MainStreet Financial Planning

FEBRUARY 1, 2024

During recent conversations, I’ve come across several people unfamiliar with the concept of fee-only financial planning, let alone considering it as a feasible choice. To shed light on this, I want to articulate the distinctive approach we use at MainStreet Financial Planning.

Financial Advice 98

Financial Advice Planning Fee Only Financial Planning 98

Alpha Architect

JANUARY 2, 2024

This article seeks to examine what research says about the interplay between risk tolerance, financial literacy, and trust and their collective impact on the pursuit of financial advice by Black and Hispanic households. Do racial barriers prevent Black and Hispanic households from pursuing financial advice?

Financial Advice 109

Financial Advice Risk Tolerance Financial Planning Government 109

Tobias Financial

MARCH 16, 2025

It is for information and planning purposes only. Whether youre new to investing or have years of experience, taking a step back to evaluate your strategy can help ensure that your portfolio remains aligned with your objectives, especially in times of market uncertainty and volatility.

Investing 52

Investing Investments Risk Tolerance Asset Allocation 52

The Chicago Financial Planner

FEBRUARY 5, 2022

Quoted in a Wall Street Journal article before the 2016 game, respected Wall Street analyst Robert Stoval said, “There is no intellectual backing for this sort of thing, except that it works.”. Any investment strategy that does not incorporate your goals, time horizon, and risk tolerance is flawed. Photo credit: Flickr.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

Risk Tolerance 98

Risk Tolerance Clients Portfolio Investing 98

Clever Girl Finance

DECEMBER 1, 2022

No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. What is a financial plan?

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. How do you plan to approach such a client?

Risk Management 97

Risk Management Clients Risk Tolerance Management 97

Integrity Financial Planning

JUNE 7, 2023

In this article, we will explore some strategies to help you choose the best investments for your IRA. 1] What are Your Investment Goals and Risk Tolerance When selecting investments for your IRA, consider your investment goals and risk tolerance.

Risk Tolerance 85

Risk Tolerance Investing Investments Retirement 85

WiserAdvisor

MARCH 13, 2024

Achieving financial freedom in retirement requires meticulous planning, dedicated effort, and strategic management. Without a solid plan, you risk drifting without direction. Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

MainStreet Financial Planning

DECEMBER 20, 2023

One area that often gets overlooked in the midst of planning is reviewing your financial habits and goals, so I’ve put together a short list of 3 areas to review before January. If you are unsure if your portfolio aligns with your risk tolerance, time horizon and goals, reach out to us at Mainstreet and we would be happy to help!

Risk Tolerance 97

Risk Tolerance Budgeting Asset Allocation Portfolio 97

Clever Girl Finance

MARCH 14, 2023

In this article, you'll find out more about what this is and how to earn it. At the same time, you lower your exposure to the risks of each. Understand what risk tolerance means for you Investing in securities like stocks and mutual funds is risky. Low-risk tolerance means you’d rather play it safer when investing.

Portfolio 105

Portfolio Risk Tolerance Accounting Taxes 105

Darrow Wealth Management

FEBRUARY 9, 2025

High yields can be a sign of underlying issues with the company that puts principal at risk and endangers the dividend income if the company’s financials cannot support it. Before you can evaluate stocks or bonds to invest in, you’ll need to develop the metrics you plan to use in the analysis. versus 1.1%

Retirement 67

Retirement Asset Allocation Taxes Portfolio 67

WiserAdvisor

AUGUST 31, 2023

They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. They can also help you optimize your savings and investment plans, ensuring that you maximize your earning potential while minimizing risks. But their support does not end there.

Financial Advisor 90

Financial Advisor Retirement Risk Tolerance Estate Planning 90

Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

Financial Planning 91

Financial Planning Planning Budgeting Retirement 91

Darrow Wealth Management

MARCH 13, 2025

Unfortunately, most executives and insiders have less flexibility to reduce risk on a concentrated position of company stock. The situational nature of planning to diversify one large position cannot be over-emphasized, so it’s important to work with a financial advisor who has experience in this area.

