Tobias Financial

MARCH 16, 2025

This is a publication of Tobias Financial Advisors.The information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Professional advisors should be consulted before implementing any of the options presented.

Investing 52

Investing Investments Risk Tolerance Asset Allocation 52

International College of Financial Planning

MARCH 12, 2025

What to Do Instead: Stick to fundamentals: Learn about asset allocation, risk management, and diversification before investing. But many jump into stocks, crypto, or NFTs without understanding risk, diversification, or asset allocation. The key is to strike a balance between enjoying the present and securing the future.

Financial Planning 52

Financial Planning Planning Asset Allocation Financial Advice 52

Brown Advisory

OCTOBER 28, 2016

Asset Allocation: Caution Toward High Dividend Yielding Stocks achen Fri, 10/28/2016 - 11:25 Why Have High Dividend Yielding Sectors Done Well This Year? According to Morningstar, overall assets in dividend-focused ETFs and mutual funds have ballooned to $672.6 billion in assets they held in 2011. Reach for yield.

Asset Allocation 52

Asset Allocation Assets Valuation Banking 52

Brown Advisory

OCTOBER 28, 2016

Asset Allocation: Caution Toward High Dividend Yielding Stocks. According to Morningstar, overall assets in dividend-focused ETFs and mutual funds have ballooned to $672.6 billion in assets they held in 2011. Fri, 10/28/2016 - 11:25. Why Have High Dividend Yielding Sectors Done Well This Year? Reach for yield.

Asset Allocation 52

Asset Allocation Assets Valuation Banking 52

Investment Writing

MAY 7, 2024

That’s because, as Wylie Tollette, head of client investment solutions at Franklin Templeton Multi-Asset Services, said, that would take 30 years and a double-blind study, but no one would want to be in the control group. It’s hard to prove the benefits of diverse teams for investment performance through a scientifically rigorous study.

Asset Allocation 109

Asset Allocation Communication Clients Assets 109

Truemind Capital

APRIL 19, 2024

At present, the Sensex PE ratio of 25x is higher compared to long-term averages of 20-21x. Consequently, the portfolio allocation should reflect these probabilities depending on the risk profiles. Therefore, we maintain our underweight position to equity (check the Model Portfolio Current asset allocation below).

Financial Market 98

Financial Market Asset Allocation Marketing Marketing 98

Nationwide Financial

JANUARY 25, 2023

The start of a new year presents opportunities for clients to make positive changes for their financial futures. In that case, they should consider their comfort levels with risk by adjusting their investment strategy and asset allocation to ensure their portfolio aligns with their goals and risk tolerance.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Harness Wealth

JANUARY 29, 2025

This strategy gives individuals the opportunity to reinvest in comparable but not “substantially identical” assets (as defined by the IRS), and maintain a similar portfolio exposure. The tax treatment of this loss will depend on how long the asset has been held. All of this adds up to a total tax saving of $5,550.

Taxes 52

Taxes Assets Sales Portfolio 52

Advisor Perspectives

APRIL 29, 2024

Many asset allocation strategies operate at the level of industry groups. Industry momentum -- buying past winners and selling past losers -- is present in U.S. data going back to the early 2000s.

Asset Allocation 45

Asset Allocation Assets 45

SEI

AUGUST 2, 2022

Discussions covered a range of topics, including foundation operations, inflation and return expectations, processes for unspent distributions, asset allocation changes, and governance findings. Additional details are available in the presentation. Additional details are available in the presentation. 47% of $100-500M).

Asset Allocation 52

Asset Allocation Budgeting Nonprofit Education 52

Validea

JULY 27, 2022

These factors were present in markets, but it took research, technological developments and gumption to prove they existed. Similarly, in the market today, intangible assets (i.e., These intangibles have been present for some time, but it’s really the past few years where research has uncovered their importance.

Investing 104

Investing Investments Risk Tolerance Asset Allocation 104

Dear Mr. Market

APRIL 2, 2025

We break down and assign each of the four regions with an asset class and then pick teams (stocks) that we think have the best chance at doing well relative to others. Bonds & Alternatives: The Golden Run Continues If there’s one asset that has stood the test of time, it’s goldand in this market, it has only gained strength.#1

Investing 62

Investing Investments Valuation Advertising 62

Random Roger's Retirement Planning

SEPTEMBER 2, 2022

New assets in to the fund and the passing of existing fund holders become potential sources for higher payouts. I envision a scenario of spending down to zero the taxable account, save for an emergency fund, letting qualified assets grow and then adding in Social Security closer to 70, or later if they ever lift the age cap from 70.

