Random Roger's Retirement Planning

DECEMBER 3, 2024

There was an article on LinkedIn (via Abnormal Returns) by Victor Haghani that dug into the math working against leveraged ETFs. Eric Balchunas from Bloomberg was baffled because the 1x version only has $60 million in AUM and trades about $1 million per day.

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Random Roger's Retirement Planning

APRIL 22, 2024

Jason Zweig wrote an article titled How Not to Invest in the Bond Market. The article devoted a good amount of space to bond market math, focusing on the pain of owning the iShares 20+ Year Treasury ETF (TLT) and bond funds in general. The title of course piqued my interest. This quote from Jason surprised me.

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Random Roger's Retirement Planning

JUNE 10, 2024

The title of today's post is essentially the question asked in a Bloomberg Article ( syndicated at Yahoo ). We've talked just a couple of times about the market becoming increasingly concentrated which just in terms of math means that a diversified strategy will lag for as long as the big names do well. The love the word ballast.

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Random Roger's Retirement Planning

JANUARY 6, 2025

The Wall Street Journal had an article about the fear common to retirees about outliving their money. The title of the WSJ article addresses outliving your money but doesn't spend very much time on a big part of the reason why this a concern which is needing needing to pay for some sort of very expensive assisted living or home health care.

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Midstream Marketing

DECEMBER 5, 2019

Prior to the BERT rollout, one example for the search phrase “math practice books for adults” used to generate a listing for a book aimed at kids in grades six to eight at the top of the results.

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The Irrelevant Investor

NOVEMBER 11, 2018

Articles In hindsight, we can see that the value in 2014 $AAPL was real while the value in 2014 $IBM was fake. Investment finance math is sales math. By Richard Wiggins & Michael Edesess Unlike social security, many pensions suffer reverse compounding of purchasing power over time.

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Random Roger's Retirement Planning

FEBRUARY 29, 2024

I am less interested int he fund than this excerpt from the beginning of the article. The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. Barron's had a quick profile on the Blackrock Flexible Income Fund (BINC) which is an active ETF managed by Rick Reider.

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Random Roger's Retirement Planning

JUNE 30, 2024

The latest retirement disaster article from Yahoo focuses on 55 year olds who have a "median savings of less than $50,000." We've gone over the math before that starting as late as 55 can catch a lot of the way up if they can afford to save a very high percentage of their income. Anyone else skeptical about that $50,000 figure?

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Random Roger's Retirement Planning

JULY 8, 2023

Barron's had a fun article that looked at some ideas from William Bernstein titled The Trick To A Bullet Proof Portfolio? I'm a sucker for this sort of article. That is difficult to pull off but if you do the math on that it shows long term outperformance. Invest For The Very Worst Of The Worst.

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David Nelson

OCTOBER 31, 2022

Do the Math! Do the math! One where management and boards answer to the shareholders, that’s you. *At the time of this article some funds managed by David were long AAPL. They didn’t want to be forced to buy a company that so blatantly stepped on shareholder rights. Facebook has two shareholder classes.

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Random Roger's Retirement Planning

OCTOBER 29, 2023

This post looks at several interesting articles in the current Barron's. Normal 0 false false false EN-US X-NONE X-NONE A quick hit article on HSAs which have evolved to be more of a mainstream type of health insurance offered now as a benefit to employees. Here is an interesting quote from the first Barron’s article.

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Mr. Money Mustache

FEBRUARY 25, 2025

Its just basic math. The Final Word If youve read any of my stock investing articles before, youll know that we always end up at the same place: Just relax, enjoy your life, keep investing, ignore the daily news headlines* and dont worry. All the other MMM Stock Market Articles from past years: Finally, a Stock Market Crash!

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The Irrelevant Investor

DECEMBER 24, 2017

Articles Stories lead to as much success as success leads to stories. By Ben Carlson I do the math, they do the physics. By Morgan Housel At some point along the way the disappointments and hurt feelings from falling short of our youthful ideals begins to wane.

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Random Roger's Retirement Planning

AUGUST 17, 2023

A couple of different articles that I think can weave together for a blog post. This article obviously favors more stocks but an interesting thing not said was at what number would it make sense to just flip from individual holdings to mutual funds and ETFs. The first one was in Barron's, it was a quick read studying diversification.

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Random Roger's Retirement Planning

APRIL 12, 2023

The Wall Street Journal had an article about the standard 60/40 portfolio , that is 60% allocated to stocks and 40% allocated to fixed income. If the math is not clear on the 80/20 looking like 60% equities, the allocation is 80% plain vanilla equity and then subtract the 20% in the inverse fund which gets to a 60% net equity exposure.

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Darrow Wealth Management

OCTOBER 1, 2022

However, if the goal is to pay off a mortgage before retirement to spend would-be mortgage payments on other things during retirement, the math may not work out. Article written by Darrow Advisor Kristin McKenna, CFP® and originally appeared on Forbes. After all, goals often change over time.

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Darrow Wealth Management

MAY 22, 2023

Again just using simple math, this presumes the par value will roll over each month and reinvest at the same rate to get to the annual yield. Article written by Darrow Wealth Management President Kristin McKenna, CFP® and originally appeared on Forbes. Compare that to the stated yield of 5.6% on a 1-month T-bill, which is roughly.467%

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Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. Articles related to organized finances and financial literacy Calculate your personal finance ratios! Now is the time to remember these math equations are most insightful when you put them into context.

