Nerd's Eye View

JULY 25, 2022

Which we’ve witnessed first-hand here at Kitces.com, as the advisor community has engaged in record numbers with some of our recent articles on how best to advise clients through it all, and capitalize on the opportunities along the way. A gap our Kitces Courses aim to fill!

Financial Planning 244

Financial Planning Education Estate Planning CFP 244

Nerd's Eye View

AUGUST 29, 2022

Which means now it’s time once again to take at least a brief pause to get some feedback about how we’re doing. Over the years, Nerd’s Eye View reader feedback has shaped everything from the visual design of the blog (from its original dense small font!)

Financial Advisor 245

Financial Advisor CFP Taxes Clients 245

Nerd's Eye View

JULY 8, 2024

interest rates, and relatively little new tax legislation (yet). After several turbulent years in both markets and workforces, 2024 appears to be the 'most normal' year of late, with strong market performance, cooling (or at least no longer rising!?)

Ethics 239

Ethics Education Financial Advice Taxes 239

Nerd's Eye View

JANUARY 13, 2025

And we continue to expand the types of CE we provide as well, including the ability for Canadian CFP certificants to earn CE credit from Kitces (effective immediately for 2025!), and we're aiming to offer CE for Accredited Investment Fiduciary (AIF) designees by the second half of the year!

Financial Advice 147

Financial Advice Ethics Financial Planning Education 147

Tobias Financial

DECEMBER 15, 2024

When it comes to financial planning, working with an advisor who understands both tax law and financial strategy can offer significant benefits. Advisors who have knowledge of tax laws alongside financial planning can help avoid potential pitfalls, improve tax efficiency, and ensure each decision aligns with long-term objectives.

Financial Advisor 52

Financial Advisor Certified Financial Planner Financial Planning CFP 52

Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. Here’s a summary of the major tax law changes coming in 2026 and some steps individuals and business owners can take to prepare. For some, this may lead to more taxes paid on capital gains.

Taxes 101

Taxes Tax Planning Planning Estate Planning 101

Darrow Wealth Management

JULY 30, 2024

For founders, employees, and executives with stock-based compensation, an 83(b) election can be a powerful tax planning tool. When you make an 83(b) election, you’re opting to pay tax on unvested shares now, instead of when the stock vests. In tax lingo, this is known as substantial risk of forfeiture.

Taxes 92

Taxes Tax Planning Startup Valuation 92

eMoney Advisor

JANUARY 12, 2023

Best for: All financial professionals, though most of the pro bono counseling opportunities are for CFP® professionals. E&O insurance: Yes, for CFP® pros in good standing who have completed training. Best for: Professionals with CFP®, CPA, ChFC®, CLU®, EA, CSLP®, or CDFA® credentials who want to help women.

Financial Planning 107

Financial Planning Planning Financial Planner CFP 107

Covisum

NOVEMBER 21, 2023

In the dynamic landscape of retirement planning, the article " Managing Taxes in Retirement using the Effective Marginal Tax Rate " published in Advisor Perspectives by Dr. Wade Pfau and Joe Elsasser, CFP(R), provides valuable insights into tax-efficient distribution strategies.

Retirement 52

Retirement Taxes Retirement Planning CFP 52

Advisor Perspectives

FEBRUARY 12, 2024

This article identifies 10 real-world considerations in tax efficient distribution planning from the perspectives of an academic (Wade Pfau, PhD), a practitioner (Joe Elsasser, CFP), and a CPA (Steven Jarvis).

Distribution 49

Distribution Taxes Planning CFP 49

Tobias Financial

JULY 5, 2024

In a recent CNBC article, our Wealth Advisor, Catalina Franco-Cicero, MS, CFP®, CTS , was quoted on the topic of tax strategies during periods of unemployment. However, a period of lower income in 2024 could present valuable tax planning opportunities.

Taxes 52

Taxes Tax Planning Wealth Advisor CFP 52

Darrow Wealth Management

DECEMBER 5, 2022

Donating appreciated stock to charity can be a great way to give back and reduce your tax bill. Taxpayers who itemize get a tax deduction for the market value of the stock. If you want to make a gift for the 2022 tax year – act now. These two steps don’t need to happen in the same tax year.

Taxes 97

Taxes CFP Wealth Management Valuation 97

Tobias Financial

AUGUST 27, 2024

Significant changes are on the horizon with the upcoming sunset of the Tax Cuts and Jobs Act (TCJA) at the end of 2025. To help you navigate these complex changes, our CEO, Marianela Collado , CPA/PFS, CFP®, CDS® has broken down the key points in three detailed videos.