Accounting 74

Accounting Asset Allocation Retirement Retirement Planning 74

Fortune Financial

JUNE 21, 2022

Since I have written on the topic and its impact on financial assets on several different occasions I thought it would be worthwhile to revisit some of those ideas now that inflation has returned. While inflation tends to harm long-duration assets the most, it seems to do so to the benefit of lower duration assets.

Asset Allocation 64

Asset Allocation Assets Portfolio Financial Advisor 64

Brown Advisory

MARCH 28, 2019

The “5% rule” was instituted in 1981 by the IRS; this rule requires private foundations to distribute at least 5% of portfolio assets each year, and over time this rule has been voluntarily adopted by nonprofits of all types. Each “shoestring” curve represents the expected outcomes for various allocation targets, assuming a given spend rate.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Brown Advisory

MARCH 28, 2019

The “5% rule” was instituted in 1981 by the IRS; this rule requires private foundations to distribute at least 5% of portfolio assets each year, and over time this rule has been voluntarily adopted by nonprofits of all types. Each “shoestring” curve represents the expected outcomes for various allocation targets, assuming a given spend rate.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Random Roger's Retirement Planning

AUGUST 18, 2022

I've talked about my asset allocation before being overwhelmingly in cash or cash proxies, about 25% in "normal" equity investments, my exposure to crypto these days might be 2-3% up from 1/2 of a percent from when I bought Bitcoin in late 2018 but down from 6-7% when Bitcoin was higher.

Retirement Planning 92

Retirement Planning Retirement Planning Asset Allocation 92

The Big Picture

MARCH 7, 2023

 The transcript from this week’s, MiB: Maria Vassalou, Goldman Sachs Asset Management , is below. And that led her to various jobs at Wasserstein Perella McKinsey’s Asset Management Group. So I was relating asset prices to GDP growth, to investment growth, to default rest, to factors like this.

Assets 173

Assets Management Marketing Marketing 173

Truemind Capital

NOVEMBER 29, 2020

Can you draw any parallels from the story with the present times? Fast forward to the present times, the gold standard is not used by any government now. There is no price for guessing that gold as an asset class can protect against the risk created by the actions of our policy makers.

Asset Allocation 52

Asset Allocation Valuation Assets Portfolio 52

The Big Picture

SEPTEMBER 12, 2022

They run over $800 billion in client assets, and Kristen’s group, the North American Group, is responsible for about half of the revenue that that massive organization generates. BITTERLY MICHELL: … across asset classes is the way that I think about it. perspective, how you hold your assets is just as important as what you hold, right?

Clients 299

Clients Wealth Management Banking Investing 299

Workable Wealth

SEPTEMBER 16, 2020

The goal of diversification is for your portfolio assets to balance each other out by maximizing profit and minimizing risk. You can diversify your portfolio across asset classes, within assets, and also geographically (think both domestic and foreign markets). Asset Allocation.

Investing 52

Investing Investments Asset Allocation Risk Tolerance 52

James Hendries

AUGUST 24, 2022

.” 2 From 1990 to the present, Japan’s annual economic growth has averaged less than one percent per year. Target Date Funds Can Help Asset Allocation. These funds are designed to evolve over time, slowly transitioning fund assets into more conservative investments as the target date nears.

Retirement Planning 52

Retirement Planning Retirement Planning Asset Allocation 52

Dear Mr. Market

MARCH 11, 2023

We break down and assign each of the four “regions” with an asset class and then pick teams (stocks) that we think have the best chance at doing well relative to others. As hot as #4 Denmark ( EDEN ), #2 Argentina ( ARGT ), and #1 Greece ( GREK ) all were…they fall to the deep value that Emerging Markets present us this year.

Investing 101

Investing Investments Portfolio Assets 101

WiserAdvisor

FEBRUARY 29, 2024

They help with asset allocation Asset allocation is an important component of successful retirement planning, and working with the best financial advisors for retirement can provide invaluable guidance in navigating this complex terrain. This can help optimize your wealth accumulation while mitigating unnecessary risks.

Financial Advisor 45

Financial Advisor Retirement Asset Allocation Risk Tolerance 45

Brown Advisory

MARCH 30, 2018

While February’s volatility did not materially change our asset allocation views, it reinforced to us the importance of a comprehensive discussion about how we think about risk and how we manage it. a maximum and minimum percentage) that serves as a boundary for our ongoing allocation to each asset class.

