Comfortable Retirement for Clients in Sight? Think Again
Wealth Management
MAY 19, 2023
Education on key asset allocation strategies is necessary to get clients ready for their golden years.
Practical Lessons from Meb Faber | Dividends, Trend Following and a Timeless Asset Allocation
Validea
OCTOBER 28, 2024
We explore several clips from our interviews where Meb shares perspectives that often challenge conventional wisdom, including his thoughts on dividend investing, trend following, and the Federal Reserve.
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Book of Secrets on the Month-End Close
What Your Financial Statements Are Telling You—And How to Listen!
Are Robots Replacing You? Keeping Humans in the Loop in Automated Environments
Data Talks, CFOs Listen: Why Analytics Is The Key To Better Spend Management
Trending Sources
Asset Allocation: Developing a Long-Term Investment Strategy for Mission-Driven Organizations
Brown Advisory
SEPTEMBER 6, 2022
Asset Allocation: Developing a Long-Term Investment Strategy for Mission-Driven Organizations. When putting a plan in place, we believe it is critical for any mission-driven organization to develop an effective, long-term asset allocation strategy to manage its endowment assets. Tue, 09/06/2022 - 10:30.
Sunday links: poor listeners
Abnormal Returns
DECEMBER 3, 2023
awealthofcommonsense.com) There are a lot of different asset allocations you can live with. downtownjoshbrown.com) College-educated women with children under 10 are in the workforce at record numbers. (wsj.com) Strategy Remember all that talk about how the 60/40 portfolio was broken? axios.com) Q4 GDP is tracking around 1%.
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4 Things To Do When The Stock Market Drops
The Chicago Financial Planner
FEBRUARY 3, 2022
Investors who are well-diversified may be hurt but generally not to the extent of those who are highly allocated to stocks. Review your asset allocation . If you haven’t done so recently, perhaps it is time to review your asset allocation and make some adjustments. Go shopping . FINANCIAL WRITING.
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Quantifying (More Accurately) The Real Impact Of A Financial Advisor’s Costs On Their Clients’ Nest Eggs
Nerd's Eye View
OCTOBER 23, 2024
This argument is particularly common in the financial independence and personal finance space, with financial educators like Ramit Sethi being a notable critic. However, over the years, the 1% AUM fee has faced criticism from those who argue that it reduces the value of a portfolio by more than the advisor's guidance adds.
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How Asset Allocation Impacts Your Portfolio
WiserAdvisor
DECEMBER 2, 2022
However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. Asset allocation aims to balance risk and reward through a portfolio composition of different kinds of assets. If not allocated efficiently, you may become subject to a slew of taxes and other charges.
Can You Live Off Dividends In Retirement?
Darrow Wealth Management
FEBRUARY 9, 2025
In another words, if your asset allocation is 60% stocks and 40% bonds, the current weighted average yield is 2.19%. Asset allocation Generally, dividend stocks tend to be older, more mature companies. However, it’s essential not to let dividends drive your entire asset allocation strategy.
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Five Things to do During a Stock Market Correction
The Chicago Financial Planner
JUNE 13, 2022
Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Financial coaching focuses on providing education and mentoring on the financial transition to retirement. NEW SERVICE – Financial Coaching. FINANCIAL WRITING.
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Stocks vs. Bonds: Historical Returns, Risk, and the Case for Both
Darrow Wealth Management
MARCH 3, 2025
Because of these differences, stocks and bonds accomplish different things in an asset allocation. Why stocks and bonds belong in a diversified portfolio Investors have different needs, risk tolerances, time horizons, and financial situations which should be considered in an asset allocation.
The Super Bowl and Your Investments
The Chicago Financial Planner
FEBRUARY 5, 2022
Perhaps it’s time to rebalance and to rethink your ongoing asset allocation. Financial coaching focuses on providing education and mentoring on the financial transition to retirement. Take stock of where you are. What impact have the solid stock market gains of the past three years had on your portfolio? Costs matter.
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6 Ways to Manage Concentrated Stock Positions
Darrow Wealth Management
MARCH 13, 2025
If one stock makes up more than 10% of your overall asset allocation, it’s probably too much. This includes the stock itself, its sector, industry, and other highly correlated assets. What is a concentrated stock position? A diversified portfolio is the cornerstone of a risk-adjusted investment strategy.
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What Do Financial Advisors Do?
Zoe Financial
MARCH 21, 2025
Provide insights on asset allocation and risk management. Help allocate funds based on long-term financial goals. Planning for Family & Legacy From education planning to multigenerational wealth transfer, an advisor can: Help structure estate plans to reflect your legacy goals.