Management 66

Management Taxes Estate Planning Asset Allocation 66

Random Roger's Retirement Planning

MARCH 22, 2025

I also owned the name for a couple of more risk tolerant clients. Very difficult to hold Jack Hough, writing for Barron's had a peculiarly thin article picking on managed futures. For a ten year run ending Jan 1, 2019 though it compounded at over 6% annually plus that dividend yield on top and a very low beta.

Investing 59

Investing Investments Risk Tolerance Management 59

Steve Sanduski

DECEMBER 11, 2024

In this article, well explore a step-by-step process to help you systematize client transitions, leveraging insights from experienced coaches Steve Sanduski and Amy Koenig. 02 Why a Well-Planned Transition Enhances Advisor Confidence? 02 Why a Well-Planned Transition Enhances Advisor Confidence?

Financial Advisor 52

Financial Advisor Clients Communication Planning 52

MainStreet Financial Planning

AUGUST 16, 2022

There are many steps in building an investment portfolio, in this article, I’ll discuss how asset allocation and risk tolerance are important considerations when investing. The appropriate mix or recipe in these various categories varies given your age, risk tolerance, and timeline to retirement or spending.

Asset Allocation 52

Asset Allocation Assets Risk Tolerance Portfolio 52

Good Financial Cents

DECEMBER 22, 2022

There are many options, but your top priority should be choosing an investment that aligns well with your goals and risk tolerance. Open a 529 College Savings Plan. Open a 529 College Savings Plan. You’ll need a few good ideas to develop a business plan that could work. Invest in ETFs. Hire a Robo-Advisor .

Investing 108

Investing Investments Risk Tolerance Accounting 108

WiserAdvisor

OCTOBER 20, 2023

You may consult with a professional financial advisor to better understand your financial history and the ensuing impact your past choices may have on your future financial planning. They provide an opportunity to make necessary adjustments, whether it’s reallocating investments, revisiting saving rates, or redefining retirement plans.

Financial Planning 74

Financial Planning Planning Financial Advisor Wealth Accumulation 74

James Hendries

OCTOBER 21, 2022

If you’ve never engaged in financial planning and are unsure how to get started, this article is for you. A financial plan starts by evaluating your current financial situation and future expectations and can be created independently or with the help of a financial professional. Calculating current net worth and cash flow.

Financial Planning 52

Financial Planning Planning Budgeting Risk Tolerance 52

Good Financial Cents

SEPTEMBER 29, 2022

Traditional IRA: Best for Dedicated Retirement Planning. IRA plans are subject to Required Minimum Distributions (RMDs) beginning at age 72. Roth IRA: Best for Retirement Planning + Immediate Funds Access. Same procedure as with traditional IRAs, except you must specify the plan will be a Roth. How to invest.

Investing 109

Investing Investments Retirement Planning Risk Tolerance 109

Clever Girl Finance

FEBRUARY 2, 2024

The 401(k) Plan 2. The SEP-IRA (AKA Simplified Employee Pension) Expert tip: Understand your risk tolerance How to save for retirement in your 20s when you’re just starting out How much should I contribute to my 401(k) in my 20s? Articles related to preparing for retirement Retirement planning in your 20s: Start saving now!

Retirement 98

Retirement Accounting Taxes Risk Tolerance 98

WiserAdvisor

DECEMBER 18, 2023

Retirement planning is not just about reaching a target savings number. Remember, effective retirement planning involves a balance of realistic expectations and prudent financial strategies, ensuring you can enjoy your retirement years with peace of mind and financial security.

Retirement 81

Retirement Retirement Planning Risk Tolerance Healthcare 81

Cordant Wealth Partners

DECEMBER 11, 2022

Today we are going to tell you everything you need to know about the Intel Minimum Pension Plan (MPP). We’ll cover: How the Intel pension plan works. The basic idea of a pension plan is fairly straightforward. Intel’s pension plan is a minimum benefit pension plan. How Pensions Work.

