Darrow Wealth Management

MARCH 3, 2025

Because of these differences, stocks and bonds accomplish different things in an asset allocation. Why stocks and bonds belong in a diversified portfolio Investors have different needs, risk tolerances, time horizons, and financial situations which should be considered in an asset allocation.

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MainStreet Financial Planning

MARCH 7, 2025

If youre searching for a fiduciary financial planner, flat-fee financial planning, or the best alternative to AUM-based advisors, this article will help you decide which model is right for you. Unlike AUM advisors, they dont have an incentive to keep assets under management, so their recommendations are truly objective.

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Gen Y Planning

MARCH 10, 2025

As we move through the first quarter of 2025, weve had several clients, colleagues, and friends reach out with questions about recent market movements and the impact of tariff discussions on their personal financial plan. This volatility is partially driven by uncertainty surrounding tariff policies and their potential economic impact.

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Discipline Funds

NOVEMBER 11, 2024

This included: 2:44 Defined Duration Investing – my new asset allocation process by which I focus on quantifying the time horizons over which to use certain instruments and help match them to a financial plan. In this episode they discuss the 8 big lessons they’ve learned from me over the years.

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Truemind Capital

APRIL 19, 2024

Consequently, the portfolio allocation should reflect these probabilities depending on the risk profiles. Therefore, we maintain our underweight position to equity (check the Model Portfolio Current asset allocation below). One can consider debt portfolios with floating rate instruments for long-term allocation.

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James Hendries

AUGUST 24, 2022

Planning for retirement can seem premature when you have only been in the workforce for a decade or so. Here are five things Millennials should consider when planning for retirement. But volatile markets aren’t necessarily a negative thing, especially when it comes to retirement planning. Footnotes.

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Random Roger's Retirement Planning

NOVEMBER 21, 2024

From the fund page : the goal is seeking stable returns across a variety of economic and financial market conditions, consistent with the preservation of capital. There's no fact sheet yet and while the holdings are available, the asset allocation is vague without calculating the spreadsheet yourself which I did (hopefully correctly).

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Nationwide Financial

DECEMBER 7, 2022

Economic headwinds and market fluctuations make the anxiety even worse for investors close to retirement. Maintaining an appropriate asset allocation for an investor’s specific goals and risk tolerance is critical for long-term success. Many near-retirees see their highest portfolio values just before retirement.

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Validea

SEPTEMBER 24, 2024

This approach smooths out short-term fluctuations and provides a more stable view of earnings across a full economic cycle. Asset Allocation Insights The Shiller P/E can also inform asset allocation decisions. for US large-cap stocks over the next ten years. Emerging markets, for example, project an 9.0%

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International College of Financial Planning

JULY 30, 2022

Earning the CFP designation requires a rigorous course of study covering investment planning, income taxation, retirement planning and risk management. A Person who completes the CFP course is qualified to provide financial planning services to those with a high degree of financial responsibility.

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Random Roger's Retirement Planning

DECEMBER 4, 2023

Something that the article touched on but I would give more prominence to is the persistent reality that it is very common for people to have their hand forced into retirement much earlier than they planned on. What would you do if your money had to start producing an income five years earlier than you were expecting?

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Brown Advisory

SEPTEMBER 11, 2016

September 2016 Insights on Markets and Investments achen Mon, 09/12/2016 - 01:00 In this issue: Investors Facing Rising Risks Need Solid Defense, Savvy Offense Increasing political and economic risk during the past year has widened the range of possible positive and negative scenarios for financial markets. tax law.

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Brown Advisory

SEPTEMBER 11, 2016

In this issue: Investors Facing Rising Risks Need Solid Defense, Savvy Offense Increasing political and economic risk during the past year has widened the range of possible positive and negative scenarios for financial markets. By Taylor Graff, Head of Asset Allocation Research and Ed Chadwyck-Healey, Head of International Private Clients ?

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International College of Financial Planning

JULY 31, 2023

They are professionals who hold specialized degrees or certifications in finance, economics, or related fields. Their knowledge extends to various investment products, risk management, tax implications, and financial planning. By diversifying investments advisors can help with asset allocation.

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Darrow Wealth Management

MAY 22, 2023

But before proclaiming cash is king and parking your money in an FDIC insured bank account, consider your time frame and how you plan to use the money. And finding ways to optimize necessary cash holdings is a prudent part of any financial plan. Hold cash or invest? Interest rates have skyrocketed since the end of 2021.

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Nationwide Financial

MARCH 1, 2023

Recessions often arrive unexpectedly, even for investors tuned in to the latest economic news. When a rough economic patch appears on the horizon, your clients seek your guidance to help them check their emotions and stick to a strategy to help them manage market risk. Diversify your client’s income sources.

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Trade Brains

DECEMBER 7, 2023

The course covers an introduction to personal finance, credit cards, life insurance, health insurance, investment instruments, loans, income tax and planning, budgeting and building a strong portfolio. Also, you will learn how to plan your taxes, credit score importance and how to budget your income to create a portfolio.

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WiserAdvisor

DECEMBER 15, 2023

For instance, they can guide you on leveraging employer-sponsored retirement plans, such as a 401(k) with employer matches, to optimize your contributions and harness the full benefits of the accounts. IRAs offer you the flexibility to contribute to your retirement savings independently, outside of employer-sponsored plans.

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Truemind Capital

JUNE 30, 2022

The quantum of money printing jumped massively after Corona-led economic shutdowns. The liquidity support since 2008 and massive stimulus post March 2020 has inflated all the asset prices be it equity, debt, or real estate. US Fed increased its balance sheet size from ~$4-4.5 trillion to ~$8-8.5 trillion in a span of just 2 years.

