier when you plan what you need to buy in advance. Or try out an eating clean on a budget meal plan.
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