Asset Allocation 52

Asset Allocation Portfolio Assets Valuation 52

SEI

AUGUST 2, 2022

That’s why, when facing market volatility, stewards of long-term assets held at all types of nonprofit institutions recognize the importance of a well-thought-out investment process. . Equities: equity asset classes were down double digits, regardless of size and geography. . Stress testing various market cycles.

Nonprofit 52

Nonprofit Marketing Marketing Risk Management 52

Brown Advisory

OCTOBER 11, 2021

In this brief paper, we will touch on what we believe are some of the most important issues and questions—including the different types of assets, return potential, fees, liquidity, diversification, volatility and transparency—that investment committees must understand as they weigh adding alternatives to their portfolios. Source: BLOOMBERG.

Assets 52

Assets Portfolio Risk Tolerance Asset Allocation 52

Brown Advisory

OCTOBER 11, 2021

In this brief paper, we will touch on what we believe are some of the most important issues and questions—including the different types of assets, return potential, fees, liquidity, diversification, volatility and transparency—that investment committees must understand as they weigh adding alternatives to their portfolios. Source: BLOOMBERG.

Assets 52

Assets Portfolio Risk Tolerance Asset Allocation 52

WiserAdvisor

DECEMBER 15, 2023

And so they factor in variables such as your present age, preferred retirement age, and risk appetite to design comprehensive retirement investment strategies to optimize returns and minimize risks. They can adjust your investment portfolio and recommend inflation-resistant assets to fortify your financial position.

Financial Advisor 59

Financial Advisor Retirement Risk Tolerance Retirement Planning 59

Validea

APRIL 18, 2024

This article will delve into the concept of trend following, its effectiveness, the metrics and lookback periods commonly employed, and the behavioral challenges it presents to investors. Trend following is an investment approach that involves taking positions in positively trending assets. What is Trend Following?

Assets 52

Assets Asset Allocation Investing Investments 52

The Big Picture

NOVEMBER 8, 2022

No, I — the first thing I spoke at was a Goldman Sachs Asset Management conference, strange enough in a place called Carefree, Arizona. I gave a copy to Jeremy as a present. Jeremy called and said, “Would you like to join the asset allocation team?” So — CHANCELLOR: Well, yes. CHANCELLOR: Filled with quants.

Banking 147

Banking Valuation Economy Investing 147

Brown Advisory

MARCH 26, 2020

Tax loss harvesting (the process of realizing a loss on the sale of an asset, in order to mitigate taxes on subsequent capital gains) is one of those planning steps. Assets should not be sold solely for tax reasons. Instead, assets should be sold strategically in order to maximize overall asset allocation and diversification goals.

Taxes 52

Taxes Marketing Marketing Clients 52

Brown Advisory

MARCH 26, 2020

Tax loss harvesting (the process of realizing a loss on the sale of an asset, in order to mitigate taxes on subsequent capital gains) is one of those planning steps. Assets should not be sold solely for tax reasons. Instead, assets should be sold strategically in order to maximize overall asset allocation and diversification goals.

Taxes 52

Taxes Marketing Marketing Clients 52

Walkner Condon Financial Advisors

MARCH 15, 2023

If you had 500 stocks in your portfolio not every stock will be up at the same time, and when allocations have to be adjusted for any reason due to imbalances in the portfolio or due to rising cash, losses can be recognized to help offset gains. Presently, there isn’t much of a solution that does the same strategy with individual bonds.

Financial Advisor 52

Financial Advisor Taxes Asset Allocation Portfolio 52

Carson Wealth

DECEMBER 1, 2022

In other words, your 20s present a financial challenge. . Talking with a qualified investment advisor can help you develop an asset allocation appropriate for meeting your financial goals. Managing Partner, Wealth Solutions? . Your 20s signify the beginning of a professional life. Careers, work and responsibility.

Retirement Planning 70

Retirement Planning Risk Tolerance Retirement Budgeting 70

Zoe Financial

JANUARY 17, 2024

I think the big question for advisors will be, “Does this mean that you’ll have to look at it as another part of your asset allocation decision, the way you would for commodities or REITs, etc?” Facts presented have been obtained from sources believed to be reliable. ” That’s to be seen.

Wealth Management 52

Wealth Management Management Taxes Asset Allocation 52

Trade Brains

SEPTEMBER 26, 2024

It offers various services across various asset classes, including equity, fixed-income, and derivative securities. The exchange operates an “anywhere, any asset” trading platform. Indian households traditionally invested most savings in physical assets. However, financial asset allocation increased recently.

Compliance 90

Compliance Banking Management Risk Management 90