Random Roger's Retirement Planning

SEPTEMBER 30, 2022

The financial news media and to an extent, Twitter are really pounding the table on how terrible the current market event is using words/phrases like crash, record loss of wealth, markets breaking and so on. The middle of a negative market event is the worst time to pick a new strategy. I will repeat that the current event will end.

Media 79

Media Asset Allocation Assets Clients 79

Brown Advisory

MARCH 9, 2023

Asset allocation for a year where bonds offer the most attractive returns they have compared to the expected returns for stocks in decades. MORE ON THIS TOPIC 2023 Asset Allocation Perspectives and Outlook We are pleased to share Brown Advisory’s 2023 Outlook. multinationals and aggregate demand.

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Startup Asset Allocation Clients Investing 98

The Big Picture

SEPTEMBER 12, 2022

They run over $800 billion in client assets, and Kristen’s group, the North American Group, is responsible for about half of the revenue that that massive organization generates. And it was this combination of being, like I said, kind of geeky, kind of quanti, but then being client-facing. I want to be client-facing.

Clients 299

Clients Wealth Management Banking Investing 299

WiserAdvisor

APRIL 25, 2023

Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages. Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. Click to compare vetted advisors now.

Risk Tolerance 76

Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

Random Roger's Retirement Planning

APRIL 29, 2024

Quick disclaimer that I am test driving ISPY in one of my accounts for possible use for clients. For all the different types of option strategies now accessible through funds, the attributes are different enough that they'll help smooth out the ride in different ways during different types of market events.

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Asset Allocation Portfolio Clients Retirement 94

Random Roger's Retirement Planning

OCTOBER 10, 2022

I expect the strategy to work in bear markets to be a diversifier, but what if it doesn't "work" during some event for who knows what reason and those funds drop 35% in a down 25% world for stocks? Adam is part of the team that manages the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX).

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Management Risk Management Asset Allocation Assets 98

Random Roger's Retirement Planning

NOVEMBER 3, 2022

Cullen Roche compares that to holding individual bonds which despite the possible decline in price, holders will get their 100 cents on the dollar back at maturity so clients tend to worry less than with bond funds which have no par value to return to. The next market event the opposite could happen.

Asset Allocation 74

Asset Allocation Portfolio Management Marketing 74

eMoney Advisor

DECEMBER 27, 2022

As client expectations continue to evolve, there is an opportunity for financial planners to broaden and deepen their service offerings by providing holistic financial planning. To successfully make a move to a more holistic service offering, advisors must gain an understanding of the value clients seek in their services.

Financial Planning 78

Financial Planning Planning Clients Wealth Management 78

WiserAdvisor

APRIL 12, 2024

The time and attention they can dedicate to each client is a significant contributor to their effectiveness. As such, determining the optimal financial advisor-to-client ratio is crucial for ensuring that advisors can devote sufficient resources to understand, strategize, and support their clients effectively.

Financial Advisor 52

Financial Advisor Clients Numbers Management 52

Random Roger's Retirement Planning

DECEMBER 28, 2022

The last point of simplification is to "delegate some/all of your asset allocation to a target date or allocation fund." I would say that since target date funds became common, we've had two serious market events; the Great Financial Crisis and the current bear market. There are always places to hide in these events.

Asset Allocation 75

Asset Allocation Portfolio Management Assets 75

Brown Advisory

AUGUST 19, 2022

Inflection Points: 2022 Asset Allocation Perspectives and Outlook Report. These views are not intended to be and should not be relied upon as investment advice and are not intended to be a forecast of future events or a guarantee of future results. As always, we welcome your thoughts, feedback and questions. .

Marketing 98

Marketing Marketing Investing Investments 98

Random Roger's Retirement Planning

JUNE 4, 2024

It bundles long/short equity, global macro, event driven, fixed income arbitrage, emerging markets and managed futures into a replication product. Per an email from Unlimited the fund is trying to offer "core, liquid, uncorrelated ballast within overall asset allocation." It's only been trading since late 2022.

Asset Allocation 90

Asset Allocation Advertising Portfolio Management 90

Brown Advisory

OCTOBER 11, 2022

Inflection Points: 2022 Asset Allocation Perspectives and Outlook Report. These views are not intended to be and should not be relied upon as investment advice and are not intended to be a forecast of future events or a guarantee of future results. As always, we welcome your thoughts, feedback and questions. .

