Nerd's Eye View

JANUARY 4, 2023

In addition to explaining withdrawals in dollar terms, advisors can also present a client’s asset allocation in dollar terms (instead of the more usual approach of explaining the allocation in percentages) by framing it as the number of years of income that would be protected from stock market fluctuations (e.g.,

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Retirement Distribution Retirement Planning Asset Allocation 246

The Irrelevant Investor

APRIL 13, 2016

You'll probably notice that those two numbers equal 127%, which doesn't make any sense. The truth is that choosing the right allocation won't drive returns as much as your ability to stick with whatever allocation you've chosen. I guess the million dollar question is "how do you arrive at the right allocation?"

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Random Roger's Retirement Planning

MARCH 21, 2025

One of the pre-market Bloomberg emails gave a positive mention to the Cambria Global Asset Allocation ETF (GAA) because it is up in what of course has been a tough tape for equities this year. It is an interesting asset allocation that targets 40% in equities, 40% in fixed income and 20% in alternatives.

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Asset Allocation Portfolio Assets Numbers 52

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. So I interviewed with a bunch of banks, got a number of job offers by the end of the week, and joined Goldman Sachs in October 1998. So I got to know banks a little bit.

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Abnormal Returns

MARCH 26, 2023

Strategy Shifting your asset allocation based on economic forecasts is a fool's errand. npr.org) An increasing number of guns are being stolen out cars these days. savantwealth.com) Gathering and interpreting information has a cost. mrzepczynski.blogspot.com) How wrapped up should you be in the market efficiency debate?

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Asset Allocation Financial Advising Banking Economy 130

Truemind Capital

APRIL 19, 2024

However, unsatisfactory progress to the falling inflation trajectory in the latest numbers has dampened the hope of cutting the rates anytime soon. Consequently, the portfolio allocation should reflect these probabilities depending on the risk profiles. Central Governments have given hope of meaningful rate cuts within this year.

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Financial Market Asset Allocation Marketing Marketing 98

Truemind Capital

JANUARY 10, 2025

I wonder what stories will be told when the portfolios will decline to such an extent for those who are not following a suitable asset allocation. After every major market crash, a large number of investors leave the equity markets believing it’s not for them. Of course, nobody can tell when & how.

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Marketing Marketing Asset Allocation Portfolio 52

Truemind Capital

FEBRUARY 23, 2024

During times of euphoria and bubbles, a huge number of retail investors want to invest in the stock market. However, I would insist on following an asset allocation plan with discipline, which is unaffected by the emotions of greed and fear. Asset allocation should follow probabilities of future outcomes along with risk profile.

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Random Roger's Retirement Planning

MARCH 20, 2025

On these AI queries they run, they ask it to assign a ranking out of ten so 8, 9 or 10 out of 10 is good and lower numbers are not good. I don't think Tuttle actually believes that there are only two ways to go but I do take that from the passage. gave plain vanilla 60/40 a 2/10 going forward.

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Investing Investments Portfolio Asset Allocation 59

Investment Writing

MAY 7, 2024

You might also enjoy “ Investment commentary numbers: How to get them right.” Here’s an excerpt from the summary: Asset allocators favored the White-led, racially homogenous team when credentials were stronger, but the Black-led, racially diverse team when credentials were weaker. Is that really a word?

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Asset Allocation Communication Clients Assets 109

Fortune Financial

OCTOBER 14, 2024

It has been my experience when reviewing portfolios that diversification is typically expressed simply as a number of various stocks owned, or owning a handful of asset classes, usually stocks of various sizes and geographies, and bonds of varying maturities.

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Asset Allocation Government Portfolio Financial Advisor 131

Carson Wealth

JANUARY 22, 2025

Higher numbers indicate more volatility, lower numbers mean less volatility, and a negative beta, which is rare, means an asset is expected to move in the opposite direction of the market. You can also further diversify within an asset class. can help you get through volatile times with less stress.