Taxes 52

Taxes Tax Planning CFP Planning 52

eMoney Advisor

MAY 1, 2023

John Eing, MBA, CPA, CFP® “Understanding cultural values can make you a better financial planner. James Lee, CFP® “Financial planning services are wanted and needed, and I feel that my service to FPA is my way of scaling financial planning to more people throughout society.” Here are eight of their stories to enjoy.

Financial Planning 101

Financial Planning Planning Financial Planner CFP 101

Carson Wealth

DECEMBER 10, 2024

By Brady Marlow, CFP, AEP, CAP, CPWA, CExP , Director, Carson Private Client Wealth Strategy The emotional and psychological benefits of charitable giving are well documented. With careful planning, you may be able to reduce your tax bill or optimize the impact of your estate.

Taxes 52

Taxes Distribution Financial Advisor Assets 52

Carson Wealth

MARCH 26, 2024

By Mike Valenti, CPA, CFP®, Director,Tax Planning LLCs can provide legal protections and a level of anonymity, either or both of which can be beneficial for business owners, investors, and others with valid intentions. From the business : Legal business name and all DBA names Physical address (not a P.O.

License 129

License Tax Planning CFP Taxes 129

Darrow Wealth Management

OCTOBER 21, 2024

This is the focus of this article. When unexercised ISOs are cashed out at closing, it’s considered a cancellation of stock options for tax purposes, not a disqualifying disposition. This is important, as the former will be subject to payroll tax. Speak with your financial and tax advisor before making a decision.

Taxes 114

Taxes Wealth Management Planning Media 114

Indigo Marketing Agency

MARCH 6, 2023

This article represents the opinion of Mitlin Financial Inc. It should not be construed as providing investment, legal, and/or tax advice. About Larry Lawrence “Larry” Sprung, CFP®, is the founder and wealth advisor at Mitlin Financial, Inc. Investing involves risk, including possible loss of principal.

CFP 52

CFP Advertising Clients Communication 52

Tobias Financial

AUGUST 22, 2023

Our Wealth Advisor Catalina Franco-Cicero , MS, CFP®, CTS was recently quoted in Financial Planning, sharing her thoughts on paying off student loan debt. Navigating the tax implications and complexities surrounding student loan debt has become an integral part of financial planning.

Taxes 52

Taxes Financial Planning Wealth Advisor CFP 52

Darrow Wealth Management

FEBRUARY 19, 2024

A deep discussion of these strategies is outside the scope of this overview, and because every situation is so different, be sure to discuss your situation with your tax and financial advisor. Taxes should always be a component of any investment decision — but not the main driver.

Management 106

Management Taxes Portfolio Estate Planning 106

Darrow Wealth Management

JULY 30, 2024

For founders, employees, and executives with stock-based compensation, an 83(b) election can be a powerful tax planning tool. When you make an 83(b) election, you’re opting to pay tax on unvested shares now, instead of when the stock vests. In tax lingo, this is known as substantial risk of forfeiture.

Taxes 52

Taxes Tax Planning Startup Valuation 52

MainStreet Financial Planning

AUGUST 2, 2024

It not only helps children learn how to count but also introduces basic concepts of spending, saving, paying taxes, and enjoying their money. . – This has been one of Anna’s son Liam’s favorite books.

Budgeting 97

Budgeting CFP Education Financial Planning 97

Darrow Wealth Management

JULY 1, 2024

The 2017 Tax Cuts and Jobs Act (TCJA) brought sweeping changes to the tax code, impacting every taxpayer and business owner. Here’s a summary of the major tax law changes coming in 2026 and some steps individuals and business owners can take to prepare. For some, this may lead to more taxes paid on capital gains.

Taxes 52

Taxes Tax Planning Planning Estate Planning 52

Your Richest Life

APRIL 5, 2022

If you’ve already filed your taxes and received your refund, you might already be thinking of ways to use that refund. Here are some tips for putting that money to the best possible use in 2022: Avoid impulse tax refund spending. If you received a tax refund, then you might already be imagining different ways to spend it.

Taxes 52

Taxes Accounting Budgeting Fee Only 52

Darrow Wealth Management

NOVEMBER 20, 2023

Considering Roth conversions in retirement When you convert pre-tax money from an IRA to an after-tax Roth IRA, the amount converted is included in your taxable income. But in retirement, without a paycheck, it can be a great opportunity to control your tax situation for the year and fill up the lower tax brackets.