Marketing 98

Marketing Marketing Investing Investments 98

Random Roger's Retirement Planning

AUGUST 29, 2022

It now is getting close to three years of track record and the time it has been trading has been very eventful and the fund has been successful bringing in AUM, it looks like it now stands at $1.3 RPAR takes some leverage to build its asset allocation but not a ton. I'm always going to be intrigued. What about performance?

Investments 74

Investments Investing Asset Allocation Portfolio 74

Brown Advisory

MARCH 28, 2019

In this paper, we will discuss our framework for spend-rate analysis, and how we help our endowment and foundation clients translate this analysis into decisions for their portfolios. Each “shoestring” curve represents the expected outcomes for various allocation targets, assuming a given spend rate.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Brown Advisory

MARCH 28, 2019

In this paper, we will discuss our framework for spend-rate analysis, and how we help our endowment and foundation clients translate this analysis into decisions for their portfolios. Each “shoestring” curve represents the expected outcomes for various allocation targets, assuming a given spend rate.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Yardley Wealth Management

JUNE 12, 2023

I did get a couple of clients reach out about it, and this is basically what I said to them. I have been doing this for 25 years now and I can tell you that every single person who has made me sell out because of anticipating some event or a market downturn has regretted it in the long run.

Wealth Management 52

Wealth Management Asset Allocation Management Assets 52

eMoney Advisor

MARCH 21, 2023

Despite the toll on client emotions, times of market volatility give financial professionals a real opportunity to shine. By using your expertise to communicate, educate, and provide perspective, you’ll likely magnify the loyalty of your clients. Some clients are better at handling this than others.

Financial Planning 72

Financial Planning Planning Marketing Marketing 72

Random Roger's Retirement Planning

JANUARY 29, 2023

The risk of this would be that in some random downturn, client and personal holding BTAL doesn't "work." It has worked more often than not but nothing is infallible and it might not work in some future market event. The chart compares the Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) compared to VBAIX.

Portfolio 75

Portfolio Asset Allocation Assets Management 75

International College of Financial Planning

JULY 31, 2023

Understanding the Role of Investment Advisors: Investment advisors are crucial in guiding clients’ investment decisions. As investment professionals, they offer personalized advice and customized strategies to help clients achieve their financial goals. By diversifying investments advisors can help with asset allocation.

Investment Advisor 52

Investment Advisor Investments Investing Risk Tolerance 52

Random Roger's Retirement Planning

AUGUST 4, 2024

We spend a lot of time and have a lot of fun here modeling out different types of asset allocation strategies. For the purposes of modeling and blogging we use large allocations to the various alts but I try to be very consistent in saying that in real life, I wouldn't put anywhere near 20-25% in any single alternative strategy.

Asset Allocation 52

Asset Allocation Management Clients Portfolio 52

The Big Picture

MARCH 7, 2023

So when you go through a substantial macro event, whether it was the quants crash, or the financial crisis, or even the pandemic, does that send you back to your models to tweak them? So for instance, when the British referendum happened, well, we didn’t have such an event before in the market. RITHOLTZ: I can imagine.

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Assets Management Marketing Marketing 173

Truemind Capital

AUGUST 12, 2023

Unresolved Global uncertainties can produce a black-swan event which may suddenly shift the perception from boom to gloom. We continue to stay under-allocated to equity (check the 3rd page for asset allocation) at the current valuation levels. Overall, we continue to recommend sticking to asset allocation with discipline.

Financial Market 52

Financial Market Asset Allocation Marketing Marketing 52

Brown Advisory

MARCH 30, 2018

Throughout 2017, our meetings and conversations with clients very frequently focused on the topic of risk. While February’s volatility did not materially change our asset allocation views, it reinforced to us the importance of a comprehensive discussion about how we think about risk and how we manage it. Fri, 03/30/2018 - 11:57.

Asset Allocation 52

Asset Allocation Portfolio Assets Valuation 52

Brown Advisory

MAY 31, 2017

EUROPEAN RE-ENTRY: Why We Are Shifting Portfolios Toward European Stocks achen Thu, 06/01/2017 - 02:47 Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

Brown Advisory

MAY 31, 2017

Asset allocation—at least for us—is an exercise in nuance. We move slowly and carefully when it comes to shifting our portfolios away from one asset class or region and toward another. We maintain a model portfolio internally to track the results of our asset allocation stances. Thu, 06/01/2017 - 02:47.

