Tobias Financial

AUGUST 27, 2024

To help you navigate these complex changes, our CEO, Marianela Collado , CPA/PFS, CFP®, CDS® has broken down the key points in three detailed videos. Income Tax Changes Understand the specific changes in income tax rates and deductions. Estate and Gift Tax Changes Learn about the implications for estate and gift tax planning.

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Tobias Financial

JULY 5, 2024

In a recent CNBC article, our Wealth Advisor, Catalina Franco-Cicero, MS, CFP®, CTS , was quoted on the topic of tax strategies during periods of unemployment. However, a period of lower income in 2024 could present valuable tax planning opportunities.

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Darrow Wealth Management

AUGUST 8, 2022

Particularly for beneficiaries inheriting a large retirement account in prime earning years, the tax impact may be significant. Article is for informational purposes only and should not be misinterpreted as personalized advice of any kind or a recommendation for any specific investment product, financial or tax strategy.

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Darrow Wealth Management

DECEMBER 5, 2022

Consider these other tax-saving gifting strategies. Article written by Darrow Advisor Kristin McKenna, CFP® and originally appeared on Forbes. If you don’t have appreciated securities in a brokerage account to donate to charity, don’t worry. Also speak with your financial advisor about your charitable goals.

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Sara Grillo

OCTOBER 21, 2022

Paraplanners can also hold various designations such as the CFP® certification , ChFC, Enrolled Agent, CPA, etc. One source interviewed for this article feels that a CFP® certificant who is a virtual paraplanner shouldn’t be charging less than $75/hour, which may then scale up with experience.

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Darrow Wealth Management

SEPTEMBER 7, 2023

So the choice ultimately has to be an educated guess in consideration with other key factors about your equity, post-IPO plans, and financial situation. Pros and cons of exercising stock options in a pre-IPO window If you are new to the tax implications and basics about exercising stock options, please read this article first.

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Darrow Wealth Management

NOVEMBER 20, 2023

If your assets are mostly pre-tax, a Roth conversion can add tax diversification while preserving tax-deferred growth and potentially tax-free withdrawals. But there are other ways to go about tax planning.

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Darrow Wealth Management

JULY 30, 2024

For founders, employees, and executives with stock-based compensation, an 83(b) election can be a powerful tax planning tool. When you make an 83(b) election, you’re opting to pay tax on unvested shares now, instead of when the stock vests. It can also preclude some tax planning strategies down the road.

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Darrow Wealth Management

OCTOBER 24, 2022

Usually, to benefit from charitable giving, taxpayers need to itemize their tax deductions. Like any tax planning strategy involving charitable giving, you must be charitably inclined for it to make sense. Article written by Darrow Advisor Kristin McKenna, CFP® and originally appeared on Forbes.

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Darrow Wealth Management

NOVEMBER 5, 2024

Using IRS Section 1202, taxpayers can sell stock potentially free of federal capital gains taxes if the requirements are met. This article is meant to be an easily-digestible introduction to QSBS. It is not personal legal/tax/financial advice or an exhaustive discussion of the exclusion.

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Darrow Wealth Management

JANUARY 9, 2023

Starting with the 2017 Tax Cuts and Jobs Act, then the 2019 Secure Act 1.0, it’s clear that investors need to be adaptive in tax planning. illustrates the importance of revisiting your retirement and tax planning strategy annually. ¹ At the very least, the Secure Act 2.0 The RMD age use to be pretty simple.

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Darrow Wealth Management

DECEMBER 23, 2022

This article was written by Darrow Advisor Kristin McKenna, CFP® and originally appeared on Forbes. As seen this year with the confusion about the inherited IRA rules and RMDs , it sometimes takes a while to sort everything out. So stay tuned! The post Secure Act 2.0

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Darrow Wealth Management

FEBRUARY 19, 2024

A complete discussion of the pros and cons and workings of swap funds is outside the scope of this article, but there are many things to consider, such as: liquidity, fees, unregulated nature of these funds, and availability/access. For simplicity, this article has only focused on situations where the holding was fully unrestricted.

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Tobias Financial

MARCH 20, 2024

In a recent MarketWatch article spotlighting tax filing options for married couples, our CEO, Marianela Collado, CPA/PFS, CFP®, CDS®, shared valuable insights on the choices between filing jointly or separately. While the tax code generally favors joint returns, there are instances where spouses may benefit from filing apart.

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Tobias Financial

MARCH 20, 2024

In a recent MarketWatch article spotlighting tax filing options for married couples, our CEO, Marianela Collado, CPA/PFS, CFP®, CDS®, shared valuable insights on the choices between filing jointly or separately. While the tax code generally favors joint returns, there are instances where spouses may benefit from filing apart.

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Taxes CFP Education Planning 52

International College of Financial Planning

AUGUST 2, 2021

If that sounds your case in this article, we shall look at the information you must know with regards to a career as a Financial Advisor. Accounting & Tax Planning Firms. However, if you are looking to scale the top of the pyramid you must opt for CFP or the Certified Financial Planner Charter. Banks & NBFCs.

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Investing Caffeine

MAY 3, 2023

Tax Planning: Are you maximizing your tax-deferred investment accounts? Whether you are contributing the limit to your IRA (Individual Retirement Account), 401(k) retirement plan at work, or pension (for larger business owner contributions), these are tremendous tax-deferral savings vehicles.