Retirement 95

Retirement Distribution Taxes Accounting 95

Darrow Wealth Management

DECEMBER 23, 2022

Congress is once again poised to make sweeping changes to the retirement and tax rules in the last two weeks of the year. In the new bill, the age when retirees must begin drawing from non-Roth tax-deferred retirement accounts would increase to 73 in 2023 and 75 in 2033. The Secure Act 2.0 is expected to become law later this week.

Retirement 99

Retirement Retirement Planning Distribution Taxes 99

Darrow Wealth Management

MARCH 11, 2024

The primary benefits are tax savings and ability to stay invested. Pros and cons of using a portfolio-based line of credit to buy a house Ultimately, you’ll want to speak with your financial and tax advisor before considering borrowing against your investment accounts. As with any financial decision, there are risks.

Wealth Management 96

Wealth Management Accounting Taxes Portfolio 96

Investing Caffeine

MARCH 1, 2024

Tax Time April is fast approaching, which means it’s that time of the year when Uncle Sam will come knocking on your door with your tax bill. Perhaps your taxes have already been prepaid and a refund is coming your way. Slome, CFA, CFP® Plan. Subscribe Here to view all monthly articles. www.Sidoxia.com Wade W.

Taxes 52

Taxes Risk Tolerance Retirement Investing 52

Darrow Wealth Management

OCTOBER 1, 2022

After-tax cost of borrowing and hurdle rates. With state and local taxes (SALT) now capped at $10,000 and standard deductions increasing to $25,900 for married taxpayers (plus $1,400 if over 65), fewer taxpayers benefit from itemizing deductions. Without itemizing, most charitable gifts carry no tax benefit for example.

Retirement 96

Retirement Taxes Math CFP 96

Darrow Wealth Management

DECEMBER 23, 2023

Contributions to the account are made after tax and the money can be invested and grow tax-deferred. If the funds are used for qualifying educational expenses, withdrawals are tax-free. In 2023, the annual gift tax exclusion is $17,000 per person, increasing $1,000 in 2024.

Taxes 92

Taxes Education Wealth Management Planning 92

Investing Caffeine

JANUARY 2, 2024

Slome, CFA, CFP® Plan. This article is an excerpt from a previously released Sidoxia Capital Management complimentary newsletter (January 2, 2024). Subscribe Here to view all monthly articles. www.Sidoxia.com Wade W. Please read disclosure language on IC Contact page.

Economy 98

Economy CFP Accounting Investing 98

Tobias Financial

MARCH 20, 2024

In a recent MarketWatch article spotlighting tax filing options for married couples, our CEO, Marianela Collado, CPA/PFS, CFP®, CDS®, shared valuable insights on the choices between filing jointly or separately. While the tax code generally favors joint returns, there are instances where spouses may benefit from filing apart.

Taxes 52

Taxes CFP Education Planning 52

Darrow Wealth Management

JULY 25, 2022

And tax implications, concentration, risk tolerance and other factors should always be considered. Article written by Darrow Advisor Kristin McKenna, CFP® and originally appeared on Forbes. This is a general communication should not be used as the basis for making any type of tax, financial, legal, or investment decision.

Marketing 99

Marketing Marketing Valuation Risk Tolerance 99

Investing Caffeine

DECEMBER 1, 2023

Slome, CFA, CFP® Plan. This article is an excerpt from a previously released Sidoxia Capital Management complimentary newsletter (December 1, 2023). Subscribe Here to view all monthly articles. www.Sidoxia.com Wade W. Please read disclosure language on IC Contact page.

Economy 91

Economy CFP Economics Investing 91

Tobias Financial

MARCH 20, 2024

In a recent MarketWatch article spotlighting tax filing options for married couples, our CEO, Marianela Collado, CPA/PFS, CFP®, CDS®, shared valuable insights on the choices between filing jointly or separately. While the tax code generally favors joint returns, there are instances where spouses may benefit from filing apart.

Taxes 52

Taxes CFP Education Planning 52

Investing Caffeine

JUNE 1, 2023

Maybe ChatGPT will do my taxes next year? Slome, CFA, CFP® Plan. This article is an excerpt from a previously released Sidoxia Capital Management complimentary newsletter (June 1, 2023). Subscribe Here to view all monthly articles. Believe it or not, ChatGPT recently passed the CPA exam ! www.Sidoxia.com Wade W.

Engineering 105

Engineering Accounting Healthcare CFP 105

Darrow Wealth Management

JUNE 26, 2023

Property taxes For example, in certain locations such as sought-after vacation destinations, property taxes can be quite high. Property taxes For example, in certain locations such as sought-after vacation destinations, property taxes can be quite high. It’s all relative though. Not too bad!

Insurance 99

Insurance Taxes Wealth Management Planning 99