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Investing Investments Marketing Marketing 52

Random Roger's Retirement Planning

FEBRUARY 14, 2025

Right or wrong, I think of endowment style investing as being a similar to the Permanent Portfolio, not so much quadrants but more like disparate asset class segments which gets us to a paper about endowment asset allocation from True North Institute. It's only down year was 2018 with a decline of 7.91%.

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Portfolio Asset Allocation Assets Management 52

Darrow Wealth Management

OCTOBER 29, 2024

Your asset allocation is the percentage of your portfolio that you distribute between different asset classes, like stocks and bonds. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation. Then work down, perhaps going to U.S.

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Asset Allocation Accounting Risk Tolerance Portfolio 72

Random Roger's Retirement Planning

JANUARY 22, 2025

The starting point today is the that Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) has gone through a strategy change, renaming as the ReturnStacked Balanced Allocation & Systematic Macro Fund and keeping the same symbol. " balanced allocation and $1 of exposure to a systematic macro strategy."

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Asset Allocation Portfolio Assets Taxes 52

A Wealth of Common Sense

MAY 9, 2023

stocks winning hands down over our foreign counterparts: Many investors look at these numbers and wonder: What’s the point of owning international stocks i. The performance over the past decade and change shows U.S.

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Numbers Marketing Marketing Asset Allocation 145

MainStreet Financial Planning

DECEMBER 20, 2023

Factors to consider would include – job changes, a change in the number of dependents, or a change in the number of breadwinners. Here is a list of some of the current best HYSA’s as of December 2023. Consider whether you should increase the target goal for your emergency fund.

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Risk Tolerance Budgeting Asset Allocation Portfolio 97

A Wealth of Common Sense

MAY 25, 2023

A reader asks: Ben showed the numbers for U.S. stock positive returns over the long-term. How does the data look for global ex-U.S. performance? Fair question. Here is the data I showed in a recent blog post: Since 1926, the U.S.

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Marketing Marketing Numbers Asset Allocation 145

Random Roger's Retirement Planning

FEBRUARY 9, 2023

He didn't specify which of the two (I believe that is the correct number) funds that Hussman managed back then. For 20 years, holy cow, the numbers look great. The ten year numbers tell a much different story due, I think, to the fund's large allocation to gold. Put it all in the yellow line and forget about then?

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Asset Allocation Portfolio Assets Numbers 75

Random Roger's Retirement Planning

NOVEMBER 8, 2024

I found their asset allocation and wanted to see from the top down if there's a way to mimic them to some extent and get decent results. The kurtosis numbers are odd. A few different things today. First, the Alberta Investment Management Company, the province's public pension system, cleaned house due to poor performance.

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Truemind Capital

JUNE 21, 2024

Our solution : – Asset allocation alignment : Created a broader level asset allocation strategy across equity, debt, and gold to align with the risk profile and investment objective of the client. – Focused portfolio : Reduced the number of products to 14 after thorough research.

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Wealth Management Management Portfolio Commission 69

Carson Wealth

JUNE 27, 2024

There are currently about 722,000 centenarians in the world, and it’s predicted that by 2050 that number will rise to 4 million. Based on these numbers, your retirement period can unexpectedly last 30 years instead of 20. As you get closer to retirement your asset allocation should change.

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Retirement Budgeting Healthcare Risk Tolerance 97

Random Roger's Retirement Planning

APRIL 17, 2024

Unlike the 25% each to stocks, long bonds, gold and cash in the Permanent Portfolio, TRTY allocated 35% to trend following, 25% each to equities and fixed income and the last 15% to alternative strategies. I don't know whether those weightings can vary but the numbers come off the home page for the fund.

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Portfolio Asset Allocation Advertising Numbers 102

Nationwide Financial

MARCH 27, 2023

Fund managers remain historically conservative per Bank of America’s Global Fund Manager Survey showing asset allocators long cash and short equities. Cash levels rose in March at the fastest pace since last September and remain above average and allocation to equities remains significantly lower than in history.

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Banking Marketing Marketing Economics 98

WiserAdvisor

APRIL 25, 2023

Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages. Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. Click to compare vetted advisors now.