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The Irrelevant Investor

APRIL 12, 2017

Hendrik Bessembinder An excellent piece from Bloomberg came out over the weekend, The Math Behind Futility , which looks beyond the usual explanations as to why the majority of professional stock pickers fail to keep up with an index. percentage points above the median, according to the article. down to 2.9%.

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The Big Picture

JANUARY 21, 2025

Jonathan Clements : Yeah, when I was at Forbes after this initial spell as a fact checker, I was given the mutual funds beat and the core article as the mutual funds reporter for Forbes Magazine. I mean, since that came out, you know, I had the Wall Street Journal article that I wrote. And it was very formulaic.

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Investing Caffeine

FEBRUARY 1, 2022

Math Matters. I did okay in school and was educated on many different topics, including the basic principle that math matters. This article is an excerpt from a previously released Sidoxia Capital Management complimentary newsletter (February 1, 2022). Source: Calafia Beach Pundit. www.Sidoxia.com. Slome, CFA, CFP®.

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Clever Girl Finance

JULY 8, 2024

Articles related to side hustles Boost your income with these money-making side hustles for women! That said, in this article, I ‘ll be breaking down some of the best side hustles for women! Read our detailed article on how to become a blogger and start making money ! How can women make money on the side?

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Validea

JANUARY 25, 2023

Another one is being able to write articles, blogs, summaries, etc. So far, the trajectory suggests that this sort of model will never be good at math, for example. This saves developers significant time. This also opens up the possibility for non-developers to be able to do programming tasks via natural language.

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Clever Girl Finance

AUGUST 14, 2022

In this article, we will discuss everything you need to know about sinking funds - the why, the what, and the how. It also gives you the math formula to find the information you need if you prefer. You'll learn how to rethink your finances, save intelligently, and spend guilt-free for big events. Omni calculator.

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Walkner Condon Financial Advisors

JUNE 2, 2023

And in our research for this article, we were happy to learn that we are trending in the right direction. In this regard, financial planning seems to differ from science, technology, engineering and math (STEM) careers where many women leave their jobs in their mid-thirties after a few years of experience on the job.”

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Random Roger's Retirement Planning

DECEMBER 1, 2023

A commenter on a Yahoo article in italics and my reply if he'd have asked me in regular font. Part of the math that determines options premiums is the risk free rate of return from T-bills. I am manually reinvesting the dividends, I started doing that before reading the article last week by Rida.

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Clever Girl Finance

SEPTEMBER 11, 2023

Articles related to the 50-30-20 budget Leverage the 50-30-20 budget today! And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. Is the 50-30-20 budget gross or net? What are the flaws of the 50-30-20 rule?

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Darrow Wealth Management

SEPTEMBER 7, 2023

Pros and cons of exercising stock options in a pre-IPO window If you are new to the tax implications and basics about exercising stock options, please read this article first. So the choice ultimately has to be an educated guess in consideration with other key factors about your equity, post-IPO plans, and financial situation.

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Random Roger's Retirement Planning

NOVEMBER 19, 2023

There are some interesting comments on the article though as is often the case. Part of the math that determines options premiums is the risk free rate of return from T-bills. I used the example of a tree falling onto one client's house earlier this year. Covered call funds have many favorable attributes.

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Random Roger's Retirement Planning

SEPTEMBER 6, 2024

Barron's dusted off the retirement bucket playbook in an article while also arguing that a 5% withdrawal rate in retirement can now be considered safe versus the more common 4%. The way the math works out, 4% has a success rate in the low 90's based on simulations and has never failed looking backward. Always read the comments.

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Clever Girl Finance

JULY 13, 2024

More articles related to budgeting Save more money with the 60/30/10 budget! The math may not work for your income right away Unless you have a very large income, this budget could be challenging without some major lifestyle and financial changes. Is the 60/30/10 budget right for me? What is a 60/30/10 rule example?

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Clever Girl Finance

JANUARY 17, 2023

And in this article, we will go over how exactly money journaling can work for you! It's more than just math. There are various ways to get into this hobby—dream journaling, gratitude journaling, book journaling. But have you heard of money journaling? Well, it can help you give your finances and your mindset a mega boost.

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Midstream Marketing

SEPTEMBER 24, 2019

They spend hours writing articles and finally hit that “Submit” button… only to not get anywhere near the number of leads that they thought they would. Other times, it’s because those articles were created without a real SEO strategy behind them. If, of course, they were even able to generate leads at all.

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Clever Girl Finance

JUNE 5, 2023

Articles related to leaving a job Leverage these tips for leaving a job the right way! Make sure you have done the math. Articles related to leaving a job 5 Signs Your Boss Wants You To Stay: Leverage These Signs! 6 Examples Expert tip Leaving a job the right way How to answer the question, "Why did you leave your job?"

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Clever Girl Finance

FEBRUARY 12, 2023

That said, in this article, we'll be breaking down some of the best side hustles for women! You can provide bookkeeping services online or offline, and it can be the best side hustle for women who are great at math and business. And check out places to find online transcription jobs in this article from The Write Life.

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Random Roger's Retirement Planning

FEBRUARY 4, 2024

Today's post will look at a couple of different retirement articles that I stumbled into this weekend. The article was dismissive of hobbies and made no mention of actively volunteering. The other article was not about retiring but there is a clear an obvious parallel related to big lifetime milestones.

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The Big Picture

MAY 9, 2023

So I took it upon myself to go off and took a course in bond math, took another course in derivatives and realized the underlying fundamental concepts were barely, I mean, it wasn’t even high school math in most cases. I didn’t know what any of these terms meant.

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