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Darrow Wealth Management

JULY 1, 2024

This tax benefit is scheduled to sunset at the end of 2026. Tax planning for 2026 Depending on your situation, income, and goals, your planning options will vary. As with anything in tax planning, it’s important not to let the tax-tail wag the dog.

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Sara Grillo

MARCH 22, 2024

Mike Staman Delaware Financial Planning Advice-only planner Florida Kelly Berenbaum Home Flat fee, fiduciary Christopher Diodato [link] Flat-fee financial guidance specializing in individuals interested in FIRE/early retirement. I also provide one-time retirement plans for DIY investors. Tax preparation is also available.

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Darrow Wealth Management

AUGUST 28, 2023

Your estate planning attorney can help ensure your post-close financial situation and goals are reflected in your current estate plan and trust structure. It may also be a good opportunity after the sale to discuss any charitable goals , legacy objectives for heirs, or estate tax planning strategies.

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Darrow Wealth Management

JULY 24, 2023

This article focuses on the distribution rules for non-eligible designated beneficiaries as that is most common. As of the writing of this article, those beneficiaries would still refer to the widely accepted guidance section above. Changes wouldn’t apply to individuals who died (at any age) before 2020 or between spouses.

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Clever Girl Finance

JULY 16, 2023

Article related to financial advice Do you need a financial advisor? Either way, this article will take a deep dive into what it takes to work with financial advisors. A Certified Public Accountant (CPA) is best equipped to support all your tax needs. So if you need to make a tax plan, these professionals will be more helpful.

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Clever Girl Finance

JULY 16, 2023

Article related to financial advice Do you need a financial advisor? Either way, this article will take a deep dive into what it takes to work with financial advisors. A Certified Public Accountant (CPA) is best equipped to support all your tax needs. So if you need to make a tax plan, these professionals will be more helpful.

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Financial Advisor Financial Planner Certified Financial Planner Investment Advisor 52

Zoe Financial

APRIL 4, 2023

Financial Tips to Keep in Mind Published April 5th, 2023 Reading Time: 6 minutes Written by: Kevin Ostergaard, CFP®, CIMA® & Mishkin Santa, J.D., Financial Tips to Keep in Mind Published April 5th, 2023 Reading Time: 6 minutes Written by: Kevin Ostergaard, CFP®, CIMA® & Mishkin Santa, J.D., You’re Ready to Move!

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WiserAdvisor

DECEMBER 1, 2023

This article will shed light on why physicians particularly need financial advisors to navigate the financial intricacies of their lives. Look for certifications such as Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), or Chartered Financial Analyst (CFA).

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WiserAdvisor

JUNE 2, 2023

This article discusses the different types of financial advisors you can choose from based on your specific financial needs and goals. Wealth managers provide several financial services to meet the needs of high-net-worth clients, including creating a will, business succession plan, advice on philanthropic activities, trust, and more.

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Harness Wealth

JUNE 1, 2023

When it comes to managing wealth and planning for a secure financial future, the services of financial professionals, such as financial advisors or wealth managers, are invaluable. Financial Planning: This involves creating a comprehensive financial plan, considering all aspects of your financial situation.

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Nerd's Eye View

MARCH 15, 2024

While the final submitted text has not been released, some experts suggest that the DoL likely made few changes to its initial proposal, despite significant opposition from broker-dealers that could lead to the judicial system deciding the rule’s ultimate fate.

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Nerd's Eye View

MARCH 15, 2024

While the final submitted text has not been released, some experts suggest that the DoL likely made few changes to its initial proposal, despite significant opposition from broker-dealers that could lead to the judicial system deciding the rule’s ultimate fate.

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Sara Grillo

APRIL 11, 2022

These services often include recommendations on investments, financial planning, retirement, Social Security, Medicare, tax planning, and other wealth-related topics. Today, I have Rick Perry with me, who is an hourly advisor, a CFP charter holder, and the host of the Bogle heads podcast, which has over 1 million views.

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Nerd's Eye View

NOVEMBER 1, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that SIFMA, which represents broker-dealers, investment banks, and asset managers, released a white paper that argues that CFP Board "increasingly functions as a de facto private regulator for CFP certificants" and proposes that CFP (..)

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Nerd's Eye View

FEBRUARY 21, 2025

The study identifies a potential cause as confusion among some prospects about how their advisor would be compensated, suggesting that increased transparency from advisors (and linking their fees to the value they provide) could help remove this barrier to seeking an advice engagement.

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Darrow Wealth Management

NOVEMBER 7, 2024

Here’s an outline of key considerations; the rest of this article discusses these items in detail. Exercise strategy: Timing: Consider the tax implications of exercising vested options before or after the IPO, timing of sales, and tax planning opportunities. The post What Does an IPO Mean for Stock Options?

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Indigo Marketing Agency

JANUARY 25, 2025

Whether its tax planning, practice management, or technology trends, Michael remains a go-to resource for cutting-edge knowledge. Carl Richards Reason to Follow: Master of simplifying complex financial concepts Carl Richards, CFP, aka The Sketch Guy, is a master of breaking down complex financial topics into simple, relatable concepts.

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