Stock Market Highs and Your Retirement
The Chicago Financial Planner
NOVEMBER 8, 2021
If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk. Financial coaching focuses on providing education and mentoring on the financial transition to retirement. Learn from the past . It is said that fear and greed are the two main drivers of the stock market. FINANCIAL WRITING.
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A Unique Platform for Alternatives
Advisor Perspectives
APRIL 29, 2024
But advisors need education on the role alternatives can play in asset allocation and how creating portfolios that complement traditional assets drive business growth. Most platforms for alternative investments are just concerned with getting advisors access to those investments.
Protecting Against Market Volatility: Strategies for Stable Investment Returns
Carson Wealth
JANUARY 22, 2025
The process of diversifying among asset classes is known as asset allocation, and the exact composition should be based on your financial goals and risk profile. You can also further diversify within an asset class. Knowing this and setting long-term goals for your money retirement, education, etc.
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How a Fee-Only, Flat-Fee Financial Planner Can Save You $114K+
MainStreet Financial Planning
MARCH 7, 2025
Hands-Off Investment Management If you prefer a professional to handle asset allocation, rebalancing, and investment selection, an AUM-based advisor can actively manage your portfolio. Are There Any Benefits to AUM-Based Advisors?
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SEI/AGB roundtable recap
SEI
AUGUST 2, 2022
Higher education. Fueled by our joint study with AGB, our recent three roundtable events were well attended and yielded practical insights for financial professionals within higher education. Use of an OCIO was 40%, as this size segment of higher education has been moving more recently into this investment partner model.
Helping Accredited Investors Confidently Invest into Cryptocurrency
The Richer Geek
OCTOBER 12, 2022
Jeff also leads a private inner circle mastermind that helps educate over 1000 investors on how to navigate the crypto markets. Jeff is a key component to the fund as it pertains to asset allocation. Jeff serves as the CIO for Boron Capital’s Digital Large Cap Cryptocurrency investment fund.
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7 Best Personal Finance Courses in 2024 For Beginners
Trade Brains
DECEMBER 7, 2023
Personal Finance for Beginners by FinGrad FinGrad Academy is an educational platform that offers various courses on financial products for better investment opportunities. Personal Finance – Mutual Funds course by Zerodha Varsity Zerodha Varsity is an educational platform that offers all financial content in different modules.
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Retirement Planning Tips for Women
Talon Wealth
OCTOBER 26, 2023
Educate yourself about finances. If you don’t know the basics of investing – like asset allocation, diversification, and compounding – then a quick web search can help. It should consider inflation, current savings, and investments’ expected compound annual growth rate.
Creating a Charitable Endowment: Long-Term Support Strategies for Your Causes
Carson Wealth
MARCH 21, 2025
Theyre established to benefit charitable organizations, including educational or cultural institutions, community organizations, service organizations such as hospitals, and other nonprofits. Endowments can be funded by cash, stocks, bonds, or real property and are typically organized as trusts or private foundations.
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Why Certified Financial planners are the 1st choice Globally for Personal Assets Management
International College of Financial Planning
JULY 30, 2022
For e.g. saving for a home, retirement, or Higher education. One can do CFP online course for the most comprehensive financial planning services, which often include asset management. The key to building wealth is diversification and asset allocation. It includes the importance of having a well-diversified portfolio.
How CFP® Courses Can Transform Your Approach to Financial Planning
International College of Financial Planning
DECEMBER 29, 2024
In today’s increasingly complex financial landscape, professional financial planning education has become more crucial than ever. Understanding the Value of Financial Planning Education Financial markets are becoming increasingly intricate, requiring professionals to stay ahead through continuous learning and development.
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Wealth Accumulation: A Step By Step Guide
Clever Girl Finance
AUGUST 22, 2022
If you don't mind a study period for a few years, you may also consider pursuing higher education if you can afford it. And a college education can give you more options for jobs. The investing world can be complex, so do your research about everything from bonds and mutual funds to asset allocation.
The Importance of Asset Location
Validea
APRIL 17, 2023
Most investors pay close attention to their asset allocation. And that makes sense since research has shown that the asset classes a portfolio is allocated to drive the majority of its return over time. But asset allocation isn’t the whole story.
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Should you break your FD to move money to Equity Mutual Funds?
Truemind Capital
SEPTEMBER 30, 2024
But money is required after 5 years, so exposure to equity asset class was recommended to achieve optimum asset allocation mix. #2 3: Client(s) have goals like retirement & children’s education and the time horizon is more than 8-10 years. 2 : FDs were done at very low rates. E.g. 6-6.5%.
How to Avoid Common Investment Mistakes by Becoming an Investment Advisor?
International College of Financial Planning
JULY 31, 2023
Investing is essential to achieving our financial goals, whether saving for retirement, funding our children’s education, or building wealth for the future. They are financial experts with extensive education and training in finance and investments. By diversifying investments advisors can help with asset allocation.