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The Big Picture

SEPTEMBER 12, 2022

And so, coming out of school, I studied Economics and Spanish Literature, and I applied to a — a program that actually targeted Liberal Arts majors. You have a background, undergraduate, your economics degree from Notre Dame, but you were dual-major Spanish language and Literature degree, how useful was that in Latin America?

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Investing Caffeine

JANUARY 2, 2024

Source: Trading Economics Declining inflation and interest rates explain a lot of investor optimism, but there are additional reasons to be sanguine. There are always plenty of unforeseen issues that could slow or reverse our economic train. Slome, CFA, CFP® Plan. a few months ago to 3.9% today (see chart below).

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Darrow Wealth Management

MARCH 28, 2022

Taking steps to help ensure you’re reasonably prepared for any type of economic uncertainty or recession, personal financial crisis (loss of a job, divorce, medical expenses, etc.), Make a plan and stress test it for volatile or bear markets. Plans that don’t bend, break. Asset allocation.

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Workable Wealth

SEPTEMBER 16, 2020

Adding another layer, the stocks in your portfolio can be across economic sectors like pharmaceuticals, finance, and petroleum. . Asset Allocation. Building on diversification, asset allocation is an investment strategy that builds your portfolio by weighing an adequate amount of risk for your goals.

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Clever Girl Finance

OCTOBER 8, 2024

Prices can go from all-time highs to major lows in just a few days, all thanks to global economics, interest rates, and political happenings. Bear markets signify a downward trend in stock prices , often triggered by economic recessions, political uncertainties, or market saturation. When is a good time to invest in the stock market?

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Brown Advisory

MARCH 28, 2019

On A Shoestring ajackson Thu, 03/28/2019 - 08:20 In this article, we offer a robust analytical framework that can help endowments and foundations think about spend-rate planning, in terms of key risks they face such as short-term drawdown risk and long-term erosion of capital. expected dispersion from mean returns).

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Brown Advisory

MARCH 28, 2019

In this article, we offer a robust analytical framework that can help endowments and foundations think about spend-rate planning, in terms of key risks they face such as short-term drawdown risk and long-term erosion of capital. In the past, spend-rate planning was a fairly straightforward task for investment committees.

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James Hendries

JULY 13, 2022

Increased equity exposure in tactical asset allocation from 62% to 65%. Reduced low duration core bond allocation and increased allocation to small cap equities. Although energy prices came down some, weakening economic data and the lack of a cease-fire in Ukraine offset the modest gas price relief.

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Truemind Capital

NOVEMBER 29, 2020

Whereas, the complete economic recovery is still far away and uncertain in terms of its timing and structure. Rising number of cases in Europe has been affecting the economic recovery. A sample tactical allocation for a moderate risk profile investor can be something like this: The above image is for illustration purpose only.

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Investing Caffeine

JUNE 3, 2024

Bad economic news turned out to be good news for stocks. This time around, good economic news meant bad news for stock prices, primarily because the Federal Reserve was slamming the brakes on the economy by increasing the Federal Funds interest rate target. Slome, CFA, CFP® Plan. The S&P 500 surged +16.3% (see chart below).

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SEI

AUGUST 2, 2022

Retirement plan sponsors. That’s why, when facing market volatility, stewards of long-term assets held at all types of nonprofit institutions recognize the importance of a well-thought-out investment process. . Economic outlook: The “value restoration” project is underway. Economic outlook: Soft landing or recession?

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WiserAdvisor

DECEMBER 13, 2023

The answer lies in smart and strategic retirement planning. It’s time to rethink when to start stashing away those savings and how to modify your plan in a world that’s constantly changing. Consider consulting with a financial advisor who can help devise a personalized retirement plan based on your unique needs and goals.

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James Hendries

AUGUST 15, 2022

due to expectations of slowing economic growth. The Strategic and Tactical Asset Allocation Committee (STAAC) made no changes to its recommended asset allocation for August. Any economic forecasts set forth may not develop as predicted and are subject to change. We could see a retest of 3.5%

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Dear Mr. Market

AUGUST 27, 2023

3) China (2nd largest economic engine of the world) is struggling and so is Europe. (4) Let’s briefly explore the potential scenarios: (1) Credit Event or Recession: In times of a credit event or economic recession, investors often seek safety, and U.S. 2) We have an inverted yield curve. TLT: TLT focuses on long-term U.S.

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Random Roger's Retirement Planning

JUNE 29, 2024

This really is about having the right asset allocation. Paying off the mortgage is a tricky question because it may not make economic sense, but it can make emotional sense. He has plans to build a house that will cost about $250,000 and solicited opinions about whether to take a mortgage or withdraw from the IRA accounts.

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Zoe Financial

JANUARY 17, 2024

The second headline was Edelman Financial engines closed down their tax prep services (separate/different from their tax planning services). Opinions expressed by Zoe Financial are based on economic or market conditions at the time this material was written. Actual economic or market events may turn out differently than anticipated.

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Investing Caffeine

MARCH 1, 2022

As you can see below, the worst economic impact is forecasted to be felt by Russia (consensus on 2/24/22 of approximately a -1.0% hit to economic growth), more than twice as bad as the -0.2% a rounding error and less than 1% of total global economic activity). knock to growth for the U.S., Source: The Financial Times.

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Random Roger's Retirement Planning

OCTOBER 11, 2024

FIG, the blue line, " is a modern take on the balanced portfolio, built to help navigate today’s toughest asset allocation challenges." First is sort of an asset allocation picture from the Pioneer Cat Bond Fund (CBYYX). Typically, risk parity which is what RPAR is, loads up on bonds.

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