Planning 52

Planning Risk Tolerance Retirement Accounting 52

WiserAdvisor

APRIL 25, 2023

This article will explore how often to rebalance your 401(k). Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. This may lead to a higher or lower risk profile than initially intended. Need a financial advisor?

Risk Tolerance 76

Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

Clever Girl Finance

JULY 24, 2023

Many choose to save through a 529 plan to make the process easier. But is a 529 plan worth it? Table of contents What is a 529 plan? What are the pros of a 529 plan? What are the cons of a 529 plan? Expert tip Is it possible to lose money in a 529 plan? We’ll also go over the pros and cons of 529 plans.

Planning 52

Planning Education Accounting Taxes 52

Clever Girl Finance

OCTOBER 8, 2024

Articles related to investing Yes, now is a good time to invest! Staying committed to my investment plan, even during market downturns, has been crucial. Understand your risk tolerance Assess your age, income, and goals to determine your risk appetite. Is investing better than saving?

Investing 98

Investing Investments Risk Tolerance Portfolio 98

WiserAdvisor

SEPTEMBER 13, 2023

While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. Longevity risk refers to the risk that people are living longer lifespans than previous generations.

Retirement Planning 52

Retirement Planning Retirement Planning Risk Tolerance 52

Clever Girl Finance

OCTOBER 12, 2023

Women’s financial plans are unique, so their investing strategies should be, too. Find out more about women and investing, and discover ideas for creating your own investment plan. Articles related to women and investing There’s a bright financial future for women and investing! Who are some popular women investors?

Investing 97

Investing Investments Risk Tolerance Accounting 97

Good Financial Cents

JANUARY 23, 2023

The 401(k) plan is the largest asset many investors own accounting for 36.2% The Bottom Line on Checking Your 401(k) A 401(k) is a type of retirement savings plan offered by many employers to their employees. 401(k) plans have become extremely popular in the U.S., Especially, if you plan on rolling over your 401(k) to an IRA.

Retirement 102

Retirement Accounting Planning Taxes 102

Good Financial Cents

JANUARY 26, 2023

But while it’s possible to retire at 50 and have plenty of time left in life to have new experiences, it takes careful planning and a will of steel. That means understanding the stock market, planning for debt and savings, and investing in yourself through education or entrepreneurial ventures. Your retirement plan shouldn’t be.

Retirement 122

Retirement Taxes Retirement Planning Accounting 122

Clever Girl Finance

NOVEMBER 25, 2023

Articles related to investing for beginners These tips make how to start investing for beginners a breeze! In most cases, you plan for little ongoing involvement on your part once you’ve invested the money. Then you can choose the options that are best for you when you create your investment portfolio and financial plan.

Investing 90

Investing Investments Risk Tolerance Accounting 90

Good Financial Cents

JANUARY 24, 2023

The Roth IRA vs traditional IRA – they’re basically the same plan, right? While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Not exactly. The most basic requirement is that you have earned income.

Retirement Planning 122

Retirement Planning Retirement Taxes Distribution 122

Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? A Simple IRA, or Savings Incentive Match Plan for Employees, is a type of employer-sponsored retirement savings plan that is designed to be easy to set up and maintain for small business owners. What is a Simple IRA? Benefits of the Simple IRA vs 401k.

Retirement Planning 111

Retirement Planning Retirement Planning Taxes 111

BlueMind

MAY 10, 2022

To succeed as a financial advisor your focus should be more than just finance, investing, and a retirement plan. That can be done by asking the right financial planning questions and providing your clients with a unique and extraordinary advisor-client experience. Building a relationship requires effort from the initial interaction.

Financial Planning 52

Financial Planning Clients Planning Financial Advisor 52

Clever Girl Finance

JANUARY 22, 2024

Articles related to being wise with money Manage your large sum of money smartly! In this article, we’ll be looking at ten windfall finance tips to help you make the most of that extra cash. The key to success is to approach them with a clear plan. What should you do with a $1,000 windfall? And use it to benefit your future!

Management 96

Management Certified Financial Planner Financial Planner Taxes 96