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Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

Random Roger's Retirement Planning

JULY 9, 2022

When we talk about this I usually lead with some version of "set aside some number of months worth of cash to cover expected expenses to ride out the bear market." A far more normal asset allocation, going through what has been one of the worst first six months of a year ever came out noticeably ahead.as of now anyway.

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Asset Allocation Retirement Portfolio Assets 72

The Big Picture

JANUARY 21, 2025

Barry Ritholtz : The the funny thing is, the behavioral aspect of mutual funds seems to have been when people finally learn about a manager who’s put up great numbers, by the time it makes to make makes it to Forbes, hey, most of that run is probably over and a little mean reversion is about to kick in.

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Investing Investments Management Retirement 147

Validea

AUGUST 2, 2024

The strategy is one of the series of quantitative asset allocation strategies we feature on Validea and uses momentum to build a multi-asset portfolio with very interesting risk and return characteristics. This asset is either short-term or intermediate-term treasuries depending on which of the two has more momentum.

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Random Roger's Retirement Planning

JULY 15, 2024

Usually a replication strategy will build a portfolio based on reported hedge fund holdings filed on a 13f or in the case of managed futures will sample maybe the ten biggest futures markets believing they can get 90% (or some high number) of the full effect, do it for cheaper such that the cost advantage ends up being the difference in performance.

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Asset Allocation Portfolio Assets Management 52

Random Roger's Retirement Planning

APRIL 29, 2024

To capture the ISPY dividends for a more accurate total return number, we'd need to add in about 2.5% I think solving the idea of how to derisk comes down to a couple of things, finding the more reliable derisking effect as well as maintaining the proper asset allocation for the investor in question. to the 3.1%. How does 5.6%

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Asset Allocation Portfolio Clients Retirement 94

Harness Wealth

JANUARY 29, 2025

As effective as tax-loss harvesting can be, there are a number of important details that investors need to be aware of in order to implement the strategy successfully while following regulations. Portfolio rebalancing: Selling underperforming assets helps investors maintain an optimal asset allocation.

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Good Financial Cents

JUNE 11, 2023

Mint does a fantastic job of giving you numbers, but falls short on providing any financial insight. You can also get information on your performance and asset allocation. This will help you to create an asset allocation that will get you where you need to go with your investments.

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The Irrelevant Investor

JANUARY 4, 2016

While it may be interesting to look back at what opening days like this have historically meant for the rest of the year, the reality is these numbers have absolutely no bearing on what will actually happen. What the optimal asset allocation will be over the next twelve months. What is priced in to the market.

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Asset Allocation Assets Planning Economy 52

Truemind Capital

AUGUST 12, 2023

We continue to stay under-allocated to equity (check the 3rd page for asset allocation) at the current valuation levels. Debt Market Insights : The debt yields for the shorter duration came down a bit owing to expectations of relaxed monetary conditions with a better-than-expected decline in inflation numbers.

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Financial Market Asset Allocation Marketing Marketing 52

Discipline Funds

DECEMBER 20, 2023

Asset Allocation and Goals. We are big advocates of time based asset allocation. This means you should try to create specific buckets for your portfolio where you’re matching future expenses and liabilities to specific corresponding assets. 2023 was a great year for risk assets.

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Financial Planning Planning Asset Allocation Retirement Planning 74

The Irrelevant Investor

JUNE 15, 2019

These numbers are pretty encouraging. 18,500, $24,500 for people 50 or older) The chart below shows overall asset allocation in these plans. The biggest takeaway for me here is the cash number. That number fell to 19% in 2018. I wonder if student loans have something to do with this. There is way too much of it.

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Asset Allocation Retirement Accounting Distribution 52

Brown Advisory

MARCH 28, 2019

As we stated in “Confronting the Unknown,” our 2018 asset allocation publication, standard deviation is “a helpful shortcut for thinking about risk, but it is not a fully effective proxy.” The “shoestring curve” below depicts these risks for a hypothetical portfolio, assuming various asset allocation targets.

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