Transcript: Jonathan Clements
The Big Picture
JANUARY 21, 2025
He also worked as director of financial Education at, at Citigroup. And even before I went to Cambridge, I actually spent eight months working for a little suburban newspaper outside of Washington DC and in many ways it was the most fun and the most educational experience I had in journalism. He wrote over a thousand columns.
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10 High-Income Tax Planning Strategies to Complete Before 2025: A Year-end Checklist
Harness Wealth
NOVEMBER 12, 2024
Consider 529 Plans A 529 Plan is a tax-advantaged investment account specifically designed to fund education costs. This can be a particularly useful method for estate planning and maximizing tax benefits, as the funds grow tax-free when used for qualified education expenses.
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What is All Duration Investing?
Discipline Funds
FEBRUARY 21, 2023
Traditional portfolio management applies allocation models that account for risk per unit of return, but fail to account for the problem of time within this process. This means the portfolio manager plugs in a certain risk profile and then spits out an “efficient” asset allocation such as a 60/40 stock/bond portfolio.
Financial Planning Opportunities in a Volatile Market
eMoney Advisor
MARCH 21, 2023
By using your expertise to communicate, educate, and provide perspective, you’ll likely magnify the loyalty of your clients. Prepare your clients by educating them about market dynamics and how the work you do for them will help position their investments for the long term.
Incorporating the Financial Planning Hierarchy of Needs to Achieve Holistic Financial Planning
eMoney Advisor
DECEMBER 27, 2022
At this level, the focus shifts to growing assets for long-term success and longevity. Financial freedom advances to long-term care and children’s education, as well as retirement savings and vacations. Accumulating wealth refers to growing investments, paying down debt, and saving for retirement.
Saving for college in a volatile market
Nationwide Financial
MARCH 24, 2023
Key Takeaways: As the cost of college continues to rise, your clients might be faced with the often-daunting challenge of saving for their children’s future education expenses. Coverdell Education Savings Accounts and UGMA accounts are options for college savings accounts as well.
How to Choose the Right Wealth Management Firm in Kansas City
Fortune Financial
SEPTEMBER 25, 2023
Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Clarifying these distinctions will help you prioritize and allocate resources accordingly.
My Favorite Charts
The Irrelevant Investor
JANUARY 3, 2018
Stating the obvious, education matters, a lot. investors who allocate to emerging markets. Asset allocation- never the best, never the worst, usually good enough. Also pretty nuts to think that stocks have been up 12 of the last 14 years (13 of 14 including dividends). Prettay, prettay, prettay good.
Market volatility: Reminder to prepare for downturns
SEI
AUGUST 2, 2022
That’s why, when facing market volatility, stewards of long-term assets held at all types of nonprofit institutions recognize the importance of a well-thought-out investment process. . Investment education is critical. Stress testing various market cycles. Navigating through downturns.
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5 Reasons Why You Should Hire a Financial Advisor
Zoe Financial
MAY 18, 2023
They can help you analyze your current investments, optimize your asset allocation, and make necessary adjustments to ensure your retirement nest egg grows steadily. It pays to have a good wealth planner in your corner. An advisor can answer questions like: When can I fully retire?
529 Plans And The New Tax Code
Brown Advisory
JULY 17, 2018
The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner. As of this year, Federal law lets you distribute up to $10,000 each year from your 529 plan to fund primary (K-12) education tuition.
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529 Plans And The New Tax Code
Brown Advisory
JULY 17, 2018
The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner. As of this year, Federal law lets you distribute up to $10,000 each year from your 529 plan to fund primary (K-12) education tuition. 1 [link]. .
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Workable Wealth Investing Series: What Investment Strategies Should I Use?
Workable Wealth
SEPTEMBER 16, 2020
Asset Allocation. Building on diversification, asset allocation is an investment strategy that builds your portfolio by weighing an adequate amount of risk for your goals. Asset allocation evaluates how your portfolio is created and the specific securities you are investing in. Dollar-Cost Averaging.
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Taking Advantage of Higher Yields | Weekly Market Commentary | September 26, 2022
James Hendries
SEPTEMBER 27, 2022
The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
How to Choose the Right Wealth Management Firm in Kansas City
Fortune Financial
SEPTEMBER 25, 2023
Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Clarifying these distinctions will help you prioritize and allocate resources accordingly.
How Much Should I Be Saving in My 20s?
Carson Wealth
DECEMBER 1, 2022
Talking with a qualified investment advisor can help you develop an asset allocation appropriate for meeting your financial goals. — 1 Social Security Administration, “Education and Lifetime Earnings,” [link]. Determine an Appropriate Risk Tolerance for a Longer Time Horizon .
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