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How to Prepare for Lower Interest Rates

MainStreet Financial Planning

In this article, we’ll explore three key areas: savings, debt management, and investment strategies, and provide actionable advice to help you stay ahead of the curve. Debt Management While lower interest rates are good news for borrowers, high-interest debt will still weigh heavily on your finances.

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What Is Budget Counseling And How Does It Work?

Clever Girl Finance

Articles related to counseling and budgeting Consider budget counseling to get your finances in order! However, in some cases, you may need to sign up for a Debt Management Program (DMP), which will usually have a cost. You can get basic budget counseling at their various agencies as well as debt management plans.

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How Consumer Credit Counseling Works

Clever Girl Finance

A step-by-step guide on how to use consumer credit counseling Expert tip: A credit counselor can help with more than debt management Where to find a reputable credit service How credit counseling can help you How do you select a credit counseling service? What makes a credit counselor credible?

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7 Tips For How To Negotiate Credit Card Debt

Clever Girl Finance

Is it possible to negotiate a credit card debt settlement myself? Articles related to credit card debt Take charge of your finances by negotiating your credit card debt starting today! Credit card debt has risen to $1.03 So if you have credit card debt, you aren’t the only one.

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19 Best Recession-Proof Jobs For All Skill Levels

Clever Girl Finance

More recession planning related articles Consider these recession-proof jobs! Credit and debt management counselors Unfortunately, many people turn to credit cards and amass more debt during financial hardship. As people add to their credit card balances, more are going to need help managing their debt.

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Financial Literacy: Why It Matters and How to Improve It

International College of Financial Planning

Debt management Debt management involves understanding the different types of debt,evaluating their costs, and creating a strategy to pay off debts efficiently.Financially literate individuals can make informed decisions about borrowing money, negotiate better interest rates, and avoid falling into debt traps.

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7 Best Personal Finance Courses in 2024 For Beginners

Trade Brains

In this article, we guide you through the list of top personal finance courses designed for beginner to intermediate-level learners. From budgeting basics to investments, these courses offer a comprehensive foundation for managing your money in a better way. You can enroll in the course here.