Portfolio 52

Portfolio Asset Allocation Valuation Economics 52

Investing Caffeine

JANUARY 2, 2024

Geopolitical events in Russia or the Middle East are always difficult to predict, and we have a presidential election in 2024, which could always negatively impact sentiment. Source: Yardeni.com What could go wrong? There are always plenty of unforeseen issues that could slow or reverse our economic train.

Economy 98

Economy CFP Accounting Investing 98

Brown Advisory

NOVEMBER 29, 2016

Alternatively, nonprofits can boost potential portfolio returns, which often means tolerating more risk and illiquidity, through a recalibration of asset allocation— the single biggest driver of long-term gains. We believe that this structure enables our clients to contain risk while meeting their long-term objectives for returns.

Nonprofit 52

Nonprofit Asset Allocation Portfolio Budgeting 52

Brown Advisory

JUNE 21, 2023

Read more > 2023 Asset Allocation Perspectives and Outlook We are pleased to share Brown Advisory’s 2023 Outlook. Each year, the Annual Outlook report assesses the current investment landscape and discusses some of the main themes being expressed in client portfolios.

Marketing 52

Marketing Marketing Clients Asset Allocation 52

Random Roger's Retirement Planning

DECEMBER 16, 2024

That reality can change some of the calculus between endowments and individual investor accounts but there are things we can learn from their asset allocations all the same. The paper assumes that volatility spikes equate to negative stock market events. You can see why managed futures might have been long treasuries.

Portfolio 52

Portfolio Management Asset Allocation Accounting 52

Zoe Financial

JANUARY 17, 2024

And this is just a reality, which is tax implementation is time-consuming and it’s often offered because clients want more for that 1%. Zoe Financial is not an accounting firm- clients and prospective clients should consult with their tax professional regarding their specific tax situation. But they did close tax prep.

Wealth Management 52

Wealth Management Management Taxes Asset Allocation 52

WiserAdvisor

FEBRUARY 29, 2024

They help with asset allocation Asset allocation is an important component of successful retirement planning, and working with the best financial advisors for retirement can provide invaluable guidance in navigating this complex terrain. The value of rebalancing extends beyond just maintaining asset allocation.

Financial Advisor 45

Financial Advisor Retirement Asset Allocation Risk Tolerance 45

Brown Advisory

DECEMBER 2, 2015

By walking through four steps with a client, we can refocus his or her mindset on the fundamental issues that help safeguard financial stability and achieve steady outperformance. Here are four ways we think about preparing clients to stay the course regardless of the market’s mood: Clarify your mission. Set hard numbers.

Taxes 52

Taxes Clients Estate Planning Portfolio 52

Brown Advisory

MARCH 28, 2017

We have found that clients who clarify their values and reflect them in their portfolios view that process as a cornerstone of their investment plan, and they tend to successfully stick to that plan for the long term. More and more of our clients are showing interest in making their values a cornerstone of their portfolios.

Portfolio 52

Portfolio Clients Nonprofit Asset Allocation 52

Brown Advisory

MARCH 28, 2017

We have found that clients who clarify their values and reflect them in their portfolios view that process as a cornerstone of their investment plan, and they tend to successfully stick to that plan for the long term. More and more of our clients are showing interest in making their values a cornerstone of their portfolios.

Portfolio 52

Portfolio Clients Nonprofit Asset Allocation 52

Brown Advisory

DECEMBER 2, 2015

By Taylor Graff, CFA, Asset Allocation Analyst. We are recommending that clients consider high-yield bonds and other asset classes that can offer the prospect of solid gains that diverge from the path of traditional stocks and bonds. By Mark Kodenski, Private Client Portfolio Manager. Anchoring Expectations.

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Clients Asset Allocation Economics Estate Planning 52

Brown Advisory

JUNE 16, 2022

We recently assembled a great group of colleagues to discuss the recent volatility, market conditions and how we are positioning client portfolios. MORE ON THIS TOPIC Inflection Points: 2022 Asset Allocation Perspectives and Outlook Report Our new publication “Outlook 2022: Inflection Points” by Sid Ahl, Erika Pagel, Taylor Graff and J.R.

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Clients Asset Allocation Investing Investments 52